Credit Card Comparison Table

Filter : Student Credit Cards


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American Express® Essential™ Card
Low interest rate



FEATURES
  • Low annual interest rate of 12.99% Take advantage of a 12.99% interest rate, if you choose to carry a balance and make your minimum monthly payments on time.

  • Access unforgettable experiences Enjoy exclusive ticket access, virtual events, live performances and more with American Express® Experiences.

  • Shop with confidence Benefit from coverage that can help protect your eligible card purchases – from your favourite local boutique to your online shopping cart.

  • 24/7 Customer service Wherever you are in the world, we're here for you 24/7.



American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details, current product information and Terms and Conditions, click the Apply now link. Conditions apply.

Initial Rewards: Enjoy an annual interest rate of 12.99% on purchases and funds advances + no annual fee.
On Going Rewards 1st: With an annual interest rate of 12.99%, you can save on interest payments if you choose to carry a balance and make your minimum monthly payments on time
On Going Rewards 2nd: Access virtual events and special offers curated for Cardmembers with American Express® Experiences
GCR Rebate: 20
GCR Rebate
$20
Initial Rewards
12.99% annual interest
Credit Needed
Good
• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Essentials Card members
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
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American Express® Green Card
Welcome Bonus of 10,000 Membership Rewards® points when you charge $1,000 in purchases to your Card in the first 3 months of Cardmembership.

Get the Card that lets you live in the moment while getting ready for the future. The American Express® Green Card lets you go for it with every swipe or tap of your Card

As a new American Express® Green Cardmember, you can earn a Welcome Bonus of 10,000 Membership Rewards® points when you charge $1,000 in purchases to your Card in the first 3 months of Cardmembership. That’s $100 towards groceries or concert tickets

FEATURES
• Earn 1x the points on Card purchases

• Charge an eligible purchase to your Card and redeem your Membership Rewards points for a statement credit (All eligible purchases: 1,000 points = $10 statement credit)

• With American Express Experiences and Front Of The Line®, American Express Cardmembers get access to amazing events in Canada

• Transfer points 1:1 to several frequent flyer and other loyalty programs

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link .

Conditions apply.
Initial Rewards: Welcome Bonus of 10,000 Membership Rewards® points and no annual fee.
On Going Rewards 1st: Earn 1x the points on Card purchases
On Going Rewards 2nd: American Express Experiences and Front Of The Line®, American Express Cardmembers get access to amazing events in Canada
GCR Rebate: 0
GCR Rebate
$0
Initial Rewards
10,000 Membership Rewards® points
Credit Needed
Good
• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express® Green Card Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
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Scotiabank® Sceneᐩ™ Visa* Card

Earn 5,000 Scene+ Points with $750 spend in first 3 months

Offer valid May 1, 2023 – October 31, 2023.


To qualify for this offer make sure to open a new Scotiabank Scene+ Visa credit card account by October 31, 2023.


FEATURES
  • You’ll earn 2X Scene+ points for each dollar charged to your account on all eligible purchases1 at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.

  • Earn 2x Scene+ points for every $1 you spend on credit card purchases at Cineplex™ theatres or at cineplex.com

  • Earn 1 Scene+ point for every $1 you spend on your everyday credit card purchases

  • Redeem Scene+™* points for travel, shopping, entertainment, dining, banking, and more


Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for this offer.


See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.
Initial Rewards: Earn 5,000 bonus Scene+ points with $750 spend in first 3 months.
On Going Rewards 1st: Earn 2 Scene+ points for every $1 you spend on credit card purchases at Cineplex™ theatres or at cineplex.com
On Going Rewards 2nd: Earn 1 Scene+ point for every $1 you spend on your everyday credit card purchases
GCR Rebate: 50
GCR Rebate
$50
Initial Rewards
5,000 Scene+ points
Credit Needed
Good
Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.

NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
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SimplyCash® Card from American Express
Earn up to $100 in Statement Credits1

In your first 10 months as a new SimplyCash® Card from American Express Cardmember, you can earn a $10 statement credit for each monthly billing period in which you spend $300 in purchases on your Card. This could add up to $100 in statement credits in the first 10 months

FEATURES
• Earn accelerated earn rates on eligible gas and grocery purchases

• Earn 2% cash back on eligible gas purchases in Canada, 2% cash back on eligible grocery purchases in Canada (up to $300 cash back annually), and 1.25% cash back on all other eligible purchases

• Access events and special offers curated for Cardmembers with American Express® Experiences

• Insurance coverage and 24/7 Customer Service

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.
Initial Rewards: $10 statement credit for each monthly billing period in which you spend $300 in first 10 months.
On Going Rewards 1st: Earn 2% cash back on eligible gas purchases and groceries in Canada
On Going Rewards 2nd: Exclusive ticket access, virtual events, live performances and more with American Express® Experiences.
GCR Rebate: 30
GCR Rebate
$30
Initial Rewards
$10 statement credit
Credit Needed
Good
• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time SimplyCash Card from American Express Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
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American Express® Cobalt Card

Earn up to 30,000 Membership Rewards points

In your first year as a new Cobalt Cardmember, you can earn 2,500 Membership Rewards® points for each monthly billing period in which you spend $500 in net purchases on your Card. This could add up to 30,000 points in a year. That’s up to $300 towards a weekend getaway or concert tickets!

Use of any promo code will void the rebate

FEATURES
  • Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery.

    NOTE: Effective August 15, 2023, Cobalt Cardmembers will earn 5x the points on all eligible eats & drinks charged to their Card up to $2,500 monthly, for a total of up to $30,000 annually. Earn 1x points thereafter.

  • Earn 3x the points on eligible streaming subscriptions in Canada.

  • Earn 2 points for every $1 spent on eligible transit & gas purchases in Canada and eligible travel purchases. That's 2X the points on purchases that get you from point A to B.

  • Earn 1 point for every $1 in Card purchases everywhere else. We won't tell you where to spend, we'll just reward you on your Card purchases.

  • Transfer points 1:1 to several frequent flyer and other loyalty programs.

  • Cobalt Cardmembers receive regular Perks such as bonus reward offers and access to great events.

  • Access Front Of The Line® Presale & Reserved Tickets to some of your favourite concerts and theatre performances and special offers and events curated for Cardmembers with American Express® Experiences.


American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details, current product information and Terms and Conditions, click the Apply now link.

Initial Rewards: You can earn 2,500 Membership Rewards® points for each monthly billing period when you spend $500 in purchases on your Card..
On Going Rewards 1st: Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery
On Going Rewards 2nd: Earn 2 points for every $1 spent on eligible transit & gas purchases in Canada and eligible travel purchases
GCR Rebate: 100
GCR Rebate
$100
Initial Rewards
30,000 Membership Rewards® points
Credit Needed
Fair
USE OF ANY PROMO CODE WILL VOID THE REBATE

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Cobalt Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
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Plastk
Receive 0% Interest Rate on purchases for the first 3 months

For a limited time, when you get approved for your Plastk Secured Visa card, you will get 5,000 points, redeemable after 3 months


FEATURES
Proudly Canadian, Plastk offers Canada’s first secured credit card with a premium rewards program. Having envisioned a credit card that goes beyond building or restoring credit, Plastk also provides cardholders with premium rewards perks, setting it apart from other secured credit card products. Plastk offers one of the highest cashback rates in the market. Plastk is the newest and best way to build credit and get rewarded for it.

Use your points to pay your balance! 250 points = $1, minimum 2500 pts to redeem. Easily transfer your points through the cardholder portal!

Cash advances are HERE! You can now send money from your Plastk card to any Canadian credit or debit card, Canadian bank account or Plastk cardholder.

*Please note, you can send a MAXIMUM of $250 in a single transfer or $500 in a day. If your available limit is LESS than $250, you will only be able to send up to that limit. Available account funds will be shown in your account.

* Terms and Conditions Apply.
Initial Rewards: Get 5,000 Bonus Reward Points
On Going Rewards 1st:
On Going Rewards 2nd:
GCR Rebate: 15
GCR Rebate
$15
Initial Rewards
0% APR for 3 months
Credit Needed
NA
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    GCR Rebate   Initial Rewards   Credit Needed  
 
American Express® Essential™ Card
  $20   12.99% annual interest   Good  
Enjoy an annual interest rate of 12.99% on purchases and funds advances + no annual fee.
Low interest rate



FEATURES
  • Low annual interest rate of 12.99% Take advantage of a 12.99% interest rate, if you choose to carry a balance and make your minimum monthly payments on time.

  • Access unforgettable experiences Enjoy exclusive ticket access, virtual events, live performances and more with American Express® Experiences.

  • Shop with confidence Benefit from coverage that can help protect your eligible card purchases – from your favourite local boutique to your online shopping cart.

  • 24/7 Customer service Wherever you are in the world, we're here for you 24/7.



American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details, current product information and Terms and Conditions, click the Apply now link. Conditions apply.


• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Essentials Card members
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
 
American Express® Green Card
  $0   10,000 Membership Rewards® points   Good  
Welcome Bonus of 10,000 Membership Rewards® points and no annual fee.
Welcome Bonus of 10,000 Membership Rewards® points when you charge $1,000 in purchases to your Card in the first 3 months of Cardmembership.

Get the Card that lets you live in the moment while getting ready for the future. The American Express® Green Card lets you go for it with every swipe or tap of your Card

As a new American Express® Green Cardmember, you can earn a Welcome Bonus of 10,000 Membership Rewards® points when you charge $1,000 in purchases to your Card in the first 3 months of Cardmembership. That’s $100 towards groceries or concert tickets

FEATURES
• Earn 1x the points on Card purchases

• Charge an eligible purchase to your Card and redeem your Membership Rewards points for a statement credit (All eligible purchases: 1,000 points = $10 statement credit)

• With American Express Experiences and Front Of The Line®, American Express Cardmembers get access to amazing events in Canada

• Transfer points 1:1 to several frequent flyer and other loyalty programs

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link .

Conditions apply.

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express® Green Card Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
 
Scotiabank® Sceneᐩ™ Visa* Card
  $50   5,000 Scene+ points   Good  
Earn 5,000 bonus Scene+ points with $750 spend in first 3 months.

Earn 5,000 Scene+ Points with $750 spend in first 3 months

Offer valid May 1, 2023 – October 31, 2023.


To qualify for this offer make sure to open a new Scotiabank Scene+ Visa credit card account by October 31, 2023.


FEATURES
  • You’ll earn 2X Scene+ points for each dollar charged to your account on all eligible purchases1 at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.

  • Earn 2x Scene+ points for every $1 you spend on credit card purchases at Cineplex™ theatres or at cineplex.com

  • Earn 1 Scene+ point for every $1 you spend on your everyday credit card purchases

  • Redeem Scene+™* points for travel, shopping, entertainment, dining, banking, and more


Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for this offer.


See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.

Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.

NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
 
SimplyCash® Card from American Express
  $30   $10 statement credit   Good  
$10 statement credit for each monthly billing period in which you spend $300 in first 10 months.
Earn up to $100 in Statement Credits1

In your first 10 months as a new SimplyCash® Card from American Express Cardmember, you can earn a $10 statement credit for each monthly billing period in which you spend $300 in purchases on your Card. This could add up to $100 in statement credits in the first 10 months

FEATURES
• Earn accelerated earn rates on eligible gas and grocery purchases

• Earn 2% cash back on eligible gas purchases in Canada, 2% cash back on eligible grocery purchases in Canada (up to $300 cash back annually), and 1.25% cash back on all other eligible purchases

• Access events and special offers curated for Cardmembers with American Express® Experiences

• Insurance coverage and 24/7 Customer Service

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time SimplyCash Card from American Express Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
 
American Express® Cobalt Card
  $100   30,000 Membership Rewards® points   Fair  
You can earn 2,500 Membership Rewards® points for each monthly billing period when you spend $500 in purchases on your Card..

Earn up to 30,000 Membership Rewards points

In your first year as a new Cobalt Cardmember, you can earn 2,500 Membership Rewards® points for each monthly billing period in which you spend $500 in net purchases on your Card. This could add up to 30,000 points in a year. That’s up to $300 towards a weekend getaway or concert tickets!

Use of any promo code will void the rebate

FEATURES
  • Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery.

    NOTE: Effective August 15, 2023, Cobalt Cardmembers will earn 5x the points on all eligible eats & drinks charged to their Card up to $2,500 monthly, for a total of up to $30,000 annually. Earn 1x points thereafter.

  • Earn 3x the points on eligible streaming subscriptions in Canada.

  • Earn 2 points for every $1 spent on eligible transit & gas purchases in Canada and eligible travel purchases. That's 2X the points on purchases that get you from point A to B.

  • Earn 1 point for every $1 in Card purchases everywhere else. We won't tell you where to spend, we'll just reward you on your Card purchases.

  • Transfer points 1:1 to several frequent flyer and other loyalty programs.

  • Cobalt Cardmembers receive regular Perks such as bonus reward offers and access to great events.

  • Access Front Of The Line® Presale & Reserved Tickets to some of your favourite concerts and theatre performances and special offers and events curated for Cardmembers with American Express® Experiences.


American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details, current product information and Terms and Conditions, click the Apply now link.


USE OF ANY PROMO CODE WILL VOID THE REBATE

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Cobalt Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
 
Plastk
  $15   0% APR for 3 months    
Get 5,000 Bonus Reward Points
Receive 0% Interest Rate on purchases for the first 3 months

For a limited time, when you get approved for your Plastk Secured Visa card, you will get 5,000 points, redeemable after 3 months


FEATURES
Proudly Canadian, Plastk offers Canada’s first secured credit card with a premium rewards program. Having envisioned a credit card that goes beyond building or restoring credit, Plastk also provides cardholders with premium rewards perks, setting it apart from other secured credit card products. Plastk offers one of the highest cashback rates in the market. Plastk is the newest and best way to build credit and get rewarded for it.

Use your points to pay your balance! 250 points = $1, minimum 2500 pts to redeem. Easily transfer your points through the cardholder portal!

Cash advances are HERE! You can now send money from your Plastk card to any Canadian credit or debit card, Canadian bank account or Plastk cardholder.

*Please note, you can send a MAXIMUM of $250 in a single transfer or $500 in a day. If your available limit is LESS than $250, you will only be able to send up to that limit. Available account funds will be shown in your account.

* Terms and Conditions Apply.

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