Filter : Best Canadian Credit Cards


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American Express® Cobalt Card
Earn up to 15,000 Membership Rewards points

In your first year as a new Cobalt Cardmember, you can earn 1,250 Membership Rewards® points for each monthly billing period in which you spend $750 in net purchases on your Card. This could add up to 15,000 points in a year. That’s up to $150 towards a weekend getaway or concert tickets!



FEATURES
  • Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery. Spend cap applies.

  • Earn 3x the points on eligible streaming subscriptions in Canada.

  • Earn 2x the points on eligible ride shares, transit & gas in Canada.

  • Earn 1 additional point on eligible hotel and car rental bookings via American Express Travel Online.

  • Earn 1x point for every $1 in Card purchases everywhere else.

  • Enjoy access to hotel bookings, a room upgrade (when available), 12pm check-in and late check-out (when available), and up to $100 USD hotel credit to use on amenities when charged to the room for a stay of 2 or more consecutive nights through The Hotel Collection from American Express Travel.

  • Transfer points 1:1 to several frequent flyer and other loyalty programs.

  • Cobalt Cardmembers receive regular Perks such as bonus reward offers and access to great events.

  • Access Front Of The Line® Presale & Reserved Tickets to some of your favourite concerts and theatre performances and special offers and events curated for Cardmembers with American Express® Experiences.


American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.
Initial Rewards: Earn 1,250 Membership Rewards® points for each monthly billing period when you spend $750 in purchases on your Card.
On Going Rewards 1st: Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery
On Going Rewards 2nd: Earn 2x the points on eligible ride shares, transit & gas in Canada
GCR Rebate: 100
GCR Rebate
$100
Initial Rewards
15,000 Membership Rewards® points
Credit Needed
Fair
USE OF ANY PROMO CODE WILL VOID THE REBATE

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Cobalt Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
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American Express® Gold Rewards Card
Use of any promo code will void the rebate

Earn up to 60,000 Membership Rewards® points

  • New American Express® Gold Rewards Cardmembers, earn 5,000 Membership Rewards® points for each monthly billing period in which you spend $1,000 in net purchases on your Card
  • This could add up to 60,000 points in a year. That’s up to $600 towards your next vacation


FEATURES
  • Earn 2 points for every $1 in Card purchases for eligible travel purchases, including flights, hotels, car rentals, cruises, and more
     
  • Earn 2 points for every $1 in Card purchases at eligible gas stations, grocery stores and drugstores in Canada, and 1 point for every $1 in Card purchases everywhere else
     
  • The Card is now available in your choice of Gold or Rose Gold metal options
     
  • Receive a $50 CAD statement credit when a NEXUS application or renewal fee is charged to your American Express Gold Rewards Card
     
  • You have access to an annual $100 CAD Travel Credit, compliments of your American Express Gold Rewards Card. Use the credit once annually towards any single travel booking of $100 or more charged to your Gold Rewards Card through American Express Travel Online
     
  • As a Gold Rewards Cardmember, you can receive complimentary membership in Priority Pass™ – one of the world’s largest independent airport lounge programs. Escape the chaos of airports and relax in an oasis of calm and simply enjoy the fact that the travel experience has begun before your plane has even left the ground. Enrollment is required and entry fees apply
     
  • Enjoy four (4) complimentary visits per Calendar year to Plaza Premium Lounges across Canada. Entry fees apply once complimentary visits have been used
     
  • Charge any eligible purchase to your credit Card then log in to redeem your earned points for a statement credit
     
  • Transfer points 1:1 to several frequent flyer and other loyalty programs
     
  • 1 Free Additional Gold Rewards Card (a $50 value) to help you earn points faster


Subject to approval. The preferred rate for purchases is 21.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 25.99% and/or 28.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details.

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.
Initial Rewards: Earn 5,000 points for each monthly billing period in which you spend $1,000 in net purchases.
On Going Rewards 1st: Earn 2 points for every $1 in Card purchases for eligible travel purchases, including flights, hotels, car rentals, cruises, and more
On Going Rewards 2nd: Earn 2 points for every $1 in Card purchases at eligible gas stations, grocery stores and drugstores in Canada, and 1 point for every $1 in Card purchases everywhere else
GCR Rebate: 125
GCR Rebate
$125
Initial Rewards
60,000 Membership Rewards® points
Credit Needed
Good
USE OF ANY PROMO CODE WILL VOID THE REBATE

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Gold Rewards Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
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RBC® Avion Visa Infinite

Get 55,000 welcome Avion points (a value of up to $1,100), that’s enough to fly anywhere in North America or the Caribbean!

Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months*.
Apply by April 30, 2024. Apply online and get a response in as little as 60 seconds.




FEATURES
  • Earn 1 Avion point for every dollar you spend* and an extra 25% on eligible travel purchases.

  • Avioners can book flights with points on any airline, on any flight, at any time, early or last minute, with no blackout periods or restrictions.

  • Avioners earn points that never expire so your points will be waiting for your next adventure.

  • Redeem your points for travel and more. Use points for anything from paying bills and paying your card balance to redeeming for Gift Cards and Merchandise at top brands like Apple. The Avion Rewards program gives you the freedom of choice to use your points your way, and helps you make the most as an Avioner.

  • Eligible Avion Rewards members can also convert points to other loyalty programs including WestJet dollars, British Airways Avios points and Hudson’s Bay Rewards points.

  • Link your RBC card with a Petro-Points membership to instantly save 3₵ per litre on fuel at Petro-Canada stations and earn 20% more Petro-Points and 20% more Avion rewards points

  • Link your RBC card with a Rexall Be Well account and get 50 Be Well points for every $1 spent on eligible products at Rexall. Redeem Be Well points faster for savings in store on eligible purchases where 25,000 Be Well points = $10

  • Get access to RBC offers which provides access to earn points faster at specified brands

  • Extensive insurance including: mobile device insurance, travel insurance (trip cancellation, interruption and emergency medical) and other eligible purchases to protect you and your family

  • Avioners get access to luxury Visa Infinite benefits including first in line for exclusive events, and hotel and dining benefits.

  • Avioners no longer need 14-days to book travel using the RBC grid

  • Get $0 delivery fees for 12 months from DoorDash17 - Add your eligible RBC credit card to your DoorDash account to:
    - Get a 12-month complimentary DashPass subscription18 – a value of almost $120
    - Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card


The Friday Friend Pass - 2 for 1 Ski Passes!

This 2023-2024 Winter Ski Season RBC Avion Visa cardholders get access to a Buy one Lift Pass, Get one free with the Friday Friend Pass™!

Cardholders can buy them for participating Canadian resorts:
- Blue Mountain (ON)
- Mont Tremblant (QC)
- Mount St. Louis Moonstone (ON)
- Big White (BC)
- Revelstoke (BC)
- Nakiska (AB)
- Fernie Alpine Report (BC)
- Panorama Mountain Resort (BC)
- Kimberley Alpine Resort (BC)
- Kicking Horse Mountain Resort (BC)
- Grouse Mountain (BC)
- Mont St. Anne (QC)
- Stoneham (QC)

A Friday Friend Pass™ must be purchased with an RBC Avion Visa credit card.
Visit RBC.com/AvionSki for a list of hills across Canada.


Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max.
  • If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months.
  • If you pass away, this coverage can make a single payment of the total amount owing on your credit card account to a maximum benefit amount of $25,000.
  • Enrolment is easy for eligible cardholders. You may cancel at any time.
  • Premiums are $1.20 per $100 of your account balance on your statement date (plus applicable taxes).
  • Terms, conditions and eligibility restrictions apply. Full details are available on rbcroyalbank.com. This insurance coverage is underwritten by American Bankers Insurance Company of Florida and American Bankers Life Assurance Company of Florida, who carry on business in Canada under the trade name of Assurant.®

Note: 21.99% on Balance Transfers and Cash Advances if you reside in Quebec


Refer to RBC page for up to date offer terms and conditions.

Legal references and product terms are available on the RBC website where the client will be directed during the onboarding process to review and agree to them.

*To be eligible for this offer your application for the RBC Avion Visa Infinite, RBC Avion Visa Platinum, or RBC Avion Visa Infinite Privilege credit card must be received by the date indicated on this page and must be approved by us. Upon enrolment, 35,000 Avion points (or "welcome points") will appear within the first two monthly statements. The 20,000 additional Avion points will be awarded to you once a total of $5,000 or more in qualifying net purchases and pre-authorized bill payment transactions (“Qualifying Transactions) are posted to your credit card account within the first 6 months from the date your account is opened, provided your account is open and in good standing at the time you reach $5,000 in Qualifying Transactions. Please allow 60 days after this requirement is fulfilled for the additional Avion points to be awarded to your account. Qualifying Transactions exclude cash advances (balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees. Additional cardholder(s), as well as existing cardholders of any RBC Royal Bank personal credit cards, applying for or transferring to an RBC Avion Visa Infinite, RBC Avion Visa Platinum, or RBC Avion Visa Infinite Privilege card as of the offer eligibility period, are not eligible for this offer. This offer may not be combined or used in conjunction with any other offer. Royal Bank of Canada reserves the right to cancel, modify or withdraw this offer at any time. For complete terms and conditions that apply to the Avion Rewards Program, please visit www.avionreTo be eligible for this offer your application for the RBC Avion Visa Infinite, RBC Avion Visa Platinum, or RBC Avion Visa Infinite Privilege credit card must be received by the date indicated on this page and must be approved by us. Upon enrolment, 35,000 Avion points (or "welcome points") will appear within the first two monthly statements. The 20,000 additional Avion points will be awarded to you once a total of $5,000 or more in qualifying net purchases and pre-authorized bill payment transactions (“Qualifying Transactions) are posted to your credit card account within the first 6 months from the date your account is opened, provided your account is open and in good standing at the time you reach $5,000 in Qualifying Transactions. Please allow 60 days after this requirement is fulfilled for the additional Avion points to be awarded to your account. Qualifying Transactions exclude cash advances (balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees. Additional cardholder(s), as well as existing cardholders of any RBC Royal Bank personal credit cards, applying for or transferring to an RBC Avion Visa Infinite, RBC Avion Visa Platinum, or RBC Avion Visa Infinite Privilege card as of the offer eligibility period, are not eligible for this offer. This offer may not be combined or used in conjunction with any other offer. Royal Bank of Canada reserves the right to cancel, modify or withdraw this offer at any time. For complete terms and conditions that apply to the Avion Rewards Program, please visit www.avionrewards.com or call 1-800-769-2512.

† Air Travel Reward redemptions from the Air Travel Redemption Schedule start at 55,000 Avion points for a round trip flight from eastern Canada or the United States to Mexico, Hawaii or Alaska; or from western Canada or the United States to Bermuda, Central America or the Caribbean, with a maximum ticket price of $1,100. All applicable taxes, service fees and surcharges are the responsibility of the traveller. For more details, including information on redeeming for first class and business class seats, visit: www.avionrewards.com/travel/index.html. For general redemption terms, conditions and restrictions that apply to the Avion Rewards program, please visit: www.avionrewards.com or call 1-800 ROYAL 1-2 (1-800-769-2512).

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Initial Rewards: Get 35,000 Welcome Points! Enough to fly anywhere in Canada & the U.S!
On Going Rewards 1st: Earn 1 Avion point for every $1 you spend, plus an extra 25% on eligible travel purchases
On Going Rewards 2nd: Redeem points for other great stuff; Convert your points to other programs; Use points toward your credit card balance
GCR Rebate: 0
GCR Rebate
$0
Initial Rewards
Up to 35,000 bonus points
Credit Needed
NA
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.
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Scotiabank Passport® Visa Infinite* Card

Earn up to $1,300* in value in the first 12 months, including up to 40,000 bonus Scene+ points and first year annual fee waived*

Offer valid January 4, 2024 - July 1, 2024.


FEATURES
  • Earn 3x Scene+ points* on every $1 you spend at Sobeys, Safeway, IGA, Foodland and participating Co-ops and more.

  • Earn 2x Scene+ points* for every $1 you spend on other eligible grocery stores, dining, eligible entertainment purchases and eligible daily transit options (including rideshares, buses, subways, taxis and more).

  • Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases.

  • No Foreign Transaction Fees
  • 6 Complimentary Airport Lounge Access
  • Comprehensive Travel Insurance coverage
  • Visa Infinite* Concierge Services
  • Visa Infinite* Hotel Collection
  • Visa Infinite* Dining and Wine Country program


Savings and reward potential in first 12 months based on the following card usage and offers:
  • $300 in travel rewards (30,000 bonus Scene+ points) when you spend $1,000 within the first 3 months;

  • $100 in travel rewards(10,000 bonus Scene+ points) when you spend $40,000 annually on your account each year
    (12 months);

  • $50 additional card fee waiver on your first additional card (including those issued to co-borrowers and supplementary cardholders) every year;

  • $104 in foreign transaction fee savings based on average first year annual foreign spend per account (save the 2.5% foreign transaction fee typically charged by other card issuers);

  • $287 in travel rewards (28,733 Scene+ points) on every day purchases based on average annual first year spend per account with an average spend of 19% in 2x accelerator categories;

  • $350 value with a complementary Visa Airport Companion Program Membership and 6 lounge passes(annual membership plus one free visit approx. CAD $136/USD$99 plus 5 lounge passes at CAD$43/USD$31 per pass). Currency Conversions as of November 9,2023.
Potential First Year Value= up to $1,341.
Actual Savings and rewards earned will depend on individual card usage and eligibility for applicable offers. Conditions apply*.



Rates, fees, offers and other information are effective as of January 4, 2024. Subject to change.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.


* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.
Initial Rewards: Earn up to $1,300 in value and up to 40,000 bonus Scene+ points in your first year.
On Going Rewards 1st: Earn 2 Scene+ points on every $1 you spend on eligible grocery stores, dining, entertainment purchases, and daily transit purchases
On Going Rewards 2nd: Earn 1 Scene+ point on every $1 you spend on all other eligible purchases
GCR Rebate: 30
GCR Rebate
$30
Initial Rewards
Up to 40,000 bonus Scene+ points
Credit Needed
Excellent
Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.


NOTE: You must contact GCR within 3 months from application date to report a missing rebate, otherwise the rebate is void.
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The Marriott Bonvoy® American Express®* Card
Travel to new heights with the Marriott Bonvoy® American Express®* Card


Earn up to 80,000 Points:

  • New Marriott Bonvoy® American Express®* Cardmembers, earn 65,000 Welcome Bonus points after you spend $3,000 on your Card in your first 3 months of Cardmembership

  • Plus, earn an additional 3 points for a total of 5 points on every $1 spent on eligible travel and gas purchases in your first 6 months (up to 15,000 points)
Offer ends May 6, 2024


FEATURES
  • Earn 5 points for every dollar in eligible Card purchases at hotels participating in Marriott Bonvoy®

  • Earn 2 points for every $1 in all other Card purchases

  • Receive an Annual Free Night Award for up to 35,000 points at eligible hotels and resorts worldwide every year after your first anniversary

  • No annual fee on Additional Cards

  • Redeem points for free nights with no blackout dates at over 7,000 of the world’s most desired hotels

  • Automatic Marriott Bonvoy Silver Elite status membership

  • Receive 15 Elite Night Credits each calendar year with your Marriott Bonvoy® American Express®* Card. These can be used towards attaining the next level of Elite status in the Marriott Bonvoy program

  • Enjoy an automatic upgrade to Marriott Bonvoy Gold Elite status when you reach $30,000 in purchases on the Card each year or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your card

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.
Initial Rewards: Earn 65,000 Welcome Bonus points after you spend $3,000 in your first 3 months. Plus, earn an additional 3 points for a total of 5 points on every $1 spent on eligible travel and gas purchases in your first 6 months (up to 15,000 points).
On Going Rewards 1st: Earn 5 points for every dollar in eligible Card purchases at hotels participating in Marriott Bonvoy® and 2 points for every $1 in all other Card purchases
On Going Rewards 2nd: 15 Elite Night Credits each calendar year
GCR Rebate: 60
GCR Rebate
$60
Initial Rewards
Earn up to 80,000 Points
Credit Needed
Good
• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time Marriott Bonvoy™ American Express® Card
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
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Tangerine Money-Back Credit Card

Life’s back in session. Enjoy it with an extra 10% back.*


Apply for a Tangerine Money-Back Credit Card by April 30, 2024 and earn an extra 10% back
(up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months.*



FEATURES
  • Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice
  • 0.5% Money-Back Rewards on all other purchases
  • Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category
  • Money-Back Rewards are earned automatically and paid monthly, and can either be applied towards your Credit Card balance or redeemed into your Savings Account
  • No limit on the amount of Money-Back Rewards you can earn
  • Change your 2% Money-Back Categories to suit your spending
  • Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account
  • No annual fee

Additional Card Benefits:
  • 2.5% Foreign Conversion Fee
  • Free Cards for Authorized Users on your Account
  • Purchase Assurance and Extended Warranty1 – For most new purchases made anywhere in the world using your Tangerine Money-Back Credit Card, you may receive a lifetime maximum of up to $60,000 for the following insurance coverage:
    ⋄ Purchase Assurance, which may automatically cover loss, theft or damage, in excess of other insurance, for 90 days from the date of purchase; and
    ⋄ Extended Warranty, which may double the period of repair services, to a maximum of one additional year, when the original manufacturer’s warranty expires.

  • Add your Tangerine Money-Back Credit Card to the Wallet app on your Apple® device and use Apple Pay pretty much everywhere you love to shop. Look for the Apple Pay or contactless logo. It’s simple and secure. Learn more.

MasterCard® Benefits:
  • Accepted worldwide at more than 24 million locations in over 210 countries
  • MasterCard Zero Liability
  • MasterCard Tap & GoTM


Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account. Tangerine is a registered trademark of The Bank of Nova Scotia, used under license. Forward Banking is a registered trademark of Tangerine Bank.

®/TM Mastercard and the Mastercard Brand Mark are registered trademarks and tap & go is a trademark of Mastercard International Incorporated.

Applicants will have to consent to a credit check as part of the application process. Accounts must be in Good Standing in order to receive Money-Back Rewards.

Balance Transfers are treated as Cash Advances and interest applies from the transaction date that appears on your monthly statement to the date you repay the balance in full. There is no interest-free grace period on Cash Advances or Balance Transfers.

*Rewards Promotional Offer:
The Tangerine 10% Limited Time Promotional Offer (the “Offer”) is only available to new Tangerine Credit Card Account holders who (i) apply for a Tangerine World Mastercard (the “Account”) by April 30, 2024, (ii) activate their Account within 45 days of approval, and (iii) have up to a maximum of $1,000 in total Net Purchases posted to their Account within the 60-day period beginning on the date the Tangerine World Mastercard is activated. “Net Purchases” include purchases charged to the Account (less any refunds, returns or other similar credits) but do not include payments, Cash Advances (including Balance Transfers and Cash-Like Transactions), interest, fees, insurance premiums, adjustments or other charges. The Offer Bonus of 10% (up to $100) will be credited to the Primary Cardholder’s Account within 1-2 statement cycles after the 60-day promotional period provided the Account is open and in Good Standing at time of payout. Limit of one Offer per eligible Client. This Offer is non-transferable. Offer may be changed, cancelled or extended at any time. All other Account terms, including the Tangerine Money-Back Rewards program terms, remain unchanged and continue to apply. See the Tangerine Credit Card Cardholder Agreement for more details, including definitions of any capitalized terms.
Initial Rewards: Earn an extra 10% back (up to $100) when you spend up to $1,000 in everyday purchases within your first 12 months.
On Going Rewards 1st: Earn 2% Money-Back Rewards on purchases in two categories
On Going Rewards 2nd: 0.5% Money-Back Rewards on all other purchases
GCR Rebate: 125
GCR Rebate
$125
Initial Rewards
Earn an extra 10% back
Credit Needed
Fair
• To be eligible for this offer, applicants must be a new Tangerine credit card Account Holder.
• Cash Back Rebate will be paid upon card approval.
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Please wait 3 weeks before inquiring about a missing Tangerine Cash Back.
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
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Scotia Momentum® Visa Infinite* Card

Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). No annual fee in the first year, including on supplementary cards.

Offer valid November 1, 2023 - October 31, 2024.



FEATURES
  • Earn 4% for every $1 you spend on grocery store purchases, recurring bill payments and subscription purchases.

  • Earn 2% for every $1 you spend on gas purchases and daily transit purchases.

  • Earn 1% cash back on all other purchases with no cash back limit.

  • Visa Infinite* Concierge Services
  • Visa Infinite* Hotel Collection
  • Visa Infinite* Dining and Wine Country program
  • Comprehensive Travel Insurance & New Mobile Device Insurance coverage


Rates, fees and other information are effective as of November 1, 2023. Subject to change.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.


* See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.
Initial Rewards: 10% cash back on all purchases for the first 3 months and no annual fee in the first year.
On Going Rewards 1st: 4% for every $1 you spend on grocery store purchases, recurring bill payments, and subscription purchases
On Going Rewards 2nd: 2% for every $1 you spend on gas purchases and daily transit purchases
GCR Rebate: 75
GCR Rebate
$75
Initial Rewards
10% cash back
Credit Needed
Excellent
Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.


NOTE: You must reply to GCR within 3 months from application date to report a missing rebate, otherwise the rebate is void.
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MBNA Rewards World Elite® Mastercard®
Earn up to 30,000 bonus MBNA Rewards Points



20,000 bonus points†† (approximately $165 in cash back value) after you make $2,000 or more in eligible purchases within the first 90 days of your account opening.

10,000 bonus points††(approximately $80 in cash back value) once enrolled for paperless e-statements within the first 90 days of account opening.

Note : This offer is not available for residents of Quebec. For residents of Quebec, please click here.



FEATURES

  • Earn 5 points for every $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until $50,000 is spent annually in the applicable category. 1 point for every $1 on all other eligible purchases.

  • Each year, you will receive Birthday Bonus Points‡ equal to 10% of the total number of Points the Account earned in the 12 months before the month of your birthday, to a maximum Birthday Bonus each year of 15,000 Points.

  • Redeem points for cash back, brand-name merchandise, gift cards from participating retailers, charitable donations, and travel.

  • Mobile Device Insurance***
    With Mobile Device Insurance, you’ve got up to $1,000 in coverage for eligible mobile devices in the event of loss, theft, accidental damage or mechanical breakdown




††, ‡, ✪, ***, ††††, Terms and Conditions apply.

This offer is not available for residents of Quebec.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ®MBNA and other-trademarks are the property of The Toronto-Dominion Bank.
Initial Rewards: 20,000 points after $2,000 in eligible purchases and 10,000 points once enrolled for e-statements.
On Going Rewards 1st: Earn 5 points for every $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until $50,000 is spent annually in the applicable category
On Going Rewards 2nd: 1 point for every $1 on all other eligible purchases
GCR Rebate: 80
GCR Rebate
$80
Initial Rewards
Up to 30,000 bonus points
Credit Needed
Good
IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.

• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.
-
American Express® Business Edge™ Card

Earn up to 67,000 welcome bonus Membership Rewards® points

  • As a new Business Edge Cardmember, you can earn 45,000 Welcome Bonus points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership.
  • Earn 1,000 Membership Rewards points for each monthly billing period when you charge $3,000 in purchases on your Card. This could add up to 12,000 extra points in a year.
  • Earn 10X the points for every $1 spent on eligible business essentials including office supplies & electronics, rides & gas,
    eats & drinks within 6 months of Cardmembership up to 10,000 points.


FEATURES

Earn points that you can redeem in a variety of ways.

  • Earn 3x the points for Card purchases on eligible business essentials including office supplies & electronics, rides & gas, eats & drinks when your Welcome Offer ends. Caps and other conditions may apply.

  • Earn 1x the points on all other purchases charged to the Card.

  • Use points to offset business expenses. Membership Rewards® allows you to offset business expenses by covering the cost of purchases made on your Card, in full or in part. Redeem points for statement credits and to book flights, hotels, and car rentals.

  • Transfer points to frequent flyer and hotel programs, including one-to-one to Aeroplan®* and Avios. 

 

Make the most out of a full suite of business management tools that give you more control over your business - anytime and anywhere.

  • Leverage your cash flow with the option of carrying a balance or paying in full each month.

  • Employee Card Misuse Protection is a benefit created specifically for business owners and it provides coverage of up to $100,000 per Basic Cardmember in the event an employee misuses their Supplementary Card for unauthorized charges.

 

Access coverage that can protect your business purchases when you charge the full price of eligible items to your American Express Business Edge™ Card.

  • Protect your eligible purchases against accidental physical damage and theft for up to 90 days with Purchase Protection® Plan.

  • Double the manufacturer’s original warranty up to one additional year with Buyer’s Assurance® Protection Plan.


American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.
Initial Rewards: Plus, earn 10x the points for every $1 spent on eligible purchases in your first 6 months up to 10,000 points.
On Going Rewards 1st: Earn 3x the points for Card purchases on eligible business essentials
On Going Rewards 2nd: Earn 1x the points on all other purchases charged to the Card
GCR Rebate: 75
GCR Rebate
$75
Initial Rewards
67,000 Welcome Bonus points
Credit Needed
Fair
• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Business Edge™ Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
-
MBNA True Line® Mastercard®

You could get a 0% promotional annual interest rate (“AIR”) for 12 months on balance transfers completed within 90 days of account opening, with a 3% transfer fee.



FEATURES
  • No annual fee
  • Standard Annual Interest Rates of 12.99% on purchases, 12.99% on balance transfers and access cheques, and 24.99% on cash advances
  • Around-the-clock fraud protection
  • Use available credit on your credit card to transfer funds right to your chequing account


†, ✪, Terms and Conditions apply.

This offer is not available for residents of Quebec.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. MBNA and other-trademarks are the property of The Toronto-Dominion Bank.
Initial Rewards: 0% promotional annual interest rate for 12 months on balance transfers.
On Going Rewards 1st: No Annual Fee
On Going Rewards 2nd: Take advantage of Apple Pay for a safe, quick and convenient way to pay with an MBNA card
GCR Rebate: 40
GCR Rebate
$40
Initial Rewards
0% promotional annual interest rate
Credit Needed
Good
IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.

• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back available by Paypal, Amazon Gift Code or by cheque*.
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.
-
Scotia Momentum® Visa* Card

Get a 2.99% introductory interest rate on on purchases and balance transfers for the first 6 months.
(19.99% on purchases/22.99% on cash advances including balance transfers after that; annual fee $39)

Offer valid November 1, 2023 - October 31, 2024.



FEATURES
  • Earn 2% cashback for every $1 you spend at eligible gas stations, grocery store, drug store purchases and recurring bill payments*.

  • Earn 1% cashback on all other eligible cashback purchases*.


Rates, fees, offers and other information are effective as of November 1, 2023. Subject to change.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.


* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.
Initial Rewards: Get a 2.99% introductory interest rate on on purchases and balance transfers for the first 6 months.
On Going Rewards 1st: 2% on eligible gas station, grocery store and drug store purchases and recurring bill payments
On Going Rewards 2nd: 1% cash back on all other eligible everyday purchases
GCR Rebate: 60
GCR Rebate
$60
Initial Rewards
2.99% introductory interest rate
Credit Needed
Good
Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.


NOTE: You must reply to GCR within 3 months from application date to report a missing rebate, otherwise the rebate is void.
-
CIBC Aventura® Visa Infinite* Card
Join and get up to $1,500 in value including a first year annual fee rebate!



FEATURES

Here's how You can get up to $1,500 in value

Get up to 45,000 Aventura Points (up to $900 in travel value):
  • 15,000 Aventura Points when you make your first purchase
  • 30,000 Aventura Points when you spend $3,000 or more in the first 4 monthly statement periods

  • Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each; $150 value): up to $289 value
  • Elevate your airport experience with 4 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program: up to $261 in value
  • Plus, get a NEXUS Application Fee rebate: A $50 value


Plus, enjoy extra valuable travel benefits.
  • Travel when it’s right for you – your Aventura points don’t expire
  • Redeem your Aventura Points for more than travel with our Shop With Points/Pay with Points features
  • Travel local - Aventura points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway

  • 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre
  • 1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores
  • 1 point for every $1 spent on all other purchases


Save on gas with CIBC and Journie Rewards

Link and use your CIBC Aventura® Visa* Infinite Card with Journie Rewards to save up to 10 cents per litre at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.



This is a digital-exclusive offer.

To be eligible for this offer:

1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and 
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you. This offer is reserved for you. Please do not forward it to anyone else. 

CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Aventura card within the last 12 months.



Terms and Conditions Apply
Initial Rewards: Join and get over $1,500 in value including a first year annual fee rebate!
On Going Rewards 1st: 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre
On Going Rewards 2nd: 1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores
GCR Rebate: 0
GCR Rebate
$0
Initial Rewards
Get up to $1,500 in value
Credit Needed
Good
Cash Back Not Available from GCR. Any offers are strictly from CIBC.
This offer is not available for residents of Quebec.
  GCR Rebate   Initial Rewards   Credit Needed  
 
American Express® Cobalt Card
  $100   15,000 Membership Rewards® points   Fair  
 
Earn 1,250 Membership Rewards® points for each monthly billing period when you spend $750 in purchases on your Card.
Earn up to 15,000 Membership Rewards points

In your first year as a new Cobalt Cardmember, you can earn 1,250 Membership Rewards® points for each monthly billing period in which you spend $750 in net purchases on your Card. This could add up to 15,000 points in a year. That’s up to $150 towards a weekend getaway or concert tickets!



FEATURES
  • Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery. Spend cap applies.

  • Earn 3x the points on eligible streaming subscriptions in Canada.

  • Earn 2x the points on eligible ride shares, transit & gas in Canada.

  • Earn 1 additional point on eligible hotel and car rental bookings via American Express Travel Online.

  • Earn 1x point for every $1 in Card purchases everywhere else.

  • Enjoy access to hotel bookings, a room upgrade (when available), 12pm check-in and late check-out (when available), and up to $100 USD hotel credit to use on amenities when charged to the room for a stay of 2 or more consecutive nights through The Hotel Collection from American Express Travel.

  • Transfer points 1:1 to several frequent flyer and other loyalty programs.

  • Cobalt Cardmembers receive regular Perks such as bonus reward offers and access to great events.

  • Access Front Of The Line® Presale & Reserved Tickets to some of your favourite concerts and theatre performances and special offers and events curated for Cardmembers with American Express® Experiences.


American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.

USE OF ANY PROMO CODE WILL VOID THE REBATE

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Cobalt Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
 
American Express® Gold Rewards Card
  $125   60,000 Membership Rewards® points   Good  
 
Earn 5,000 points for each monthly billing period in which you spend $1,000 in net purchases.
Use of any promo code will void the rebate

Earn up to 60,000 Membership Rewards® points

  • New American Express® Gold Rewards Cardmembers, earn 5,000 Membership Rewards® points for each monthly billing period in which you spend $1,000 in net purchases on your Card
  • This could add up to 60,000 points in a year. That’s up to $600 towards your next vacation


FEATURES
  • Earn 2 points for every $1 in Card purchases for eligible travel purchases, including flights, hotels, car rentals, cruises, and more
     
  • Earn 2 points for every $1 in Card purchases at eligible gas stations, grocery stores and drugstores in Canada, and 1 point for every $1 in Card purchases everywhere else
     
  • The Card is now available in your choice of Gold or Rose Gold metal options
     
  • Receive a $50 CAD statement credit when a NEXUS application or renewal fee is charged to your American Express Gold Rewards Card
     
  • You have access to an annual $100 CAD Travel Credit, compliments of your American Express Gold Rewards Card. Use the credit once annually towards any single travel booking of $100 or more charged to your Gold Rewards Card through American Express Travel Online
     
  • As a Gold Rewards Cardmember, you can receive complimentary membership in Priority Pass™ – one of the world’s largest independent airport lounge programs. Escape the chaos of airports and relax in an oasis of calm and simply enjoy the fact that the travel experience has begun before your plane has even left the ground. Enrollment is required and entry fees apply
     
  • Enjoy four (4) complimentary visits per Calendar year to Plaza Premium Lounges across Canada. Entry fees apply once complimentary visits have been used
     
  • Charge any eligible purchase to your credit Card then log in to redeem your earned points for a statement credit
     
  • Transfer points 1:1 to several frequent flyer and other loyalty programs
     
  • 1 Free Additional Gold Rewards Card (a $50 value) to help you earn points faster


Subject to approval. The preferred rate for purchases is 21.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 25.99% and/or 28.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details.

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.

USE OF ANY PROMO CODE WILL VOID THE REBATE

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Gold Rewards Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
 
RBC® Avion Visa Infinite
  $0   Up to 35,000 bonus points    
 
Get 35,000 Welcome Points! Enough to fly anywhere in Canada & the U.S!

Get 55,000 welcome Avion points (a value of up to $1,100), that’s enough to fly anywhere in North America or the Caribbean!

Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months*.
Apply by April 30, 2024. Apply online and get a response in as little as 60 seconds.




FEATURES
  • Earn 1 Avion point for every dollar you spend* and an extra 25% on eligible travel purchases.

  • Avioners can book flights with points on any airline, on any flight, at any time, early or last minute, with no blackout periods or restrictions.

  • Avioners earn points that never expire so your points will be waiting for your next adventure.

  • Redeem your points for travel and more. Use points for anything from paying bills and paying your card balance to redeeming for Gift Cards and Merchandise at top brands like Apple. The Avion Rewards program gives you the freedom of choice to use your points your way, and helps you make the most as an Avioner.

  • Eligible Avion Rewards members can also convert points to other loyalty programs including WestJet dollars, British Airways Avios points and Hudson’s Bay Rewards points.

  • Link your RBC card with a Petro-Points membership to instantly save 3₵ per litre on fuel at Petro-Canada stations and earn 20% more Petro-Points and 20% more Avion rewards points

  • Link your RBC card with a Rexall Be Well account and get 50 Be Well points for every $1 spent on eligible products at Rexall. Redeem Be Well points faster for savings in store on eligible purchases where 25,000 Be Well points = $10

  • Get access to RBC offers which provides access to earn points faster at specified brands

  • Extensive insurance including: mobile device insurance, travel insurance (trip cancellation, interruption and emergency medical) and other eligible purchases to protect you and your family

  • Avioners get access to luxury Visa Infinite benefits including first in line for exclusive events, and hotel and dining benefits.

  • Avioners no longer need 14-days to book travel using the RBC grid

  • Get $0 delivery fees for 12 months from DoorDash17 - Add your eligible RBC credit card to your DoorDash account to:
    - Get a 12-month complimentary DashPass subscription18 – a value of almost $120
    - Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card


The Friday Friend Pass - 2 for 1 Ski Passes!

This 2023-2024 Winter Ski Season RBC Avion Visa cardholders get access to a Buy one Lift Pass, Get one free with the Friday Friend Pass™!

Cardholders can buy them for participating Canadian resorts:
- Blue Mountain (ON)
- Mont Tremblant (QC)
- Mount St. Louis Moonstone (ON)
- Big White (BC)
- Revelstoke (BC)
- Nakiska (AB)
- Fernie Alpine Report (BC)
- Panorama Mountain Resort (BC)
- Kimberley Alpine Resort (BC)
- Kicking Horse Mountain Resort (BC)
- Grouse Mountain (BC)
- Mont St. Anne (QC)
- Stoneham (QC)

A Friday Friend Pass™ must be purchased with an RBC Avion Visa credit card.
Visit RBC.com/AvionSki for a list of hills across Canada.


Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max.
  • If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months.
  • If you pass away, this coverage can make a single payment of the total amount owing on your credit card account to a maximum benefit amount of $25,000.
  • Enrolment is easy for eligible cardholders. You may cancel at any time.
  • Premiums are $1.20 per $100 of your account balance on your statement date (plus applicable taxes).
  • Terms, conditions and eligibility restrictions apply. Full details are available on rbcroyalbank.com. This insurance coverage is underwritten by American Bankers Insurance Company of Florida and American Bankers Life Assurance Company of Florida, who carry on business in Canada under the trade name of Assurant.®

Note: 21.99% on Balance Transfers and Cash Advances if you reside in Quebec


Refer to RBC page for up to date offer terms and conditions.

Legal references and product terms are available on the RBC website where the client will be directed during the onboarding process to review and agree to them.

*To be eligible for this offer your application for the RBC Avion Visa Infinite, RBC Avion Visa Platinum, or RBC Avion Visa Infinite Privilege credit card must be received by the date indicated on this page and must be approved by us. Upon enrolment, 35,000 Avion points (or "welcome points") will appear within the first two monthly statements. The 20,000 additional Avion points will be awarded to you once a total of $5,000 or more in qualifying net purchases and pre-authorized bill payment transactions (“Qualifying Transactions) are posted to your credit card account within the first 6 months from the date your account is opened, provided your account is open and in good standing at the time you reach $5,000 in Qualifying Transactions. Please allow 60 days after this requirement is fulfilled for the additional Avion points to be awarded to your account. Qualifying Transactions exclude cash advances (balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees. Additional cardholder(s), as well as existing cardholders of any RBC Royal Bank personal credit cards, applying for or transferring to an RBC Avion Visa Infinite, RBC Avion Visa Platinum, or RBC Avion Visa Infinite Privilege card as of the offer eligibility period, are not eligible for this offer. This offer may not be combined or used in conjunction with any other offer. Royal Bank of Canada reserves the right to cancel, modify or withdraw this offer at any time. For complete terms and conditions that apply to the Avion Rewards Program, please visit www.avionreTo be eligible for this offer your application for the RBC Avion Visa Infinite, RBC Avion Visa Platinum, or RBC Avion Visa Infinite Privilege credit card must be received by the date indicated on this page and must be approved by us. Upon enrolment, 35,000 Avion points (or "welcome points") will appear within the first two monthly statements. The 20,000 additional Avion points will be awarded to you once a total of $5,000 or more in qualifying net purchases and pre-authorized bill payment transactions (“Qualifying Transactions) are posted to your credit card account within the first 6 months from the date your account is opened, provided your account is open and in good standing at the time you reach $5,000 in Qualifying Transactions. Please allow 60 days after this requirement is fulfilled for the additional Avion points to be awarded to your account. Qualifying Transactions exclude cash advances (balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees. Additional cardholder(s), as well as existing cardholders of any RBC Royal Bank personal credit cards, applying for or transferring to an RBC Avion Visa Infinite, RBC Avion Visa Platinum, or RBC Avion Visa Infinite Privilege card as of the offer eligibility period, are not eligible for this offer. This offer may not be combined or used in conjunction with any other offer. Royal Bank of Canada reserves the right to cancel, modify or withdraw this offer at any time. For complete terms and conditions that apply to the Avion Rewards Program, please visit www.avionrewards.com or call 1-800-769-2512.

† Air Travel Reward redemptions from the Air Travel Redemption Schedule start at 55,000 Avion points for a round trip flight from eastern Canada or the United States to Mexico, Hawaii or Alaska; or from western Canada or the United States to Bermuda, Central America or the Caribbean, with a maximum ticket price of $1,100. All applicable taxes, service fees and surcharges are the responsibility of the traveller. For more details, including information on redeeming for first class and business class seats, visit: www.avionrewards.com/travel/index.html. For general redemption terms, conditions and restrictions that apply to the Avion Rewards program, please visit: www.avionrewards.com or call 1-800 ROYAL 1-2 (1-800-769-2512).

This post contains affiliate links.

GCR may engage in affiliate marketing, which is done by embedding tracking links into greatcanadianrebates.ca. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.
 
Scotiabank Passport® Visa Infinite* Card
  $30   Up to 40,000 bonus Scene+ points   Excellent  
 
Earn up to $1,300 in value and up to 40,000 bonus Scene+ points in your first year.

Earn up to $1,300* in value in the first 12 months, including up to 40,000 bonus Scene+ points and first year annual fee waived*

Offer valid January 4, 2024 - July 1, 2024.


FEATURES
  • Earn 3x Scene+ points* on every $1 you spend at Sobeys, Safeway, IGA, Foodland and participating Co-ops and more.

  • Earn 2x Scene+ points* for every $1 you spend on other eligible grocery stores, dining, eligible entertainment purchases and eligible daily transit options (including rideshares, buses, subways, taxis and more).

  • Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases.

  • No Foreign Transaction Fees
  • 6 Complimentary Airport Lounge Access
  • Comprehensive Travel Insurance coverage
  • Visa Infinite* Concierge Services
  • Visa Infinite* Hotel Collection
  • Visa Infinite* Dining and Wine Country program


Savings and reward potential in first 12 months based on the following card usage and offers:
  • $300 in travel rewards (30,000 bonus Scene+ points) when you spend $1,000 within the first 3 months;

  • $100 in travel rewards(10,000 bonus Scene+ points) when you spend $40,000 annually on your account each year
    (12 months);

  • $50 additional card fee waiver on your first additional card (including those issued to co-borrowers and supplementary cardholders) every year;

  • $104 in foreign transaction fee savings based on average first year annual foreign spend per account (save the 2.5% foreign transaction fee typically charged by other card issuers);

  • $287 in travel rewards (28,733 Scene+ points) on every day purchases based on average annual first year spend per account with an average spend of 19% in 2x accelerator categories;

  • $350 value with a complementary Visa Airport Companion Program Membership and 6 lounge passes(annual membership plus one free visit approx. CAD $136/USD$99 plus 5 lounge passes at CAD$43/USD$31 per pass). Currency Conversions as of November 9,2023.
Potential First Year Value= up to $1,341.
Actual Savings and rewards earned will depend on individual card usage and eligibility for applicable offers. Conditions apply*.



Rates, fees, offers and other information are effective as of January 4, 2024. Subject to change.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.


* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.

Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.


NOTE: You must contact GCR within 3 months from application date to report a missing rebate, otherwise the rebate is void.
 
The Marriott Bonvoy® American Express®* Card
  $60   Earn up to 80,000 Points   Good  
 
Earn 65,000 Welcome Bonus points after you spend $3,000 in your first 3 months. Plus, earn an additional 3 points for a total of 5 points on every $1 spent on eligible travel and gas purchases in your first 6 months (up to 15,000 points).
Travel to new heights with the Marriott Bonvoy® American Express®* Card


Earn up to 80,000 Points:

  • New Marriott Bonvoy® American Express®* Cardmembers, earn 65,000 Welcome Bonus points after you spend $3,000 on your Card in your first 3 months of Cardmembership

  • Plus, earn an additional 3 points for a total of 5 points on every $1 spent on eligible travel and gas purchases in your first 6 months (up to 15,000 points)
Offer ends May 6, 2024


FEATURES
  • Earn 5 points for every dollar in eligible Card purchases at hotels participating in Marriott Bonvoy®

  • Earn 2 points for every $1 in all other Card purchases

  • Receive an Annual Free Night Award for up to 35,000 points at eligible hotels and resorts worldwide every year after your first anniversary

  • No annual fee on Additional Cards

  • Redeem points for free nights with no blackout dates at over 7,000 of the world’s most desired hotels

  • Automatic Marriott Bonvoy Silver Elite status membership

  • Receive 15 Elite Night Credits each calendar year with your Marriott Bonvoy® American Express®* Card. These can be used towards attaining the next level of Elite status in the Marriott Bonvoy program

  • Enjoy an automatic upgrade to Marriott Bonvoy Gold Elite status when you reach $30,000 in purchases on the Card each year or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your card

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time Marriott Bonvoy™ American Express® Card
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
 
Tangerine Money-Back Credit Card
  $125   Earn an extra 10% back   Fair  
 
Earn an extra 10% back (up to $100) when you spend up to $1,000 in everyday purchases within your first 12 months.

Life’s back in session. Enjoy it with an extra 10% back.*


Apply for a Tangerine Money-Back Credit Card by April 30, 2024 and earn an extra 10% back
(up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months.*



FEATURES
  • Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice
  • 0.5% Money-Back Rewards on all other purchases
  • Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category
  • Money-Back Rewards are earned automatically and paid monthly, and can either be applied towards your Credit Card balance or redeemed into your Savings Account
  • No limit on the amount of Money-Back Rewards you can earn
  • Change your 2% Money-Back Categories to suit your spending
  • Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account
  • No annual fee

Additional Card Benefits:
  • 2.5% Foreign Conversion Fee
  • Free Cards for Authorized Users on your Account
  • Purchase Assurance and Extended Warranty1 – For most new purchases made anywhere in the world using your Tangerine Money-Back Credit Card, you may receive a lifetime maximum of up to $60,000 for the following insurance coverage:
    ⋄ Purchase Assurance, which may automatically cover loss, theft or damage, in excess of other insurance, for 90 days from the date of purchase; and
    ⋄ Extended Warranty, which may double the period of repair services, to a maximum of one additional year, when the original manufacturer’s warranty expires.

  • Add your Tangerine Money-Back Credit Card to the Wallet app on your Apple® device and use Apple Pay pretty much everywhere you love to shop. Look for the Apple Pay or contactless logo. It’s simple and secure. Learn more.

MasterCard® Benefits:
  • Accepted worldwide at more than 24 million locations in over 210 countries
  • MasterCard Zero Liability
  • MasterCard Tap & GoTM


Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account. Tangerine is a registered trademark of The Bank of Nova Scotia, used under license. Forward Banking is a registered trademark of Tangerine Bank.

®/TM Mastercard and the Mastercard Brand Mark are registered trademarks and tap & go is a trademark of Mastercard International Incorporated.

Applicants will have to consent to a credit check as part of the application process. Accounts must be in Good Standing in order to receive Money-Back Rewards.

Balance Transfers are treated as Cash Advances and interest applies from the transaction date that appears on your monthly statement to the date you repay the balance in full. There is no interest-free grace period on Cash Advances or Balance Transfers.

*Rewards Promotional Offer:
The Tangerine 10% Limited Time Promotional Offer (the “Offer”) is only available to new Tangerine Credit Card Account holders who (i) apply for a Tangerine World Mastercard (the “Account”) by April 30, 2024, (ii) activate their Account within 45 days of approval, and (iii) have up to a maximum of $1,000 in total Net Purchases posted to their Account within the 60-day period beginning on the date the Tangerine World Mastercard is activated. “Net Purchases” include purchases charged to the Account (less any refunds, returns or other similar credits) but do not include payments, Cash Advances (including Balance Transfers and Cash-Like Transactions), interest, fees, insurance premiums, adjustments or other charges. The Offer Bonus of 10% (up to $100) will be credited to the Primary Cardholder’s Account within 1-2 statement cycles after the 60-day promotional period provided the Account is open and in Good Standing at time of payout. Limit of one Offer per eligible Client. This Offer is non-transferable. Offer may be changed, cancelled or extended at any time. All other Account terms, including the Tangerine Money-Back Rewards program terms, remain unchanged and continue to apply. See the Tangerine Credit Card Cardholder Agreement for more details, including definitions of any capitalized terms.

• To be eligible for this offer, applicants must be a new Tangerine credit card Account Holder.
• Cash Back Rebate will be paid upon card approval.
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Please wait 3 weeks before inquiring about a missing Tangerine Cash Back.
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
 
Scotia Momentum® Visa Infinite* Card
  $75   10% cash back   Excellent  
 
10% cash back on all purchases for the first 3 months and no annual fee in the first year.

Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). No annual fee in the first year, including on supplementary cards.

Offer valid November 1, 2023 - October 31, 2024.



FEATURES
  • Earn 4% for every $1 you spend on grocery store purchases, recurring bill payments and subscription purchases.

  • Earn 2% for every $1 you spend on gas purchases and daily transit purchases.

  • Earn 1% cash back on all other purchases with no cash back limit.

  • Visa Infinite* Concierge Services
  • Visa Infinite* Hotel Collection
  • Visa Infinite* Dining and Wine Country program
  • Comprehensive Travel Insurance & New Mobile Device Insurance coverage


Rates, fees and other information are effective as of November 1, 2023. Subject to change.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.


* See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.

Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.


NOTE: You must reply to GCR within 3 months from application date to report a missing rebate, otherwise the rebate is void.
 
MBNA Rewards World Elite® Mastercard®
  $80   Up to 30,000 bonus points   Good  
 
20,000 points after $2,000 in eligible purchases and 10,000 points once enrolled for e-statements.
Earn up to 30,000 bonus MBNA Rewards Points



20,000 bonus points†† (approximately $165 in cash back value) after you make $2,000 or more in eligible purchases within the first 90 days of your account opening.

10,000 bonus points††(approximately $80 in cash back value) once enrolled for paperless e-statements within the first 90 days of account opening.

Note : This offer is not available for residents of Quebec. For residents of Quebec, please click here.



FEATURES

  • Earn 5 points for every $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until $50,000 is spent annually in the applicable category. 1 point for every $1 on all other eligible purchases.

  • Each year, you will receive Birthday Bonus Points‡ equal to 10% of the total number of Points the Account earned in the 12 months before the month of your birthday, to a maximum Birthday Bonus each year of 15,000 Points.

  • Redeem points for cash back, brand-name merchandise, gift cards from participating retailers, charitable donations, and travel.

  • Mobile Device Insurance***
    With Mobile Device Insurance, you’ve got up to $1,000 in coverage for eligible mobile devices in the event of loss, theft, accidental damage or mechanical breakdown




††, ‡, ✪, ***, ††††, Terms and Conditions apply.

This offer is not available for residents of Quebec.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ®MBNA and other-trademarks are the property of The Toronto-Dominion Bank.

IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.

• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.
 
American Express® Business Edge™ Card
  $75   67,000 Welcome Bonus points   Fair  
 
Plus, earn 10x the points for every $1 spent on eligible purchases in your first 6 months up to 10,000 points.

Earn up to 67,000 welcome bonus Membership Rewards® points

  • As a new Business Edge Cardmember, you can earn 45,000 Welcome Bonus points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership.
  • Earn 1,000 Membership Rewards points for each monthly billing period when you charge $3,000 in purchases on your Card. This could add up to 12,000 extra points in a year.
  • Earn 10X the points for every $1 spent on eligible business essentials including office supplies & electronics, rides & gas,
    eats & drinks within 6 months of Cardmembership up to 10,000 points.


FEATURES

Earn points that you can redeem in a variety of ways.

  • Earn 3x the points for Card purchases on eligible business essentials including office supplies & electronics, rides & gas, eats & drinks when your Welcome Offer ends. Caps and other conditions may apply.

  • Earn 1x the points on all other purchases charged to the Card.

  • Use points to offset business expenses. Membership Rewards® allows you to offset business expenses by covering the cost of purchases made on your Card, in full or in part. Redeem points for statement credits and to book flights, hotels, and car rentals.

  • Transfer points to frequent flyer and hotel programs, including one-to-one to Aeroplan®* and Avios. 

 

Make the most out of a full suite of business management tools that give you more control over your business - anytime and anywhere.

  • Leverage your cash flow with the option of carrying a balance or paying in full each month.

  • Employee Card Misuse Protection is a benefit created specifically for business owners and it provides coverage of up to $100,000 per Basic Cardmember in the event an employee misuses their Supplementary Card for unauthorized charges.

 

Access coverage that can protect your business purchases when you charge the full price of eligible items to your American Express Business Edge™ Card.

  • Protect your eligible purchases against accidental physical damage and theft for up to 90 days with Purchase Protection® Plan.

  • Double the manufacturer’s original warranty up to one additional year with Buyer’s Assurance® Protection Plan.


American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Business Edge™ Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
 
MBNA True Line® Mastercard®
  $40   0% promotional annual interest rate   Good  
 
0% promotional annual interest rate for 12 months on balance transfers.

You could get a 0% promotional annual interest rate (“AIR”) for 12 months on balance transfers completed within 90 days of account opening, with a 3% transfer fee.



FEATURES
  • No annual fee
  • Standard Annual Interest Rates of 12.99% on purchases, 12.99% on balance transfers and access cheques, and 24.99% on cash advances
  • Around-the-clock fraud protection
  • Use available credit on your credit card to transfer funds right to your chequing account


†, ✪, Terms and Conditions apply.

This offer is not available for residents of Quebec.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. MBNA and other-trademarks are the property of The Toronto-Dominion Bank.

IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.

• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back available by Paypal, Amazon Gift Code or by cheque*.
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.
 
Scotia Momentum® Visa* Card
  $60   2.99% introductory interest rate   Good  
 
Get a 2.99% introductory interest rate on on purchases and balance transfers for the first 6 months.

Get a 2.99% introductory interest rate on on purchases and balance transfers for the first 6 months.
(19.99% on purchases/22.99% on cash advances including balance transfers after that; annual fee $39)

Offer valid November 1, 2023 - October 31, 2024.



FEATURES
  • Earn 2% cashback for every $1 you spend at eligible gas stations, grocery store, drug store purchases and recurring bill payments*.

  • Earn 1% cashback on all other eligible cashback purchases*.


Rates, fees, offers and other information are effective as of November 1, 2023. Subject to change.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.


* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.

Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.


NOTE: You must reply to GCR within 3 months from application date to report a missing rebate, otherwise the rebate is void.
 
CIBC Aventura® Visa Infinite* Card
  $0   Get up to $1,500 in value   Good  
 
Join and get over $1,500 in value including a first year annual fee rebate!
Join and get up to $1,500 in value including a first year annual fee rebate!



FEATURES

Here's how You can get up to $1,500 in value

Get up to 45,000 Aventura Points (up to $900 in travel value):
  • 15,000 Aventura Points when you make your first purchase
  • 30,000 Aventura Points when you spend $3,000 or more in the first 4 monthly statement periods

  • Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each; $150 value): up to $289 value
  • Elevate your airport experience with 4 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program: up to $261 in value
  • Plus, get a NEXUS Application Fee rebate: A $50 value


Plus, enjoy extra valuable travel benefits.
  • Travel when it’s right for you – your Aventura points don’t expire
  • Redeem your Aventura Points for more than travel with our Shop With Points/Pay with Points features
  • Travel local - Aventura points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway

  • 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre
  • 1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores
  • 1 point for every $1 spent on all other purchases


Save on gas with CIBC and Journie Rewards

Link and use your CIBC Aventura® Visa* Infinite Card with Journie Rewards to save up to 10 cents per litre at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.



This is a digital-exclusive offer.

To be eligible for this offer:

1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and 
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you. This offer is reserved for you. Please do not forward it to anyone else. 

CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Aventura card within the last 12 months.



Terms and Conditions Apply

Cash Back Not Available from GCR. Any offers are strictly from CIBC.
This offer is not available for residents of Quebec.


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