First year annual fee waived*
Get closer to your new car with up to 5% in GM Earnings
Earn 5% in GM Earnings on the first $10,000 spent annually, and 2% thereafter
$1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac
No earning or redemption caps
Rates, fees and other information are effective as of February 1, 2018. Subject to change.
* Visit the application page for further details
Minimum Application Requirements
You have a minimum annual personal gross income of $60,000
You havent declared bankruptcy in the past 7 years
You're at least the age of majority in your province or territory
Your home address matches your credit report home address. (Before applying, you can review this though TransUnion CreditView and contact TransUnion to update this information)
Youre a Canadian citizen or are a permanent resident. If youre not a permanent resident you can still bank with us call us at 1.800.4SCOTIA to book an appointment/ head over to https://maps.scotiabank.com/locator/index.html to find a branch near you.
◊ We will waive the initial annual fee for the primary card and each additional supplementary card for the first year (the Offer). Offer applies to new Scotiabank credit card account (Accounts) only that are opened by June 30, 2019. Any additional supplementary cards must be issued by June 30, 2019 to qualify for the Offer.
Former or current Scotiabank credit cardholders of any kind in the past 2 years, including those that transfer from an existing Scotiabank credit card account or re-open a closed Scotiabank credit card account, are excluded from this Offer.
The current annual fee is $79 for the primary card and $39 for each additional supplementary card.
The current preferred annual interest rates for the Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions). All rates, fees, features and benefits are subject to change. Offers may be changed, cancelled or extended and cannot be combined with any other offers.
*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.