Apply for the RBC Cash Back Preferred World Elite Mastercard
RBC Cash Back Preferred World Elite Mastercard to Your Comparison Table Your Comparison Table (need to be logged in) Full Comparison Summary
Unlimited cash back on your spending*
FEATURES
Earn up to 1.5% cash back on your spending† – big or small
Premium benefits and insurances
Stay connected with a complimentary Boingo‡ Wi-Fi accountΔ
Link your RBC card with a Petro-Points membership and instantly save on fuel at Petro-Canada stations and earn 20% more Petro-Points
Get $0 delivery fees for 12 months from DoorDash17 - Add your eligible RBC credit card to your DoorDash account to:
Get a 12-month complimentary DashPass subscription18 – a value of almost $120
Enjoy unlimited deliveries with $0 delivery fees on orders of $12 or more when you pay with your eligible RBC credit card
Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max.
If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months.
If you pass away, this coverage can make a single payment of the total amount owing on your credit card account to a maximum benefit amount of $25,000.
Enrolment is easy for eligible cardholders. You may cancel at any time.
Premiums are $1.20 per $100 of your account balance on your statement date (plus applicable taxes).
Terms, conditions and eligibility restrictions apply. Full details are available on rbcroyalbank.com. This insurance coverage is underwritten by American Bankers Insurance Company of Florida and American Bankers Life Assurance Company of Florida, who carry on business in Canada under the trade name of Assurant.®
Refer to RBC page for up to date offer terms and conditions
Legal references and product terms are available on the RBC website where the client will be directed during the onboarding process to review and agree to them.
This post contains affiliate links.
The Website may engage in affiliate marketing, which is done by embedding tracking links into The Website. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.
Annual Card Fee:
$99
Credit Score:
720
Extra Card Fee:
$0
Purchase Interest Rate:
20.99%
Minimum Personal Income:
$80,000
Balance Transfer Interest Rate:
22.99%
Minimum Household Income:
$150,000
Cash Advance Interest Rate:
22.99%
Unlimited cash back on your spending*
FEATURES
Earn up to 1.5% cash back on your spending† – big or small
Premium benefits and insurances
Stay connected with a complimentary Boingo‡ Wi-Fi accountΔ
Link your RBC card with a Petro-Points membership and instantly save on fuel at Petro-Canada stations and earn 20% more Petro-Points
Get $0 delivery fees for 12 months from DoorDash17 - Add your eligible RBC credit card to your DoorDash account to:
Get a 12-month complimentary DashPass subscription18 – a value of almost $120
Enjoy unlimited deliveries with $0 delivery fees on orders of $12 or more when you pay with your eligible RBC credit card
Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max.
If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months.
If you pass away, this coverage can make a single payment of the total amount owing on your credit card account to a maximum benefit amount of $25,000.
Enrolment is easy for eligible cardholders. You may cancel at any time.
Premiums are $1.20 per $100 of your account balance on your statement date (plus applicable taxes).
Terms, conditions and eligibility restrictions apply. Full details are available on rbcroyalbank.com. This insurance coverage is underwritten by American Bankers Insurance Company of Florida and American Bankers Life Assurance Company of Florida, who carry on business in Canada under the trade name of Assurant.®
Annual Card Fee:
$99
Credit Score:
720
Extra Card Fee:
$0
Purchase Interest Rate:
20.99%
Minimum Personal Income:
$80,000
Balance Transfer Interest Rate:
22.99%
Minimum Household Income:
$150,000
Cash Advance Interest Rate:
22.99%
Refer to RBC page for up to date offer terms and conditions
Legal references and product terms are available on the RBC website where the client will be directed during the onboarding process to review and agree to them.
This post contains affiliate links.
The Website may engage in affiliate marketing, which is done by embedding tracking links into The Website. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.
Part 1: RBC Cash Back Preferred World Elite Mastercard Cash Back Value per Canadian Dollar
All Purchases: 1 Cash Back Dollar = $ 1 CAD when redeemed as a statement credit or applied to purchases.
Part 2: RBC Cash Back Preferred World Elite Mastercard Cash Back Value per 100 Canadian Dollars
All Purchases: 100 Cash Back Dollars = $ 100 CAD
Part 3: Summary for Best Value
To maximize the value from the RBC Cash Back Preferred World Elite Mastercard:
Redeem as Statement Credits: The cash back earned can be automatically applied as a credit to your account, providing direct dollar-for-dollar value.
Spend on Everyday Purchases: The card offers the same cash back rate on all purchases, so use it for all your spending to accumulate cash back more quickly.
Benefit from Additional Perks: Take advantage of the card's travel and insurance benefits to potentially save more than just through cash back alone.
Utilize Special Offers: Look for RBC's promotional periods where cash back rates might be increased or additional benefits are offered.
Part 4: RBC Cash Back Preferred World Elite Mastercard Cash Back Earned per $ 1000 Spending by Category
All Purchases: 15 Cash Back Dollars per $ 1,000 spent (1.5% cash back on all purchases up to $ 25,000 annually, then 1% thereafter).
NOTE : The value conversions may not be up to date. Please calculate your own conversion to Canadian dollars to ensure accuracy.
★ Conditions and Exemptions
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.
• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.
Get 25% Referral Bonus Get paid in cash 25% of all cash back rebates all your referrals collect
Great Canadian Rebates works in partnership with over 900 well known merchants. These outlets already offer great deals and savings, you save even more when you shop online as a member here. Once you register, you can save through Cash Back Rebates and even more using our coupons, deals, discounts and sales links.
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