RBC® Visa‡ Classic Low Rate Option to Your Comparison Table Your Comparison Table (need to be logged in) Full Comparison Summary
Enjoy a 0.99% introductory interest rate for the first 10 months on balance transfers^ and no annual fee for the first year.*
Limited time offer. Apply by February 26th, 2025
FEATURES
Low, fixed interest rate on purchases, cash advances and balance transfers
Low annual fee
Purchase security and extended warranty insurance4
Link your RBC card with a Petro-Points membership and instantly save on fuel at Petro-Canada stations and earn 20% more Petro-Points
Get $0 delivery fees for 3 months from DoorDash14 - Add your eligible RBC credit card to your DoorDash account to:
- Get a 3-month complimentary DashPass subscription15 – a value of almost $30
- Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card
Refer to RBC page for up to date offer terms and conditions.
Legal references and product terms are available on the RBC website where the client will be directed during the onboarding process to review and agree to them.
This post contains affiliate links.
GCR may engage in affiliate marketing, which is done by embedding tracking links into greatcanadianrebates.ca. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track sales for commission purposes.
Annual Card Fee:
$20
Credit Score:
660
Extra Card Fee:
$0
Purchase Interest Rate:
12.99%
Minimum Personal Income:
N/A
Balance Transfer Interest Rate:
12.99%
Minimum Household Income:
N/A
Cash Advance Interest Rate:
12.99%
Enjoy a 0.99% introductory interest rate for the first 10 months on balance transfers^ and no annual fee for the first year.*
Limited time offer. Apply by February 26th, 2025
FEATURES
Low, fixed interest rate on purchases, cash advances and balance transfers
Low annual fee
Purchase security and extended warranty insurance4
Link your RBC card with a Petro-Points membership and instantly save on fuel at Petro-Canada stations and earn 20% more Petro-Points
Get $0 delivery fees for 3 months from DoorDash14 - Add your eligible RBC credit card to your DoorDash account to:
- Get a 3-month complimentary DashPass subscription15 – a value of almost $30
- Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card
Annual Card Fee:
$20
Credit Score:
660
Extra Card Fee:
$0
Purchase Interest Rate:
12.99%
Minimum Personal Income:
N/A
Balance Transfer Interest Rate:
12.99%
Minimum Household Income:
N/A
Cash Advance Interest Rate:
12.99%
Refer to RBC page for up to date offer terms and conditions.
Legal references and product terms are available on the RBC website where the client will be directed during the onboarding process to review and agree to them.
This post contains affiliate links.
GCR may engage in affiliate marketing, which is done by embedding tracking links into greatcanadianrebates.ca. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track sales for commission purposes.
The RBC® Visa‡ Classic Low Rate Option Card is primarily designed to offer a lower interest rate rather than focusing on rewards like cash back or points. This card does not typically provide rewards in the form of cash back or points like other RBC cards, so there is no direct monetary value in terms of rewards.
Key Features:
• Low interest rate: The main benefit of this card is the lower interest rate on purchases and balance transfers (usually around 12.99% • 14.99%, but it varies depending on promotions).
• Annual fee: There is typically a small annual fee, usually $ 20 CAD.
• No rewards program: This card focuses on providing a low interest rate for people who carry a balance, rather than earning points or cash back.
Value in Canadian Dollars:
• Since there is no rewards program associated with the RBC Visa Classic Low Rate Option Card, its "worth" in Canadian dollars comes from the savings in interest charges if you tend to carry a balance.
If you're looking for a card to minimize interest payments, this is a solid option, but it won't provide direct cash rewards or points.
NOTE : The value conversions may not be up to date. Please calculate your own conversion to Canadian dollars to ensure accuracy.
★ Conditions and Exemptions
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.
• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.
Get 25% Referral Bonus Get paid in cash 25% of all cash back rebates all your referrals collect
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