Scotiabank® Sceneᐩ™ Visa* Card to Your Comparison Table Your Comparison Table (need to be logged in) Full Comparison Summary
Earn up to 7,500 bonus Scene+ points within your first 3 months*.
Offer valid November 1, 2024 - March 2, 2025.
FEATURES
Earn 2x Scene+ points* on every $1 you spend at Sobeys, Safeway, IGA, Foodland, participating Co-ops, Freshco and more.
Earn 2x Scene+ points* for every $1 you spend on Home Hardware, Home Building Center, Home Furniture locations in Canada and online at homehardware.ca.
Earn 2x Scene+ points* for every $1 you spend at Cineplex theatres or online at cineplex.com.
Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases.
No annual fee including on supplementary cards*.
Rates, fees and other information are effective as of November 1, 2024. Subject to change.
Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.
* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.
Annual Card Fee:
$0
Credit Score:
660
Extra Card Fee:
$0
Purchase Interest Rate:
20.99%
Minimum Personal Income:
$12,000
Balance Transfer Interest Rate:
22.99%
Minimum Household Income:
N/A
Cash Advance Interest Rate:
22.99%
Earn up to 7,500 bonus Scene+ points within your first 3 months*.
Offer valid November 1, 2024 - March 2, 2025.
FEATURES
Earn 2x Scene+ points* on every $1 you spend at Sobeys, Safeway, IGA, Foodland, participating Co-ops, Freshco and more.
Earn 2x Scene+ points* for every $1 you spend on Home Hardware, Home Building Center, Home Furniture locations in Canada and online at homehardware.ca.
Earn 2x Scene+ points* for every $1 you spend at Cineplex theatres or online at cineplex.com.
Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases.
No annual fee including on supplementary cards*.
Rates, fees and other information are effective as of November 1, 2024. Subject to change.
Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.
Annual Card Fee:
$0
Credit Score:
660
Extra Card Fee:
$0
Purchase Interest Rate:
20.99%
Minimum Personal Income:
$12,000
Balance Transfer Interest Rate:
22.99%
Minimum Household Income:
N/A
Cash Advance Interest Rate:
22.99%
* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.
Part 1: Scene+ Points Value per Canadian Dollar
Travel: 1 Scene+ Point = $ 0.01 CAD when redeemed for travel through Scene+ Travel.
Movies and Entertainment: 1 Scene+ Point = $ 0.01 CAD at participating cinemas like Cineplex.
Grocery and Dining: 1 Scene+ Point = $ 0.01 CAD when used at participating grocery stores or for dining.
Merchandise: Typically, 1 Scene+ Point can be worth less than a cent, around 0.8 to 1 cent per point for physical goods.
Statement Credits: 1 Scene+ Point = $ 0.01 CAD when redeemed for statement credits.
Part 2: Scene+ Points Value per 100 Canadian Dollars
Merchandise: More than 10,000 Points might be needed for $ 100 CAD due to the lower per-point value.
Part 3: Summary for Best Value
To maximize the value from the Scotiabank® Scene+™ Visa* Card:
Redeem for Travel: Provides the most consistent value, especially since it covers any travel expense charged to the card.
Use for Entertainment: Redeeming for movie tickets or entertainment can offer good value, particularly with Scene+ promotions.
Strategic Spending: Focus spending in categories that offer accelerated points earning to accumulate points faster.
Combine Points: Look for ways to combine Scene+ points with other offers or promotions to enhance value.
No Annual Fee: Since there's no annual fee, every point earned is a net gain, making even small redemptions worthwhile.
Part 4: Scene+ Points Earned per $ 1000 Spending by Category
Empire Grocery Stores, Cineplex, Home Hardware: 2,000 Scene+ Points per $ 1,000 spent (2 points per dollar).
All Other Purchases: 1,000 Scene+ Points per $ 1,000 spent (1 point per dollar).
NOTE : The value conversions may not be up to date. Please calculate your own conversion to Canadian dollars to ensure accuracy.
★ Conditions and Exemptions
Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
NOTE: You must reply to GCR within 3 months from application date to report a missing rebate, otherwise the rebate is void.
Rebate Currency Exchange :NONE
Earn up to 7,500 bonus Scene+ points within your first 3 months.
Ends : Mar 2
Get 25% Referral Bonus Get paid in cash 25% of all cash back rebates all your referrals collect
Great Canadian Rebates works in partnership with over 900 well known merchants. These outlets already offer great deals and savings, you save even more when you shop online as a member here. Once you register, you can save through Cash Back Rebates and even more using our coupons, deals, discounts and sales links.
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