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KOHO Financial
Reloadable Prepaid Mastercard®, Cash Back, Interest Earning, No Fees




KOHO Core Mastercard® Prepaid Card/KOHO Core
  • Earn 1% cash back on groceries, transportation, food & drinks
  • Up to 6.5% extra cash back at selected merchants
  • Earn 2% interest on both your spending and savings accounts.* Your funds will also be eligible for CDIC insurance.
  • Get access to a cash advance of up to $500* at 0% interest with Cover
  • Free Credit Score
  • Send money to 190+ countries with KOHO’s International Money Transfer feature and enjoy the best exchange rates, no hidden fees, and transfers that arrive within 30 minutes*

  • +74 points - Average credit score increase seen using KOHO’s credit building tools
  • All KOHO plans come with a free 30-day trial so you can see if it suits you
Annual Fee: $0




KOHO Extra Mastercard® Prepaid Card/KOHO Extra
  • Earn 1.5% cash back on groceries, transportation, food & drinks
  • 0.25% cash back on all other purchases
  • Up to 6.5% extra cash back at selected merchants
  • Earn 2.5% interest on both your spending and savings accounts.* Your funds will also be eligible for CDIC insurance.
  • Get access to a cash advance of up to $$500* at 0% interest with Cover
  • Free Credit Score
  • No Foreign Exchange fees on any purchases
  • Send money to 190+ countries with KOHO’s International Money Transfer feature and enjoy the best exchange rates, no hidden fees, and transfers that arrive within 30 minutes*

  • +74 points - Average credit score increase seen using our credit building tools² for $7 / month instead of $10 / month (30% plan discount)
  • All KOHO plans come with a free 30-day trial so you can see if it suits you
Annual Fee: $144 ($12/mo)




KOHO Everything Mastercard® Prepaid Card/KOHO Everything
  • Earn an extra 2% cash back on groceries, food & drinks on top of a minimum 0.5% cash back on all purchases
  • Up to 6.5% extra cash back at selected merchants
  • Earn 3.5% interest on both your spending and savings accounts.* Your funds will also be eligible for CDIC insurance.
  • Get access to a cash advance of up to $$500* at 0% interest with Cover
  • Free Credit Score
  • No Foreign Exchange fees on any purchases
  • Send money to 190+ countries with KOHO’s International Money Transfer feature and enjoy the best exchange rates, no hidden fees, and transfers that arrive within 30 minutes*

  • +74 points - Average credit score increase seen using our credit building tools²* for $5 / month instead of $10 (50% plan discount)
  • All KOHO plans come with a free 30-day trial so you can see if it suits you
Annual Fee: $177 ($14.75/mo)


*Terms and Conditions apply
Refer to Koho.ca for up-to-date terms and conditions.
Legal and product terms are available on Koho.ca.
Initial Rewards: Earn up to 3.5% on your balance.
On Going Rewards 1st: Up to 6.5% extra cash back at selected merchants
On Going Rewards 2nd: 30 days of free trial for any KOHO plan
GCR Rebate: 35
GCR Rebate
$35
Initial Rewards
Earn up to 3.5%
Credit Needed
NA
Must activate your card and load funds into your KOHO account.
Must enter a valid mailing address to earn rebate.
Rebate is valid only for eligible new KOHO customers.

NOTE: Please contact GCR within 4 months to report a missing rebate otherwise the rebate is void.
  GCR Rebate   Initial Rewards   Credit Needed  
 
KOHO Financial
  $35   Earn up to 3.5%    
 
Earn up to 3.5% on your balance.
Reloadable Prepaid Mastercard®, Cash Back, Interest Earning, No Fees




KOHO Core Mastercard® Prepaid Card/KOHO Core
  • Earn 1% cash back on groceries, transportation, food & drinks
  • Up to 6.5% extra cash back at selected merchants
  • Earn 2% interest on both your spending and savings accounts.* Your funds will also be eligible for CDIC insurance.
  • Get access to a cash advance of up to $500* at 0% interest with Cover
  • Free Credit Score
  • Send money to 190+ countries with KOHO’s International Money Transfer feature and enjoy the best exchange rates, no hidden fees, and transfers that arrive within 30 minutes*

  • +74 points - Average credit score increase seen using KOHO’s credit building tools
  • All KOHO plans come with a free 30-day trial so you can see if it suits you
Annual Fee: $0




KOHO Extra Mastercard® Prepaid Card/KOHO Extra
  • Earn 1.5% cash back on groceries, transportation, food & drinks
  • 0.25% cash back on all other purchases
  • Up to 6.5% extra cash back at selected merchants
  • Earn 2.5% interest on both your spending and savings accounts.* Your funds will also be eligible for CDIC insurance.
  • Get access to a cash advance of up to $$500* at 0% interest with Cover
  • Free Credit Score
  • No Foreign Exchange fees on any purchases
  • Send money to 190+ countries with KOHO’s International Money Transfer feature and enjoy the best exchange rates, no hidden fees, and transfers that arrive within 30 minutes*

  • +74 points - Average credit score increase seen using our credit building tools² for $7 / month instead of $10 / month (30% plan discount)
  • All KOHO plans come with a free 30-day trial so you can see if it suits you
Annual Fee: $144 ($12/mo)




KOHO Everything Mastercard® Prepaid Card/KOHO Everything
  • Earn an extra 2% cash back on groceries, food & drinks on top of a minimum 0.5% cash back on all purchases
  • Up to 6.5% extra cash back at selected merchants
  • Earn 3.5% interest on both your spending and savings accounts.* Your funds will also be eligible for CDIC insurance.
  • Get access to a cash advance of up to $$500* at 0% interest with Cover
  • Free Credit Score
  • No Foreign Exchange fees on any purchases
  • Send money to 190+ countries with KOHO’s International Money Transfer feature and enjoy the best exchange rates, no hidden fees, and transfers that arrive within 30 minutes*

  • +74 points - Average credit score increase seen using our credit building tools²* for $5 / month instead of $10 (50% plan discount)
  • All KOHO plans come with a free 30-day trial so you can see if it suits you
Annual Fee: $177 ($14.75/mo)


*Terms and Conditions apply
Refer to Koho.ca for up-to-date terms and conditions.
Legal and product terms are available on Koho.ca.

Must activate your card and load funds into your KOHO account.
Must enter a valid mailing address to earn rebate.
Rebate is valid only for eligible new KOHO customers.

NOTE: Please contact GCR within 4 months to report a missing rebate otherwise the rebate is void.


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