Apply for a Tangerine® Rewards World Elite®* Mastercard®*
Tangerine® Rewards World Elite®* Mastercard®* to Your Comparison Table Your Comparison Table (need to be logged in) Full Comparison Summary
Earn up to $600* in value for the first year. Earn a 30,000 Scene+® Points Welcome Bonus with the Tangerine® Rewards World Elite®* Mastercard®*
Apply today and start earning up to $600 in value* from Day 1, including:
$300 value (30,000 Scene+ points): Spend $3,000 on what you need in the first 3 months to earn a Welcome Bonus.1
$100 value (10,000 Scene+ points): Get an Annual Lifestyle Credit by spending $30,000 in a year.1
$200 value: 4 complimentary lounge passes annually.2 Gain airport lounge access with Dragonpasses when travelling.
Offer ends October 30, 2026.
*Conditions apply.
FEATURES
Premium Rewards That Elevate the Everyday
The Tangerine Rewards World Elite Mastercard is designed to fit seamlessly into Canadians’ daily routines, offering flexible rewards and benefits tailored to their personal interests — from travel and concerts to culinary experiences — all backed by accelerators that enhance their everyday spend.
Unlimited, Accelerated Earning, Personalized to You
Powered by Scene+, cardholders get access to Canada’s largest loyalty program and the ability to earn:
1.5X Scene+ points on three accelerator categories of their choice, with the flexibility to refresh categories every 90 days3 - a well-loved Tangerine feature that helps clients stay aligned with their spending habits and evolving lifestyle needs.
1 point per $1 on all other purchases.
Momentum at the Pump: Currently available in Alberta and starting May 26, nationwide, cardholders can unlock up to 10¢/L in value at Shell locations.4
Instant savings of 3¢/L on all grades of Shell fuel.
Save an additional 4¢/L when purchasing Shell V-power fuel.
Earn up to 3¢/L in Scene+ points value on your fuel purchases at Shell.
Premium Protection & Global Perks: Cardholders enjoy peace of mind with comprehensive travel and mobile device insurance, plus a one-of-a-kind Event Ticket Protection.
Additional premium perks include: Four annual complimentary airport lounge passes.2
Mastercard Travel Rewards: Travel abroad. Shop with Mastercard. Get Rewarded.5
Unlock extraordinary Priceless experiences worldwide through Priceless.com.8
The Mastercard Collection: Globally connected access to premium dining, entertainment and travel benefits.5
Unique Cirque du Soleil benefits.9
FUBO: Save $30 on a Sports Quarterly plan for your first quarter.10
H&R Block: Receive 30% off tax filing services.11
FlexiRoam: Enjoy a complimentary 3GB Global Data Roaming Plan.12
Benefinder Advantage: Benefinder, Tangerine’s new built-in digital rewards tool, helps clients get the most out of their card by tracking rewards and bringing offers and benefits together in one place — with additional functionality on the way.
Earn and Redeem on What’s Essential to You: Cardholders receive points, perks and rewards from key partners like Scene+ Travel, Powered by Expedia, Shell, Home Hardware, Rakuten, Cineplex, and Empire Company Limited’s family of brands including Sobeys, IGA, Safeway, Foodland, FreshCo and Voilà.
Transfer and Save:
During your first 30 days, transfer balances up to your credit limit and pay an interest rate of only 1.95% on the transferred balance for 6 months (22.95% after that). A Balance Transfer fee of 1% on the amount transferred will apply. ** Conditions apply.
Annual Card Fee:
$120
Credit Score:
N/A
Extra Card Fee:
$30
Purchase Interest Rate:
20.95%
Minimum Personal Income:
$80,000
Balance Transfer Interest Rate:
22.95%
Minimum Household Income:
$150,000
Cash Advance Interest Rate:
22.95%
Promotional Offer: *Savings and reward potential in first 12 months includes current welcome offer value, annual point bonus and airport lounge savings as of February 3, 2026
$300 in Scene+ points (30,000 bonus Scene+ points) for new clients who spend $3,000 in Net Purchases within the first 3 months
$100 in Scene+ points (10,000 bonus Scene+ points) when you spend $30,000 annually on your Account each year (12-months)
CAD$200/USD$148 worth of lounge passes annually (4 passes valued at USD$37/CAD$50 per pass). Currency conversion as of February 3, 2026.
Potential First Year Value = up to $600
Actual offers, savings and rewards earned will depend on individual card usage and eligibility for applicable offers which are subject to change. Conditions apply.
**Balance Transfer Promotional Offer at 1.95% for 6 months (1% Balance Transfer Fee)
A Promotional Rate of 1.95% will apply to any and all Balance Transfers made within 30 days of the Account opening, and will remain in effect for 6 Statement Periods from the date the last such Balance Transfer was posted to the Account (the “Promotional Rate Period”). To take advantage of this Promotional Offer, you must complete the Balance Transfer request within 30 days of Account approval. You must also activate your Card within 45 days of Account approval for the requested Balance Transfer to be processed, or the Balance Transfer will be automatically cancelled. Balance Transfers are treated as Cash Advances on your Card and do not have an interest-free grace period. Balance Transfers may not exceed the available credit on the Account. If the Balance Transfer exceeds the available credit, the Balance Transfer transaction will not be processed. A 1% Balance Transfer Fee will be charged on each Balance Transfer amount and will be immediately charged to your Credit Card. This Balance Transfer Fee is waived by Tangerine if you are a resident of the province of Quebec at the time you accept this offer. Interest does not accrue on the Balance Transfer Fee, however it is included in the Minimum Payment amount on your monthly statement. You must continue to make all of your monthly Minimum Payments by the Payment Due Dates shown on your monthly statements. If you still have an amount owing from your Balance Transfer when the Promotional Rate Period ends, the Cash Advance interest rate of 22.95% will apply to that amount. You must continue to make the Minimum Payments on your Account, regardless of whether the Balance Transfer has been processed to your Account. We don’t charge interest on new Purchases that appear on your statement for the first time if we receive full payment of the Balance on your statement (including payment of any Balance Transfers included in that Balance), by the Payment Due Date on your statement. This means you will pay interest on new purchases that appear on your statement for the first time unless we receive payment of your entire balance each month by the payment due date. For example, if you do a promotional (or non-promotional) balance transfer for $7,000 and spend $500 in new purchases during the same statement cycle, we must receive payment of the entire balance of $7,500 on or before your payment due date to avoid paying interest on your new purchases that month of $500. Balance Transfers may not be used to transfer money to or from another Tangerine Account. See the Tangerine Credit Card Cardholder Agreement for more information about how we apply payments to your Account
Tangerine is a registered trademark of The Bank of Nova Scotia, used under licence. Forward Banking is a registered trademark of Tangerine Bank.
®/TM Mastercard and the Mastercard Brand Mark are registered trademarks and tap & go is a trademark of Mastercard International Incorporated.
See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.
Earn up to $600* in value for the first year. Earn a 30,000 Scene+® Points Welcome Bonus with the Tangerine® Rewards World Elite®* Mastercard®*
Apply today and start earning up to $600 in value* from Day 1, including:
$300 value (30,000 Scene+ points): Spend $3,000 on what you need in the first 3 months to earn a Welcome Bonus.1
$100 value (10,000 Scene+ points): Get an Annual Lifestyle Credit by spending $30,000 in a year.1
$200 value: 4 complimentary lounge passes annually.2 Gain airport lounge access with Dragonpasses when travelling.
Offer ends October 30, 2026.
*Conditions apply.
FEATURES
Premium Rewards That Elevate the Everyday
The Tangerine Rewards World Elite Mastercard is designed to fit seamlessly into Canadians’ daily routines, offering flexible rewards and benefits tailored to their personal interests — from travel and concerts to culinary experiences — all backed by accelerators that enhance their everyday spend.
Unlimited, Accelerated Earning, Personalized to You
Powered by Scene+, cardholders get access to Canada’s largest loyalty program and the ability to earn:
1.5X Scene+ points on three accelerator categories of their choice, with the flexibility to refresh categories every 90 days3 - a well-loved Tangerine feature that helps clients stay aligned with their spending habits and evolving lifestyle needs.
1 point per $1 on all other purchases.
Momentum at the Pump: Currently available in Alberta and starting May 26, nationwide, cardholders can unlock up to 10¢/L in value at Shell locations.4
Instant savings of 3¢/L on all grades of Shell fuel.
Save an additional 4¢/L when purchasing Shell V-power fuel.
Earn up to 3¢/L in Scene+ points value on your fuel purchases at Shell.
Premium Protection & Global Perks: Cardholders enjoy peace of mind with comprehensive travel and mobile device insurance, plus a one-of-a-kind Event Ticket Protection.
Additional premium perks include: Four annual complimentary airport lounge passes.2
Mastercard Travel Rewards: Travel abroad. Shop with Mastercard. Get Rewarded.5
Unlock extraordinary Priceless experiences worldwide through Priceless.com.8
The Mastercard Collection: Globally connected access to premium dining, entertainment and travel benefits.5
Unique Cirque du Soleil benefits.9
FUBO: Save $30 on a Sports Quarterly plan for your first quarter.10
H&R Block: Receive 30% off tax filing services.11
FlexiRoam: Enjoy a complimentary 3GB Global Data Roaming Plan.12
Benefinder Advantage: Benefinder, Tangerine’s new built-in digital rewards tool, helps clients get the most out of their card by tracking rewards and bringing offers and benefits together in one place — with additional functionality on the way.
Earn and Redeem on What’s Essential to You: Cardholders receive points, perks and rewards from key partners like Scene+ Travel, Powered by Expedia, Shell, Home Hardware, Rakuten, Cineplex, and Empire Company Limited’s family of brands including Sobeys, IGA, Safeway, Foodland, FreshCo and Voilà.
Transfer and Save:
During your first 30 days, transfer balances up to your credit limit and pay an interest rate of only 1.95% on the transferred balance for 6 months (22.95% after that). A Balance Transfer fee of 1% on the amount transferred will apply. ** Conditions apply.
Annual Card Fee:
$120
Credit Score:
N/A
Extra Card Fee:
$30
Purchase Interest Rate:
20.95%
Minimum Personal Income:
$80,000
Balance Transfer Interest Rate:
22.95%
Minimum Household Income:
$150,000
Cash Advance Interest Rate:
22.95%
Promotional Offer: *Savings and reward potential in first 12 months includes current welcome offer value, annual point bonus and airport lounge savings as of February 3, 2026
$300 in Scene+ points (30,000 bonus Scene+ points) for new clients who spend $3,000 in Net Purchases within the first 3 months
$100 in Scene+ points (10,000 bonus Scene+ points) when you spend $30,000 annually on your Account each year (12-months)
CAD$200/USD$148 worth of lounge passes annually (4 passes valued at USD$37/CAD$50 per pass). Currency conversion as of February 3, 2026.
Potential First Year Value = up to $600
Actual offers, savings and rewards earned will depend on individual card usage and eligibility for applicable offers which are subject to change. Conditions apply.
**Balance Transfer Promotional Offer at 1.95% for 6 months (1% Balance Transfer Fee)
A Promotional Rate of 1.95% will apply to any and all Balance Transfers made within 30 days of the Account opening, and will remain in effect for 6 Statement Periods from the date the last such Balance Transfer was posted to the Account (the “Promotional Rate Period”). To take advantage of this Promotional Offer, you must complete the Balance Transfer request within 30 days of Account approval. You must also activate your Card within 45 days of Account approval for the requested Balance Transfer to be processed, or the Balance Transfer will be automatically cancelled. Balance Transfers are treated as Cash Advances on your Card and do not have an interest-free grace period. Balance Transfers may not exceed the available credit on the Account. If the Balance Transfer exceeds the available credit, the Balance Transfer transaction will not be processed. A 1% Balance Transfer Fee will be charged on each Balance Transfer amount and will be immediately charged to your Credit Card. This Balance Transfer Fee is waived by Tangerine if you are a resident of the province of Quebec at the time you accept this offer. Interest does not accrue on the Balance Transfer Fee, however it is included in the Minimum Payment amount on your monthly statement. You must continue to make all of your monthly Minimum Payments by the Payment Due Dates shown on your monthly statements. If you still have an amount owing from your Balance Transfer when the Promotional Rate Period ends, the Cash Advance interest rate of 22.95% will apply to that amount. You must continue to make the Minimum Payments on your Account, regardless of whether the Balance Transfer has been processed to your Account. We don’t charge interest on new Purchases that appear on your statement for the first time if we receive full payment of the Balance on your statement (including payment of any Balance Transfers included in that Balance), by the Payment Due Date on your statement. This means you will pay interest on new purchases that appear on your statement for the first time unless we receive payment of your entire balance each month by the payment due date. For example, if you do a promotional (or non-promotional) balance transfer for $7,000 and spend $500 in new purchases during the same statement cycle, we must receive payment of the entire balance of $7,500 on or before your payment due date to avoid paying interest on your new purchases that month of $500. Balance Transfers may not be used to transfer money to or from another Tangerine Account. See the Tangerine Credit Card Cardholder Agreement for more information about how we apply payments to your Account
Tangerine is a registered trademark of The Bank of Nova Scotia, used under licence. Forward Banking is a registered trademark of Tangerine Bank.
®/TM Mastercard and the Mastercard Brand Mark are registered trademarks and tap & go is a trademark of Mastercard International Incorporated.
See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.
NOTE : The value conversions may not be up to date. Please calculate your own conversion to Canadian dollars to ensure accuracy.
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