Filter : Business Credit Cards


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American Express® Business Gold Rewards Card

Earn up to 110,000 bonus Membership Rewards® points

  • Earn a welcome bonus of 70,000 Membership Rewards® points after spending $5,000 in purchases within the first three months of Cardmembership.
  • Plus, earn 10,000 bonus points when you charge $20,000 in net purchases to your Card account each calendar quarter. This could add up to 40,000 points every year.
  • That’s up to $1,100 in statement credits that can be reinvested in your business.


FEATURES

Earn points that you can redeem in a variety of ways

  • Earn 1 Membership Rewards point for every dollar in purchases charged to the Card and get the most out of your business expenses.

  • Enjoy an exceptional line-up of rewards redemption options for you and your business, including travel, dining, entertainment, gift cards, merchandise, and more with Membership Rewards program.

  • Transfer points to frequent flyer and hotel programs, including one-to-one to Aeroplan®* and Avios.


Unlock business possibilities with a full suite of business management tools that give you more control over your business - anytime and anywhere

  • Take advantage of purchasing power that grows with your business with no pre-set spending limit on purchases. With this Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history.

  • Maximize your cash flow with up to 55 interest free days so you can keep more cash on hand when you need it most.

  • Pay for business expenses over time with Flexible Payment Option.

  • This charge Card has both Due in Full and Flexible Payment Option balances. All Due in Full balances must be paid each month. Interest rate of 30% applies to each delinquent Due in Full Charge. This rate is effective from the day the account is opened. The Preferred rate of 20.99% applies to your Flexible Payment Option balance. If you have 2 separate Missed Payments in a 12 month period, the Flexible Payment Option rate for your account will be 25.99%. If you have 3 or more separate Missed Payments in a 12 month period, the Flexible Payment Option rate will be 28.99%. These rates are effective from the day the Flexible Payment Option is first available on your account.


Access comprehensive insurance coverage for your travel needs

  • Access Travel Emergency Assistance, and up to $100,000 Travel Accident Insurance when you fully charge your tickets to your Business Gold Rewards Card.

  • Plus, access Lost or Stolen Baggage Insurance, Flight Delay Insurance, and Baggage Delay Insurance when you fully charge your airline tickets to your Business Gold Rewards Card.

  • Save money when travelling with complimentary Car Rental Theft and Damage Insurance.


Access coverage that can protect your business purchases when you charge the full price of eligible items to your Business Gold Rewards Card

  • Protect your eligible purchases against accidental physical damage and theft for up to 90 days with Purchase Protection® Plan.

  • Double the manufacturer’s original warranty up to one additional year with Buyer’s Assurance® Protection Plan.


Access to coverage for mobile devices purchased for business use.

  • Access Mobile Device Insurance of up to $1,000 in the event of theft, loss or accidental damage, anywhere in the world, when you fully charge or finance the purchase price of an eligible mobile device on your Business Gold Rewards Card.


American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.
Initial Rewards: Earn 70,000 Membership Rewards® points plus up to 10,000 bonus points each calendar quarter.
On Going Rewards 1st: Earn 1 point for every dollar in purchases charged to the Card
On Going Rewards 2nd: You can maximize your cash flow with up to 55 interest free days
GCR Rebate: 125
GCR Rebate
$125
Initial Rewards
110,000 bonus Membership Rewards® points
Credit Needed
Good
• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Business Gold Rewards Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
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The Platinum Card® by American Express

Unlock special experiences with the Platinum Card®


Earn up to 100,000 Membership Rewards® points - that’s up to $1,000 towards a weekend away
  • New Platinum® Cardmembers, earn 70,000 Welcome Bonus points after you charge $10,000 in net purchases
    to your Card in your first 3 months of Cardmembership.

  • Plus, earn 30,000 points when you make a purchase between 14 and 17 months of Cardmembership.


FEATURES

  • Earn 2 points for every $1 in Card purchases on eligible dining and food delivery in Canada, 2 points for every $1 in Card purchases on eligible travel, and 1 point for every $1 in all other Card purchases.

  • Access a $200 Annual Travel Credit through American Express Travel Online or Platinum Card® Travel Service.

  • Enjoy a $200 Annual Dining Credit at some of Canada’s best restaurants.

  • Unlock $200 or more in additional value with Member extras. You can earn statement credits for qualifying purchases with participating brands.

  • Take full advantage of The American Express Global Lounge CollectionTM which unlocks access to over 1300 airport lounges worldwide. This includes The Centurion® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience.

  • Enjoy flexible ways to use your points such as statement credits for any eligible purchase charged to your Card, new travel purchases booked on American Express Travel Online through the Flexible Points Travel Program, and eligible flights through the Fixed Points Travel Program.

  • Transfer points 1:1 to several frequent flyer and other loyalty programs..

  • Enjoy complimentary benefits that offer an average value of $600 USD at over 1,500 extraordinary properties worldwide when you book Fine Hotels + Resorts.

  • Platinum Cardmembers can enjoy access to special events and unique opportunities.

  • Enjoy premium benefits at the Toronto Pearson Airport.

  • You will also have access to many leading hotel and car rental companies’ loyalty programs. Our partners include Marriott International, Hilton Hotels and Resorts, Hertz and Avis.


Interest rate of 30% applies to each delinquent Due in Full charge. The Preferred rate of 20.99% applies to your Flexible Payment Option balance. If you have 2 separate Missed Payments in a 12 month period, the Flexible Payment Option rate for your account will be 25.99%. If you have 3 or more separate Missed Payments in a 12 month period, the Flexible Payment Option rate will be 28.99%. These rates are effective from the day the Flexible Payment Option is first available on your account.

Interest applies in accordance with your Cardmember Agreement, Information Box, and Disclosure statement if the total New Balance is not paid by the Payment Due Date each month. All payments must be received by the Payment Due Date shown on the monthly statement.

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment.
Initial Rewards: Earn 70,000 Welcome Bonus points after you charge $10,000 in your first 3 months of Cardmembership. Plus, earn 30,000 points when you make a purchase between 14 and 17 months.
On Going Rewards 1st: $200 Annual Dining Credit at some of Canada’s best restaurants
On Going Rewards 2nd: Transfer points 1:1 to several frequent flyer and other loyalty programs
GCR Rebate: 150
GCR Rebate
$150
Initial Rewards
100,000 Membership Rewards® points
Credit Needed
Excellent
• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time The Platinum Card by American Express Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
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Business Platinum Card® from American Express®

Redefine what you’ll experience and discover with Platinum


Earn up to 120,000 bonus Membership Rewards® points
  • Earn 80,000 Membership Rewards® points after you charge $15,000 in net purchases to your Card in your first 3 months of Cardmembership.

  • Plus, earn 40,000 points when you make a purchase between 14 and 17 months of Cardmembership.

  • That’s up to $1,200 in statement credit that can be reinvested in your business.



FEATURES

Earn points that you can redeem in a variety of ways
  • Earn 1.25 Membership Rewards points for virtually every $1 in purchases and get the most out of your business expenses.

  • Enjoy an exceptional line-up of rewards redemption options for you and your business, including travel, dining, entertainment, gift cards, merchandise, and more with Membership Rewards program.

  • Transfer points to frequent flyer and hotel programs, including one-to-one to Aeroplan®* and Avios.

  • Bolster your business with up to $820 in annual business and travel statement credits.

  • Enroll your eligible Card and earn up to $500 in business statement credits on qualifying purchases with Dell and Indeed.

  • Enroll and earn up to $120 in eligible Wireless Credits each year.

  • Access a $200 Annual Travel Credit each year of your Cardmembership.


Unlock spending power and payment flexibility with a full suite of business management tools that give you more control over your business - anytime and anywhere
  • Enjoy financial flexibility with no pre-set spending limit on purchases. With this Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history.

  • Maximize your cash flow with up to 55 interest free days so you can keep more cash on hand when you need it most.

  • Pay for business expenses over time with Flexible Payment Option.

  • This charge Card has both Due in Full and Flexible Payment Option balances. All Due in Full balances must be paid each month. Interest rate of 30% applies to each delinquent Due in Full Charge. This rate is effective from the day the account is opened. The Preferred rate of 20.99% applies to your Flexible Payment Option balance. If you have 2 separate Missed Payments in a 12 month period, the Flexible Payment Option rate for your account will be 25.99%. If you have 3 or more separate Missed Payments in a 12 month period, the Flexible Payment Option rate will be 28.99%. These rates are effective from the day the Flexible Payment Option is first available on your account.

  • Extend payment solutions with Supplementary Cards for your employees.

Enjoy special benefits for you and your business

  • Take full advantage of the American Express Global Lounge Collection which unlocks access to over 1300 airport lounges worldwide. This includes The Centurion® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience.

  • Enjoy premium benefits at the Toronto Pearson Airport, including access to the Pearson Priority Security Lane and discount on parking.

  • Get access to discounted base fares for you and your travel companions when you book through the International Airline Program.

  • Enjoy complimentary benefits that offer an average total value of $600 USD* at over 1,500 extraordinary properties worldwide when you book Fine Hotels + Resorts.

  • Upgrade your stay with premium status at leading hotel brands like Hilton Honors and Marriott Bonvoy.

  • Enjoy access to specialty services and events, preferential treatment, and a dedicated Concierge team.

  • Access a $100 CAD credit for NEXUS every 4 years with your Cardmembership.

Access comprehensive insurance coverage for your travel needs

  • Access Out of Province/Country Emergency Medical Insurance (for under age 65), even if you don’t charge your tickets and travel arrangements to your Business Platinum Card.

  • Access Trip Cancellation Insurance, Trip Interruption Insurance, Travel Emergency Assistance, and up to $500,000 Travel Accident Insurance when you fully charge your tickets and travel arrangements to your Business Platinum Card.

  • Plus, access Lost or Stolen Baggage Insurance, Flight Delay Insurance, and Baggage Delay Insurance when you fully charge your airline tickets to your Business Platinum Card.

  • Save money when travelling with complimentary Car Rental Theft and Damage Insurance.

Access coverage that can protect your business purchases when you charge the full price of eligible items to your Business Platinum Card

  • Protect your eligible purchases against accidental physical damage and theft for up to 90 days with Purchase Protection® Plan.

  • Double the manufacturer’s original warranty up to one additional year with Buyer’s Assurance® Protection Plan.

  • Equip your business with Mobile Device Insurance.


American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.
Initial Rewards: Earn 80,000 Membership Rewards® points after you charge $15,000 to your Card in your first 3 months of Cardmembership. Earn 40,000 points when you make a purchase between 14 and 17 months.
On Going Rewards 1st: Up to $820 in annual business and travel statement credits
On Going Rewards 2nd: Transfer points to frequent flyer and hotel programs
GCR Rebate: 150
GCR Rebate
$150
Initial Rewards
120,000 bonus Membership Rewards® points
Credit Needed
Excellent
• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Business Platinum Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
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American Express® Business Edge™ Card

Earn up to 67,000 welcome bonus Membership Rewards® points

  • As a new Business Edge Cardmember, you can earn 45,000 Welcome Bonus points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership.
  • Earn 1,000 Membership Rewards points for each monthly billing period when you charge $3,000 in purchases on your Card. This could add up to 12,000 extra points in a year.
  • Earn 10X the points for every $1 spent on eligible business essentials including office supplies & electronics, rides & gas,
    eats & drinks within 6 months of Cardmembership up to 10,000 points.


FEATURES

Earn points that you can redeem in a variety of ways.

  • Earn 3x the points for Card purchases on eligible business essentials including office supplies & electronics, rides & gas, eats & drinks when your Welcome Offer ends. Caps and other conditions may apply.

  • Earn 1x the points on all other purchases charged to the Card.

  • Use points to offset business expenses. Membership Rewards® allows you to offset business expenses by covering the cost of purchases made on your Card, in full or in part. Redeem points for statement credits and to book flights, hotels, and car rentals.

  • Transfer points to frequent flyer and hotel programs, including one-to-one to Aeroplan®* and Avios. 

 

Make the most out of a full suite of business management tools that give you more control over your business - anytime and anywhere.

  • Leverage your cash flow with the option of carrying a balance or paying in full each month.

  • Employee Card Misuse Protection is a benefit created specifically for business owners and it provides coverage of up to $100,000 per Basic Cardmember in the event an employee misuses their Supplementary Card for unauthorized charges.

 

Access coverage that can protect your business purchases when you charge the full price of eligible items to your American Express Business Edge™ Card.

  • Protect your eligible purchases against accidental physical damage and theft for up to 90 days with Purchase Protection® Plan.

  • Double the manufacturer’s original warranty up to one additional year with Buyer’s Assurance® Protection Plan.


American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.
Initial Rewards: Plus, earn 10x the points for every $1 spent on eligible purchases in your first 6 months up to 10,000 points.
On Going Rewards 1st: Earn 3x the points for Card purchases on eligible business essentials
On Going Rewards 2nd: Earn 1x the points on all other purchases charged to the Card
GCR Rebate: 75
GCR Rebate
$75
Initial Rewards
67,000 Welcome Bonus points
Credit Needed
Fair
• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Business Edge™ Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
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The Marriott Bonvoy® Business American Express®* Card
Travel to new heights with the Marriott Bonvoy® Business American Express®* Card


Earn up to 90,000 Welcome Bonus Marriott Bonvoy® points.

  • Earn 75,000 Welcome Bonus Marriott Bonvoy® points after you spend $6,000 on your Card in your first three months of Cardmembership

  • Plus, earn an additional 2 points for a total of 5 points on every $1 spent on eligible gas, dining and travel purchases in your first 6 months (up to 15,000 points)
Offer ends May 6, 2024



FEATURES

Earn Marriott Bonvoy points that you can redeem in a variety of ways.
  • Earn 5 points for every $1 in Card purchases at participating Marriott Bonvoy hotels

  • Earn 3 points for every $1 spent on eligible gas, dining and travel after your welcome offer ends, or the cap is reached

  • Earn 2 points for every $1 spent on everything else

  • Redeem points for free nights with no blackout dates at over 7,000 of some of the world's most extraordinary hotels and resorts around the globe. Use your points for flights on some of the world's leading airlines


Make the most out of a full suite of business management tools that give you more control over your business - anytime and anywhere.
  • Leverage your cash flow with the option of carrying a balance or paying in full each month

  • Control employee expenses plus track and accumulate points on your account with Supplementary Cards, so you have an opportunity to maximize the points you earn


Experience the exclusive benefits of the Marriott Bonvoy® Business American Express®* Card.
  • Receive an Annual Free Night Award automatically each year after your anniversary

  • Receive 15 Elite Night Credits each calendar year with your Marriott Bonvoy Business American Express Card. These can be used towards attaining the next level of Elite status in the Marriott Bonvoy program

  • Upgrade to Gold Elite status after you charge $30,000 in net purchases to your Card each year, or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your card


American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.
Initial Rewards: 5 points for every $1 spent at participating Marriott Bonvoy hotels and 3 points for every $1 spent on eligible gas, dining and travel.
On Going Rewards 1st: 15 Elite Night Credits each calendar year
On Going Rewards 2nd: Redeem points for free nights with no blackout dates
GCR Rebate: 75
GCR Rebate
$75
Initial Rewards
Up to 90,000 Welcome Bonus Marriott Bonvoy® points
Credit Needed
Fair
• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time Marriott Bonvoy™ Business American Express® Card
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
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American Express® Aeroplan®* Business Reserve Card

Earn up to 90,000 Welcome Bonus Aeroplan®* points


  • Earn 65,000 Aeroplan points after spending $10,500 in purchases on your Card within the first 3 months.
  • Plus, earn an additional 25,000 Aeroplan points when you spend $3,500 in purchases in month 13.



FEATURES

Earn Aeroplan points that you can redeem in a variety of ways.
  • Earn 3 points for every $1 spent on eligible purchases made directly with Air Canada and Air Canada Vacations®*, 2 points for every $1 spent on eligible hotels and car rentals.

  • Earn 1.25 points for every $1 spent on everything else.


Make the most out of a full suite of business management tools that give you more control over your business - anytime and anywhere.
  • Leverage your cash flow with the option of carrying a balance or paying in full each month.

  • Control employee expenses plus track and accumulate points on your account with Employee Cards, so you have an opportunity to maximize the points you earn.


Unlock business travel possibilities to make every work trip one to look forward to.
  • Access more than 1,200 Priority Pass™ airport lounges around the globe. That means an oasis of comfort before your flight—regardless of your choice of airline or cabin class.

  • Enjoy access to select Air Canada Maple Leaf Lounges™ for you and a guest, and Air Canada Café™; in North America, with a same day ticket on a departing Air Canada or Star Alliance®* flight.

  • Enjoy Priority Check-In, Priority Boarding, and Priority Baggage Handling when you fly with Air Canada, together with up to eight companions.

  • Enjoy your first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight, together with up to eight companions travelling on the same reservation.

  • Receive one Annual Worldwide Companion Pass when you spend $25,000 in net purchases prior to your Card anniversary date; your Pass entitles you to buy an accompanying Air Canada economy class ticket for a companion at a fixed base fare from $99 to a maximum of $599 CAD (plus taxes, fees, charges, and surcharges).

  • Stay focused on getting where you need to go. Receive up to $100 CAD in statement credits every four years when NEXUS application or renewal fees are charged to your Aeroplan Business Reserve Card.

  • Pay with your American Express Aeroplan Business Reserve Card and present your Aeroplan Membership Card at over 170 Aeroplan partner brands and 120 online retailers via the Aeroplan eStore to earn points twice.

  • If you’re departing from Toronto Pearson International Airport, enjoy the benefits of being an American Express Aeroplan Business Reserve Cardmember. Get more from your travel experience with access to Pearson Priority Security Lane, Complimentary Valet Service, 15% discount on parking rates, and 15% discount on Car Care Services.

  • Roll over any unallocated Aeroplan Elite™ Status Qualifying Miles and unused eUpgrade Credits to the following year to enjoy during your travels.

  • Enjoy priority access to the standby list and eUpgrades. Get prioritized on the standby waitlist for an Air Canada flight and higher priority when you request an eUpgrade.

  • Earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $5,000 in eligible net purchases charged to your Card.

  • Book flight reward tickets for even fewer points with Air Canada. In addition to flights, you can also redeem for hotel stays, car rentals, vacation packages, merchandise and more.

  • Unlock two-car-class rental upgrades, expedited service, dedicated phone line, and more with complimentary upgrade to Avis President’s Club.


American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.
Initial Rewards: Earn 3 points for every $1 spent on eligible purchases made directly with Air Canada and Air Canada Vacations®*.
On Going Rewards 1st: Earn 2 points for every $1 spent on eligible hotels and car rentals
On Going Rewards 2nd: Access more than 1,200 Priority Pass™ airport lounges around the globe
GCR Rebate: 125
GCR Rebate
$125
Initial Rewards
Up to 90,000 Welcome Bonus Aeroplan®* points
Credit Needed
Excellent
• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express® Aeroplan®* Business Reserve Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
  GCR Rebate   Initial Rewards   Credit Needed  
 
American Express® Business Gold Rewards Card
  $125   110,000 bonus Membership Rewards® points   Good  
 
Earn 70,000 Membership Rewards® points plus up to 10,000 bonus points each calendar quarter.

Earn up to 110,000 bonus Membership Rewards® points

  • Earn a welcome bonus of 70,000 Membership Rewards® points after spending $5,000 in purchases within the first three months of Cardmembership.
  • Plus, earn 10,000 bonus points when you charge $20,000 in net purchases to your Card account each calendar quarter. This could add up to 40,000 points every year.
  • That’s up to $1,100 in statement credits that can be reinvested in your business.


FEATURES

Earn points that you can redeem in a variety of ways

  • Earn 1 Membership Rewards point for every dollar in purchases charged to the Card and get the most out of your business expenses.

  • Enjoy an exceptional line-up of rewards redemption options for you and your business, including travel, dining, entertainment, gift cards, merchandise, and more with Membership Rewards program.

  • Transfer points to frequent flyer and hotel programs, including one-to-one to Aeroplan®* and Avios.


Unlock business possibilities with a full suite of business management tools that give you more control over your business - anytime and anywhere

  • Take advantage of purchasing power that grows with your business with no pre-set spending limit on purchases. With this Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history.

  • Maximize your cash flow with up to 55 interest free days so you can keep more cash on hand when you need it most.

  • Pay for business expenses over time with Flexible Payment Option.

  • This charge Card has both Due in Full and Flexible Payment Option balances. All Due in Full balances must be paid each month. Interest rate of 30% applies to each delinquent Due in Full Charge. This rate is effective from the day the account is opened. The Preferred rate of 20.99% applies to your Flexible Payment Option balance. If you have 2 separate Missed Payments in a 12 month period, the Flexible Payment Option rate for your account will be 25.99%. If you have 3 or more separate Missed Payments in a 12 month period, the Flexible Payment Option rate will be 28.99%. These rates are effective from the day the Flexible Payment Option is first available on your account.


Access comprehensive insurance coverage for your travel needs

  • Access Travel Emergency Assistance, and up to $100,000 Travel Accident Insurance when you fully charge your tickets to your Business Gold Rewards Card.

  • Plus, access Lost or Stolen Baggage Insurance, Flight Delay Insurance, and Baggage Delay Insurance when you fully charge your airline tickets to your Business Gold Rewards Card.

  • Save money when travelling with complimentary Car Rental Theft and Damage Insurance.


Access coverage that can protect your business purchases when you charge the full price of eligible items to your Business Gold Rewards Card

  • Protect your eligible purchases against accidental physical damage and theft for up to 90 days with Purchase Protection® Plan.

  • Double the manufacturer’s original warranty up to one additional year with Buyer’s Assurance® Protection Plan.


Access to coverage for mobile devices purchased for business use.

  • Access Mobile Device Insurance of up to $1,000 in the event of theft, loss or accidental damage, anywhere in the world, when you fully charge or finance the purchase price of an eligible mobile device on your Business Gold Rewards Card.


American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Business Gold Rewards Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
 
The Platinum Card® by American Express
  $150   100,000 Membership Rewards® points   Excellent  
 
Earn 70,000 Welcome Bonus points after you charge $10,000 in your first 3 months of Cardmembership. Plus, earn 30,000 points when you make a purchase between 14 and 17 months.

Unlock special experiences with the Platinum Card®


Earn up to 100,000 Membership Rewards® points - that’s up to $1,000 towards a weekend away
  • New Platinum® Cardmembers, earn 70,000 Welcome Bonus points after you charge $10,000 in net purchases
    to your Card in your first 3 months of Cardmembership.

  • Plus, earn 30,000 points when you make a purchase between 14 and 17 months of Cardmembership.


FEATURES

  • Earn 2 points for every $1 in Card purchases on eligible dining and food delivery in Canada, 2 points for every $1 in Card purchases on eligible travel, and 1 point for every $1 in all other Card purchases.

  • Access a $200 Annual Travel Credit through American Express Travel Online or Platinum Card® Travel Service.

  • Enjoy a $200 Annual Dining Credit at some of Canada’s best restaurants.

  • Unlock $200 or more in additional value with Member extras. You can earn statement credits for qualifying purchases with participating brands.

  • Take full advantage of The American Express Global Lounge CollectionTM which unlocks access to over 1300 airport lounges worldwide. This includes The Centurion® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience.

  • Enjoy flexible ways to use your points such as statement credits for any eligible purchase charged to your Card, new travel purchases booked on American Express Travel Online through the Flexible Points Travel Program, and eligible flights through the Fixed Points Travel Program.

  • Transfer points 1:1 to several frequent flyer and other loyalty programs..

  • Enjoy complimentary benefits that offer an average value of $600 USD at over 1,500 extraordinary properties worldwide when you book Fine Hotels + Resorts.

  • Platinum Cardmembers can enjoy access to special events and unique opportunities.

  • Enjoy premium benefits at the Toronto Pearson Airport.

  • You will also have access to many leading hotel and car rental companies’ loyalty programs. Our partners include Marriott International, Hilton Hotels and Resorts, Hertz and Avis.


Interest rate of 30% applies to each delinquent Due in Full charge. The Preferred rate of 20.99% applies to your Flexible Payment Option balance. If you have 2 separate Missed Payments in a 12 month period, the Flexible Payment Option rate for your account will be 25.99%. If you have 3 or more separate Missed Payments in a 12 month period, the Flexible Payment Option rate will be 28.99%. These rates are effective from the day the Flexible Payment Option is first available on your account.

Interest applies in accordance with your Cardmember Agreement, Information Box, and Disclosure statement if the total New Balance is not paid by the Payment Due Date each month. All payments must be received by the Payment Due Date shown on the monthly statement.

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment.

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time The Platinum Card by American Express Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
 
Business Platinum Card® from American Express®
  $150   120,000 bonus Membership Rewards® points   Excellent  
 
Earn 80,000 Membership Rewards® points after you charge $15,000 to your Card in your first 3 months of Cardmembership. Earn 40,000 points when you make a purchase between 14 and 17 months.

Redefine what you’ll experience and discover with Platinum


Earn up to 120,000 bonus Membership Rewards® points
  • Earn 80,000 Membership Rewards® points after you charge $15,000 in net purchases to your Card in your first 3 months of Cardmembership.

  • Plus, earn 40,000 points when you make a purchase between 14 and 17 months of Cardmembership.

  • That’s up to $1,200 in statement credit that can be reinvested in your business.



FEATURES

Earn points that you can redeem in a variety of ways
  • Earn 1.25 Membership Rewards points for virtually every $1 in purchases and get the most out of your business expenses.

  • Enjoy an exceptional line-up of rewards redemption options for you and your business, including travel, dining, entertainment, gift cards, merchandise, and more with Membership Rewards program.

  • Transfer points to frequent flyer and hotel programs, including one-to-one to Aeroplan®* and Avios.

  • Bolster your business with up to $820 in annual business and travel statement credits.

  • Enroll your eligible Card and earn up to $500 in business statement credits on qualifying purchases with Dell and Indeed.

  • Enroll and earn up to $120 in eligible Wireless Credits each year.

  • Access a $200 Annual Travel Credit each year of your Cardmembership.


Unlock spending power and payment flexibility with a full suite of business management tools that give you more control over your business - anytime and anywhere
  • Enjoy financial flexibility with no pre-set spending limit on purchases. With this Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history.

  • Maximize your cash flow with up to 55 interest free days so you can keep more cash on hand when you need it most.

  • Pay for business expenses over time with Flexible Payment Option.

  • This charge Card has both Due in Full and Flexible Payment Option balances. All Due in Full balances must be paid each month. Interest rate of 30% applies to each delinquent Due in Full Charge. This rate is effective from the day the account is opened. The Preferred rate of 20.99% applies to your Flexible Payment Option balance. If you have 2 separate Missed Payments in a 12 month period, the Flexible Payment Option rate for your account will be 25.99%. If you have 3 or more separate Missed Payments in a 12 month period, the Flexible Payment Option rate will be 28.99%. These rates are effective from the day the Flexible Payment Option is first available on your account.

  • Extend payment solutions with Supplementary Cards for your employees.

Enjoy special benefits for you and your business

  • Take full advantage of the American Express Global Lounge Collection which unlocks access to over 1300 airport lounges worldwide. This includes The Centurion® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience.

  • Enjoy premium benefits at the Toronto Pearson Airport, including access to the Pearson Priority Security Lane and discount on parking.

  • Get access to discounted base fares for you and your travel companions when you book through the International Airline Program.

  • Enjoy complimentary benefits that offer an average total value of $600 USD* at over 1,500 extraordinary properties worldwide when you book Fine Hotels + Resorts.

  • Upgrade your stay with premium status at leading hotel brands like Hilton Honors and Marriott Bonvoy.

  • Enjoy access to specialty services and events, preferential treatment, and a dedicated Concierge team.

  • Access a $100 CAD credit for NEXUS every 4 years with your Cardmembership.

Access comprehensive insurance coverage for your travel needs

  • Access Out of Province/Country Emergency Medical Insurance (for under age 65), even if you don’t charge your tickets and travel arrangements to your Business Platinum Card.

  • Access Trip Cancellation Insurance, Trip Interruption Insurance, Travel Emergency Assistance, and up to $500,000 Travel Accident Insurance when you fully charge your tickets and travel arrangements to your Business Platinum Card.

  • Plus, access Lost or Stolen Baggage Insurance, Flight Delay Insurance, and Baggage Delay Insurance when you fully charge your airline tickets to your Business Platinum Card.

  • Save money when travelling with complimentary Car Rental Theft and Damage Insurance.

Access coverage that can protect your business purchases when you charge the full price of eligible items to your Business Platinum Card

  • Protect your eligible purchases against accidental physical damage and theft for up to 90 days with Purchase Protection® Plan.

  • Double the manufacturer’s original warranty up to one additional year with Buyer’s Assurance® Protection Plan.

  • Equip your business with Mobile Device Insurance.


American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Business Platinum Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
 
American Express® Business Edge™ Card
  $75   67,000 Welcome Bonus points   Fair  
 
Plus, earn 10x the points for every $1 spent on eligible purchases in your first 6 months up to 10,000 points.

Earn up to 67,000 welcome bonus Membership Rewards® points

  • As a new Business Edge Cardmember, you can earn 45,000 Welcome Bonus points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership.
  • Earn 1,000 Membership Rewards points for each monthly billing period when you charge $3,000 in purchases on your Card. This could add up to 12,000 extra points in a year.
  • Earn 10X the points for every $1 spent on eligible business essentials including office supplies & electronics, rides & gas,
    eats & drinks within 6 months of Cardmembership up to 10,000 points.


FEATURES

Earn points that you can redeem in a variety of ways.

  • Earn 3x the points for Card purchases on eligible business essentials including office supplies & electronics, rides & gas, eats & drinks when your Welcome Offer ends. Caps and other conditions may apply.

  • Earn 1x the points on all other purchases charged to the Card.

  • Use points to offset business expenses. Membership Rewards® allows you to offset business expenses by covering the cost of purchases made on your Card, in full or in part. Redeem points for statement credits and to book flights, hotels, and car rentals.

  • Transfer points to frequent flyer and hotel programs, including one-to-one to Aeroplan®* and Avios. 

 

Make the most out of a full suite of business management tools that give you more control over your business - anytime and anywhere.

  • Leverage your cash flow with the option of carrying a balance or paying in full each month.

  • Employee Card Misuse Protection is a benefit created specifically for business owners and it provides coverage of up to $100,000 per Basic Cardmember in the event an employee misuses their Supplementary Card for unauthorized charges.

 

Access coverage that can protect your business purchases when you charge the full price of eligible items to your American Express Business Edge™ Card.

  • Protect your eligible purchases against accidental physical damage and theft for up to 90 days with Purchase Protection® Plan.

  • Double the manufacturer’s original warranty up to one additional year with Buyer’s Assurance® Protection Plan.


American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Business Edge™ Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
 
The Marriott Bonvoy® Business American Express®* Card
  $75   Up to 90,000 Welcome Bonus Marriott Bonvoy® points   Fair  
 
5 points for every $1 spent at participating Marriott Bonvoy hotels and 3 points for every $1 spent on eligible gas, dining and travel.
Travel to new heights with the Marriott Bonvoy® Business American Express®* Card


Earn up to 90,000 Welcome Bonus Marriott Bonvoy® points.

  • Earn 75,000 Welcome Bonus Marriott Bonvoy® points after you spend $6,000 on your Card in your first three months of Cardmembership

  • Plus, earn an additional 2 points for a total of 5 points on every $1 spent on eligible gas, dining and travel purchases in your first 6 months (up to 15,000 points)
Offer ends May 6, 2024



FEATURES

Earn Marriott Bonvoy points that you can redeem in a variety of ways.
  • Earn 5 points for every $1 in Card purchases at participating Marriott Bonvoy hotels

  • Earn 3 points for every $1 spent on eligible gas, dining and travel after your welcome offer ends, or the cap is reached

  • Earn 2 points for every $1 spent on everything else

  • Redeem points for free nights with no blackout dates at over 7,000 of some of the world's most extraordinary hotels and resorts around the globe. Use your points for flights on some of the world's leading airlines


Make the most out of a full suite of business management tools that give you more control over your business - anytime and anywhere.
  • Leverage your cash flow with the option of carrying a balance or paying in full each month

  • Control employee expenses plus track and accumulate points on your account with Supplementary Cards, so you have an opportunity to maximize the points you earn


Experience the exclusive benefits of the Marriott Bonvoy® Business American Express®* Card.
  • Receive an Annual Free Night Award automatically each year after your anniversary

  • Receive 15 Elite Night Credits each calendar year with your Marriott Bonvoy Business American Express Card. These can be used towards attaining the next level of Elite status in the Marriott Bonvoy program

  • Upgrade to Gold Elite status after you charge $30,000 in net purchases to your Card each year, or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your card


American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time Marriott Bonvoy™ Business American Express® Card
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
 
American Express® Aeroplan®* Business Reserve Card
  $125   Up to 90,000 Welcome Bonus Aeroplan®* points   Excellent  
 
Earn 3 points for every $1 spent on eligible purchases made directly with Air Canada and Air Canada Vacations®*.

Earn up to 90,000 Welcome Bonus Aeroplan®* points


  • Earn 65,000 Aeroplan points after spending $10,500 in purchases on your Card within the first 3 months.
  • Plus, earn an additional 25,000 Aeroplan points when you spend $3,500 in purchases in month 13.



FEATURES

Earn Aeroplan points that you can redeem in a variety of ways.
  • Earn 3 points for every $1 spent on eligible purchases made directly with Air Canada and Air Canada Vacations®*, 2 points for every $1 spent on eligible hotels and car rentals.

  • Earn 1.25 points for every $1 spent on everything else.


Make the most out of a full suite of business management tools that give you more control over your business - anytime and anywhere.
  • Leverage your cash flow with the option of carrying a balance or paying in full each month.

  • Control employee expenses plus track and accumulate points on your account with Employee Cards, so you have an opportunity to maximize the points you earn.


Unlock business travel possibilities to make every work trip one to look forward to.
  • Access more than 1,200 Priority Pass™ airport lounges around the globe. That means an oasis of comfort before your flight—regardless of your choice of airline or cabin class.

  • Enjoy access to select Air Canada Maple Leaf Lounges™ for you and a guest, and Air Canada Café™; in North America, with a same day ticket on a departing Air Canada or Star Alliance®* flight.

  • Enjoy Priority Check-In, Priority Boarding, and Priority Baggage Handling when you fly with Air Canada, together with up to eight companions.

  • Enjoy your first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight, together with up to eight companions travelling on the same reservation.

  • Receive one Annual Worldwide Companion Pass when you spend $25,000 in net purchases prior to your Card anniversary date; your Pass entitles you to buy an accompanying Air Canada economy class ticket for a companion at a fixed base fare from $99 to a maximum of $599 CAD (plus taxes, fees, charges, and surcharges).

  • Stay focused on getting where you need to go. Receive up to $100 CAD in statement credits every four years when NEXUS application or renewal fees are charged to your Aeroplan Business Reserve Card.

  • Pay with your American Express Aeroplan Business Reserve Card and present your Aeroplan Membership Card at over 170 Aeroplan partner brands and 120 online retailers via the Aeroplan eStore to earn points twice.

  • If you’re departing from Toronto Pearson International Airport, enjoy the benefits of being an American Express Aeroplan Business Reserve Cardmember. Get more from your travel experience with access to Pearson Priority Security Lane, Complimentary Valet Service, 15% discount on parking rates, and 15% discount on Car Care Services.

  • Roll over any unallocated Aeroplan Elite™ Status Qualifying Miles and unused eUpgrade Credits to the following year to enjoy during your travels.

  • Enjoy priority access to the standby list and eUpgrades. Get prioritized on the standby waitlist for an Air Canada flight and higher priority when you request an eUpgrade.

  • Earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $5,000 in eligible net purchases charged to your Card.

  • Book flight reward tickets for even fewer points with Air Canada. In addition to flights, you can also redeem for hotel stays, car rentals, vacation packages, merchandise and more.

  • Unlock two-car-class rental upgrades, expedited service, dedicated phone line, and more with complimentary upgrade to Avis President’s Club.


American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express® Aeroplan®* Business Reserve Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.


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