Cash Back Rebate from GCR:

Go to RBC VIP Banking Account

Note : Click to application page from GCR before filling application

RBC VIP Banking Account
Apply for an RBC VIP Banking Account

Get the new Apple Watch Series 9 when you open an RBC VIP Banking account!

Offer Extended Until June 3, 2024. Conditions apply.

RBC VIP Banking

  • Unlimited debit transactions worldwide and FREE interac e-Transfer transactions*
  • Earn Avion points on debit transactions*
  • Get a premium credit card for less—Up to $120 rebate on the annual fee of an eligible credit card*

Monthly Fee:1
  • $30 (or less with rebate) 2
  • $24 or $18.05 monthly fee with the value program rebate
  • $22.50 monthly fee for seniors (or less with Value Program rebate)

Account Details:
  • RBC Direct Investing maintenance fees waived*
    - Extra accounts included—up to 2 Canadian and 1 U.S. dollar
  • No minimum balance (Even to get rebates)
  • eStatements or Monthly Paper statements: FREE
  • Cross Border Debits 9, 18, 19: FREE
  • Overdraft Protection20- Fee waived (overdraft interest applies if used)
  • Safe Deposit Box21 - Up to $60/year discount on regular fees
  • Non-Sufficient Funds (NSF) Fee - 1 NSF fee rebated every calendar year30
  • Personalized Cheques22: FREE, with RBC VIP Style
  • Bank Drafts23- 12 FREE/year, $9.95 each thereafter
  • Right Account Guarantee® If you’re not completely satisfied within the first 4 months, we’ll refund your monthly fees for up to
    3 months.15

How to Get Started

You can qualify for the offer by:
  1. Opening your first RBC VIP Banking account, as a primary owner, by June 3, 2024.

  2. Set up and complete two of the following qualifying criteria by August 9, 2024:

    a. Your payroll or pension as a direct deposit
    b. Two pre-authorized monthly payments (PAPs)
    c. Two eligible bill payments to a service provider

  3. Starting February 6, 2024, RBC will notify you – by way of an email sent to the email address you have provided to them – when you have fulfilled the Qualifying Criteria and qualified for the Promotional Offer. This message will be sent at any time up to ten business days after RBC has determined that all Qualifying Criteria has been completed by you. The email message will contain a secure link that will permit you to visit a secure online store where you can select your Reward and confirm an address for delivery, as well as any other shipping details.

Eligibility: The offer is available to Canadian residents who have never had a Personal Banking Account (chequing account) with RBC nor qualified for any of our offers related to opening a Personal Banking Account at any time during the Promotional Period or in the five-year period before the start of the Promotional Period.

This post contains affiliate links.

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Legal references and product terms are available on the RBC website where the client will be directed during the onboarding process to review and agree to them.

Refer to RBC page for up-to-date offer terms and conditions.


• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon account approval.

• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.
• If reporting a missing rebate, you must include your email address that RBC used to confirm your account was officially opened.

Rebate Currency Exchange :  NONE

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