First year annual fee waived1
4% on eligible recurring bill payments and grocery store purchases
2% on eligible gas station and daily transit purchases
1% cash back on all other eligible everyday purchases
Complimentary Concierge Services 24/7
Visa Infinite Dining Series
Visa Infinite Music Series
Wine Country Wonders
Luxury Hotel Privileges
Comprehensive Travel Insurance & New Mobile Device Insurance coverage
Rates, fees and other information are effective as of August 1, 2019. Subject to change.
Terms and conditions apply. Visit the application page for full details.
1 Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the first year annual fee waiver offer (the Offer). Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.
Offer Description and Conditions: We will waive the initial annual fee for the primary card and each additional supplementary card for the first year. Offer applies to new Scotiabank credit card accounts (Accounts) only that are opened by December 30, 2019. Any additional supplementary cards must be issued by December 30, 2019 to qualify.
Rates and Fees: The current annual fee is $99 for the primary card and $30 for each additional supplementary card. The current preferred annual interest rates for the Account are: 20.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions). All rates, fees, features and benefits are subject to change. Offers may be changed, cancelled or extended and cannot be combined with any other offers.
*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.