Sign up offer :
Get an introductory 1.99% on Balance transfers for the first six months. Plus, $99 first year annual fee waiver.
For accounts opened by January 31, 2017
NOTE: A 1% Promotional Rate Fee (minimum fee of $3.50) on the amount of any cash advance, balance transfer and Scotia® Credit Card Cheque will apply during this promotional offer.
Maximum cash back on everyday spending :
- 4% on eligible gas station and grocery store purchases
- 2% on drug store purchases and recurring bills
- 1% cash back on all other eligible purchases
- VISA Infinite Complimentary Concierge Service - available 24/7
- Access to VISA Infinite Luxury Hotel Collection
- VISA Infinite Dining Series - Unique dining experiences in some of Canada's top restaurants
- Special access to unique offers and experiences
- Rental car collision insurance
- Purchase security and extended warranty protection
Visit the application page for further details
PLEASE READ TO MAKE SURE YOU GET A CASH BACK REBATE
• Click link above. Do not browse or leave application page before it is completed.|
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
Scotia Momentum VISA Infinite card is a credit card that offers their customers incentives for purchases at certain establishments. This cash back program can be quite a cost savings for consumers. In fact the cash back program can add up to substantial savings each year for consumers.
Scotia Momentum VISA Infinite card is geared towards all adult income earning Canadian residents. The card provides customers with a great cash back incentive program. The basic incentive program offers 4% cash back on all gas station and grocery store purchases, 2% cash back on all recurring payments and any drug store purchases that a customer makes, and 1% cash back to customers for all their other eligible purchases.
Using a cash back program on purchases is a great way for consumers to see tangible savings annually on the things they buy most. Since the highest percentage of cash back is on gas purchases and grocery store purchases it is easy to see that it is like having an automatic savings discount plan each time you buy gas and groceries. If the customer regularly pays their monthly card expenses and does not accrue credit charges on these purchases the savings is consistent and worthy.
The application process is fairly easy with standard customer basic information requirements. Applicants must provide: Personal/contact information, name, SIN (optional but very helpful), Employment information, Gross monthly income, Monthly housing costs of rent or mortgage payments, and any other major monthly obligations such as spousal or child support. Co-applicants must provide the same information as primary applicants when they apply.
Applicants must have a minimum gross individual annual income of $60,000. Alternately applicants must have or a minimum $100,000 household income. Additionally, applicants must be a Canadian Citizen or Landed Immigrant, must have reached the age of majority in their province/territory and not have declared bankruptcy in the past seven years.
Filling out the application will take customers approximately 5 to 10 minutes to complete, longer if there is a co-applicant. Applicants, who provide an email address, will be sent an update within 24 hours of submitting their application. If an email address is not available, the company will respond to applicants by regular mail. A response will typically arrive within a few days. The company does try to process all applications quickly. Certainly, applicants providing accurate and complete information ensure the fastest response.