0% introductory interest rate on balance transfers for the first 10 months (1% fee per cash advance, 13.99% after that; annual fee $29).
Plus no annual fee in the first year.*
Offer valid November 1, 2024 - January 2, 2025.
FEATURES
- Save hundreds of dollars in interest a year
- Low 13.99% interest rate
- Pay down balances faster
- Simplify your monthly payments
Rates, fees and other information are effective as of November 1, 2024. Subject to change.
Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.
* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.
| Annual Card Fee: | $29 | | Credit Score: | 660 |
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| Extra Card Fee: | $0 | | Purchase Interest Rate: | 13.99% |
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| Minimum Personal Income: | $12,000 | | Balance Transfer Interest Rate: | 13.99% |
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| Minimum Household Income: | N/A | | Cash Advance Interest Rate: | 13.99% |
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0% introductory interest rate on balance transfers for the first 10 months (1% fee per cash advance, 13.99% after that; annual fee $29).
Plus no annual fee in the first year.*
Offer valid November 1, 2024 - January 2, 2025.
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