Cash Back Rebate from GCR:
$65.00


Apply for the moi RBC® Visa‡

Note : Click to application page from GCR before filling application

 
moi RBC® Visa‡
Apply for the moi RBC Visa



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Get up to 10,000 bonus Moi points! [1]

Offer ends Jan. 31, 2025

  • Get 3,000 welcome points upon your first purchase with the moi RBC® Visa card [1]
  • Receive an additional 3,500 points when you spend $500 in the first three months of opening your card [1]
  • Receive an additional 3,500 points when you spend $2000 in the first twelve months of opening your card [1]
A value of $80 [*]


Note: Residents of Quebec, Ottawa and New Brunswick would benefit most from the Moi program.



FEATURES

Earn Moi points everywhere, on all your purchases.2

Your moi RBC® Visa credit card rewards you with Moi points every time you use it to pay for purchases. Whether you’re in-person or online, you’ll collect points Moi wherever you shop.

  • 2X the Moi Points on Grocery, Beauty and Wellness
    Earn 2 Moi points at participating Metro, Jean Coutu, Brunet and Première Moisson stores when you pay with your moi RBC Visa credit card and swipe your Moi program card.2

  • 2X the Moi Points on Restaurants and Dining
    Earn 2 Moi points for every $1 spent on dining purchases when paying with your moi RBC Visa credit card.3

  • 2X Moi Points on Gas and EV Charging
    Earn 2 Moi points for every $1 spent on gas and EV charging purchases when paying with your moi RBC Visa credit card.3

  • 1X Moi Points on All Other Purchases
    Earn 1 Moi point for every $1 spent on all your purchases, everywhere else you shop, including at participating Super C stores.4


Moi makes it easy to redeem

Redeem Moi points faster at checkout with your Moi card. Only 500 Moi points gets you $4 off your in-store or online purchase, before taxes, at nearly 900 Metro, Super C and Brunet stores in Quebec and Jean Coutu stores in Quebec, Ontario and New Brunswick. 5

Petro-Canada Link your moi RBC Visa credit card to your Petro-PointsTM card to save 3¢/L instantly on gas and earn 20% more Petro-PointsTM at Petro-CanadaTM.6

RONA, Réno-Dépôt and RONA+ Pay with your moi RBC Visa credit card at RONA, Réno-Dépot or RONA+ and get up to 10% back in statement credits on your first $250 of qualifying purchases and 5% back on the next $1,250.7


Get exclusive savings, perks, and more with brands you love with your moi RBC Visa credit card!



Annual Card Fee:$0 Credit Score:N/A
Extra Card Fee:$0 Purchase Interest Rate:20.99%
Minimum Personal Income:N/A Balance Transfer Interest Rate:22.99%
Minimum Household Income:N/A Cash Advance Interest Rate:22.99%


®/TM Trademarks of Royal Bank of Canada. Used under licence. All other trademarks are the property of their respective owner(s). Used under licence.

* 21.99% for Cash Advance and Balance Transfer if you reside in Quebec.

Refer to RBC page for up-to-date offer terms and conditions.

This post contains affiliate links.

The Website may engage in affiliate marketing, which is done by embedding tracking links into The Website. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.

[1] To benefit from this offer, your application must be received between June 6th, 2024 and January 31, 2025, and approved by Royal Bank of Canada (“RBC”), and you must have a valid Moi card linked to your moi RBC Visa credit card.

You will be eligible to receive 3,000 welcome Moi points upon your first purchase (“Welcome Points”). The Welcome Points will appear on your monthly credit card statement and your Moi account up to six (6) weeks after your first purchase, provided your moi RBC Visa credit card account (“Credit Card Account”) remains open and in good standing at that time, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive Credit Card Account statement periods, closed, charged off or in credit revoked status at that time.

To receive 3,500 bonus Moi points (“Bonus Points”), (i) a total of $500 or more in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) must be posted to your Credit Card Account within the first 3 months from your Credit Card Account opening date, and (ii) your Credit Card Account must remain open and in good standing at the time the Bonus Points are awarded to your Credit Card Account and your Moi account, approximately six (6) weeks after the date you reach $500 in Qualifying Transactions. Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees, and credits for returns and adjustments will reduce the amount of your Qualifying Transactions.To receive the additional 3,500 bonus Moi points (“Additional Bonus Points”), (i) a total of $2000 or more in Qualifying Transactions must be posted to your Credit Card Account within the first 12 months from your Credit Card Account opening date, and (ii) your Credit Card Account must remain open and in good standing at the time the Additional Bonus Points are awarded to your Credit Card Account and your Moi account, approximately six (6) weeks after the date you reach $2000 in Qualifying Transactions.

For more clarity, the amount of $500 in Qualifying Transactions and the amount of $2000 in Qualifying Transactions are not cumulative, meaning that if a total of $2000 in Qualifying Transactions is posted to your Credit Card Account within the first 12 months from your Credit Card Account opening date, including $500 within the first 3 months, you’ll be eligible for both the Bonus Points and the Additional Bonus Points, provided that your Credit Card Account remains open and in good standing at the time the Bonus Points and the Additional Bonus Points are awarded to your Credit Card Account and your Moi account. However, if you do not spend $500 in Qualifying Purchases within the first 3 months of your Credit Card Account opening date, but spend a total of $2000 in Qualifying Purchases in the first 12 months from your Credit Card Account opening date, you will not be eligible for the Bonus Points but you will be eligible to receive the Additional Bonus Points, provided that your Credit Card Account remains open and in good standing at the time the Additional Bonus Points are awarded to your Credit Card Account and your Moi account.

Authorized user(s) are not eligible for the Welcome Points nor the Bonus Points and the Additional Bonus Points. This offer may not be combined or used in conjunction with any other offer. RBC reserves the right to cancel, modify or withdraw this offer at any time. For complete details, and to learn more about all the benefits that come with your moi RBC Visa credit card, please visit www.rbc.com/moivisainfo. For complete terms and conditions that apply to the Moi program, please visit: www.moiprogram.ca.

[*] Based on the moi program redemption rate of 500 moi points for $4.00, 10,000 moi points have a redemption value of $80.00. To be able to redeem your Moi points, you must have at least 500 Moi points in your moi account. If you do, you will be able to redeem a minimum of 500 Moi points to get $4 off your in-store or online transaction, before taxes, at participating Metro, Super C, Première Moisson and Brunet stores in Quebec, and at participating Jean Coutu stores in Quebec, New Brunswick and Ontario, provided the pre-tax value of the transaction is equal to or greater than that of the points being redeemed. If you wish to redeem more than 500 Moi points in one transaction, you may only do so in increments of 125 points thereafter. 125 Moi points = $1 or as otherwise determined by Metro. Other conditions and restrictions apply. For complete terms and conditions that apply to the moi program, please visit moiprogram.ca.

Get up to 10,000 bonus Moi points! [1]

Offer ends Jan. 31, 2025

  • Get 3,000 welcome points upon your first purchase with the moi RBC® Visa card [1]
  • Receive an additional 3,500 points when you spend $500 in the first three months of opening your card [1]
  • Receive an additional 3,500 points when you spend $2000 in the first twelve months of opening your card [1]
A value of $80 [*]


Note: Residents of Quebec, Ottawa and New Brunswick would benefit most from the Moi program.



FEATURES

Earn Moi points everywhere, on all your purchases.2

Your moi RBC® Visa credit card rewards you with Moi points every time you use it to pay for purchases. Whether you’re in-person or online, you’ll collect points Moi wherever you shop.

  • 2X the Moi Points on Grocery, Beauty and Wellness
    Earn 2 Moi points at participating Metro, Jean Coutu, Brunet and Première Moisson stores when you pay with your moi RBC Visa credit card and swipe your Moi program card.2

  • 2X the Moi Points on Restaurants and Dining
    Earn 2 Moi points for every $1 spent on dining purchases when paying with your moi RBC Visa credit card.3

  • 2X Moi Points on Gas and EV Charging
    Earn 2 Moi points for every $1 spent on gas and EV charging purchases when paying with your moi RBC Visa credit card.3

  • 1X Moi Points on All Other Purchases
    Earn 1 Moi point for every $1 spent on all your purchases, everywhere else you shop, including at participating Super C stores.4


Moi makes it easy to redeem

Redeem Moi points faster at checkout with your Moi card. Only 500 Moi points gets you $4 off your in-store or online purchase, before taxes, at nearly 900 Metro, Super C and Brunet stores in Quebec and Jean Coutu stores in Quebec, Ontario and New Brunswick. 5

Petro-Canada Link your moi RBC Visa credit card to your Petro-PointsTM card to save 3¢/L instantly on gas and earn 20% more Petro-PointsTM at Petro-CanadaTM.6

RONA, Réno-Dépôt and RONA+ Pay with your moi RBC Visa credit card at RONA, Réno-Dépot or RONA+ and get up to 10% back in statement credits on your first $250 of qualifying purchases and 5% back on the next $1,250.7


Get exclusive savings, perks, and more with brands you love with your moi RBC Visa credit card!



Annual Card Fee:$0 Credit Score:N/A
Extra Card Fee:$0 Purchase Interest Rate:20.99%
Minimum Personal Income:N/A Balance Transfer Interest Rate:22.99%
Minimum Household Income:N/A Cash Advance Interest Rate:22.99%


®/TM Trademarks of Royal Bank of Canada. Used under licence. All other trademarks are the property of their respective owner(s). Used under licence.

* 21.99% for Cash Advance and Balance Transfer if you reside in Quebec.

Refer to RBC page for up-to-date offer terms and conditions.

This post contains affiliate links.

The Website may engage in affiliate marketing, which is done by embedding tracking links into The Website. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.

[1] To benefit from this offer, your application must be received between June 6th, 2024 and January 31, 2025, and approved by Royal Bank of Canada (“RBC”), and you must have a valid Moi card linked to your moi RBC Visa credit card.

You will be eligible to receive 3,000 welcome Moi points upon your first purchase (“Welcome Points”). The Welcome Points will appear on your monthly credit card statement and your Moi account up to six (6) weeks after your first purchase, provided your moi RBC Visa credit card account (“Credit Card Account”) remains open and in good standing at that time, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive Credit Card Account statement periods, closed, charged off or in credit revoked status at that time.

To receive 3,500 bonus Moi points (“Bonus Points”), (i) a total of $500 or more in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) must be posted to your Credit Card Account within the first 3 months from your Credit Card Account opening date, and (ii) your Credit Card Account must remain open and in good standing at the time the Bonus Points are awarded to your Credit Card Account and your Moi account, approximately six (6) weeks after the date you reach $500 in Qualifying Transactions. Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees, and credits for returns and adjustments will reduce the amount of your Qualifying Transactions.To receive the additional 3,500 bonus Moi points (“Additional Bonus Points”), (i) a total of $2000 or more in Qualifying Transactions must be posted to your Credit Card Account within the first 12 months from your Credit Card Account opening date, and (ii) your Credit Card Account must remain open and in good standing at the time the Additional Bonus Points are awarded to your Credit Card Account and your Moi account, approximately six (6) weeks after the date you reach $2000 in Qualifying Transactions.

For more clarity, the amount of $500 in Qualifying Transactions and the amount of $2000 in Qualifying Transactions are not cumulative, meaning that if a total of $2000 in Qualifying Transactions is posted to your Credit Card Account within the first 12 months from your Credit Card Account opening date, including $500 within the first 3 months, you’ll be eligible for both the Bonus Points and the Additional Bonus Points, provided that your Credit Card Account remains open and in good standing at the time the Bonus Points and the Additional Bonus Points are awarded to your Credit Card Account and your Moi account. However, if you do not spend $500 in Qualifying Purchases within the first 3 months of your Credit Card Account opening date, but spend a total of $2000 in Qualifying Purchases in the first 12 months from your Credit Card Account opening date, you will not be eligible for the Bonus Points but you will be eligible to receive the Additional Bonus Points, provided that your Credit Card Account remains open and in good standing at the time the Additional Bonus Points are awarded to your Credit Card Account and your Moi account.

Authorized user(s) are not eligible for the Welcome Points nor the Bonus Points and the Additional Bonus Points. This offer may not be combined or used in conjunction with any other offer. RBC reserves the right to cancel, modify or withdraw this offer at any time. For complete details, and to learn more about all the benefits that come with your moi RBC Visa credit card, please visit www.rbc.com/moivisainfo. For complete terms and conditions that apply to the Moi program, please visit: www.moiprogram.ca.

[*] Based on the moi program redemption rate of 500 moi points for $4.00, 10,000 moi points have a redemption value of $80.00. To be able to redeem your Moi points, you must have at least 500 Moi points in your moi account. If you do, you will be able to redeem a minimum of 500 Moi points to get $4 off your in-store or online transaction, before taxes, at participating Metro, Super C, Première Moisson and Brunet stores in Quebec, and at participating Jean Coutu stores in Quebec, New Brunswick and Ontario, provided the pre-tax value of the transaction is equal to or greater than that of the points being redeemed. If you wish to redeem more than 500 Moi points in one transaction, you may only do so in increments of 125 points thereafter. 125 Moi points = $1 or as otherwise determined by Metro. Other conditions and restrictions apply. For complete terms and conditions that apply to the moi program, please visit moiprogram.ca.
Cash Back Rebate from GCR: $65.00

Note : Click to application page from GCR before filling application

PLEASE READ TO MAKE SURE YOU GET A CASH BACK REBATE:

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.





PLEASE READ TO MAKE SURE YOU GET A CASH BACK REBATE:

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.



Rebate Currency Exchange :  NONE




Get 3,000 welcome points upon your first purchase! Plus earn Moi points on Grocery, Beauty and Wellness, Restaurants, Gas and EV Charging.









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