Vancity enviro™ Visa* Classic card to Your Comparison Table Your Comparison Table (need to be logged in) Full Comparison Summary
Sign up for a Vancity enviro™ Visa* Classic card!
Available to British Columbia residents only.
5% of profits go to environmental initiatives with every purchase on your enviro Visa card.
Environmental impact:
Our Carbon Counter™ helps you estimate the carbon footprint of your Visa card spending.
5% of profits from this card support the Vancity enviroFund™ program every year which helps fund climate innovation in your community.
Vancity Rewards
100 Vancity Rewards points = $1 in Rewards Value.
How to earn points.
1 point for every $2 spent on all purchases.
2x the points when booking travel through Vancity Rewards.
Ways you can redeem your points:
Cash back‡: Add funds to your Vancity account, pay down your enviro™ Visa* card account balance, or make a loan payment (like towards your Vancity mortgage).
Travel: Book flights, hotels, car rentals, cruises and more through Vancity Rewards and enjoy no blackout periods.
Charity: Support what matters to you. Redeem your points to make a donation to a select charity and we’ll send you a tax receipt. Starting at 2,000 points ($20 rewards value).
Gift cards: Treat yourself or someone special when you redeem your Vancity Rewards points for a gift card. Choose from over 60 options.
Insurances
Common carrier travel accident insurance up to $200,000. §
Purchase security insurance. §
Extended warranty insurance. §
Note: Purchase APR, Balance Transfer APR and Cash Advance APR
You will benefit from an interest-free grace period of 21 days on new purchases and fees appearing on your statement. If you pay off the balance showing on your statement in full by the payment due date, no interest will be payable on all new purchases that appear on your statement for the first time. There is no interest-free grace period on cash advances and balance transfers. Interest rates and fees and are subject to change without notice. See the Vancity Credit Card Agreement and Disclosure Statement for more details.
enviro™, Vancity enviroFund™ and Carbon Counter™ are trademarks of Vancouver City Savings Credit Union.
‡ Vancity membership required for certain cash back rewards. Must have a Vancity deposit account to redeem for cash. Additional terms and conditions apply.
§ Common Carrier Travel Accident and Travel Emergency Medical Insurance are insurance coverages underwritten by American Bankers Life Assurance Company of Florida (ABLAC) under Group Policy number VCVIL092019. All other insurance coverages are underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy number VCVI092019. Price Protection Service and Emergency Travel Assistance Services are services only and not insurance and are provided by ABIC.
ABIC and ABLAC, their subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ® Assurant is a registered trademark of Assurant, Inc. Details of the coverage, including definitions, benefits, limitations, and exclusions are in the Certificate of Insurance and the Statement of Services provided with the card. Read the Certificate of Insurance and Statement of Services, then keep these documents in a safe place, and take them with you when you travel.
Annual Card Fee:
$0
Credit Score:
660
Extra Card Fee:
$0
Purchase Interest Rate:
19.50%
Minimum Personal Income:
$0
Balance Transfer Interest Rate:
19.50%
Minimum Household Income:
$0
Cash Advance Interest Rate:
19.50%
Sign up for a Vancity enviro™ Visa* Classic card!
Available to British Columbia residents only.
5% of profits go to environmental initiatives with every purchase on your enviro Visa card.
Environmental impact:
Our Carbon Counter™ helps you estimate the carbon footprint of your Visa card spending.
5% of profits from this card support the Vancity enviroFund™ program every year which helps fund climate innovation in your community.
Vancity Rewards
100 Vancity Rewards points = $1 in Rewards Value.
How to earn points.
1 point for every $2 spent on all purchases.
2x the points when booking travel through Vancity Rewards.
Ways you can redeem your points:
Cash back‡: Add funds to your Vancity account, pay down your enviro™ Visa* card account balance, or make a loan payment (like towards your Vancity mortgage).
Travel: Book flights, hotels, car rentals, cruises and more through Vancity Rewards and enjoy no blackout periods.
Charity: Support what matters to you. Redeem your points to make a donation to a select charity and we’ll send you a tax receipt. Starting at 2,000 points ($20 rewards value).
Gift cards: Treat yourself or someone special when you redeem your Vancity Rewards points for a gift card. Choose from over 60 options.
Insurances
Common carrier travel accident insurance up to $200,000. §
Purchase security insurance. §
Extended warranty insurance. §
Annual Card Fee:
$0
Credit Score:
660
Extra Card Fee:
$0
Purchase Interest Rate:
19.50%
Minimum Personal Income:
$0
Balance Transfer Interest Rate:
19.50%
Minimum Household Income:
$0
Cash Advance Interest Rate:
19.50%
Note: Purchase APR, Balance Transfer APR and Cash Advance APR
You will benefit from an interest-free grace period of 21 days on new purchases and fees appearing on your statement. If you pay off the balance showing on your statement in full by the payment due date, no interest will be payable on all new purchases that appear on your statement for the first time. There is no interest-free grace period on cash advances and balance transfers. Interest rates and fees and are subject to change without notice. See the Vancity Credit Card Agreement and Disclosure Statement for more details.
enviro™, Vancity enviroFund™ and Carbon Counter™ are trademarks of Vancouver City Savings Credit Union.
‡ Vancity membership required for certain cash back rewards. Must have a Vancity deposit account to redeem for cash. Additional terms and conditions apply.
§ Common Carrier Travel Accident and Travel Emergency Medical Insurance are insurance coverages underwritten by American Bankers Life Assurance Company of Florida (ABLAC) under Group Policy number VCVIL092019. All other insurance coverages are underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy number VCVI092019. Price Protection Service and Emergency Travel Assistance Services are services only and not insurance and are provided by ABIC.
ABIC and ABLAC, their subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ® Assurant is a registered trademark of Assurant, Inc. Details of the coverage, including definitions, benefits, limitations, and exclusions are in the Certificate of Insurance and the Statement of Services provided with the card. Read the Certificate of Insurance and Statement of Services, then keep these documents in a safe place, and take them with you when you travel.
Gift Cards: 10,000 Points = $ 100 CAD in gift card value
Part 3: Summary for Best Value
To maximize the value from the Vancity enviro™ Visa* Classic card:
Redeem for cash back or travel: Both options give you a direct 1 cent per point, providing flexibility in how you use your rewards.
Donate to charity: With the same 1 cent per point value, donating to charities aligns with the card's environmental focus.
Gift Cards: While they also offer 1 cent per point, it's worth checking for special offers or promotions that might increase the value.
Since this card has no annual fee: Every point earned is essentially "free" value, making even small redemptions worthwhile.
Part 4: Vancity Rewards Points Earned per $ 1000 Spending by Category
All Purchases: 500 Points per $ 1,000 spent (1 point per $ 2 spent)
NOTE : The value conversions may not be up to date. Please calculate your own conversion to Canadian dollars to ensure accuracy.
★ Conditions and Exemptions
To be eligible for this offer:
• Applicants must be a new Vancity credit card Account Holder.
• Are at least 19 years old.
• Live in British Columbia and have a BC address.
• Application must be complete and submitted to receive Cash Back Rebate.
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Please wait 3 weeks before inquiring about a missing Vancity Cash Back.
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
Get 25% Referral Bonus Get paid in cash 25% of all cash back rebates all your referrals collect
Great Canadian Rebates works in partnership with over 900 well known merchants. These outlets already offer great deals and savings, you save even more when you shop online as a member here. Once you register, you can save through Cash Back Rebates and even more using our coupons, deals, discounts and sales links.
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