RBC® ION Visa Card to Your Comparison Table Your Comparison Table (need to be logged in) Full Comparison Summary
Get 3,500 Avion points on approval with the RBC ION Visa Card^!
Apply by January 15, 2025.
FEATURES
• Earn 1.5X Avion points1 on:
Grocery - Satisfy your taste buds by earning points on groceriesi
Rides, Gas & EV Charging – Enjoy earning points on gas, rideshare, daily public transit, electric vehicle charging. ii
Streaming, Digital Gaming & Subscriptions – Stay entertained while earning points on streaming, gaming, eligible digital subscriptions, eligible digital downloads, and in-game purchases.iii
• Earn 1 Avion point for every $1 spent on all other qualifying purchases1
Pay With Points
Redeem your Avion points to pay bills, your credit card balance or even send money to friends with Interac e-Transfer4. Minimum redemption is only $10, so you can use your points where you need them most.
Save at Petro-Canada
Save 3¢/L on fuel and earn 20% more points when you pay with a linked RBC card.6
Earn more Be Well points at Rexall
Earn 50 Be Well points for every $1 spent on eligible purchases at Rexall when you pay with your linked RBC card and scan your Be Well card.7
Save Big on Delivery with DoorDash
Get a 3-month complimentary DashPass subscription – a value of almost $308
Enjoy unlimited deliveries with $0 delivery fees on qualifying orders of $15 or more when you pay with your eligible RBC credit card9. See how to save with DoorDash.
Purchase Security and Extended Warranty Insurance5
Automatically protects eligible card purchases against loss, theft or damage within 90 days of purchase, and doubles the manufacturer's original Canadian warranty by up to one additional year, to a maximum of five years.
Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max.
If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months.
If you pass away, this coverage can make a single payment of the total amount owing on your credit card account to a maximum benefit amount of $25,000.
Enrolment is easy for eligible cardholders. You may cancel at any time.
Premiums are $1.20 per $100 of your account balance on your statement date (plus applicable taxes).
Terms, conditions and eligibility restrictions apply. Full details are available on rbcroyalbank.com. This insurance coverage is underwritten by American Bankers Insurance Company of Florida and American Bankers Life Assurance Company of Florida, who carry on business in Canada under the trade name of Assurant.®
* 21.99% Balance Transfer and Cash Advance rate if you reside in Quebec.
Refer to RBC page for up to date offer terms and conditions.
Legal references and product terms are available on the RBC website where the client will be directed during the onboarding process to review and agree to them.
This post contains affiliate links.
GCR may engage in affiliate marketing, which is done by embedding tracking links into greatcanadianrebates.ca. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.
Annual Card Fee:
$0
Credit Score:
N/A
Extra Card Fee:
$0
Purchase Interest Rate:
20.99%
Minimum Personal Income:
N/A
Balance Transfer Interest Rate:
22.99%
Minimum Household Income:
N/A
Cash Advance Interest Rate:
22.99%
Get 3,500 Avion points on approval with the RBC ION Visa Card^!
Apply by January 15, 2025.
FEATURES
• Earn 1.5X Avion points1 on:
Grocery - Satisfy your taste buds by earning points on groceriesi
Rides, Gas & EV Charging – Enjoy earning points on gas, rideshare, daily public transit, electric vehicle charging. ii
Streaming, Digital Gaming & Subscriptions – Stay entertained while earning points on streaming, gaming, eligible digital subscriptions, eligible digital downloads, and in-game purchases.iii
• Earn 1 Avion point for every $1 spent on all other qualifying purchases1
Pay With Points
Redeem your Avion points to pay bills, your credit card balance or even send money to friends with Interac e-Transfer4. Minimum redemption is only $10, so you can use your points where you need them most.
Save at Petro-Canada
Save 3¢/L on fuel and earn 20% more points when you pay with a linked RBC card.6
Earn more Be Well points at Rexall
Earn 50 Be Well points for every $1 spent on eligible purchases at Rexall when you pay with your linked RBC card and scan your Be Well card.7
Save Big on Delivery with DoorDash
Get a 3-month complimentary DashPass subscription – a value of almost $308
Enjoy unlimited deliveries with $0 delivery fees on qualifying orders of $15 or more when you pay with your eligible RBC credit card9. See how to save with DoorDash.
Purchase Security and Extended Warranty Insurance5
Automatically protects eligible card purchases against loss, theft or damage within 90 days of purchase, and doubles the manufacturer's original Canadian warranty by up to one additional year, to a maximum of five years.
Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max.
If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months.
If you pass away, this coverage can make a single payment of the total amount owing on your credit card account to a maximum benefit amount of $25,000.
Enrolment is easy for eligible cardholders. You may cancel at any time.
Premiums are $1.20 per $100 of your account balance on your statement date (plus applicable taxes).
Terms, conditions and eligibility restrictions apply. Full details are available on rbcroyalbank.com. This insurance coverage is underwritten by American Bankers Insurance Company of Florida and American Bankers Life Assurance Company of Florida, who carry on business in Canada under the trade name of Assurant.®
Annual Card Fee:
$0
Credit Score:
N/A
Extra Card Fee:
$0
Purchase Interest Rate:
20.99%
Minimum Personal Income:
N/A
Balance Transfer Interest Rate:
22.99%
Minimum Household Income:
N/A
Cash Advance Interest Rate:
22.99%
* 21.99% Balance Transfer and Cash Advance rate if you reside in Quebec.
Refer to RBC page for up to date offer terms and conditions.
Legal references and product terms are available on the RBC website where the client will be directed during the onboarding process to review and agree to them.
This post contains affiliate links.
GCR may engage in affiliate marketing, which is done by embedding tracking links into greatcanadianrebates.ca. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.
Part 1: Avion Rewards Points Value per Canadian Dollar
Travel: 172 Avion Points = $ 1 CAD, which means 1 Avion Point ≈ $ 0.0058 or 0.58 cents per point for travel redemptions.
Merchandise, Gift Cards, Financial Products: Similar to travel, 172 Avion Points = $ 1 CAD, so about 0.58 cents per point.
Part 2: Avion Rewards Points Value per 100 Canadian Dollars
All Redemptions: Approximately 34,400 Avion Points for $ 200 CAD, or 17,200 Points for $ 100 CAD based on the rate of 172 points for $ 1 CAD.
Part 3: Summary for Best Value
To maximize the value from the RBC® ION Visa Card:
Focus on Bonus Categories: Earn more points by spending in categories where the card offers higher earn rates.
Redeem for Travel: While the redemption rate might not be the highest, travel can still offer good value, especially for lower-cost flights or when combined with other travel deals.
Combine Points: If you have or can open an Avion Rewards credit card that offers a better redemption rate for travel, you might transfer your ION Visa points there for better value.
Link with Partners: Utilize partnerships like Petro-Canada to earn additional points or savings which can indirectly increase the effective value of your Avion points.
Part 4: Avion Rewards Points Earned per $ 1000 Spending by Category
Grocery, Dining, Food Delivery, Rides, Gas, EV Charging, Streaming Services, Subscriptions: 1,500 Avion Points per $ 1,000 spent (1.5 points per dollar).
All Other Purchases: 1,000 Avion Points per $ 1,000 spent (1 point per dollar).
NOTE : The value conversions may not be up to date. Please calculate your own conversion to Canadian dollars to ensure accuracy.
★ Conditions and Exemptions
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.
• NOTE: You must notify GCR within 4 months of application date to report a missing rebate otherwise the rebate is void.
Get 25% Referral Bonus Get paid in cash 25% of all cash back rebates all your referrals collect
Great Canadian Rebates works in partnership with over 900 well known merchants. These outlets already offer great deals and savings, you save even more when you shop online as a member here. Once you register, you can save through Cash Back Rebates and even more using our coupons, deals, discounts and sales links.
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