Apply for the Scotiabank Platinum American Express® card
Scotiabank Platinum American Express® Card to Your Comparison Table Your Comparison Table (need to be logged in) Full Comparison Summary
Earn up to $2,100* in value in the first 14 months, including up to 60,000 bonus Scene+ points*.
Offer valid November 1, 2024 - January 2, 2025.
FEATURES
Earn 2X Scene+ points for every $1 spent on all your eligible purchases
No Foreign Transaction Fees
Comprehensive Travel Insurance coverage
Mobile Device Insurance coverage
10 complimentary Airport Lounge Passes per year
Platinum VIP Offers+
American Express Invites®
Premium Complimentary Concierge Services
Savings and reward potential in first 14 months based on the following card usage and offers:
$600 in travel rewards (60,000 bonus Scene+ points) when you spend $3,000 within your first 3 months (to earn 50,000 points) and when you spend $10,000 within your first 14 months (to earn an additional 10,000 points);
$141 in foreign transaction fee savings based on average first year annual foreign spend per account (save the 2.5% foreign transaction fee typically charged by other card issuers);
$742 in travel rewards (74,188 Scene+ points) on everyday purchases based on average annual first year spend per account;
$704 value of a complimentary Priority Pass membership and free lounge passes per year for the primary cardholder (annual membership fee package of CAD$400/USD$299, which includes 10 lounge passes) and for one supplementary cardholder (basic annual membership fee of CAD$132/USD$99 plus 4 lounge passes at CAD$43/USD$32 each). Currency conversion as at February 28, 2024.
Potential 14-Month Value = up to $2,187
Actual savings and rewards earned will depend on individual card usage and eligibility for applicable offers. Conditions apply*.
Rates, fees and other information are effective as of Nov.1, 2024. Subject to change.
Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.
* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.
Annual Card Fee:
$399
Credit Score:
725
Extra Card Fee:
$99
Purchase Interest Rate:
9.99%
Minimum Personal Income:
$12,000
Balance Transfer Interest Rate:
9.99%
Minimum Household Income:
N/A
Cash Advance Interest Rate:
9.99%
Earn up to $2,100* in value in the first 14 months, including up to 60,000 bonus Scene+ points*.
Offer valid November 1, 2024 - January 2, 2025.
FEATURES
Earn 2X Scene+ points for every $1 spent on all your eligible purchases
No Foreign Transaction Fees
Comprehensive Travel Insurance coverage
Mobile Device Insurance coverage
10 complimentary Airport Lounge Passes per year
Platinum VIP Offers+
American Express Invites®
Premium Complimentary Concierge Services
Savings and reward potential in first 14 months based on the following card usage and offers:
$600 in travel rewards (60,000 bonus Scene+ points) when you spend $3,000 within your first 3 months (to earn 50,000 points) and when you spend $10,000 within your first 14 months (to earn an additional 10,000 points);
$141 in foreign transaction fee savings based on average first year annual foreign spend per account (save the 2.5% foreign transaction fee typically charged by other card issuers);
$742 in travel rewards (74,188 Scene+ points) on everyday purchases based on average annual first year spend per account;
$704 value of a complimentary Priority Pass membership and free lounge passes per year for the primary cardholder (annual membership fee package of CAD$400/USD$299, which includes 10 lounge passes) and for one supplementary cardholder (basic annual membership fee of CAD$132/USD$99 plus 4 lounge passes at CAD$43/USD$32 each). Currency conversion as at February 28, 2024.
Potential 14-Month Value = up to $2,187
Actual savings and rewards earned will depend on individual card usage and eligibility for applicable offers. Conditions apply*.
Rates, fees and other information are effective as of Nov.1, 2024. Subject to change.
Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.
Annual Card Fee:
$399
Credit Score:
725
Extra Card Fee:
$99
Purchase Interest Rate:
9.99%
Minimum Personal Income:
$12,000
Balance Transfer Interest Rate:
9.99%
Minimum Household Income:
N/A
Cash Advance Interest Rate:
9.99%
* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.
Part 1: Scene+ Points Value per Canadian Dollar
Travel: 1 Scene+ Point = $ 0.01 CAD when redeemed for travel purchases.
Merchandise, Gift Cards, and Statement Credits: 1 Scene+ Point = $ 0.01 CAD when used for these redemptions.
Part 2: Scene+ Points Value per 100 Canadian Dollars
Travel: 10,000 Scene+ Points = $ 100 CAD.
Merchandise, Gift Cards, and Statement Credits: 10,000 Scene+ Points = $ 100 CAD.
Part 3: Summary for Best Value
To achieve the best value from the Scotiabank Platinum American Express® Card:
Redeem for Travel: Travel offers a straightforward 1 cent per point value, making it the most flexible and potentially valuable redemption option, especially when you can apply points to any travel purchase.
Use Lounge Benefits: Take advantage of the complimentary lounge access to save on airport food and drinks, effectively increasing the card's value beyond just points.
No Foreign Transaction Fees: Utilize the card for international purchases to save on fees, adding to its overall value.
Insurance Benefits: Leverage the comprehensive travel insurance to potentially save on travel-related expenses or unexpected costs.
Part 4: Scene+ Points Earned per $ 1000 Spending by Category
All Purchases: 2,000 Scene+ Points per $ 1,000 spent (2 points per dollar).
NOTE : The value conversions may not be up to date. Please calculate your own conversion to Canadian dollars to ensure accuracy.
★ Conditions and Exemptions
Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
NOTE: You must reply to GCR within 3 months from application date to report a missing rebate, otherwise the rebate is void.
Rebate Currency Exchange :NONE
Earn up to $2,100* in value in your first 14 months, including up to 60,000* bonus Scene+ points.
Ends : Jan 2
Get 25% Referral Bonus Get paid in cash 25% of all cash back rebates all your referrals collect
Great Canadian Rebates works in partnership with over 900 well known merchants. These outlets already offer great deals and savings, you save even more when you shop online as a member here. Once you register, you can save through Cash Back Rebates and even more using our coupons, deals, discounts and sales links.
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