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Filter : Best Canadian Credit Cards


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MBNA Alaska Airlines World Elite® Mastercard® credit card
Note : This offer is not available for residents of Quebec.

A new Alaska Airlines World Elite Mastercard® credit card could take you places. If approved, you could receive new benefits and start earning more Mileage Plan™ miles.

• 30,000 bonus miles†† and Alaska's Famous Companion Fare™ from $121 (USD) ($99 plus taxes and fees from $22)◊◊ after you make $1,000 or more in eligible purchases within the first 90 days of your account opening.

• One complimentary checked bag per passenger on the same qualifying reservation, up to a maximum of six passengers.æ

• Every year on your account anniversary buy one round trip and get a companion fare of $121 (USD) ($99 plus taxes and fees from $22)◊◊ on Alaska Airlines. There are no blackout dates.

• Earn 3 miles‡ for every $1 charged to your Alaska Airlines Mastercard credit card on tickets, vacation packages, and cargo services from Alaska Airlines.

• Earn 1 mile‡ for every $1 spent on other eligible purchases.

• Earn and redeem‡ Alaska Mileage Plan miles on global airline partners of Alaska Airlines to 900+ destinations.

• $99 annual fee

• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪ and access cheques, and 22.99% on cash advances

• Your personal annual income must be greater than $80,000, or your household annual income must be $150,000 or greater††††

* Visit Alaska Airlines MasterCard website application page for further details

†† To qualify for this offer, an applicant must be approved for World Elite card and a single or combination of purchase transactions totaling at least one thousand Canadian dollars (CAD 1,000) must be made using such account within the first 90 days of account opening that are not subsequently rescinded, the subject of a charge back request or otherwise disputed. Please allow 8-10 weeks from the transaction date for bonus Miles to be posted to your Mileage Plan account. Account must be open and active on posting/delivery date to qualify for bonus Miles. Limit one-time bonus Miles offer (no cash value) per new account. Reissues, fraud, lost/stolen and reopened accounts do not qualify for this offer. This promotion is offered by MBNA and may be amended or cancelled at any time without notice. Additional bonus Miles may be awarded if a completed application is submitted to an Alaska Airlines employee.

‡ These are highlights of the credit card rewards program (the “Program”) associated with this credit card account. Miles will be awarded on eligible transactions charged to your account as set out in the Program terms and conditions. Complete terms and conditions describing Program eligibility, accrual and redemption of Miles, and other important conditions, limitations and restrictions will be sent after your account is opened. Please read the terms and conditions carefully upon receipt. Accumulated Miles can only be redeemed in accordance with the Alaska Airlines Mileage Plan program (the “Alaska Program”). The Toronto-Dominion Bank has no liability or responsibility for any aspect of the Alaska Program. Please visit www.alaskaair.com for complete Alaska Program terms and conditions.

◊◊ Companion Certificates can only be used for a coach class seat on an Alaska Airlines operated flight with the purchase of another ticket on the same Alaska Airlines flight within or between the continental United States, Alaska, Canada, Hawaii or Mexico. To obtain the Companion Certificate in the first year of the account, the credit card application must be approved and a single or combination of purchase transactions totaling at least one thousand Canadian dollars (CAD 1,000) must be made using such account within the first 90 days of account opening that are not subsequently rescinded, the subject of a charge back request or otherwise disputed. Please allow 8-10 weeks from the transaction date for the Companion Certificate to be delivered. To qualify for the Companion Certificate in the second and subsequent years of the account, the account must be open and active on the account anniversary. Reissues, fraud, lost/stolen and reopened accounts do not qualify for this offer. This promotion is offered exclusively by Alaska Airlines. The Toronto-Dominion Bank is not responsible or liable for any aspect of this promotion. For a complete explanation of this benefit, please visit www.alaskaair.com.

ӕ Complimentary Checked Bag Benefit: Primary cardholders of the Alaska Airlines World Elite Mastercard consumer credit card ("World Elite account") who make a qualifying reservation and have an open World Elite account at the time of travel are eligible to receive a baggage allowance on qualifying reservations consisting of one (1) complimentary checked bag per passenger on the same ticket for the same Alaska Airlines flight, up to a maximum of six (6) complimentary checked bags per ticket. Qualifying reservations include flights marketed by Alaska Airlines and operated by Alaska Airlines, Horizon Air, SkyWest or PenAir (codeshare flights operated by other carriers are not eligible). Primary cardholder must be an Alaska Airlines Mileage Plan™ member. Baggage restrictions apply. See alaskaair.com/freebagfaq for complete baggage rules. Payment with the World Elite account is not required to qualify for this benefit. Offer may not be applied retroactively, and no refunds will be issued. Not applicable for passengers who already receive 1 or more free checked bags. New holders of the World Elite account, and cardholders upgrading from another Alaska Airlines credit card to a World Elite account, will be eligible for this benefit approximately 2-3 weeks after approval. This promotion is offered exclusively by Alaska Airlines. The Toronto-Dominion Bank is not responsible or liable for any aspect of this promotion. For a complete explanation of this benefit, please visit www.alaskaair.com

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00% OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply" link.
Initial Rewards: 30,000 bonus miles†† and Alaska`s Famous Companion Fare™ from $121 (USD)
On Going Rewards 1st: One complimentary checked bag per passenger on the same qualifying reservation, up to a maximum of six passengers.æ
On Going Rewards 2nd: Every year on your account anniversary buy one round trip and get a companion fare of $121 (USD) ($99 plus taxes and fees from $22)◊◊ on Alaska Airlines.
GCR Rebate: 50
GCR Rebate
$50
Initial Rewards
30,000 bonus miles††
Annual Fee
$99
Credit Needed
Good
• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.
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American Express® Cobalt™ Credit Card
Please wait one month before any missing rebate inquiries.

Card Type Credit
Annual Fee $10 per month of Cardmembership ($120 annually)
Additional Card Fee $0
Cash Advance Rate 21.99%*
Balance Transfer? No
Late Fee N/A


FEATURES
• In your first year as a new Cobalt Cardmember, you can earn 2,500 Membership Rewards® points for each monthly billing period in which you spend $500 in net purchases on your Card. This could add up to 30,000 points in a year

• 30,000 points is enough for:
□ An eligible short-haul flight using the Fixed Points Travel Program, or
□ $300 in statement credits redeemed towards travel purchases charged to your Card or
□ $300 worth of tickets on Ticketmaster.ca

• Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery.

• Earn 2 points for every $1 spent on eligible transit & gas purchases in Canada and eligible travel purchases. That's 2X the points on purchases that get you from point A to B

• Earn 1 point for every $1 in Card purchases everywhere else. We won't tell you where to spend, we'll just reward you on your Card purchases

Cobalt Cardmembers receive regular Perks such as bonus reward offers and access to great events

• Get advance access to tickets to some of the hottest concerts, shows and events through Front Of The Line® by American Express Invites® and advance screenings to blockbuster movies

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details, current product information and Terms and Conditions, click the Apply now link. Conditions Apply

• Conditions Apply

Cobalt Cardmembers receive regular perks, bonus rewards and access to great events. Past Cobalt Perks include:
• Earning extra Membership Rewards® points for spending on Cobalt
• Getting statement credits for using your Card with your favorite brands
• Early access to blockbuster movies, and tickets to VIP concert experiences

PLEASE READ TO MAKE SURE YOU GET A CASH BACK REBATE
• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Gold Rewards Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.


Cobalt is American Express’ new credit card that was uniquely designed with the passion points of millennials in mind - a generation whose spending habits reveal active social lives and a passion for food, travel and entertainment.

Cobalt rewards Cardmembers for simply doing the things they do in their everyday lives by featuring Canada’s highest points accelerator (5x) for eats and drinks including groceries, as well as a 2x points accelerator that expands travel to include flights, accommodation, taxi, public transit and gas. In addition, Cardmembers will enjoy many of the perks American Express is known for including access to some of the hottest shows through Front of the Line and exclusive offers.

The 5x accelerator on food and drink includes everything from coffee shops, grocery stores, fast food chains, to take-out, cafes, bars and pubs, and casual and upscale restaurants. Similarly, the 2x accelerator covers all things travel and transit including a subway ride, train journey, hailing a cab, staying at a hotel or a short-term rental, and booking a flight or an all-inclusive vacation, all of which fits seamlessly with Canadian spending habits.

Further breaking the mold of traditional rewards credit cards, Cobalt has a monthly fee of just $10 and offers other notable benefits American Express is known for including but not limited to American Express Invites, Front of the Line, insurance coverage and other special offers.

• Canada’s highest points accelerator for eats and drinks, including groceries.

• Cobalt is a credit card designed specifically for millennials / young professionals that rewards them for the purchases they’re already making. For the first time, millennials have access to a rewards card that fits their life, not the other way around.

• Cobalt rewards Cardmembers for simply living their everyday lives. It offers 5x points on Food & drink means everything from coffee shops, to fast food restaurants, delivery services and a dinner out, along with grocery shopping. 2x points on travel includes public transit, taxis, and Airbnb as well as flights, hotels and gas stations.

• Cobalt is the card that brings together all the things millennial consumers love: food/drink, travel and entertainment. Its accelerators mean they can accumulate points quickly without restrictions and use them to for the things they love. And Cardmembers will enjoy the service and perks that American Express is known for, including advanced access to tickets for the hottest concerts and shows through Front Of The Line.

• Redeeming points for travel is easy and painless with the ability to redeem points for any flight, anywhere and anytime with no restrictions. Or points can be used to pay for virtually any purchase right on the mobile app, whether it’s a trip, their monthly streaming subscription, or a new outfit.
Initial Rewards: 2,500 Membership Rewards® points for each monthly billing period in which you spend $500
On Going Rewards 1st: Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery
On Going Rewards 2nd: Earn 2 points for every $1 spent on eligible transit & gas purchases in Canada and eligible travel purchases
GCR Rebate: 20
GCR Rebate
$20
Initial Rewards
2,500 Membership Rewards® points
Annual Fee
$120
Credit Needed
Fair
• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Cobalt Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
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Tangerine Money-Back Credit Card
Rewards Features:

• No annual fee

• Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.5% Money-Back Rewards on all other purchases.

• Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.

• Money-Back Rewards are earned automatically and paid monthly, and can either be applied towards your Credit Card balance or redeemed into your Savings Account.

• No limit on the amount of Money-Back Rewards you can earn.

• Change your 2% Money-Back Categories to suit your spending.

• Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account.

Additional Card Benefits:

• 2.5% Foreign Conversion Fee

• Free Cards for Authorized Users on your Account

• Purchase Assurance and Extended Warranty1 – For most new purchases made anywhere in the world using your Tangerine Money-Back Credit Card, you may receive a lifetime maximum of up to $60,000 for the following insurance coverage:

⋄ Purchase Assurance, which may automatically cover loss, theft or damage, in excess of other insurance, for 90 days from the date of purchase; and

⋄ Extended Warranty, which may double the period of repair services, to a maximum of one additional year, when the original manufacturer’s warranty expires.

• Add your Tangerine Money-Back Credit Card to the Wallet app on your Apple® device and use Apple Pay pretty much everywhere you love to shop. Look for the Apple Pay or contactless logo. It’s simple and secure. Learn more.

MasterCard® Benefits:

• Accepted worldwide at more than 24 million locations in over 210 countries

• MasterCard Zero Liability

• MasterCard Tap & GoTM

Acquisition Offer Disclaimer:

Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account. Tangerine is a registered trademark of The Bank of Nova Scotia, used under license. Forward Banking is a registered trademark of Tangerine Bank.

®/TM Mastercard and the Mastercard Brand Mark are registered trademarks and tap & go is a trademark of Mastercard International Incorporated.

Applicants will have to consent to a credit check as part of the application process. Accounts must be in Good Standing in order to receive Money-Back Rewards.

Balance Transfers are treated as Cash Advances and interest applies from the transaction date that appears on your monthly statement to the date you repay the balance in full. There is no interest-free grace period on Cash Advances or Balance Transfers.

Initial Rewards: No annual fee
On Going Rewards 1st: Earn 2% Money-Back Rewards on purchases in two categories
On Going Rewards 2nd: 0.5% Money-Back Rewards on all other purchases
GCR Rebate: 50
GCR Rebate
$50
Initial Rewards
none
Annual Fee
$0
Credit Needed
Good
• To be eligible for this offer, applicants must be a new Tangerine credit card Account Holder.
• Cash Back Rebate will be paid upon card approval.
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Please wait 3 weeks before inquiring about a missing Tangerine Cash Back.
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
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Marriott Bonvoy™ American Express® Card
New Marriott Bonvoy™*American Express® Cardmembers earn 50,000 Marriott Bonvoy™ points enough for 3 free nights at a Category 2 hotel after you charge $1,500 in purchases to your Card in your first three months of Cardmembership. Offer subject to change at any time

• Earn 5 points for every dollar in eligible Card purchases at participating Marriott Bonvoy™* properties

• Earn 2 points for every $1 in all other Card purchases

• Receive an Annual Free Night Award for up to 35,000 points at eligible hotels and resorts worldwide every year after your first anniversary

• No annual fee on Additional Cards

• Redeem points for free nights with no blackout dates at over 7,000 of the world’s most desired hotels

• Automatic Marriott Bonvoy Silver Elite status membership

• Receive 15 Elite Night Credits each calendar year with your Marriott Bonvoy

™American Express® Card. These can be used towards attaining the next level of Elite status in the Marriott Bonvoy program

• Enjoy an automatic upgrade to Marriott Bonvoy Gold Elite status when you reach $30,000 in purchases on the Card each year

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website.

For full details and current product information click the Apply now link. Conditions apply
Initial Rewards: 50,000 Marriott Bonvoy™ points after you charge $1,500 in purchases
On Going Rewards 1st: Earn 5 points for every dollar in eligible Card purchases at participating Marriott Bonvoy™* properties
On Going Rewards 2nd: Earn 2 points for every $1 in all other Card purchases
GCR Rebate: 0
GCR Rebate
NA
Initial Rewards
50,000 Marriott Bonvoy™ points
Annual Fee
$120
Credit Needed
Good
• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time Marriott Bonvoy™ American Express® Cardholders
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
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Scotia Momentum® VISA* Infinite card
• No annual fee in the first year, including on supplementary cards◊

• 4% on eligible recurring bill payments and grocery store purchases

• 2% on eligible gas station and daily transit purchases

• 1% cash back on all other eligible everyday purchases

• Complimentary Concierge Services 24/7

• Visa Infinite Dining Series

• Visa Infinite Music Series

• Wine Country Wonders

• Luxury Hotel Privileges

• Comprehensive Travel Insurance & New Mobile Device Insurance coverage

• Rates, fees and other information are effective as of July 2, 2020. Subject to change.

Terms and conditions apply. Visit the application page for full details.

◊ The First Year Annual Fee Waiver Offer (the “Offer”) applies only to new Scotia Momentum Visa Infinite credit card accounts (“Accounts”) that are opened, and any supplementary Account cards issued, by November 1, 2020 subject to the conditions below. We will waive the initial annual fee for the primary card and each additional supplementary card on the Account for the first year only. All other terms and conditions of the Program Terms continue to apply during the Offer period.

Offer may be changed, cancelled or extended at any time without notice and cannot be combined with any other offers.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.

Rates and Fees: The current annual fee is $120 for the primary card and $50 for each additional supplementary card. The current preferred annual interest rates for the Account are: 20.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions). All rates, fees, features and benefits are subject to change.


*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.
Initial Rewards: Earn 10% cash back on all purchases for the first 3 months. First year annual fee waived
On Going Rewards 1st: 4% on eligible recurring bill payments and grocery store purchases
On Going Rewards 2nd: 2% on eligible gas station and daily transit purchases
GCR Rebate: 60
GCR Rebate
$60
Initial Rewards
10% cash back
Annual Fee
120
Credit Needed
Excellent
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GreatCanadianRebates.ca and will be paid upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
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American Express Gold Rewards Card
NOTE : American Express® reports approvals on the second week of each month. Please wait one month before any missing rebate inquiries.

Card Type Charge
Annual Fee $150
Additional Card Fee $50 (1 Free Additional Gold Rewards Card)
Cash Advance Rate N/A
Late Fee N/A


FEATURES
• New American Express® Gold Rewards* Cardmembers can earn a Welcome Bonus of 25,000 Membership Rewards® points just by making $1,500 in purchases in the first three months of Cardmembership.

• That’s enough to redeem for a round-trip Fixed Mileage Flight Reward TM* to almost anywhere in North America.

• Transfer your points to frequent flyer programs, or 1:1 to Aeroplan®* and Avios

• Earn 2 points for every $1 on eligible travel and everyday purchases

• Charge any travel to your Card then pay for it with points

• Free Additional Gold Rewards Card (a $50 value*) to help you earn points faster

• You can use Apple Pay on your eligible device to pay for goods and services at participating American Express contactless merchants

• As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges.

• $150 Annual Fee

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.



Conditions apply

PLEASE READ TO MAKE SURE YOU GET A CASH BACK REBATE

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Gold Rewards Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.



More Benefits
Welcome to the American Express Gold Rewards Card for personal use. The American Express Card gives you access to stores and online merchants as one of the most widely accepted cards in the world. Rewards of card membership and usage described here are those available for Canadians.

Early Rewards

Right out of the box, there are sign-up benefits for you. See above for details on the latest offer.

Earn Points

As you use the American Express Gold Rewards Card, you will earn points with every purchase. The normal rate that you earn is one point for every $1 purchase. There are some purchases, however, that will earn double points for you. These include purchases made with your credit card for gas, eligible travel, at the drugstore and the grocery store.

No limit, no deadline

There are no restrictions on the number of valuable points that you can accumulate and they will never expire. You can let them build up as you plan your special trip or vacation.

Use your points

There are several ways the points can benefit you. First, when you are ready to redeem your points, use your card to make a travel purchase from a service provider. Vendors include airlines, tour operators, travel agents and car rental agencies. Once you have booked the purchase, contact American Express and let them know that you want to use your points to cover the purchase. The points will then be applied as a credit to your monthly statement. You have to contact American Express within twelve months of the travel purchase appearing on your statement. Second, you can transfer your points to several frequent flyer and other reward programs, including Aeroplan, Delta Airlines, Hilton Honors and others. Third, your points can be turned into merchandise or gift cards.

Other card benefits

Just by making your travel purchases with the American Express Gold Card, you are entitled to additional benefits in the form of travel insurance. There is emergency medical during out of province or territory travel, trip interruption, rental car theft or damage and coverage for lost or stolen baggage.

Initial Rewards: Welcome Bonus of 25,000 Membership Rewards® points just by making $1,500 in purchases
On Going Rewards 1st: Earn 2 points for every $1 on eligible travel and everyday purchases
On Going Rewards 2nd: Charge any travel to your Card then pay for it with points
GCR Rebate: 0
GCR Rebate
NA
Initial Rewards
25,000 Membership Rewards® points
Annual Fee
$150
Credit Needed
Good
• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Gold Rewards Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
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American Express Business Edge™ Card
• Earn up to 42,000 Membership Rewards® bonus points in your first year of Cardmembership

• Earn 30,000 Welcome Bonus points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership

• You can earn an extra 1,000 Membership Rewards points for each monthly billing period in which you spend $3,000 in purchases on your Card. This could add up to 12,000 extra points in a year

• You can earn 3 times the points for Card purchases on eligible business essentials including office supplies & electronics, rides & gas, eats & drinks. Caps and other conditions may apply.

• You can earn 1 times the points on all other purchases charged to the Card

• Get choice and flexibility by using points for purchases or redeeming them for a wide range of travel, dining, entertainment and retail rewards options

• Make the most of a suite of business management tools that give you more control over your business anytime and anywhere

• Leverage your cash flow with the option of carrying a balance or paying in full each month

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply

• Conditions apply
Initial Rewards: Earn up to 42,000 Membership Rewards® bonus points in your first year of Cardmembership
On Going Rewards 1st: earn 3 times the points for Card purchases on eligible business essentials
On Going Rewards 2nd: You can earn an extra 1,000 Membership Rewards points for each monthly billing period in which you spend $3,000
GCR Rebate: 100
GCR Rebate
$100
Initial Rewards
30,000 Welcome Bonus points
Annual Fee
$99
Credit Needed
Fair
• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Business Edge™ Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
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MBNA True Line® Mastercard® credit card
Note : This offer is not available for residents of Quebec.

• No annual fee

• Standard Annual Interest Rates of 12.99% on purchases, 12.99% on balance transfers✪and access cheques, and 24.99% on cash advances

• You could get a 0% promotional annual interest rate (“AIR”)† for 10 months on balance transfers✪ completed within 90 days of account opening, with a fee of 3% of the amount advanced (minimum fee of $7.50).

• Around-the-clock fraud protection

• Access to 24/7 customer service

• Immediate cash access at over 1 million ATMs internationally

† Promotional Rates: Balance Transfers: 0% This Promotional Rate applies to any balance transfers made within 90 days of your account opening (each, an “eligible transaction”) and will remain in effect for 10 Statement Periods from the transaction date of each eligible transaction. The Promotional Rate will increase and the remaining balance of the eligible transaction will become subject to the Standard Rate for balance transfers either: (1) on the first day of the first Statement Period that occurs after the expiry of the Promotional Rate; or (2) on the first day of the second Statement Period following any late Minimum Payment.

Standard Rates: Purchases: 12.99%
Balance transfers and access cheques: 12.99%
Cash advances: 24.99%


Default Rates:
If your Minimum Payment is late twice within any [12] consecutive Statement Periods (the "change event"), the Standard Rate(s) that apply to your account at that time will increase to the following new Standard Rate(s):

Purchases: 19.99%
Balance transfers and access cheques: 21.99%
Cash advances: 24.99%


The new Standard Rate(s) will apply on the first day of the second Statement Period following the change event. If you then pay each Minimum Payment on time for [12] consecutive Statement Periods ("cure period"), the new Standard Rate(s) will decrease to the Standard Rate(s) that applied on your account at the time of the change event. Such rates will apply on the first day of the first Statement Period that occurs after the cure period.

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 3.00% OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply" link.
Initial Rewards: You could get a 0% promotional annual interest rate (“AIR”)† for 10 months on balance transfers✪ completed within 90 days
On Going Rewards 1st: Standard Annual Interest Rates of 12.99% on purchases, 12.99% on balance transfers✪
On Going Rewards 2nd: 24.99% on cash advances
GCR Rebate: 40
GCR Rebate
$40
Initial Rewards
0% “AIR”†
Annual Fee
$0
Credit Needed
Good
• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back available by Paypal, Amazon Gift Code or by cheque*.
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.
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MBNA Rewards World Elite® Mastercard® credit card
Note : This offer is not available for residents of Quebec. For residents of Quebec, please click here.

Receive up to 30,000 bonus points:

• 20,000 bonus points†† ($200 in travel value) after you make $2,000 or more in eligible purchases within the first 90 days of your account opening.

• 10,000 bonus points†† ($100 in travel value) once enrolled for paperless e-statements within the first 90 days of account opening

• Earn 2 points‡ for every $1 in eligible purchases

• Redeem points‡ for travel, cash back, brand-name merchandise, gift cards from participating retailers, and charitable donations

• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪ and access cheques, and 24.99% on cash advances

• $120 annual fee

To qualify, your personal annual income must be greater than $80,000, or your household annual income must be $150,000 or greater††††

‡ These are highlights of the credit card rewards program (the “Program”) associated with this credit card account. Points will be awarded on eligible transactions charged to your account as set out in the Program terms and conditions. Complete terms and conditions describing Program eligibility, accrual and redemption of points, and other important conditions, limitations and restrictions will be sent after your account is opened. Please read the terms and conditions carefully upon receipt.

†† To qualify for this offer, an applicant must be approved for the specific credit card account described in the offer. Welcome bonus of 20,000 points will be awarded if $2,000 in eligible Purchases are made on your Account within the first 90 days of account opening that are not subsequently rescinded, the subject of a charge back request(s) or otherwise disputed. In order to obtain a "Paperless Bonus" of 10,000 bonus points, you must enroll in online banking at www.mbna.ca and consent to Paperless Statements for the account within the first 90 days of account opening, and not subsequently rescind such enrollment throughout this period. Please allow 8-10 weeks for the applicable bonus points to be posted to your points account. Limit one-time bonus point offer (no cash value) per new account for each bonus point offer. This offer is not available to residents of Quebec. This promotion is offered by MBNA and may be amended or cancelled at any time without notice.

†††† To be eligible for a World Elite Account, your personal annual income must be greater than $80,000, or your household annual income must be $150,000 or greater. Additional account qualification criteria apply as set out in this application.

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00 % OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply" link.

Initial Rewards: Receive up to 30,000 bonus points
On Going Rewards 1st: Earn 2 points‡ for every $1 in eligible purchases
On Going Rewards 2nd: Redeem points‡ for travel, cash back, brand-name merchandise, gift cards
GCR Rebate: 50
GCR Rebate
$50
Initial Rewards
up to 30,000 bonus points
Annual Fee
$120
Credit Needed
Good
• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.
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Scotiabank Passport™ Visa Infinite* Card
• Earn up to 35,000 bonus Scotia Rewards points in your first year (that’s up to $350 towards travel )‡

• Earn 2x Scotia Rewards® points on every $1 you spend on eligible grocery stores, dining, entertainment purchases and daily transit purchases (including buses, subways, taxis and more)

• Enjoy no FX Mark-up

• Enjoy Complimentary Airport Lounge Access, plus 6 free lounge visits per year

• Rates, fees and other information are effective as of July 2, 2020. Subject to change.

‡ For a limited time, become a new Scotiabank Passport Visa Infinite credit cardholder and earn a one-time 25,000 Scotia Rewards point bonus with your first $1,000 in everyday eligible purchases if made within the first 3 months (the “Bonus Offer”). Bonus Offer ends August 31, 2020. Conditions apply - see below1 for further details. Bonus Offer may be changed, cancelled or extended and cannot be combined with any other offers.

Plus, as a Scotiabank Passport Visa Infinite credit cardholder you are always eligible to earn an annual 10,000 Scotia Rewards point bonus when you spend at least $40,000 in everyday eligible purchases annually on your Scotiabank Passport Visa Infinite account. Conditions apply - see below2 for further details.

The current annual fee for the Scotiabank Passport Visa Infinite credit card (“Account”) is $139 for the primary card, $0 for one additional supplementary card and $50 for each additional supplementary card thereafter. The current preferred annual interest rates for this Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions). All rates, fees, features and benefits are subject to change.

1 Bonus Offer Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the 25,000 Scotia Rewards point bonus offer (the “Bonus Offer”). Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Bonus Offer.

Bonus Offer Description and Conditions: To be eligible for the Bonus Offer, you must have at least $1,000 in eligible purchases posted to your new Scotiabank Passport Visa Infinite credit card account (“Account”) in the first 3 months from the Account open date. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges. Any bonus points received under the Bonus Offer will be credited to the primary cardholder’s Scotia Rewards account within 5 to 10 business days after the first 3 months has passed, provided the Account is open and in good standing at time of payout. The Account is considered in good standing if it is not delinquent (past due) or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account. Bonus Offer applies to new Accounts only opened by August 31, 2020. Offer may be changed, cancelled or extended and cannot be combined with any other offers.

2 As a Scotiabank Passport Visa Infinite credit cardholder earn an annual Scotia Rewards point bonus starting at 10,000 bonus Scotia Rewards points when you make at least $40,000 in eligible purchases annually on your Scotiabank Passport Visa Infinite account (“Account”) each year (12-months). Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges. Annual period starts from the Account open date and resets every 12 months thereafter. You will earn 2,000 bonus Scotia Rewards points for every additional $10,000 in Purchases thereafter in that same year, after the $40,000 annual spend has been reached.

Annual bonus Scotia Rewards points will be applied within two statement cycles after you have met the $40,000 annual spend threshold on the Account or within two statement cycles after you have met each additional $10,000 annual spend threshold on the Account, provided your Account is open and in good standing. The Account is considered in good standing if it is not delinquent (past due) or over limit and the Cardholders(s) is not in breach of the Revolving Credit Agreement that applies to the Account.

*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.
Initial Rewards: Earn up to 35,000 bonus Scotia Rewards points in your first year (that’s up to $350 towards travel )‡
On Going Rewards 1st: Earn 2x Scotia Rewards® points on every $1 you spend on eligible grocery stores, dining, entertainment purchases and daily transit purchases
On Going Rewards 2nd: Enjoy no FX Mark-up
GCR Rebate: 55
GCR Rebate
$55
Initial Rewards
35,000 bonus Scotia Rewards points
Annual Fee
$139
Credit Needed
Excellent
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GreatCanadianRebates.ca and will be paid upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
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Scotia Momentum® VISA* card
Cash back on everyday spending

• 2.99% introductory interest rate on balance transfers for the first 6 months*

• Cash back with low annual fee

• 2% on eligible gas station, grocery store and drug store purchases and recurring bill payments

• 1% cash back on all other eligible everyday purchases

• Rates, fees and other information are effective as of July 2, 2020. Subject to change.

* Visit the application page for further details


Offer Description and Conditions: The Offer applies only to cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions) (collectively “Cash Advances”) subject to the conditions below. This rate applies when the new Scotia Momentum Visa card credit card account (“Account”) is opened by October 31, 2020 and will continue for 6 months from date of Account opening (the “Promotional Period”). This Offer is subject to any available limit for Cash Advances (the “Cash Advance Available Limit”) on your Account. This Offer cannot be used to transfer a balance from another Scotiabank Account, or to make a payment or deposit to another Scotiabank Account. After the Promotional Period, the 2.99% interest rate on any promotional Cash Advances (including any that remain unpaid after the Promotional Period ends) will increase to the preferred interest rate on Cash Advances (currently 22.99%). If you don’t pay the minimum payment on your Account by the payment due date on your statement, two times in any consecutive 12-month period, you will lose the benefit of this promotional rate Offer and the interest rates that apply on any unpaid balance will increase to the standard annual interest rates that apply to your Account (currently 24.99% on purchases and 27.99% on Cash Advances).

Offer may be changed, cancelled or extended at any time without notice and cannot be combined with any other offers.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card (with the exception of cardholders of the Scotiabank More Rewards credit card) in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the offer. Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.

Payment Allocation: In general, if you make a payment that exceeds the minimum payment on your statement, we will apply your payment on a proportionate basis among each group of billed charges on your Account. We group charges based on the interest rate that applies to the group of charges. Your payment cannot be applied to the balance(s) of your choice. See your credit card agreement for more information about how we apply payments to your Account.

Rates and Fees: A Balance Transfer fee of 0% of the amount of each Balance Transfer transferred during the Promotional Period applies to this Offer. The current annual fee is $39 for the primary card and $15 for each additional supplementary card. The current preferred annual interest rates for the Account are: 19.99% on purchases and 22.99% on Cash Advances. All rates, fees, features and benefits are subject to change.


*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.


PLEASE READ TO MAKE SURE YOU GET A CASH BACK REBATE

• Click link above. Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.

One card that is becoming quite popular throughout Canada is the Scotia Momentum VISA card. The Momentum VISA card was created with the thought that some people might prefer getting cash back instead of receiving rewards or points for using it. Like having an extra savings account, the money that you save accrues on your monthly credit card statements for one year. At the end of that 12 month period, the money will either be deposited into your Scotiabank bank account, or it will show up as a credit on your VISA statement.

There are three main categories of businesses that will provide you with 2% cash back on your purchases: grocery stores, service stations, and drug stores. Almost every grocery store chain in Canada participate. It is a similar situation with service stations and drugstores. If you are unsure if your retailer is a participant, you can visit the Scotiabank website and download a comprehensive list.

If you want to, you can arrange to make recurring payments with your Visa card through participating retailers. This means that you should be able to pay your cable, gas, phone, and other utility bills using your card and more importantly, your code. Because of that, you will be able to receive 2% credited back to you on most of your monthly purchases.

By using a Scotia Momentum VISA card, you automatically qualify for a 20% discount on any car rental through Avis. You do not have to rent from Avis in Canada for this discount to be applicable. You can also take advantage of some technology that Scotia built into the Momentum VISA card called payWave. PayWave allows you to visit any participating merchant and wave your VISA card in the air near the cash register to pay your bill. It is designed to make it much easier and more secure for you to walk into a service station or restaurant and pay.

Initial Rewards: 2.99% introductory interest rate on balance transfers for the first 6 months*
On Going Rewards 1st: 2% on eligible gas station, grocery store and drug store purchases and recurring bill payments
On Going Rewards 2nd: 1% cash back on all other eligible everyday purchases
GCR Rebate: 45
GCR Rebate
$45
Initial Rewards
2.99% rate on balance transfers
Annual Fee
$39
Credit Needed
Good
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GreatCanadianRebates.ca and will be paid upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
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CIBC Aventura® Visa Infinite* Card
Welcome Offer: Earn up to 20,000 Aventura Points† Plus, get a first year annual fee rebate†!

Here’s How:
◊ Get 15,000 Aventura Points when you make your first purchase†

◊ Get 5,000 bonus Aventura Points when you spend $3,000 or more during the first 4 monthly statement periods†

• 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre†

• 1.5 points for every $1 spent at eligible gas stations, grocery stores and drug stores†

• 1 point for every $1 spent on all other purchases†

Plus, enjoy extra valuable travel benefits
◊ Enjoy a Priority Pass Membership and 4 complimentary visits per year at 1,3000+ airport lounges†: over $200 value†!
◊ NEXUS◊ Application Fee rebate†: A $50 value†!

†Conditions apply

Insurance coverage(s) included with CIBC credit cards are underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1 866 363-3338 in Canada and the U.S or collect from elsewhere at 905 403-3338 or visit cibccentre.rsagroup.ca. Some insurance coverage(s) require purchase(s), common carrier fares, accommodations and other trip costs to be charged to the card to activate coverage. Other conditions may apply. For important information regarding coverage, eligibility requirements, benefits, pre-existing health/medical conditions, limitations and exclusions, see cibc.com/ca/credit-card/agreements-insurance.html and the insurance certificate(s) in your card package.
Initial Rewards: Welcome Offer: Earn up to 20,000 Aventura Points†
On Going Rewards 1st: 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre†
On Going Rewards 2nd: 1.5 points for every $1 spent at eligible gas stations, grocery stores and drug stores†
GCR Rebate: 0
GCR Rebate
NA
Initial Rewards
Up to 20,000 Aventura Points
Annual Fee
$120
Credit Needed
Good
Cash Back Not Available from GCR. Any offers are strictly from CIBC.
Not available in Quebec.
    GCR Rebate   Initial Rewards   Annual Fee   Credit Needed  
 
MBNA Alaska Airlines World Elite® Mastercard® credit card
  $50   30,000 bonus miles††   $99   Good  
30,000 bonus miles†† and Alaska`s Famous Companion Fare™ from $121 (USD)
Note : This offer is not available for residents of Quebec.

A new Alaska Airlines World Elite Mastercard® credit card could take you places. If approved, you could receive new benefits and start earning more Mileage Plan™ miles.

• 30,000 bonus miles†† and Alaska's Famous Companion Fare™ from $121 (USD) ($99 plus taxes and fees from $22)◊◊ after you make $1,000 or more in eligible purchases within the first 90 days of your account opening.

• One complimentary checked bag per passenger on the same qualifying reservation, up to a maximum of six passengers.æ

• Every year on your account anniversary buy one round trip and get a companion fare of $121 (USD) ($99 plus taxes and fees from $22)◊◊ on Alaska Airlines. There are no blackout dates.

• Earn 3 miles‡ for every $1 charged to your Alaska Airlines Mastercard credit card on tickets, vacation packages, and cargo services from Alaska Airlines.

• Earn 1 mile‡ for every $1 spent on other eligible purchases.

• Earn and redeem‡ Alaska Mileage Plan miles on global airline partners of Alaska Airlines to 900+ destinations.

• $99 annual fee

• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪ and access cheques, and 22.99% on cash advances

• Your personal annual income must be greater than $80,000, or your household annual income must be $150,000 or greater††††

* Visit Alaska Airlines MasterCard website application page for further details

†† To qualify for this offer, an applicant must be approved for World Elite card and a single or combination of purchase transactions totaling at least one thousand Canadian dollars (CAD 1,000) must be made using such account within the first 90 days of account opening that are not subsequently rescinded, the subject of a charge back request or otherwise disputed. Please allow 8-10 weeks from the transaction date for bonus Miles to be posted to your Mileage Plan account. Account must be open and active on posting/delivery date to qualify for bonus Miles. Limit one-time bonus Miles offer (no cash value) per new account. Reissues, fraud, lost/stolen and reopened accounts do not qualify for this offer. This promotion is offered by MBNA and may be amended or cancelled at any time without notice. Additional bonus Miles may be awarded if a completed application is submitted to an Alaska Airlines employee.

‡ These are highlights of the credit card rewards program (the “Program”) associated with this credit card account. Miles will be awarded on eligible transactions charged to your account as set out in the Program terms and conditions. Complete terms and conditions describing Program eligibility, accrual and redemption of Miles, and other important conditions, limitations and restrictions will be sent after your account is opened. Please read the terms and conditions carefully upon receipt. Accumulated Miles can only be redeemed in accordance with the Alaska Airlines Mileage Plan program (the “Alaska Program”). The Toronto-Dominion Bank has no liability or responsibility for any aspect of the Alaska Program. Please visit www.alaskaair.com for complete Alaska Program terms and conditions.

◊◊ Companion Certificates can only be used for a coach class seat on an Alaska Airlines operated flight with the purchase of another ticket on the same Alaska Airlines flight within or between the continental United States, Alaska, Canada, Hawaii or Mexico. To obtain the Companion Certificate in the first year of the account, the credit card application must be approved and a single or combination of purchase transactions totaling at least one thousand Canadian dollars (CAD 1,000) must be made using such account within the first 90 days of account opening that are not subsequently rescinded, the subject of a charge back request or otherwise disputed. Please allow 8-10 weeks from the transaction date for the Companion Certificate to be delivered. To qualify for the Companion Certificate in the second and subsequent years of the account, the account must be open and active on the account anniversary. Reissues, fraud, lost/stolen and reopened accounts do not qualify for this offer. This promotion is offered exclusively by Alaska Airlines. The Toronto-Dominion Bank is not responsible or liable for any aspect of this promotion. For a complete explanation of this benefit, please visit www.alaskaair.com.

ӕ Complimentary Checked Bag Benefit: Primary cardholders of the Alaska Airlines World Elite Mastercard consumer credit card ("World Elite account") who make a qualifying reservation and have an open World Elite account at the time of travel are eligible to receive a baggage allowance on qualifying reservations consisting of one (1) complimentary checked bag per passenger on the same ticket for the same Alaska Airlines flight, up to a maximum of six (6) complimentary checked bags per ticket. Qualifying reservations include flights marketed by Alaska Airlines and operated by Alaska Airlines, Horizon Air, SkyWest or PenAir (codeshare flights operated by other carriers are not eligible). Primary cardholder must be an Alaska Airlines Mileage Plan™ member. Baggage restrictions apply. See alaskaair.com/freebagfaq for complete baggage rules. Payment with the World Elite account is not required to qualify for this benefit. Offer may not be applied retroactively, and no refunds will be issued. Not applicable for passengers who already receive 1 or more free checked bags. New holders of the World Elite account, and cardholders upgrading from another Alaska Airlines credit card to a World Elite account, will be eligible for this benefit approximately 2-3 weeks after approval. This promotion is offered exclusively by Alaska Airlines. The Toronto-Dominion Bank is not responsible or liable for any aspect of this promotion. For a complete explanation of this benefit, please visit www.alaskaair.com

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00% OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply" link.

• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.
 
American Express® Cobalt™ Credit Card
  $20   2,500 Membership Rewards® points   $120   Fair  
2,500 Membership Rewards® points for each monthly billing period in which you spend $500
Please wait one month before any missing rebate inquiries.

Card Type Credit
Annual Fee $10 per month of Cardmembership ($120 annually)
Additional Card Fee $0
Cash Advance Rate 21.99%*
Balance Transfer? No
Late Fee N/A


FEATURES
• In your first year as a new Cobalt Cardmember, you can earn 2,500 Membership Rewards® points for each monthly billing period in which you spend $500 in net purchases on your Card. This could add up to 30,000 points in a year

• 30,000 points is enough for:
□ An eligible short-haul flight using the Fixed Points Travel Program, or
□ $300 in statement credits redeemed towards travel purchases charged to your Card or
□ $300 worth of tickets on Ticketmaster.ca

• Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery.

• Earn 2 points for every $1 spent on eligible transit & gas purchases in Canada and eligible travel purchases. That's 2X the points on purchases that get you from point A to B

• Earn 1 point for every $1 in Card purchases everywhere else. We won't tell you where to spend, we'll just reward you on your Card purchases

Cobalt Cardmembers receive regular Perks such as bonus reward offers and access to great events

• Get advance access to tickets to some of the hottest concerts, shows and events through Front Of The Line® by American Express Invites® and advance screenings to blockbuster movies

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details, current product information and Terms and Conditions, click the Apply now link. Conditions Apply

• Conditions Apply

Cobalt Cardmembers receive regular perks, bonus rewards and access to great events. Past Cobalt Perks include:
• Earning extra Membership Rewards® points for spending on Cobalt
• Getting statement credits for using your Card with your favorite brands
• Early access to blockbuster movies, and tickets to VIP concert experiences

PLEASE READ TO MAKE SURE YOU GET A CASH BACK REBATE
• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Gold Rewards Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.


Cobalt is American Express’ new credit card that was uniquely designed with the passion points of millennials in mind - a generation whose spending habits reveal active social lives and a passion for food, travel and entertainment.

Cobalt rewards Cardmembers for simply doing the things they do in their everyday lives by featuring Canada’s highest points accelerator (5x) for eats and drinks including groceries, as well as a 2x points accelerator that expands travel to include flights, accommodation, taxi, public transit and gas. In addition, Cardmembers will enjoy many of the perks American Express is known for including access to some of the hottest shows through Front of the Line and exclusive offers.

The 5x accelerator on food and drink includes everything from coffee shops, grocery stores, fast food chains, to take-out, cafes, bars and pubs, and casual and upscale restaurants. Similarly, the 2x accelerator covers all things travel and transit including a subway ride, train journey, hailing a cab, staying at a hotel or a short-term rental, and booking a flight or an all-inclusive vacation, all of which fits seamlessly with Canadian spending habits.

Further breaking the mold of traditional rewards credit cards, Cobalt has a monthly fee of just $10 and offers other notable benefits American Express is known for including but not limited to American Express Invites, Front of the Line, insurance coverage and other special offers.

• Canada’s highest points accelerator for eats and drinks, including groceries.

• Cobalt is a credit card designed specifically for millennials / young professionals that rewards them for the purchases they’re already making. For the first time, millennials have access to a rewards card that fits their life, not the other way around.

• Cobalt rewards Cardmembers for simply living their everyday lives. It offers 5x points on Food & drink means everything from coffee shops, to fast food restaurants, delivery services and a dinner out, along with grocery shopping. 2x points on travel includes public transit, taxis, and Airbnb as well as flights, hotels and gas stations.

• Cobalt is the card that brings together all the things millennial consumers love: food/drink, travel and entertainment. Its accelerators mean they can accumulate points quickly without restrictions and use them to for the things they love. And Cardmembers will enjoy the service and perks that American Express is known for, including advanced access to tickets for the hottest concerts and shows through Front Of The Line.

• Redeeming points for travel is easy and painless with the ability to redeem points for any flight, anywhere and anytime with no restrictions. Or points can be used to pay for virtually any purchase right on the mobile app, whether it’s a trip, their monthly streaming subscription, or a new outfit.

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Cobalt Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
 
Tangerine Money-Back Credit Card
  $50   none   $0   Good  
No annual fee
Rewards Features:

• No annual fee

• Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.5% Money-Back Rewards on all other purchases.

• Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.

• Money-Back Rewards are earned automatically and paid monthly, and can either be applied towards your Credit Card balance or redeemed into your Savings Account.

• No limit on the amount of Money-Back Rewards you can earn.

• Change your 2% Money-Back Categories to suit your spending.

• Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account.

Additional Card Benefits:

• 2.5% Foreign Conversion Fee

• Free Cards for Authorized Users on your Account

• Purchase Assurance and Extended Warranty1 – For most new purchases made anywhere in the world using your Tangerine Money-Back Credit Card, you may receive a lifetime maximum of up to $60,000 for the following insurance coverage:

⋄ Purchase Assurance, which may automatically cover loss, theft or damage, in excess of other insurance, for 90 days from the date of purchase; and

⋄ Extended Warranty, which may double the period of repair services, to a maximum of one additional year, when the original manufacturer’s warranty expires.

• Add your Tangerine Money-Back Credit Card to the Wallet app on your Apple® device and use Apple Pay pretty much everywhere you love to shop. Look for the Apple Pay or contactless logo. It’s simple and secure. Learn more.

MasterCard® Benefits:

• Accepted worldwide at more than 24 million locations in over 210 countries

• MasterCard Zero Liability

• MasterCard Tap & GoTM

Acquisition Offer Disclaimer:

Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account. Tangerine is a registered trademark of The Bank of Nova Scotia, used under license. Forward Banking is a registered trademark of Tangerine Bank.

®/TM Mastercard and the Mastercard Brand Mark are registered trademarks and tap & go is a trademark of Mastercard International Incorporated.

Applicants will have to consent to a credit check as part of the application process. Accounts must be in Good Standing in order to receive Money-Back Rewards.

Balance Transfers are treated as Cash Advances and interest applies from the transaction date that appears on your monthly statement to the date you repay the balance in full. There is no interest-free grace period on Cash Advances or Balance Transfers.


• To be eligible for this offer, applicants must be a new Tangerine credit card Account Holder.
• Cash Back Rebate will be paid upon card approval.
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Please wait 3 weeks before inquiring about a missing Tangerine Cash Back.
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
 
Marriott Bonvoy™ American Express® Card
  $0   50,000 Marriott Bonvoy™ points   $120   Good  
50,000 Marriott Bonvoy™ points after you charge $1,500 in purchases
New Marriott Bonvoy™*American Express® Cardmembers earn 50,000 Marriott Bonvoy™ points enough for 3 free nights at a Category 2 hotel after you charge $1,500 in purchases to your Card in your first three months of Cardmembership. Offer subject to change at any time

• Earn 5 points for every dollar in eligible Card purchases at participating Marriott Bonvoy™* properties

• Earn 2 points for every $1 in all other Card purchases

• Receive an Annual Free Night Award for up to 35,000 points at eligible hotels and resorts worldwide every year after your first anniversary

• No annual fee on Additional Cards

• Redeem points for free nights with no blackout dates at over 7,000 of the world’s most desired hotels

• Automatic Marriott Bonvoy Silver Elite status membership

• Receive 15 Elite Night Credits each calendar year with your Marriott Bonvoy

™American Express® Card. These can be used towards attaining the next level of Elite status in the Marriott Bonvoy program

• Enjoy an automatic upgrade to Marriott Bonvoy Gold Elite status when you reach $30,000 in purchases on the Card each year

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website.

For full details and current product information click the Apply now link. Conditions apply

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time Marriott Bonvoy™ American Express® Cardholders
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
 
Scotia Momentum® VISA* Infinite card
  $60   10% cash back   120   Excellent  
Earn 10% cash back on all purchases for the first 3 months. First year annual fee waived
• No annual fee in the first year, including on supplementary cards◊

• 4% on eligible recurring bill payments and grocery store purchases

• 2% on eligible gas station and daily transit purchases

• 1% cash back on all other eligible everyday purchases

• Complimentary Concierge Services 24/7

• Visa Infinite Dining Series

• Visa Infinite Music Series

• Wine Country Wonders

• Luxury Hotel Privileges

• Comprehensive Travel Insurance & New Mobile Device Insurance coverage

• Rates, fees and other information are effective as of July 2, 2020. Subject to change.

Terms and conditions apply. Visit the application page for full details.

◊ The First Year Annual Fee Waiver Offer (the “Offer”) applies only to new Scotia Momentum Visa Infinite credit card accounts (“Accounts”) that are opened, and any supplementary Account cards issued, by November 1, 2020 subject to the conditions below. We will waive the initial annual fee for the primary card and each additional supplementary card on the Account for the first year only. All other terms and conditions of the Program Terms continue to apply during the Offer period.

Offer may be changed, cancelled or extended at any time without notice and cannot be combined with any other offers.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.

Rates and Fees: The current annual fee is $120 for the primary card and $50 for each additional supplementary card. The current preferred annual interest rates for the Account are: 20.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions). All rates, fees, features and benefits are subject to change.


*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GreatCanadianRebates.ca and will be paid upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
 
American Express Gold Rewards Card
  $0   25,000 Membership Rewards® points   $150   Good  
Welcome Bonus of 25,000 Membership Rewards® points just by making $1,500 in purchases
NOTE : American Express® reports approvals on the second week of each month. Please wait one month before any missing rebate inquiries.

Card Type Charge
Annual Fee $150
Additional Card Fee $50 (1 Free Additional Gold Rewards Card)
Cash Advance Rate N/A
Late Fee N/A


FEATURES
• New American Express® Gold Rewards* Cardmembers can earn a Welcome Bonus of 25,000 Membership Rewards® points just by making $1,500 in purchases in the first three months of Cardmembership.

• That’s enough to redeem for a round-trip Fixed Mileage Flight Reward TM* to almost anywhere in North America.

• Transfer your points to frequent flyer programs, or 1:1 to Aeroplan®* and Avios

• Earn 2 points for every $1 on eligible travel and everyday purchases

• Charge any travel to your Card then pay for it with points

• Free Additional Gold Rewards Card (a $50 value*) to help you earn points faster

• You can use Apple Pay on your eligible device to pay for goods and services at participating American Express contactless merchants

• As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges.

• $150 Annual Fee

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.



Conditions apply

PLEASE READ TO MAKE SURE YOU GET A CASH BACK REBATE

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Gold Rewards Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.



More Benefits
Welcome to the American Express Gold Rewards Card for personal use. The American Express Card gives you access to stores and online merchants as one of the most widely accepted cards in the world. Rewards of card membership and usage described here are those available for Canadians.

Early Rewards

Right out of the box, there are sign-up benefits for you. See above for details on the latest offer.

Earn Points

As you use the American Express Gold Rewards Card, you will earn points with every purchase. The normal rate that you earn is one point for every $1 purchase. There are some purchases, however, that will earn double points for you. These include purchases made with your credit card for gas, eligible travel, at the drugstore and the grocery store.

No limit, no deadline

There are no restrictions on the number of valuable points that you can accumulate and they will never expire. You can let them build up as you plan your special trip or vacation.

Use your points

There are several ways the points can benefit you. First, when you are ready to redeem your points, use your card to make a travel purchase from a service provider. Vendors include airlines, tour operators, travel agents and car rental agencies. Once you have booked the purchase, contact American Express and let them know that you want to use your points to cover the purchase. The points will then be applied as a credit to your monthly statement. You have to contact American Express within twelve months of the travel purchase appearing on your statement. Second, you can transfer your points to several frequent flyer and other reward programs, including Aeroplan, Delta Airlines, Hilton Honors and others. Third, your points can be turned into merchandise or gift cards.

Other card benefits

Just by making your travel purchases with the American Express Gold Card, you are entitled to additional benefits in the form of travel insurance. There is emergency medical during out of province or territory travel, trip interruption, rental car theft or damage and coverage for lost or stolen baggage.


• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Gold Rewards Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
 
American Express Business Edge™ Card
  $100   30,000 Welcome Bonus points   $99   Fair  
Earn up to 42,000 Membership Rewards® bonus points in your first year of Cardmembership
• Earn up to 42,000 Membership Rewards® bonus points in your first year of Cardmembership

• Earn 30,000 Welcome Bonus points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership

• You can earn an extra 1,000 Membership Rewards points for each monthly billing period in which you spend $3,000 in purchases on your Card. This could add up to 12,000 extra points in a year

• You can earn 3 times the points for Card purchases on eligible business essentials including office supplies & electronics, rides & gas, eats & drinks. Caps and other conditions may apply.

• You can earn 1 times the points on all other purchases charged to the Card

• Get choice and flexibility by using points for purchases or redeeming them for a wide range of travel, dining, entertainment and retail rewards options

• Make the most of a suite of business management tools that give you more control over your business anytime and anywhere

• Leverage your cash flow with the option of carrying a balance or paying in full each month

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply

• Conditions apply

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Business Edge™ Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
 
MBNA True Line® Mastercard® credit card
  $40   0% “AIR”†   $0   Good  
You could get a 0% promotional annual interest rate (“AIR”)† for 10 months on balance transfers✪ completed within 90 days
Note : This offer is not available for residents of Quebec.

• No annual fee

• Standard Annual Interest Rates of 12.99% on purchases, 12.99% on balance transfers✪and access cheques, and 24.99% on cash advances

• You could get a 0% promotional annual interest rate (“AIR”)† for 10 months on balance transfers✪ completed within 90 days of account opening, with a fee of 3% of the amount advanced (minimum fee of $7.50).

• Around-the-clock fraud protection

• Access to 24/7 customer service

• Immediate cash access at over 1 million ATMs internationally

† Promotional Rates: Balance Transfers: 0% This Promotional Rate applies to any balance transfers made within 90 days of your account opening (each, an “eligible transaction”) and will remain in effect for 10 Statement Periods from the transaction date of each eligible transaction. The Promotional Rate will increase and the remaining balance of the eligible transaction will become subject to the Standard Rate for balance transfers either: (1) on the first day of the first Statement Period that occurs after the expiry of the Promotional Rate; or (2) on the first day of the second Statement Period following any late Minimum Payment.

Standard Rates: Purchases: 12.99%
Balance transfers and access cheques: 12.99%
Cash advances: 24.99%


Default Rates:
If your Minimum Payment is late twice within any [12] consecutive Statement Periods (the "change event"), the Standard Rate(s) that apply to your account at that time will increase to the following new Standard Rate(s):

Purchases: 19.99%
Balance transfers and access cheques: 21.99%
Cash advances: 24.99%


The new Standard Rate(s) will apply on the first day of the second Statement Period following the change event. If you then pay each Minimum Payment on time for [12] consecutive Statement Periods ("cure period"), the new Standard Rate(s) will decrease to the Standard Rate(s) that applied on your account at the time of the change event. Such rates will apply on the first day of the first Statement Period that occurs after the cure period.

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 3.00% OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply" link.

• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back available by Paypal, Amazon Gift Code or by cheque*.
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.
 
MBNA Rewards World Elite® Mastercard® credit card
  $50   up to 30,000 bonus points   $120   Good  
Receive up to 30,000 bonus points
Note : This offer is not available for residents of Quebec. For residents of Quebec, please click here.

Receive up to 30,000 bonus points:

• 20,000 bonus points†† ($200 in travel value) after you make $2,000 or more in eligible purchases within the first 90 days of your account opening.

• 10,000 bonus points†† ($100 in travel value) once enrolled for paperless e-statements within the first 90 days of account opening

• Earn 2 points‡ for every $1 in eligible purchases

• Redeem points‡ for travel, cash back, brand-name merchandise, gift cards from participating retailers, and charitable donations

• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪ and access cheques, and 24.99% on cash advances

• $120 annual fee

To qualify, your personal annual income must be greater than $80,000, or your household annual income must be $150,000 or greater††††

‡ These are highlights of the credit card rewards program (the “Program”) associated with this credit card account. Points will be awarded on eligible transactions charged to your account as set out in the Program terms and conditions. Complete terms and conditions describing Program eligibility, accrual and redemption of points, and other important conditions, limitations and restrictions will be sent after your account is opened. Please read the terms and conditions carefully upon receipt.

†† To qualify for this offer, an applicant must be approved for the specific credit card account described in the offer. Welcome bonus of 20,000 points will be awarded if $2,000 in eligible Purchases are made on your Account within the first 90 days of account opening that are not subsequently rescinded, the subject of a charge back request(s) or otherwise disputed. In order to obtain a "Paperless Bonus" of 10,000 bonus points, you must enroll in online banking at www.mbna.ca and consent to Paperless Statements for the account within the first 90 days of account opening, and not subsequently rescind such enrollment throughout this period. Please allow 8-10 weeks for the applicable bonus points to be posted to your points account. Limit one-time bonus point offer (no cash value) per new account for each bonus point offer. This offer is not available to residents of Quebec. This promotion is offered by MBNA and may be amended or cancelled at any time without notice.

†††† To be eligible for a World Elite Account, your personal annual income must be greater than $80,000, or your household annual income must be $150,000 or greater. Additional account qualification criteria apply as set out in this application.

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00 % OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply" link.


• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.
 
Scotiabank Passport™ Visa Infinite* Card
  $55   35,000 bonus Scotia Rewards points   $139   Excellent  
Earn up to 35,000 bonus Scotia Rewards points in your first year (that’s up to $350 towards travel )‡
• Earn up to 35,000 bonus Scotia Rewards points in your first year (that’s up to $350 towards travel )‡

• Earn 2x Scotia Rewards® points on every $1 you spend on eligible grocery stores, dining, entertainment purchases and daily transit purchases (including buses, subways, taxis and more)

• Enjoy no FX Mark-up

• Enjoy Complimentary Airport Lounge Access, plus 6 free lounge visits per year

• Rates, fees and other information are effective as of July 2, 2020. Subject to change.

‡ For a limited time, become a new Scotiabank Passport Visa Infinite credit cardholder and earn a one-time 25,000 Scotia Rewards point bonus with your first $1,000 in everyday eligible purchases if made within the first 3 months (the “Bonus Offer”). Bonus Offer ends August 31, 2020. Conditions apply - see below1 for further details. Bonus Offer may be changed, cancelled or extended and cannot be combined with any other offers.

Plus, as a Scotiabank Passport Visa Infinite credit cardholder you are always eligible to earn an annual 10,000 Scotia Rewards point bonus when you spend at least $40,000 in everyday eligible purchases annually on your Scotiabank Passport Visa Infinite account. Conditions apply - see below2 for further details.

The current annual fee for the Scotiabank Passport Visa Infinite credit card (“Account”) is $139 for the primary card, $0 for one additional supplementary card and $50 for each additional supplementary card thereafter. The current preferred annual interest rates for this Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions). All rates, fees, features and benefits are subject to change.

1 Bonus Offer Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the 25,000 Scotia Rewards point bonus offer (the “Bonus Offer”). Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Bonus Offer.

Bonus Offer Description and Conditions: To be eligible for the Bonus Offer, you must have at least $1,000 in eligible purchases posted to your new Scotiabank Passport Visa Infinite credit card account (“Account”) in the first 3 months from the Account open date. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges. Any bonus points received under the Bonus Offer will be credited to the primary cardholder’s Scotia Rewards account within 5 to 10 business days after the first 3 months has passed, provided the Account is open and in good standing at time of payout. The Account is considered in good standing if it is not delinquent (past due) or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account. Bonus Offer applies to new Accounts only opened by August 31, 2020. Offer may be changed, cancelled or extended and cannot be combined with any other offers.

2 As a Scotiabank Passport Visa Infinite credit cardholder earn an annual Scotia Rewards point bonus starting at 10,000 bonus Scotia Rewards points when you make at least $40,000 in eligible purchases annually on your Scotiabank Passport Visa Infinite account (“Account”) each year (12-months). Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges. Annual period starts from the Account open date and resets every 12 months thereafter. You will earn 2,000 bonus Scotia Rewards points for every additional $10,000 in Purchases thereafter in that same year, after the $40,000 annual spend has been reached.

Annual bonus Scotia Rewards points will be applied within two statement cycles after you have met the $40,000 annual spend threshold on the Account or within two statement cycles after you have met each additional $10,000 annual spend threshold on the Account, provided your Account is open and in good standing. The Account is considered in good standing if it is not delinquent (past due) or over limit and the Cardholders(s) is not in breach of the Revolving Credit Agreement that applies to the Account.

*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GreatCanadianRebates.ca and will be paid upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
 
Scotia Momentum® VISA* card
  $45   2.99% rate on balance transfers   $39   Good  
2.99% introductory interest rate on balance transfers for the first 6 months*
Cash back on everyday spending

• 2.99% introductory interest rate on balance transfers for the first 6 months*

• Cash back with low annual fee

• 2% on eligible gas station, grocery store and drug store purchases and recurring bill payments

• 1% cash back on all other eligible everyday purchases

• Rates, fees and other information are effective as of July 2, 2020. Subject to change.

* Visit the application page for further details


Offer Description and Conditions: The Offer applies only to cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions) (collectively “Cash Advances”) subject to the conditions below. This rate applies when the new Scotia Momentum Visa card credit card account (“Account”) is opened by October 31, 2020 and will continue for 6 months from date of Account opening (the “Promotional Period”). This Offer is subject to any available limit for Cash Advances (the “Cash Advance Available Limit”) on your Account. This Offer cannot be used to transfer a balance from another Scotiabank Account, or to make a payment or deposit to another Scotiabank Account. After the Promotional Period, the 2.99% interest rate on any promotional Cash Advances (including any that remain unpaid after the Promotional Period ends) will increase to the preferred interest rate on Cash Advances (currently 22.99%). If you don’t pay the minimum payment on your Account by the payment due date on your statement, two times in any consecutive 12-month period, you will lose the benefit of this promotional rate Offer and the interest rates that apply on any unpaid balance will increase to the standard annual interest rates that apply to your Account (currently 24.99% on purchases and 27.99% on Cash Advances).

Offer may be changed, cancelled or extended at any time without notice and cannot be combined with any other offers.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card (with the exception of cardholders of the Scotiabank More Rewards credit card) in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the offer. Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.

Payment Allocation: In general, if you make a payment that exceeds the minimum payment on your statement, we will apply your payment on a proportionate basis among each group of billed charges on your Account. We group charges based on the interest rate that applies to the group of charges. Your payment cannot be applied to the balance(s) of your choice. See your credit card agreement for more information about how we apply payments to your Account.

Rates and Fees: A Balance Transfer fee of 0% of the amount of each Balance Transfer transferred during the Promotional Period applies to this Offer. The current annual fee is $39 for the primary card and $15 for each additional supplementary card. The current preferred annual interest rates for the Account are: 19.99% on purchases and 22.99% on Cash Advances. All rates, fees, features and benefits are subject to change.


*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.


PLEASE READ TO MAKE SURE YOU GET A CASH BACK REBATE

• Click link above. Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.

One card that is becoming quite popular throughout Canada is the Scotia Momentum VISA card. The Momentum VISA card was created with the thought that some people might prefer getting cash back instead of receiving rewards or points for using it. Like having an extra savings account, the money that you save accrues on your monthly credit card statements for one year. At the end of that 12 month period, the money will either be deposited into your Scotiabank bank account, or it will show up as a credit on your VISA statement.

There are three main categories of businesses that will provide you with 2% cash back on your purchases: grocery stores, service stations, and drug stores. Almost every grocery store chain in Canada participate. It is a similar situation with service stations and drugstores. If you are unsure if your retailer is a participant, you can visit the Scotiabank website and download a comprehensive list.

If you want to, you can arrange to make recurring payments with your Visa card through participating retailers. This means that you should be able to pay your cable, gas, phone, and other utility bills using your card and more importantly, your code. Because of that, you will be able to receive 2% credited back to you on most of your monthly purchases.

By using a Scotia Momentum VISA card, you automatically qualify for a 20% discount on any car rental through Avis. You do not have to rent from Avis in Canada for this discount to be applicable. You can also take advantage of some technology that Scotia built into the Momentum VISA card called payWave. PayWave allows you to visit any participating merchant and wave your VISA card in the air near the cash register to pay your bill. It is designed to make it much easier and more secure for you to walk into a service station or restaurant and pay.


• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GreatCanadianRebates.ca and will be paid upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
 
CIBC Aventura® Visa Infinite* Card
  $0   Up to 20,000 Aventura Points   $120   Good  
Welcome Offer: Earn up to 20,000 Aventura Points†
Welcome Offer: Earn up to 20,000 Aventura Points† Plus, get a first year annual fee rebate†!

Here’s How:
◊ Get 15,000 Aventura Points when you make your first purchase†

◊ Get 5,000 bonus Aventura Points when you spend $3,000 or more during the first 4 monthly statement periods†

• 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre†

• 1.5 points for every $1 spent at eligible gas stations, grocery stores and drug stores†

• 1 point for every $1 spent on all other purchases†

Plus, enjoy extra valuable travel benefits
◊ Enjoy a Priority Pass Membership and 4 complimentary visits per year at 1,3000+ airport lounges†: over $200 value†!
◊ NEXUS◊ Application Fee rebate†: A $50 value†!

†Conditions apply

Insurance coverage(s) included with CIBC credit cards are underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1 866 363-3338 in Canada and the U.S or collect from elsewhere at 905 403-3338 or visit cibccentre.rsagroup.ca. Some insurance coverage(s) require purchase(s), common carrier fares, accommodations and other trip costs to be charged to the card to activate coverage. Other conditions may apply. For important information regarding coverage, eligibility requirements, benefits, pre-existing health/medical conditions, limitations and exclusions, see cibc.com/ca/credit-card/agreements-insurance.html and the insurance certificate(s) in your card package.

Cash Back Not Available from GCR. Any offers are strictly from CIBC.
Not available in Quebec.

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