Get $350 when you open an RBC VIP Banking account!
Offer Ends January 3, 2024. Conditions apply.
OFFER ONLY APPLICABLE to clients who have not been an RBC client in the past 5 years.
RBC VIP Banking
- Unlimited debit transactions worldwide and FREE interac e-Transfer transactions*
- Earn Avion points on debit transactions*
- Get a premium credit card for less—Up to $120 rebate on the annual fee of an eligible credit card*
Monthly Fee:1
- $30 (or less with rebate)2
- $24 or $18.05 monthly fee with the value program rebate
- $22.50 monthly fee for seniors (or less with Value Program rebate)
Account Details
- RBC Direct Investing maintenance fees waived*
- Extra accounts included—up to 2 Canadian and 1 U.S. dollar
- No minimum balance (Even to get rebates)
- eStatements or Monthly Paper statements: FREE
- Cross Border Debits 9,18,19: FREE
- Overdraft Protection20: Fee waived (Overdraft interest applies if used)
- Safe Deposit Box21: Up to $60/year discount on regular fees
- Non-Sufficient Funds (NSF) Fee: 1 NSF fee rebated every calendar year30
- Personalized Cheques22: FREE, with RBC VIP Style
- Bank Drafts23: 12 Free/year, $9.95 each thereafter
- Right Account Guarantee: If you're not completely satisfied within the first 4 months, we'll refund your monthly fee for up to 3 months.15
How to Get Started
You can qualify for the offer by:
1. Opening your first RBC Signature No Limit Banking account, as a primary owner, by January 3, 2024.
2. Set up and complete two of the following qualifying criteria by March 13, 2024:
a. Your payroll or pension as a direct deposit
b. Two pre-authorized monthly payments (PAPs)
c. Two eligible bill payments to a service provider
3. We’ll send you an email once the cash has been deposited in your account.
Offer Ends Jan 3, 2023. Conditions apply.
The offer is available to Canadian residents who have never had a Personal Banking Account (chequing account) with RBC nor qualified for any of our offers related to opening a Personal Banking Account at any time during the Promotional Period or in the five-year period before the start of the Promotional Period.
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Legal references and product terms are available on the RBC website where the client will be directed during the onboarding process to review and agree to them.
Refer to RBC page for up-to-date offer terms and conditions.
