Canada’s first credit card designed to grow with you.
Start today and get approved instantly. We’ll help you build your credit and borrow better.
FEATURES
Guaranteed*, instant approval and access to virtual card to start using immediately
Credit limit increases in as little as 3 months*
No annual fees, no overlimit fees and unlimited transactions
Add one additional cardholder and earn cashback twice as fast
Up to 15% back at over 10,000 Neo partners across Canada
Everyday cashback
1% cashback on groceries
1% cashback on gas & EV charging
Insurances/Other:
Mastercard Zero Liability
Interest Rates
Purchase Credit Rate: 19.99% – 29.99%
Cash Advance Rate: 22.99% – 31.99%
For Quebec and Newfoundland: Purchase rate (19.99%-23.99%) and cash advance rate (22.99%-31.99%)
* Terms & conditions apply. See the application for complete details.
Refer to the Neo website for up-to-date terms and conditions.
Legal references and product terms are available on the Neo website.
Neo Credit and Neo Secured Credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.
Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc.
Initial Rewards: Sign up in 3 minutes - and if approved, you can use your Neo credit card instantly via Apple Play or Google Pay.
On Going Rewards 1st: Earn an average 5%+ cashback at thousands of partners and at least 1%² cashback guaranteed
On Going Rewards 2nd: No annual fees, no overlimit fees and unlimited transactions
GCR Rebate: 60
GCR Rebate
$60
Initial Rewards
Unlimited transactions, no annual fees
Credit Needed
Good
* Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back Rebate is valid for eligible new Neo customers only.
• To receive a Cash Back Rebate for a 2nd Neo product, you must apply within 30 days of your 1st product application.
• Application(s) must be approved to receive Cash Back Rebate(s).
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.
• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.
-
Secured Neo Mastercard
Start building with Canada’s first credit card designed to grow with you.
Guaranteed, instant approval whether you’re just starting out, or looking to build or rebuild your credit. Plus get a $25 sign up bonus!
FEATURES
A physical and digital secured card that doesn't require a hard credit check
No income or credit score requirements
Guaranteed, instant approval* with access to your virtual card to start using immediately
Earns cashback on everyday spending
Up to 15% back at over 10,000 Neo partners across Canada
Security funds minimum of only $50
~ $7.99/month
Everyday cashback
1% cashback on gas & groceries
Insurances/Other:
Mastercard Zero Liability
Interest Rates
Purchase Credit Rate: 19.99% – 29.99%
Cash Advance Rate: 22.99% – 31.99%
For Quebec: Purchase rate (19.99%-24.99%) and cash advance rate (22.99%-25.99%)
* Terms & conditions apply. See the application for complete details.
Refer to the Neo website for up-to-date terms and conditions.
Legal references and product terms are available on the Neo website.
Neo Credit and Neo Secured Credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.
Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc.
Initial Rewards: Earns cashback on everyday spending
On Going Rewards 1st: 1% cashback on gas & groceries
On Going Rewards 2nd: Up to 15% back at over 10,000 Neo partners across Canada
GCR Rebate: 25
GCR Rebate
$25
Initial Rewards
Build or rebuild your credit. No income or credit score requirements.
Credit Needed
NA
Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Minimum account funding of $50 required.
• Cash Back Rebate is valid for eligible new Neo customers only.
• To receive a Cash Back Rebate for a 2nd Neo product, you must apply within 30 days of your 1st product application.
• Application(s) must be approved to receive Cash Back Rebate(s).
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.
• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.
-
Neo World Elite® Mastercard
The Neo World Elite® Mastercard combines premium benefits with top cashback rates.
FEATURES
Instant approvals and access to virtual card to start using straight away
Exclusive offers of up to 15% at over 10,000 businesses across Canada
Cashback redeemable at anytime
Premium insurance coverage
Everyday cashback
5% cashback on groceries*
4% cashback on recurring payments*
3% cashback on gas and EV charging*
1% cashback back on everything else*
Additional Card Benefits:
Mastercard Zero Liability
Extended Warranty
Purchase Protection
Auto Rental Collision Loss Damage
Rental Card Theft, Damage, Accident, Personal Effects
Out of Province & Country Emergency Medical
Trip Interruption & Cancellation
Flight & Baggage Delay
Hotel & Motel Burglary
World Mastercard Benefits including discounting with participating partners and DragonPass
Interest Rates
Purchase Credit Rate: 19.99% – 29.99%
Cash Advance Rate: 22.99% – 31.99%
For Quebec and Newfoundland: Purchase rate (19.99%-23.99%) and cash advance rate (22.99%-31.99%)
* Terms & conditions apply. See the application for complete details.
Refer to the Neo website for up-to-date terms and conditions.
Legal references and product terms are available on the Neo website.
Neo Credit and Neo Secured Credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.
Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc.
Initial Rewards: Get up to 5% cashback on groceries, recurring bills, EV charging and gas.
On Going Rewards 1st: Extensive travel, warranty and insurance benefits
On Going Rewards 2nd: Shop at over 10,000 network partners and earn additional cashback
GCR Rebate: 100
GCR Rebate
$100
Initial Rewards
Premium benefits with top cashback rates.
Credit Needed
NA
* Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back Rebate is valid for eligible new Neo customers only.
• To receive a Cash Back Rebate for a 2nd Neo product, you must apply within 30 days of your 1st product application.
• Application(s) must be approved to receive Cash Back Rebate(s).
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.
• NOTE: You must notify GCR, within 4 months of application date, to report a missing rebate otherwise the rebate is void.
-
Neo World Mastercard®
The Neo World Mastercard® is designed to elevate your everyday spending with the best no annual-fee cashback card in Canada*
FEATURES
Instant approvals and access to your virtual card immediately
Up to 15% back at over 10,000 Neo partners across Canada
No annual fee
Everyday cashback
2% cashback on groceries*
2% cashback on recurring payments*
2% cashback on gas and EV charging*
0.5% cashback back on everything else*
Additional Card Benefits
Unlimited cashback
Mastercard Zero Liability
Extended warranty
Purchase protection
World Mastercard Benefits including discounting with participating partners and DragonPass airport lounge access
Interest Rates
Purchase Credit Rate: 19.99% – 29.99%
Cash Advance Rate: 22.99% – 31.99%
For Quebec and Newfoundland: Purchase rate (19.99%-23.99%) and cash advance rate (22.99%-31.99%)
* Terms & conditions apply. See the application for complete details.
Refer to the Neo website for up-to-date terms and conditions.
Legal references and product terms are available on the Neo website.
Neo Credit and Neo Secured Credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.
Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc.
Initial Rewards: 2% cashback on groceries, recurring bills and gas plus no annual fee.
On Going Rewards 1st: Shop at over 10,000 network partners and earn additional cashback
On Going Rewards 2nd: 0.5% cashback back on everything else
GCR Rebate: 50
GCR Rebate
$50
Initial Rewards
Elevate your everyday spending with the best no annual-fee annual-fee cashback card in Canada
Credit Needed
NA
* Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back Rebate is valid for eligible new Neo customers only.
• To receive a Cash Back Rebate for a 2nd Neo product, you must apply within 30 days of your 1st product application.
• Application(s) must be approved to receive Cash Back Rebate(s).
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.
• NOTE: You must notify GCR, within 4 months of application date, to report a missing rebate otherwise the rebate is void.
GCR Rebate
Initial Rewards
Credit Needed
Neo Mastercard®
$60
Unlimited transactions, no annual fees
Good
Sign up in 3 minutes - and if approved, you can use your Neo credit card instantly via Apple Play or Google Pay.
Canada’s first credit card designed to grow with you.
Start today and get approved instantly. We’ll help you build your credit and borrow better.
FEATURES
Guaranteed*, instant approval and access to virtual card to start using immediately
Credit limit increases in as little as 3 months*
No annual fees, no overlimit fees and unlimited transactions
Add one additional cardholder and earn cashback twice as fast
Up to 15% back at over 10,000 Neo partners across Canada
Everyday cashback
1% cashback on groceries
1% cashback on gas & EV charging
Insurances/Other:
Mastercard Zero Liability
Interest Rates
Purchase Credit Rate: 19.99% – 29.99%
Cash Advance Rate: 22.99% – 31.99%
For Quebec and Newfoundland: Purchase rate (19.99%-23.99%) and cash advance rate (22.99%-31.99%)
* Terms & conditions apply. See the application for complete details.
Refer to the Neo website for up-to-date terms and conditions.
Legal references and product terms are available on the Neo website.
Neo Credit and Neo Secured Credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.
Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc.
* Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back Rebate is valid for eligible new Neo customers only.
• To receive a Cash Back Rebate for a 2nd Neo product, you must apply within 30 days of your 1st product application.
• Application(s) must be approved to receive Cash Back Rebate(s).
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.
• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.
Secured Neo Mastercard
$25
Build or rebuild your credit. No income or credit score requirements.
Earns cashback on everyday spending
Start building with Canada’s first credit card designed to grow with you.
Guaranteed, instant approval whether you’re just starting out, or looking to build or rebuild your credit. Plus get a $25 sign up bonus!
FEATURES
A physical and digital secured card that doesn't require a hard credit check
No income or credit score requirements
Guaranteed, instant approval* with access to your virtual card to start using immediately
Earns cashback on everyday spending
Up to 15% back at over 10,000 Neo partners across Canada
Security funds minimum of only $50
~ $7.99/month
Everyday cashback
1% cashback on gas & groceries
Insurances/Other:
Mastercard Zero Liability
Interest Rates
Purchase Credit Rate: 19.99% – 29.99%
Cash Advance Rate: 22.99% – 31.99%
For Quebec: Purchase rate (19.99%-24.99%) and cash advance rate (22.99%-25.99%)
* Terms & conditions apply. See the application for complete details.
Refer to the Neo website for up-to-date terms and conditions.
Legal references and product terms are available on the Neo website.
Neo Credit and Neo Secured Credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.
Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc.
Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Minimum account funding of $50 required.
• Cash Back Rebate is valid for eligible new Neo customers only.
• To receive a Cash Back Rebate for a 2nd Neo product, you must apply within 30 days of your 1st product application.
• Application(s) must be approved to receive Cash Back Rebate(s).
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.
• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.
Neo World Elite® Mastercard
$100
Premium benefits with top cashback rates.
Get up to 5% cashback on groceries, recurring bills, EV charging and gas.
The Neo World Elite® Mastercard combines premium benefits with top cashback rates.
FEATURES
Instant approvals and access to virtual card to start using straight away
Exclusive offers of up to 15% at over 10,000 businesses across Canada
Cashback redeemable at anytime
Premium insurance coverage
Everyday cashback
5% cashback on groceries*
4% cashback on recurring payments*
3% cashback on gas and EV charging*
1% cashback back on everything else*
Additional Card Benefits:
Mastercard Zero Liability
Extended Warranty
Purchase Protection
Auto Rental Collision Loss Damage
Rental Card Theft, Damage, Accident, Personal Effects
Out of Province & Country Emergency Medical
Trip Interruption & Cancellation
Flight & Baggage Delay
Hotel & Motel Burglary
World Mastercard Benefits including discounting with participating partners and DragonPass
Interest Rates
Purchase Credit Rate: 19.99% – 29.99%
Cash Advance Rate: 22.99% – 31.99%
For Quebec and Newfoundland: Purchase rate (19.99%-23.99%) and cash advance rate (22.99%-31.99%)
* Terms & conditions apply. See the application for complete details.
Refer to the Neo website for up-to-date terms and conditions.
Legal references and product terms are available on the Neo website.
Neo Credit and Neo Secured Credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.
Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc.
* Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back Rebate is valid for eligible new Neo customers only.
• To receive a Cash Back Rebate for a 2nd Neo product, you must apply within 30 days of your 1st product application.
• Application(s) must be approved to receive Cash Back Rebate(s).
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.
• NOTE: You must notify GCR, within 4 months of application date, to report a missing rebate otherwise the rebate is void.
Neo World Mastercard®
$50
Elevate your everyday spending with the best no annual-fee annual-fee cashback card in Canada
2% cashback on groceries, recurring bills and gas plus no annual fee.
The Neo World Mastercard® is designed to elevate your everyday spending with the best no annual-fee cashback card in Canada*
FEATURES
Instant approvals and access to your virtual card immediately
Up to 15% back at over 10,000 Neo partners across Canada
No annual fee
Everyday cashback
2% cashback on groceries*
2% cashback on recurring payments*
2% cashback on gas and EV charging*
0.5% cashback back on everything else*
Additional Card Benefits
Unlimited cashback
Mastercard Zero Liability
Extended warranty
Purchase protection
World Mastercard Benefits including discounting with participating partners and DragonPass airport lounge access
Interest Rates
Purchase Credit Rate: 19.99% – 29.99%
Cash Advance Rate: 22.99% – 31.99%
For Quebec and Newfoundland: Purchase rate (19.99%-23.99%) and cash advance rate (22.99%-31.99%)
* Terms & conditions apply. See the application for complete details.
Refer to the Neo website for up-to-date terms and conditions.
Legal references and product terms are available on the Neo website.
Neo Credit and Neo Secured Credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.
Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc.
* Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back Rebate is valid for eligible new Neo customers only.
• To receive a Cash Back Rebate for a 2nd Neo product, you must apply within 30 days of your 1st product application.
• Application(s) must be approved to receive Cash Back Rebate(s).
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.
• NOTE: You must notify GCR, within 4 months of application date, to report a missing rebate otherwise the rebate is void.
Get 25% Referral Bonus Get paid in cash 25% of all cash back rebates all your referrals collect
Great Canadian Rebates works in partnership with over 900 well known merchants. These outlets already offer great deals and savings, you save even more when you shop online as a member here. Once you register, you can save through Cash Back Rebates and even more using our coupons, deals, discounts and sales links.
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