Apply for the RBC Cash Back Preferred World Elite Mastercard
RBC Cash Back Preferred World Elite Mastercard to Your Comparison Table Your Comparison Table (need to be logged in) Full Comparison Summary
Unlimited cash back on your spending*
FEATURES
Earn up to 1.5% cash back on your spending† – big or small
Premium benefits and insurances
Stay connected with a complimentary Boingo‡ Wi-Fi accountΔ
Link your RBC card with a Petro-Points membership and instantly save on fuel at Petro-Canada stations and earn 20% more Petro-Points
Get $0 delivery fees for 12 months from DoorDash17 - Add your eligible RBC credit card to your DoorDash account to:
Get a 12-month complimentary DashPass subscription18 – a value of almost $120
Enjoy unlimited deliveries with $0 delivery fees on orders of $12 or more when you pay with your eligible RBC credit card
Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max.
If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months.
If you pass away, this coverage can make a single payment of the total amount owing on your credit card account to a maximum benefit amount of $25,000.
Enrolment is easy for eligible cardholders. You may cancel at any time.
Premiums are $1.20 per $100 of your account balance on your statement date (plus applicable taxes).
Terms, conditions and eligibility restrictions apply. Full details are available on rbcroyalbank.com. This insurance coverage is underwritten by American Bankers Insurance Company of Florida and American Bankers Life Assurance Company of Florida, who carry on business in Canada under the trade name of Assurant.®
Annual Card Fee:
$99
Credit Score:
720
Extra Card Fee:
$0
Purchase Interest Rate:
20.99%
Minimum Personal Income:
$80,000
Balance Transfer Interest Rate:
22.99%
Minimum Household Income:
$150,000
Cash Advance Interest Rate:
22.99%
Refer to RBC page for up to date offer terms and conditions
Legal references and product terms are available on the RBC website where the client will be directed during the onboarding process to review and agree to them.
This post contains affiliate links.
The Website may engage in affiliate marketing, which is done by embedding tracking links into The Website. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.
Unlimited cash back on your spending*
FEATURES
Earn up to 1.5% cash back on your spending† – big or small
Premium benefits and insurances
Stay connected with a complimentary Boingo‡ Wi-Fi accountΔ
Link your RBC card with a Petro-Points membership and instantly save on fuel at Petro-Canada stations and earn 20% more Petro-Points
Get $0 delivery fees for 12 months from DoorDash17 - Add your eligible RBC credit card to your DoorDash account to:
Get a 12-month complimentary DashPass subscription18 – a value of almost $120
Enjoy unlimited deliveries with $0 delivery fees on orders of $12 or more when you pay with your eligible RBC credit card
Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max.
If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months.
If you pass away, this coverage can make a single payment of the total amount owing on your credit card account to a maximum benefit amount of $25,000.
Enrolment is easy for eligible cardholders. You may cancel at any time.
Premiums are $1.20 per $100 of your account balance on your statement date (plus applicable taxes).
Terms, conditions and eligibility restrictions apply. Full details are available on rbcroyalbank.com. This insurance coverage is underwritten by American Bankers Insurance Company of Florida and American Bankers Life Assurance Company of Florida, who carry on business in Canada under the trade name of Assurant.®
Annual Card Fee:
$99
Credit Score:
720
Extra Card Fee:
$0
Purchase Interest Rate:
20.99%
Minimum Personal Income:
$80,000
Balance Transfer Interest Rate:
22.99%
Minimum Household Income:
$150,000
Cash Advance Interest Rate:
22.99%
Refer to RBC page for up to date offer terms and conditions
Legal references and product terms are available on the RBC website where the client will be directed during the onboarding process to review and agree to them.
This post contains affiliate links.
The Website may engage in affiliate marketing, which is done by embedding tracking links into The Website. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.
Part 1: Cash Back Value per Canadian Dollar
General Purchases: 1.5% cash back per Canadian dollar on all purchases up to $ 25,000 annually.†
After $ 25,000: 1% cash back per Canadian dollar on all purchases beyond the annual cap.†
Part 2: Cash Back Value per 100 Canadian Dollars
General Purchases: $ 1.50 cash back per $ 100 spent on all purchases up to $ 25,000 annually.†
After $ 25,000: $ 1.00 cash back per $ 100 spent on all purchases beyond the annual cap.†
Part 3: Summary of How to Get the Best Value
To maximize the value from the RBC Cash Back Preferred World Elite Mastercard® in Canada:
Monitor Spending: Ensure your annual spending does not exceed $ 25,000 to maintain the 1.5% cash back rate. Beyond this, the rate drops to 1%.
Redeem Wisely: Cash back is automatically credited to your account once it reaches $ 25, or you can call RBC to redeem it whenever you wish.
Utilize Additional Benefits: Take advantage of perks like 3¢ per litre savings on fuel at Petro-Canada, and linking your card for extra Petro-Points to increase overall savings.
Strategic Purchases: Use the card for all everyday purchases to accumulate cash back at the highest possible rate within the annual limit.
Part 4: Cash Back per $ 1000 Spending in Each Category
General Purchases (Up to $ 25,000): $ 15 cash back per $ 1000 spent.†
General Purchases (Over $ 25,000): $ 10 cash back per $ 1000 spent.†
No Special Categories: This card offers the same cash back rate across all spending categories without differentiation.
Cash Back Chart
Spending Range
Cash Back Rate
Per $ 1 CAD
Per $ 100 CAD
Per $ 1000 CAD
Up to $ 25,000
1.5%
$ 0.015
$ 1.50
$ 15.00
Over $ 25,000
1.0%
$ 0.010
$ 1.00
$ 10.00
† Terms and conditions apply.
NOTE : The value conversions may not be up to date. Please calculate your own conversion to Canadian dollars to ensure accuracy.
★ Conditions and Exemptions
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.
• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.
Get 25% Referral Bonus Get paid in cash 25% of all cash back rebates all your referrals collect
Great Canadian Rebates works in partnership with over 900 well known merchants. These outlets already offer great deals and savings, you save even more when you shop online as a member here. Once you register, you can save through Cash Back Rebates and even more using our coupons, deals, discounts and sales links.
CATEGORIES
