Product Highlights:
• No monthly fees with no minimum balance
• Free daily banking: unlimited debit purchases, bill payments & withdrawals
• Free access to over 3,400 CIBC ATMs across Canada
• Additional Features
o Direct Payroll and Pension Deposit
o Overdraft Protection
▪ Fixed interest rate of 19.00% will be applied on overdraft balances, in addition to a
monthly charge when ODP is used.