• 0.99% introductory interest rate on balance transfers for the first 6 months*
• Save hundreds of dollars in interest a year
• Low 11.99% interest rate
• Pay down balances faster
• Simplify your monthly payments
• Rates, fees and other information are effective as of November 1, 2017. Subject to change.
Terms and conditions apply. Visit the application page for full details.
The introductory 0.99% interest rate applies to cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions) only. This rate applies when the new Scotiabank credit card account (“Account”) is opened and will continue for 6 months from that date (“the Promotional Period”). This offer cannot be used to transfer a balance from another Scotiabank Account, or to make a payment or deposit to another Scotiabank Account. After the Promotional Period, the 0.99% interest rate on any promotional balances (including that remain unpaid after the Promotional Period ends) will increase to the preferred interest rate on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions) on your Account. Offer applies to new Accounts only that are opened by January 31, 2018. Offer may be changed or extended and cannot be combined with any other offer.
The preferred annual interest rates for the Account are: 11.99% on purchases and 11.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions). Rates and fees are subject to change