Scotiabank American Express® Card to Your Comparison Table Your Comparison Table (need to be logged in) Full Comparison Summary
Earn up to 5,000 bonus Scene+ points within your first 3 months (that’s up to $50 towards travel)*.
Offer valid July 2, 2024 - July 1, 2025.
FEATURES
Earn 3x Scene+ points* on every $1 you spend at Sobeys, Safeway, Freshco and more.
Earn 2x Scene+ points* for every $1 you spend on restaurants, fast food, drinking establishments and other eligible grocery stores. Includes popular food delivery and food subscriptions.
Earn 2x Scene+ points* for every $1 you spend on eligible entertainment purchases. Includes movies, theatre and ticket agencies stores.
Earn 2x Scene+ points* for every $1 you spend on eligible gas and daily transit.Includes rideshares, buses, subway, taxis and more.
Earn 2x Scene+ points* for every $1 you spend on eligible select streaming services.
Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases.
Mobile Device Insurance coverage
American Express Invites®
Rates, fees and other information are effective as of November 1, 2024. Subject to change.
Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.
* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.
Annual Card Fee:
$0
Credit Score:
660
Extra Card Fee:
$0
Purchase Interest Rate:
19.99%
Minimum Personal Income:
$12,000
Balance Transfer Interest Rate:
22.99%
Minimum Household Income:
N/A
Cash Advance Interest Rate:
22.99%
Earn up to 5,000 bonus Scene+ points within your first 3 months (that’s up to $50 towards travel)*.
Offer valid July 2, 2024 - July 1, 2025.
FEATURES
Earn 3x Scene+ points* on every $1 you spend at Sobeys, Safeway, Freshco and more.
Earn 2x Scene+ points* for every $1 you spend on restaurants, fast food, drinking establishments and other eligible grocery stores. Includes popular food delivery and food subscriptions.
Earn 2x Scene+ points* for every $1 you spend on eligible entertainment purchases. Includes movies, theatre and ticket agencies stores.
Earn 2x Scene+ points* for every $1 you spend on eligible gas and daily transit.Includes rideshares, buses, subway, taxis and more.
Earn 2x Scene+ points* for every $1 you spend on eligible select streaming services.
Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases.
Mobile Device Insurance coverage
American Express Invites®
Rates, fees and other information are effective as of November 1, 2024. Subject to change.
Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.
Annual Card Fee:
$0
Credit Score:
660
Extra Card Fee:
$0
Purchase Interest Rate:
19.99%
Minimum Personal Income:
$12,000
Balance Transfer Interest Rate:
22.99%
Minimum Household Income:
N/A
Cash Advance Interest Rate:
22.99%
* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.
Part 1: Scene+ Points Value per Canadian Dollar
Travel: 1 Scene+ Point = $ 0.01 CAD when redeemed through Scene+ Travel.
Movies and Entertainment: 1 Scene+ Point = $ 0.01 CAD at Cineplex.
Grocery and Dining: 1 Scene+ Point = $ 0.01 CAD when redeemed at participating grocery stores or restaurants.
Merchandise: Generally, around 1 Scene+ Point = $ 0.008 to $ 0.01 CAD, depending on the item.
Statement Credits: 1 Scene+ Point = $ 0.01 CAD when used for statement credits.
Part 2: Scene+ Points Value per 100 Canadian Dollars
Travel: 10,000 Scene+ Points = $ 100 CAD.
Movies and Entertainment: 10,000 Scene+ Points = $ 100 CAD.
Grocery and Dining: 10,000 Scene+ Points = $ 100 CAD.
Merchandise: Typically requires more than 10,000 Points for $ 100 CAD due to lower value per point for this redemption.
To maximize the value from the Scotiabank American Express® Card:
Redeem for Travel: Often provides the best value, especially when using Scene+ Travel for flights or hotels.
Combine with Offers: Look for special promotions or bonus point offers from Scene+ partners to increase the value of your points or earn more points for the same spend.
Use for Entertainment: Redeeming for movie tickets or entertainment can offer good value, especially if you frequent Cineplex.
Strategic Purchases: Make purchases in categories where you earn more points to accumulate points faster.
Part 4: Scene+ Points Earned per $ 1000 Spending by Category
Empire Grocery Stores: 3,000 Scene+ Points per $ 1,000 spent (3 points per dollar).
Dining, Entertainment, Gas, Transit, and Select Streaming Services: 2,000 Scene+ Points per $ 1,000 spent (2 points per dollar).
NOTE : The value conversions may not be up to date. Please calculate your own conversion to Canadian dollars to ensure accuracy.
★ Conditions and Exemptions
Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
NOTE: You must reply to GCR within 3 months from application date to report a missing rebate, otherwise the rebate is void.
Get 25% Referral Bonus Get paid in cash 25% of all cash back rebates all your referrals collect
Great Canadian Rebates works in partnership with over 900 well known merchants. These outlets already offer great deals and savings, you save even more when you shop online as a member here. Once you register, you can save through Cash Back Rebates and even more using our coupons, deals, discounts and sales links.
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