Cash Back Rebate from GCR:
$0.00



 
Scotiabank Passport® Visa Infinite* Card
Apply for the Scotiabank Passport® Visa Infinite* Card



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Earn up to $1,100* in value in the first 12 months, including up to 35,000 bonus Scene+ points!

Offer valid July 2, 2024 - January 2, 2025.



FEATURES
  • Earn 3x Scene+ points* on every $1 you spend at Sobeys, Safeway, IGA, Foodland and participating Co-ops and more.

  • Earn 2x Scene+ points* for every $1 you spend on other eligible grocery stores, dining, eligible entertainment purchases and eligible daily transit options (including rideshares, buses, subways, taxis and more).

  • Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases.

  • No Foreign Transaction Fees
  • 6 Complimentary Airport Lounge Access
  • Comprehensive Travel Insurance coverage
  • Visa Infinite* Concierge Services
  • Visa Infinite* Hotel Collection
  • Visa Infinite* Dining and Wine Country program

Savings and Reward potential in the first 12 months includes welcome offer value, first year earn point potential, foreign transaction fee and airport lounge savings as of Feb 28,2024:
  • $250 in travel rewards (25,000 bonus Scene+ points) for new Scotiabank Passport Visa Infinite card clients who spend $1000 within the first 3 months;

  • $100 in travel rewards (10,000 bonus Scene+ points) when you spend $40,000 annually on your account each year (12 months);

  • $50 supplementary card annual fee waiver on the first supplementary card for new Scotiabank Passport Visa Infinite card clients;

  • $100 in foreign transaction fee savings based on average first year annual foreign spend per account (save the 2.5% foreign transaction fee typically charged by card issuers);

  • $250 in first year point earn potential (25,000 Scene+ points) on every day purchases based on average annual first year spend per account with an average spend of 21% in 2x accelerator categories;

  • $350 value with a complementary Visa Airport Companion Program Membership and 6 lounge passes (annual membership plus one free visit approx. CAD $134/USD$99 plus 5 lounge passes at CAD$48/USD$35 per pass). Currency Conversions as of February 28, 2024.

Potential First Year Value = up to $1,100
Actual offers, savings and rewards earned will depend on individual card usage and eligibility for applicable offers.
Conditions apply*.



Rates, fees, offers and other information are effective as of November 1, 2024. Subject to change.


Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.


* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.


Annual Card Fee:$150 Credit Score:725
Extra Card Fee:$0 Purchase Interest Rate:20.99%
Minimum Personal Income:$60,000 Balance Transfer Interest Rate:22.99%
Minimum Household Income:$100,000 Cash Advance Interest Rate:22.99%


Earn up to $1,100* in value in the first 12 months, including up to 35,000 bonus Scene+ points!

Offer valid July 2, 2024 - January 2, 2025.



FEATURES
  • Earn 3x Scene+ points* on every $1 you spend at Sobeys, Safeway, IGA, Foodland and participating Co-ops and more.

  • Earn 2x Scene+ points* for every $1 you spend on other eligible grocery stores, dining, eligible entertainment purchases and eligible daily transit options (including rideshares, buses, subways, taxis and more).

  • Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases.

  • No Foreign Transaction Fees
  • 6 Complimentary Airport Lounge Access
  • Comprehensive Travel Insurance coverage
  • Visa Infinite* Concierge Services
  • Visa Infinite* Hotel Collection
  • Visa Infinite* Dining and Wine Country program

Savings and Reward potential in the first 12 months includes welcome offer value, first year earn point potential, foreign transaction fee and airport lounge savings as of Feb 28,2024:
  • $250 in travel rewards (25,000 bonus Scene+ points) for new Scotiabank Passport Visa Infinite card clients who spend $1000 within the first 3 months;

  • $100 in travel rewards (10,000 bonus Scene+ points) when you spend $40,000 annually on your account each year (12 months);

  • $50 supplementary card annual fee waiver on the first supplementary card for new Scotiabank Passport Visa Infinite card clients;

  • $100 in foreign transaction fee savings based on average first year annual foreign spend per account (save the 2.5% foreign transaction fee typically charged by card issuers);

  • $250 in first year point earn potential (25,000 Scene+ points) on every day purchases based on average annual first year spend per account with an average spend of 21% in 2x accelerator categories;

  • $350 value with a complementary Visa Airport Companion Program Membership and 6 lounge passes (annual membership plus one free visit approx. CAD $134/USD$99 plus 5 lounge passes at CAD$48/USD$35 per pass). Currency Conversions as of February 28, 2024.

Potential First Year Value = up to $1,100
Actual offers, savings and rewards earned will depend on individual card usage and eligibility for applicable offers.
Conditions apply*.



Rates, fees, offers and other information are effective as of November 1, 2024. Subject to change.


Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.


Annual Card Fee:$150 Credit Score:725
Extra Card Fee:$0 Purchase Interest Rate:20.99%
Minimum Personal Income:$60,000 Balance Transfer Interest Rate:22.99%
Minimum Household Income:$100,000 Cash Advance Interest Rate:22.99%





* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.

Part 1: Scene+ Points Value per Canadian Dollar

  • Travel: 1 Scene+ Point = $ 0.01 CAD when redeemed for any travel purchase charged to the card.
  • Movies and Entertainment: 1 Scene+ Point = $ 0.01 CAD at participating cinemas like Cineplex.
  • Grocery, Dining: 1 Scene+ Point = $ 0.01 CAD when used at participating grocery stores or for dining.
  • Merchandise: Often less than 1 cent per point, around 0.8 to 1 cent, depending on the item.
  • Statement Credits: 1 Scene+ Point = $ 0.01 CAD when redeemed for statement credits.

Part 2: Scene+ Points Value per 100 Canadian Dollars

  • Travel: 10,000 Scene+ Points = $ 100 CAD.
  • Movies and Entertainment: 10,000 Scene+ Points = $ 100 CAD.
  • Grocery, Dining: 10,000 Scene+ Points = $ 100 CAD.
  • Merchandise: More than 10,000 Points might be needed for $ 100 CAD due to lower per-point value.
  • Statement Credits: 10,000 Scene+ Points = $ 100 CAD.

Part 3: Summary for Best Value

To get the best value from the Scotiabank Passport® Visa Infinite* Card:
  • Redeem for Travel: Offers the most flexibility and value, especially since you can apply points to any travel expense charged to the card.
  • Entertainment: Redeeming at Cineplex or other entertainment options provides a good value, particularly with special promotions.
  • Spend in Bonus Categories: Earn more points by spending in categories where the card offers accelerated earning rates.
  • Avoid Merchandise: Merchandise redemptions often yield less value; aim for travel or entertainment instead.

Part 4: Scene+ Points Earned per $ 1000 Spending by Category

  • Empire Grocery Stores: 3,000 Scene+ Points per $ 1,000 spent (3 points per dollar).
  • Other Grocery, Dining, Entertainment, and Daily Transit: 2,000 Scene+ Points per $ 1,000 spent (2 points per dollar).
  • All Other Purchases: 1,000 Scene+ Points per $ 1,000 spent (1 point per dollar).



NOTE : The value conversions may not be up to date. Please calculate your own conversion to Canadian dollars to ensure accuracy.


Conditions and Exemptions

Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.


NOTE: You must contact GCR within 3 months from application date to report a missing rebate, otherwise the rebate is void.



Rebate Currency Exchange :  NONE




Earn up to $1,100* in value in the first 12 months, including up to 35,000 bonus Scene+ points!
Ends : Jan 2









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