Earn up to a $1,100 cash bonus!*
Plus a Walmart+ membership for up to 12 months.*
Offer available November 3, 2026 – March 1, 2027
- Unlimited transactions*
- Get accounts for family members without paying an additional monthly fee
- Up to $40 rebate on the annual fee for eligible BMO credit cards*
- OnGuard® Identity Theft Protection at no charge
- No-fee Global Money Transfer transactions to up to 50 countries
- PLUS, 5.00% promotional interest rate when you add a new Savings Amplifier Account**
Fees for non-BMO ATM withdrawals per month:
- 1 Canadian withdrawal included, then
- $2 each in Canada
- $5 each outside Canada
Monthly Fee:
$17.95 per month OR no cost with a minimum balance of $4,000
How to earn up to $1,100 in cash* plus a Walmart+ membership for up to 12 months*
STEP 1 - Chequing Account Offer
Earn $800 when you:
- Open and fund a new BMO Performance or Premium Plan Chequing Account by March 1, 2027
- Complete two qualifying criteria by April 30, 2027
1. Set up a recurring direct deposit of $500 or more from your employer, the government, or your pension, and have the first deposit appear by April 30, 2027.
2. Complete one of the following by April 30, 2027:
• Make two (2) bill payments of $50 or more to two (2) different payees through BMO Online Banking or the BMO Mobile Banking app; and
• Set up two (2) pre-authorized debits (PADs) of $50 or more from two (2) different payees.
STEP 2 - Savings Account Offer
Earn $200 when you:
- Open a Savings Amplifier Account by March 1, 2027
- Complete the following:
- Deposit a total of $10,000 or more into the Savings Amplifier Account within the first 30 calendar days of opening the account;
- Maintain a daily closing balance of $10,000 or more for 120 calendar days from the date of deposit to earn the 5.00% promotional interest rate** on balances up to $1,000,000;
- After the initial 120-day promotional period, continue to maintain a daily closing balance of $10,000 or more for an additional 90 calendar days to qualify for the $200 cash bonus.
You must complete step one to qualify for step two.
STEP 3 - Credit Card Offer
Earn $100 when you:
• Open a Chequing Account in a Performance, Premium or Practical Plan and make any deposit by March 1, 2027.
• Open a Savings Amplifier Account and make any deposit within 30 days of opening your Chequing Account.
• Apply for and be approved for an Eligible Credit Card within 30 calendar days of opening your Chequing Account.
• Plus, pay no annual fee in your first year.
Walmart+ Membership Offer
Get a Walmart+ membership for up to 12 months* when you:
- Open and fund a new Performance, Premium, Practical and Plus chequing account by March 1, 2027.
- Sign up for or update your existing Walmart+ membership on Walmart.ca by April 30, 2027. You’ll have to select Debit Mastercard as the payment option and enter your new BMO debit card number.
Eligibility criteria (open account or switching eligibility)
If you meet the eligibility criteria, the Chequing Account and Savings Account cash bonus will be credited to your account by
October 30, 2027. The Credit Card cash bonus will be credited by June 30, 2027.
Unfortunately if you already have a chequing account with us from November 3, 2025 to March 1, 2027 you are not eligible for this promotion.
If you close your account before March 1, 2028, you will not be eligible for this promotion.
Each bill payment is required to be paid to a different biller account number. For example, if you are paying a cell phone bill it has to be paid to different accounts numbers to be counted as 2 different bill payments.
For complete offer details, please review the terms and conditions.
* Banking account offer details:
https://www.bmo.com/assets/pdfs/edb-chequing-terms-and-conditions-en.pdf
* Credit card offer details:
https://www.bmo.com/assets/pdfs/edb-chequing-terms-and-conditions-credit-card-offer-en.pdf
** Promotional rate offer details:
https://www.bmo.com/pdf/savings-amplifier-promotional-interest-rate-offer-en.pdf
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