Take on the world, get an extra 10% back* on everyday purchases.
Apply for a Tangerine World Mastercard® by April 30, 2024 and earn an extra 10% back* (up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months.
FEATURES
Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice
0.5% Money-Back Rewards on all other purchases.
Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
Money-Back Rewards are earned automatically and paid monthly, and can either be applied towards your Credit Card balance or redeemed into your Savings Account.
No limit on the amount of Money-Back Rewards you can earn.
Change your 2% Money-Back Categories to suit your spending.
Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account.
No annual fee
Plus the following:
Rental Car Collision/Loss Damage Insurance** Damage and theft protection for your car rental when you rent for up to 31 consecutive days and charge the full cost of your rental to your Card.
Mobile Device Insurance** Protection on new cell phones, smartphones or tablets when you charge the full cost to your Card, or when you purchase it through a plan and charge all of your wireless bill payments to your Card. Covers up to $1,000 if your mobile device is lost, stolen, accidentally damaged or experiences mechanical failure.
Mastercard® Travel Pass Provided By DragonPass***
Make the most of your travel with Mastercard® Travel Pass Provided by DragonPass. Your complimentary membership gives you exclusive dining, retail and spa offers in over 650 airports worldwide, along with access to over 1,300 airport lounges at $32 USD per visit. Learn more at mastercardtravelpass.dragonpass.com
Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account.
Tangerine is a registered trademark of The Bank of Nova Scotia, used under licence. Forward Banking is a registered trademark of Tangerine Bank.
®/TM Mastercard and the Mastercard Brand Mark are registered trademarks and tap & go is a trademark of Mastercard International Incorporated.
Applicants will have to consent to a credit check as part of the application process. Accounts must be in Good Standing in order to receive Money-Back Rewards.
Balance Transfers are treated as Cash Advances and interest applies from the transaction date that appears on your monthly statement to the date you repay the balance in full. There is no interest-free grace period on Cash Advances or Balance Transfers.
*Rewards Promotional Offer:
The Tangerine 10% Limited Time Promotional Offer (the “Offer”) is only available to new Tangerine Credit Card Account holders
who (i) apply for a Tangerine World Mastercard (the “Account”) by April 30, 2024, (ii) activate their Account within 45 days of
approval, and (iii) have up to a maximum of $1,000 in total Net Purchases posted to their Account within the 60-day period
beginning on the date the Tangerine World Mastercard is activated. “Net Purchases” include purchases charged to the Account
(less any refunds, returns or other similar credits) but do not include payments, Cash Advances (including Balance Transfers and
Cash-Like Transactions), interest, fees, insurance premiums, adjustments or other charges. The Offer Bonus of 10% (up to $100)
will be credited to the Primary Cardholder’s Account within 1-2 statement cycles after the 60-day promotional period provided
the Account is open and in Good Standing at time of payout. Limit of one Offer per eligible Client. This Offer is non-transferable.
Offer may be changed, cancelled or extended at any time. All other Account terms, including the Tangerine Money-Back Rewards
program terms, remain unchanged and continue to apply. See the Tangerine Credit Card Cardholder Agreement for more details,
including definitions of any capitalized terms.
Initial Rewards: Earn an extra 10% back (up to $100) when you spend up to $1,000 in everyday purchases within your first 12 months.
On Going Rewards 1st: Earn 2% Money-Back Rewards on purchases in two categories
On Going Rewards 2nd: 0.5% Money-Back Rewards on all other purchases
GCR Rebate: 125
GCR Rebate
$125
Initial Rewards
Earn an extra 10% back
Credit Needed
Fair
• To be eligible for this offer, applicants must be a new Tangerine credit card Account Holder.
• Cash Back Rebate will be paid upon card approval.
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Please wait 3 weeks before inquiring about a missing Tangerine Cash Back.
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
-
Tangerine Money-Back Credit Card
Life’s back in session. Enjoy it with an extra 10% back.*
Apply for a Tangerine Money-Back Credit Card by April 30, 2024 and earn an extra 10% back (up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months.*
FEATURES
Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice
0.5% Money-Back Rewards on all other purchases
Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category
Money-Back Rewards are earned automatically and paid monthly, and can either be applied towards your Credit Card balance or redeemed into your Savings Account
No limit on the amount of Money-Back Rewards you can earn
Change your 2% Money-Back Categories to suit your spending
Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account
No annual fee
Additional Card Benefits:
2.5% Foreign Conversion Fee
Free Cards for Authorized Users on your Account
Purchase Assurance and Extended Warranty1 – For most new purchases made anywhere in the world using your Tangerine Money-Back Credit Card, you may receive a lifetime maximum of up to $60,000 for the following insurance coverage:
⋄ Purchase Assurance, which may automatically cover loss, theft or damage, in excess of other insurance, for 90 days from the date of purchase; and
⋄ Extended Warranty, which may double the period of repair services, to a maximum of one additional year, when the original manufacturer’s warranty expires.
Add your Tangerine Money-Back Credit Card to the Wallet app on your Apple® device and use Apple Pay pretty much everywhere you love to shop. Look for the Apple Pay or contactless logo. It’s simple and secure. Learn more.
MasterCard® Benefits:
Accepted worldwide at more than 24 million locations in over 210 countries
MasterCard Zero Liability
MasterCard Tap & GoTM
Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account.
Tangerine is a registered trademark of The Bank of Nova Scotia, used under license. Forward Banking is a registered trademark of Tangerine Bank.
®/TM Mastercard and the Mastercard Brand Mark are registered trademarks and tap & go is a trademark of Mastercard International Incorporated.
Applicants will have to consent to a credit check as part of the application process. Accounts must be in Good Standing in order to receive Money-Back Rewards.
Balance Transfers are treated as Cash Advances and interest applies from the transaction date that appears on your monthly statement to the date you repay the balance in full. There is no interest-free grace period on Cash Advances or Balance Transfers.
*Rewards Promotional Offer:
The Tangerine 10% Limited Time Promotional Offer (the “Offer”) is only available to new Tangerine Credit Card Account holders who (i) apply for a Tangerine World Mastercard (the “Account”) by April 30, 2024, (ii) activate their Account within 45 days of approval, and (iii) have up to a maximum of $1,000 in total Net Purchases posted to their Account within the 60-day period beginning on the date the Tangerine World Mastercard is activated. “Net Purchases” include purchases charged to the Account (less any refunds, returns or other similar credits) but do not include payments, Cash Advances (including Balance Transfers and Cash-Like Transactions), interest, fees, insurance premiums, adjustments or other charges. The Offer Bonus of 10% (up to $100) will be credited to the Primary Cardholder’s Account within 1-2 statement cycles after the 60-day promotional period provided the Account is open and in Good Standing at time of payout. Limit of one Offer per eligible Client. This Offer is non-transferable. Offer may be changed, cancelled or extended at any time. All other Account terms, including the Tangerine Money-Back Rewards program terms, remain unchanged and continue to apply. See the Tangerine Credit Card Cardholder Agreement for more details, including definitions of any capitalized terms.
Initial Rewards: Earn an extra 10% back (up to $100) when you spend up to $1,000 in everyday purchases within your first 12 months.
On Going Rewards 1st: Earn 2% Money-Back Rewards on purchases in two categories
On Going Rewards 2nd: 0.5% Money-Back Rewards on all other purchases
GCR Rebate: 125
GCR Rebate
$125
Initial Rewards
Earn an extra 10% back
Credit Needed
Fair
• To be eligible for this offer, applicants must be a new Tangerine credit card Account Holder.
• Cash Back Rebate will be paid upon card approval.
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Please wait 3 weeks before inquiring about a missing Tangerine Cash Back.
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
-
Scotia Momentum® Visa Infinite* Card
Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). No annual fee in the first year, including on supplementary cards.
Offer valid November 1, 2023 - October 31, 2024.
FEATURES
Earn 4% for every $1 you spend on grocery store purchases, recurring bill payments and subscription purchases.
Earn 2% for every $1 you spend on gas purchases and daily transit purchases.
Earn 1% cash back on all other purchases with no cash back limit.
Visa Infinite* Concierge Services
Visa Infinite* Hotel Collection
Visa Infinite* Dining and Wine Country program
Comprehensive Travel Insurance & New Mobile Device Insurance coverage
Rates, fees and other information are effective as of November 1, 2023. Subject to change.
Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.
* See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.
Initial Rewards: 10% cash back on all purchases for the first 3 months and no annual fee in the first year.
On Going Rewards 1st: 4% for every $1 you spend on grocery store purchases, recurring bill payments, and subscription purchases
On Going Rewards 2nd: 2% for every $1 you spend on gas purchases and daily transit purchases
GCR Rebate: 75
GCR Rebate
$75
Initial Rewards
10% cash back
Credit Needed
Excellent
Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
NOTE: You must reply to GCR within 3 months from application date to report a missing rebate, otherwise the rebate is void.
-
TD Cash Back Visa Infinite* Card
Earn up to $500 in value†, including 10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases up to a total spend of $3,500†.
Conditions Apply. Account must be approved by June 3, 2024.
OFFER DETAILS
Earn up to $500 in value†, including 10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases up to a total spend of $3,500†. Conditions Apply. Account must be approved by June 3, 2024.
Bonus Eligible Purchases are Gas Purchases, Grocery Purchases & Pre-authorized payments, until a total collective spend of $3,500 of such purchases have been made†
Get an Annual Fee Rebate for the first year†
To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders by June 4, 2024.
FEATURES
Earn Cash Back Dollars on every eligible purchase
Emergency Road Services with Deluxe TD Auto Club Membership†
Complimentary Visa Infinite* Concierge service† available 24/7
Mobile Device Insurance†
Earning Cash Back
Earn 3% in Cash Back Dollars on eligible grocery Purchases and gas Purchases†, and on regularly recurring bill payments† set up on your account
Earn 1% Cash Back Dollars on all other Purchases made with your Card†
Redeem your Cash Back Dollars to help pay down your Account balance whenever you please - the choice is yours!†
Your Cash Back Dollars never expire as long as your account is open and in good standing
Travel Benefits
Travel Medical Insurance†: Up to $2 million of coverage for the first 10 days. If you or your spouse is aged 65 or older, you are covered for the first 4 days of your trip. Additional top-up coverage is available.
Delayed and Lost Baggage Insurance †: Up to $1,000 overall coverage per insured person toward the purchase of essentials such as clothes and toiletries if your baggage is delayed more than 6 hours or lost.
Emergency Travel Assistance Services†: Help is just a call away. Toll-free access to help in the event of a personal emergency while travelling.
Other Benefits
Mobile Device Insurance†: Get mobile device protection of up to $1,000 in coverage in the event of the loss, theft, accidental damage or mechanical breakdown for eligible mobile devices when you use your Card to pay all of your monthly mobile bill payments and any upfront costs, or charge at least 75% of the purchase price when paying the full cost of your new mobile device up front.
Free Deluxe TD Auto Club Membership†: Deluxe TD Auto Club membership is included at no charge with the TD Cash Back Visa Infinite* Card. You'll be covered 24 hours a day with Emergency Road Services in case something goes wrong when you are out on the road.
Complimentary Visa Infinite* Concierge†: On-call 24 hours a day, seven days a week. The Visa Infinite Concierge can help with any Cardholder request — big or small, to help you get the most out of life whenever you travel, shop and use your Card.
Call toll-free from Canada and the U.S.: 1-888-853-4458
From outside Canada and the U.S.: 1-630-350-4545
Visa Infinite* Luxury Hotel Collection†: Receive seven exclusive benefits when you book your stay through the Visa Infinite Luxury Hotel Collection featuring over 900 of the world’s most intriguing properties.
Visa Infinite Dining Series†: As a Visa Infinite Cardholder, you have access to exclusive gourmet events that cater to your astute tastes. The Visa Infinite Dining Series serves up culinary explorations with prized chefs and acclaimed wines.
Visa Infinite Wine Country Program†: Show your Visa Infinite card onsite and you can experience exclusive benefits at over 95 participating wineries in British Columbia, Ontario and Sonoma Valley including discounts on wine purchases, complimentary tastings, private vineyard tours and much more.
Visa Infinite Entertainment Access†: Get exclusive access to tickets to curated events across Canada throughout the year. Visa Infinite Cardholders can also enjoy exclusive benefits, access and offers for the Toronto International Film Festival®.
Visa Infinite Troon Golf†: Receive elevated Troon Rewards® Silver Status at over 95 courses and 10% off on green fees, merchandise and lessons at participating Troon Rewards golf courses.
† Terms and conditions apply.
This offer is not available for residents of Quebec.
Sponsored content. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.
Initial Rewards: 10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases up to a total spend of $3,500
On Going Rewards 1st: 3% in Cash Back Dollars on eligible grocery and gas Purchases
On Going Rewards 2nd: 1% Cash Back Dollars on all other Purchases made with your Card
GCR Rebate: 100
GCR Rebate
$100
Initial Rewards
Earn up to $500 in value
Credit Needed
NA
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.
• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.
-
SimplyCash® Preferred Card from American Express
Earn up to $400 in Statement Credits1
In your first 10 months as a new SimplyCash® Preferred Card from American Express Cardmember, you can earn a $40 statement credit for each monthly billing period in which you spend $750 in purchases on your Card. This could add up to $400 in statement credits in the first 10 months.
FEATURES
Earn accelerated earn rates on eligible gas and grocery purchases
Earn 4% cash back on eligible gas station purchases in Canada, 4% cash back on eligible grocery store purchases in Canada (up to $1,200 cash back annually) and 2% cash back on all other purchases
Access events and special offers curated for Cardmembers with American Express® Experiences
Extensive insurance coverage and 24/7 Customer Service
Monthly Fee: $9.99 (Equals a total fee of $119.88 annually)
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.
Initial Rewards: $40 statement credit for each monthly billing period in which you spend $750 for first 10 months.
On Going Rewards 1st: Earn 4% cash back on eligible gas station and grocery store purchases in Canada
On Going Rewards 2nd: Earn 2% cash back on everything else
GCR Rebate: 50
GCR Rebate
$50
Initial Rewards
Earn up to $400 in Statement Credits
Credit Needed
Good
• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time SimplyCash Preferred Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
-
SimplyCash® Card from American Express
Earn up to $100 in Statement Credits1
In your first 10 months as a new SimplyCash® Card from American Express Cardmember, you can earn a $10 statement credit for each monthly billing period in which you spend $300 in purchases on your Card. This could add up to $100 in statement credits in the first 10 months.
FEATURES
Earn accelerated earn rates on eligible gas and grocery purchases
Earn 2% cash back on eligible gas purchases in Canada, 2% cash back on eligible grocery purchases in Canada (up to $300 cash back annually), and 1.25% cash back on all other eligible purchases
Access events and special offers curated for Cardmembers with American Express® Experiences
Insurance coverage and 24/7 Customer Service
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.
Initial Rewards: Get $10 statement credit for each monthly billing period in which you spend $300 in first 10 months.
On Going Rewards 1st: Earn 2% cash back on eligible gas purchases and groceries in Canada
On Going Rewards 2nd: Exclusive ticket access, virtual events, live performances and more with American Express® Experiences.
GCR Rebate: 30
GCR Rebate
$30
Initial Rewards
Earn up to $100 in Statement Credits
Credit Needed
Good
• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time SimplyCash Card from American Express Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
-
MBNA Rewards Platinum Plus® Mastercard®
Earn 4 points per $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until $10,000 is spent annually.
You could also receive up to 10,000 bonus points††
5,000 bonus points†† ($25 in cash back value) after you make $500 or more in eligible purchases within the first 90 days of your account opening
5,000 bonus points†† ($25 in cash back value) once enrolled for paperless e-statements within the first 90 days of account opening
FEATURES
Each year, you will receive Birthday Bonus Points‡ equal to 10% of the total number of Points earned in the 12 months before the month of your birthday, to a maximum Birthday Bonus each year of 10,000 Points
Redeem points‡ for cash back, brand-name merchandise, gift cards from participating retailers, charitable donations, and travel.
Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪ and access cheques, and 24.99% on cash advances
Mobile Device Insurance***
With Mobile Device Insurance, you’ve got up to $1,000 in coverage for eligible mobile devices in the event of loss, theft, accidental damage or mechanical breakdown
No annual fee
* Visit the MBNA application page for further details
‡, ††, ✪, ***, Terms and Conditions apply.
This offer is not available for residents of Quebec.
Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.
The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ®MBNA and other-trademarks are the property of The Toronto-Dominion Bank.
Initial Rewards: 4 points for every $1 spent on eligible gas, groceries and restaurant purchases during the first 90 days
On Going Rewards 1st: 2 points for every $1 spent on eligible gas, groceries and restaurant purchases thereafte
On Going Rewards 2nd: 1 point for every $1 spent on all other eligible purchases
GCR Rebate: 75
GCR Rebate
$75
Initial Rewards
Up to 10,000 bonus points
Credit Needed
Good
IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.
• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.
• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.
• Available to new credit cardholders only
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.
* See FAQ page and Terms for more details.
-
Neo Credit
Neo Credit -- a no annual fee card with instant, unlimited cashback and your choice of upgradable perks.
FEATURES
Earn an average 5%+¹ cashback at thousands of partners.
No annual fees, no overlimit fees and unlimited transactions.
Upgradeable perks across dining, gas and grocery, travel, and more
Sign up in 3 minutes - and if approved, you can use your Neo credit card instantly via Apple Play or Google Pay.
View the rewards offered near you by downloading the Neo app, and cash out your rewards 24/7 - no minimum thresholds.
Get cashback with Shell
Earn 2% cashback at the pump or convenience store locations
Earn 4% cashback on transactions made through the Shell App
Boost these offers by 50% if you’ve subscribed to Neo’s Everyday Essentials perk (boosted to up to 6% cashback!)
Offer only available in British Colombia, Alberta, Saskatchewan, Manitoba and Ontario.
Upgrade to Premium
Upgrade to Premium for only $4.99/month and get the first 3 months free.
Plus get more cashback + exclusive perks and features.
Higher everyday cashback
3% on gas and grocery⁴
0.5% cashback on everything else⁶
Boosted exclusive cashback offers at Neo partners⁶
6% average cashback at restaurants, bars and cafes
4% on popular streaming services
4% on ride sharing services
4% on food delivery services
3%+ at retail partners (online and in-store)
All Base features and benefits, plus:
Credit score monitoring directly in the Neo app
$2,500 group life insurance⁷
24/7 legal assistance⁷
Purchase protection with extended warranty⁸
Dedicated priority support
Terms and Conditions
Cards issued by ATB Financial pursuant to license by Mastercard International Inc. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc..
¹Average based on current offers. Cashback varies per offer and partner.
²Top-up is limited to $5,000 of spending per month at non-partners.
³Value increase is an average and depends on card use.
Apple Pay is a trademark of Apple Inc.
Google Pay is a trademark of Google LLC.
Initial Rewards: Sign up in 3 minutes - and if approved, you can use your Neo credit card instantly via Apple Play or Google Pay.
On Going Rewards 1st: Earn an average 5%+ cashback at thousands of partners and at least 1%² cashback guaranteed
On Going Rewards 2nd: No annual fees, no overlimit fees and unlimited transactions
GCR Rebate: 60
GCR Rebate
$60
Initial Rewards
Unlimited transactions, no annual fees
Credit Needed
Good
* Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.
• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.
-
TD Cash Back Visa* Card
Earn Cash Back Dollars. Redeem them to help pay down your Account balance†
FEATURES
• For every eligible purchase you make, you earn Cash Back Dollars credit for a percentage of that purchase.
• Earn 1% in Cash Back Dollars on eligible grocery Purchases and gas Purchases† and on regularly recurring bill payments† set up on your Account.
• Earn 0.5% in Cash Back Dollars on all other Purchases made with your Card†.
• Once your Cash Back Dollars balance hits $25, you can redeem those Cash Back Dollars as credit towards your account balance†.
• Your Cash Back Dollars never expire as long as your account is open and in good standing.
• Earn 50% more Stars at participating Starbucks® stores. Conditions apply. Learn more.
†Terms and conditions apply.
This offer is not available for residents of Quebec.
Sponsored content. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.
Initial Rewards: For every eligible purchase you make, you earn Cash Back Dollars credit for a percentage of that purchase.
On Going Rewards 1st: 1% in Cash Back Dollars on eligible grocery and gas† and on regularly recurring bill payments† set up on your Account.
On Going Rewards 2nd: 0.5% in Cash Back Dollars on all other Purchases made with your Card†
GCR Rebate: 40
GCR Rebate
$40
Initial Rewards
Earn Cash Back Dollars
Credit Needed
NA
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.
• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.
-
MBNA Smart Cash Platinum Plus® Mastercard®
Note : This offer is not available for residents of Quebec. For residents of Quebec, please click here.
Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)
Get 2% Cash Back‡ on eligible gas and grocery purchases thereafter (until the total gas and grocery purchases in the applicable month reaches $500)
Get 0.5% Cash Back‡ for all other eligible purchases
FEATURES
• No annual fee
• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪ and access cheques, and 24.99% on cash advances
Take advantage of a card that provides Cash Back on eligible purchases and has no annual fee. Apply now for the Smart Cash® credit card.
‡, ††, ✪, Terms and Conditions apply.
This offer is not available for residents of Quebec.
Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.
The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ®MBNA and other-trademarks are the property of The Toronto-Dominion Bank.
Initial Rewards: Get 5% Cash Back on eligible gas and grocery purchases for the first 6 months
On Going Rewards 1st: Get 2% Cash Back on eligible gas and grocery purchases thereafter
On Going Rewards 2nd: Get 0.5% Cash Back for all other eligible purchases
GCR Rebate: 50
GCR Rebate
$50
Initial Rewards
5% Cash Back
Credit Needed
Good
IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.
• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.
• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.
• Available to new credit cardholders only
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.
* See FAQ page and Terms for more details.
-
Scotia Momentum® No-Fee Visa* Card
Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).
Plus, get a 0% introductory interest rate on Balance Transfers for the first 6 months.
(22.99% after that, annual fee $0)
Offer valid November 1, 2023 - October 31, 2024.
FEATURES
Earn 1% cash back on all eligible gas stations, grocery stores, drug stores purchases and recurring payments.
Earn 0.5% cash back on all other eligible purchases.
Rates, fees, offers and other information are effective as of November 1, 2023. Subject to change.
Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.
* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.
Initial Rewards: Earn 5% cash back for 3 months plus get a 0% introductory interest rate on balance transfers for the first 6 months.
On Going Rewards 1st: Earn 1% cash back on all eligible gas stations, grocery stores, drug stores purchases and recurring payments.
On Going Rewards 2nd: Earn 0.5% cash back on all other eligible purchases
GCR Rebate: 50
GCR Rebate
$50
Initial Rewards
5% cash back
Credit Needed
Good
Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
NOTE: You must reply to GCR within 3 months of application date to report a missing rebate, otherwise the rebate is void.
-
MBNA Smart Cash® World Mastercard®
Note : This offer is not available for residents of Quebec. For residents of Quebec, please click here.
Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)
Get 2% Cash Back‡ on eligible gas and grocery purchases thereafter (until the total gas and grocery purchases in the applicable month reaches $500)
Get 1% Cash Back‡ for all other eligible purchases
FEATURES
• $39 annual fee
• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪ and access cheques, and 24.99% on cash advances
• Your personal annual income must be greater than $60,000, or your household annual income must be $100,000 or greater††††
Take advantage of a card that provides Cash Back on eligible purchases. Apply now for the Smart Cash® World credit card.
‡, ††, ††††, ✪, Terms and Conditions apply.
This offer is not available for residents of Quebec.
Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.
The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ®MBNA and other-trademarks are the property of The Toronto-Dominion Bank.
Initial Rewards: Get 5% Cash Back on eligible gas and grocery purchases for the first 6 months.
On Going Rewards 1st: Get 2% Cash Back on eligible gas and grocery purchases thereafter
On Going Rewards 2nd: Get 1% Cash Back for all other eligible purchases
GCR Rebate: 50
GCR Rebate
$50
Initial Rewards
5% Cash Back
Credit Needed
Good
IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.
• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.
• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.
• Available to new credit cardholders only
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.
* See FAQ page and Terms for more details.
-
Scotia Momentum® Visa* Card
Get a 2.99% introductory interest rate on on purchases and balance transfers for the first 6 months.
(19.99% on purchases/22.99% on cash advances including balance transfers after that; annual fee $39)
Offer valid November 1, 2023 - October 31, 2024.
FEATURES
Earn 2% cashback for every $1 you spend at eligible gas stations, grocery store, drug store purchases and recurring bill payments*.
Earn 1% cashback on all other eligible cashback purchases*.
Rates, fees, offers and other information are effective as of November 1, 2023. Subject to change.
Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.
* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.
Initial Rewards: Get a 2.99% introductory interest rate on on purchases and balance transfers for the first 6 months.
On Going Rewards 1st: 2% on eligible gas station, grocery store and drug store purchases and recurring bill payments
On Going Rewards 2nd: 1% cash back on all other eligible everyday purchases
GCR Rebate: 60
GCR Rebate
$60
Initial Rewards
2.99% introductory interest rate
Credit Needed
Good
Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
NOTE: You must reply to GCR within 3 months from application date to report a missing rebate, otherwise the rebate is void.
-
RBC Cash Back Preferred World Elite Mastercard
Unlimited cash back on your spending*
FEATURES
Earn up to 1.5% cash back on your spending† – big or small
Premium benefits and insurances
Stay connected with a complimentary Boingo‡ Wi-Fi accountΔ
Link your RBC card with a Petro-Points membership and instantly save on fuel at Petro-Canada stations and earn 20% more Petro-Points
Get $0 delivery fees for 12 months from DoorDash17 - Add your eligible RBC credit card to your DoorDash account to:
Get a 12-month complimentary DashPass subscription18 – a value of almost $120
Enjoy unlimited deliveries with $0 delivery fees on orders of $12 or more when you pay with your eligible RBC credit card
Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max.
If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months.
If you pass away, this coverage can make a single payment of the total amount owing on your credit card account to a maximum benefit amount of $25,000.
Enrolment is easy for eligible cardholders. You may cancel at any time.
Premiums are $1.20 per $100 of your account balance on your statement date (plus applicable taxes).
Terms, conditions and eligibility restrictions apply. Full details are available on rbcroyalbank.com. This insurance coverage is underwritten by American Bankers Insurance Company of Florida and American Bankers Life Assurance Company of Florida, who carry on business in Canada under the trade name of Assurant.®
Refer to RBC page for up to date offer terms and conditions
Legal references and product terms are available on the RBC website where the client will be directed during the onboarding process to review and agree to them.
This post contains affiliate links.
The Website may engage in affiliate marketing, which is done by embedding tracking links into The Website. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.
Initial Rewards: Earn up to 1.5% cash back on your spending – big or small.
On Going Rewards 1st: Premium benefits and insurances
On Going Rewards 2nd: Stay connected with a complimentary Boingo Wi-Fi account
GCR Rebate: 0
GCR Rebate
$0
Initial Rewards
Unlimited cash back on your spending
Credit Needed
NA
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.
• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.
-
KOHO Financial
Reloadable Prepaid Mastercard®, Cashback, Interest Earning, No Fees
FEATURES All the KOHO account has the following features:
● No Fees: All of the perks are accessible for free and there are no hidden fees or surprise charges (unlimited e-transfer)
● Minimum of 0.5% cashback on every purchase, and up to 6% when shopping with KOHO brand partners
● 1.2% saving interests on the entire account balance (no minimum requirement, no regular deposit requirement.
Users can also opt-in and subscribe to the following features:
Premium Account has all the above features and more ($9/month or $84/year):
● 2% cashback on groceries, eating & drinking, and transportation
● No FX fees and 1 free international ATM withdrawal per month
● Financial coaching - Premium account users can access our financial coach. Our financial coaches are members of Accredited Financial Counsellor.
● Price matching - Premium account users can claim price matches for their purchases. They just need to send the receipt and our team will find deals and match a lower price for our user.
Credit building ($10 a month over 6 months for a total of $60.)
On average, we see the credit building users improve their score by 20 pts over 6 months. Users can also see their credit score being updated in-app on a monthly basis.
Merchant Cash Back: Earn additional cash back with merchant partners.
Other Benefits and Details
● Refer friends to KOHO and earn extra PowerUps. You and the friend you refer each earn 1% extra PowerUps on every purchase for 90 days. You can refer up to 10 friends to KOHO, which means you can earn up to 10% in PowerUps for referring friends
● Receive both a physical and virtual card. For new users, you can start adding funds and shopping online while you wait for your physical card to arrive in the mail. No need to budge from your couch to make online purchases! Just use your virtual card instead of getting up to find your wallet. Plus, it uses a different card number to help protect your physical card number when you’re shopping or booking services online
● Add your KOHO card to Apple, Samsung or Google Pay
● Access your payroll up to 3 days early with the Early Payroll feature
● Automate your savings with Goals and RoundUps. Rounding up every purchase lets you stash away some savings, while Goals make it easier to save for whatever it is that makes you happy
● Lock in savings with Vault that keeps the funds you don’t want to spend separate from your spendable balance
● Create custom budgets and track your spending habits. Know where you're at in real time with instant notifications every time you spend.
Fees & Interest
Purchase Interest Rate: $0 - you can only spend your own funds with KOHO
Cash Advance: You are able to withdraw up to $600 of your own funds in cash per day. KOHO does not charge any fees but you may incur a fee from the ATM provider
Balance Transfer: Load your KOHO account via e-transfer, direct deposit, or Mastercard direct load
Initial Rewards: Cashback, Interest Earning, No Fees, Three subscription plans
On Going Rewards 1st: Get 1% cash back on groceries, your internet bill, and delivery services
On Going Rewards 2nd: No hidden fees (unlimited e-transfer)
GCR Rebate: 35
GCR Rebate
$35
Initial Rewards
Reloadable Prepaid Mastercard®
Credit Needed
NA
Must activate your card and load funds onto your KOHO account.
Must enter a valid mailing address to earn reward.
Reward will appear as Pending for 32 days.
-
Neo Secured Credit
Build Your Credit History - and get unlimited transactions, no annual fees and no overlimit fees.
FEATURES
A physical and digital secured card that doesn't require a hard credit check
Guaranteed approval for all Canadians1
Earns cashback on everyday spending
Average 5% at partners
15% welcome bonus on first purchase at most partners
0.5% minimum cashback guarantee across all purchases
No monthly or annual fees for free Standard rewards plans
Track spending with real time notifications and view balance in seconds
Cash out your rewards at any time.
Credit limit is equal to security funds. Customers can pick a limit they are comfortable with and never
worry about going over that limit.
Security funds will be fully returned if card is closed and balance is paid off
Security funds minimum of only $50
Get cashback with Shell
Earn 2% cashback at the pump or convenience store locations
Earn 4% cashback on transactions made through the Shell App
Boost these offers by 50% if you’ve subscribed to Neo’s Everyday Essentials perk (boosted to up to 6% cashback!)
Offer is only available in British Colombia, Alberta, Saskatchewan, Manitoba and Ontario.
Upgrade to Premium
Upgrade to Premium for only $4.99/month and get a $25 Sign Up Bonus and the first 3 months free.
Plus get more cashback + exclusive perks and features.
Higher everyday cashback
3% on gas and grocery⁴
0.5% cashback on everything else⁶
Boosted exclusive cashback offers at Neo partners⁶
6% average cashback at restaurants, bars and cafes
4% on popular streaming services
4% on ride sharing services
4% on food delivery services
3%+ at retail partners (online and in-store)
All Base features and benefits, plus:
Credit score monitoring directly in the Neo app
$2,500 group life insurance⁷
24/7 legal assistance⁷
Purchase protection with extended warranty⁸
Dedicated priority support
Terms and Conditions
Cards issued by ATB Financial pursuant to license by Mastercard International Inc. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc..
¹ Conditions apply. Must 1. be the age of majority in your province or territory of residence; 2. be a Canadian resident; 3. provide security funds.
Initial Rewards: 15% welcome bonus on first purchase at most partners
On Going Rewards 1st: Earn an average of 5% cash back at thousands of Neo partners
On Going Rewards 2nd: Cash out your rewards at any time
GCR Rebate: 35
GCR Rebate
$35
Initial Rewards
Unlimited transactions, no annual fee
Credit Needed
NA
Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.
• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.
-
Vancity enviro™ Visa Infinite* card
Earn more reward points and get premium benefits.
Card is available to British Columbia residents only.
5% of profits go to environmental initiatives with every purchase on your enviro Visa card.
Environmental impact:
Our Carbon Counter™ helps you estimate the carbon footprint of your Visa card spending.
5% of profits from this card support the Vancity enviroFund™ program every year which helps fund climate innovation in your community.
Vancity Rewards
100 Vancity Rewards points = $1 in Rewards Value.
How to earn points.
10 points for every $1 spent at select local businesses.
5 points for every $1 spent on public transit and ferries.◊
2.5 points for every $1 spent on groceries.◊
1.25 points for every $1 spent on all other purchases.◊
2x the points when booking travel through Vancity Rewards.
Ways you can redeem your points:
Cash back‡: Add funds to your Vancity account, pay down your enviro™ Visa* card account balance, or make a loan payment (like towards your Vancity mortgage).
Travel: Book flights, hotels, car rentals, cruises and more through Vancity Rewards and enjoy no blackout periods.
Charity: Support what matters to you. Redeem your points to make a donation to a select charity and we’ll send you a tax receipt. Starting at 2,000 points ($20 rewards value).
Gift cards: Treat yourself or someone special when you redeem your Vancity Rewards points for a gift card. Choose from over 60 options.
Premium Visa Infinite Benefits
Get access to more than 1,200 participating airport lounges worldwide with your complimentary membership to Visa Airport Companion.⌀
Hotel perks, dining and wine events, concierge service, sports and entertainment offers and more.
Insurances
Common carrier travel accident insurance up to $500,000. §
Purchase security insurance. §
Extended warranty insurance. §
Auto rental collision/loss damage insurance. §
Flight delay insurance. §
Emergency travel assistance services. §
Delayed and lost baggage insurance. §
Eligibility: $60,000 annual personal income, $100,000 annual household income, or $250,000 or more in investible funds.
Note: Purchase APR, Balance Transfer APR and Cash Advance APR
You will benefit from an interest-free grace period of 21 days on new purchases and fees appearing on your statement. If you pay off the balance showing on your statement in full by the payment due date, no interest will be payable on all new purchases that appear on your statement for the first time. There is no interest-free grace period on cash advances and balance transfers. Interest rates and fees and are subject to change without notice. See the Vancity Credit Card Agreement and Disclosure Statement for more details.
enviro™, Vancity enviroFund™ and Carbon Counter™ are trademarks of Vancouver City Savings Credit Union.
‡ Vancity membership required for certain cash back rewards. Must have a Vancity deposit account to redeem for cash. Additional terms and conditions apply.
§ Common Carrier Travel Accident and Travel Emergency Medical Insurance are insurance coverages underwritten by American Bankers Life Assurance Company of Florida (ABLAC) under Group Policy number VCVIL092019. All other insurance coverages are underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy number VCVI092019. Price Protection Service and Emergency Travel Assistance Services are services only and not insurance and are provided by ABIC.
⌀ Enviro Visa Infinite cardholders have access to participating lounges through the Visa Airport Companion Program (“Program”), hosted and managed by DragonPass International Ltd. Cardholders must enroll for this benefit using a valid enviro Visa Infinite card. The value of a Visa Airport Companion membership (managed by DragonPass International Ltd.) is based on the value of purchasing a DragonPass membership ($68 USD) converted into CAD at an exchanged rate of 1.32. This estimated value is merely an estimate for illustrative purposes only. Actual value of a Visa Airport Companion membership may vary. Upon enrollment, all visits for enviro Visa Infinite cardholders are subject to a fee per person per visit. Cardholders who participate in the Program are subject to the DragonPass Terms of Use, Terms of Service and Privacy Policy and Visa’s Privacy Notice. To view the full Terms and Conditions for the Program and more details on how to enroll, please visit visaairportcompanion.ca. The Program services and benefits are provided by DragonPass and applicable third party offer providers and neither Visa nor Vancity is responsible for any claims or damages arising from participation in the Program.
ABIC and ABLAC, their subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ® Assurant is a registered trademark of Assurant, Inc. Details of the coverage, including definitions, benefits, limitations, and exclusions are in the Certificate of Insurance and the Statement of Services provided with the card. Read the Certificate of Insurance and Statement of Services, then keep these documents in a safe place, and take them with you when you travel.
Initial Rewards: Get up to $390 rewards value including 5,000 points on your first purchase.
On Going Rewards 1st: 10 points for every $1 spent at select local businesses and 5 points for every $1 spent on public transit and ferries
On Going Rewards 2nd: 5% of profits go to environmental initiatives with every purchase on your enviro Visa card.
GCR Rebate: 0
GCR Rebate
$0
Initial Rewards
Get up to $390 rewards value including first year annual fee waived!
Credit Needed
NA
To be eligible for this offer:
• Applicants must be a new Vancity credit card Account Holder.
• Are at least 19 years old.
• Live in British Columbia and have a BC address.
• Application must be complete and submitted to receive Cash Back Rebate.
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Please wait 3 weeks before inquiring about a missing Vancity Cash Back.
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
-
Vancity enviro™ Visa* Classic card
Sign up for a Vancity enviro™ Visa* Classic card!
Available to British Columbia residents only.
5% of profits go to environmental initiatives with every purchase on your enviro Visa card.
Environmental impact:
Our Carbon Counter™ helps you estimate the carbon footprint of your Visa card spending.
5% of profits from this card support the Vancity enviroFund™ program every year which helps fund climate innovation in your community.
Vancity Rewards
100 Vancity Rewards points = $1 in Rewards Value.
How to earn points.
1 point for every $2 spent on all purchases.
2x the points when booking travel through Vancity Rewards.
Ways you can redeem your points:
Cash back‡: Add funds to your Vancity account, pay down your enviro™ Visa* card account balance, or make a loan payment (like towards your Vancity mortgage).
Travel: Book flights, hotels, car rentals, cruises and more through Vancity Rewards and enjoy no blackout periods.
Charity: Support what matters to you. Redeem your points to make a donation to a select charity and we’ll send you a tax receipt. Starting at 2,000 points ($20 rewards value).
Gift cards: Treat yourself or someone special when you redeem your Vancity Rewards points for a gift card. Choose from over 60 options.
Insurances
Common carrier travel accident insurance up to $200,000. §
Purchase security insurance. §
Extended warranty insurance. §
Note: Purchase APR, Balance Transfer APR and Cash Advance APR
You will benefit from an interest-free grace period of 21 days on new purchases and fees appearing on your statement. If you pay off the balance showing on your statement in full by the payment due date, no interest will be payable on all new purchases that appear on your statement for the first time. There is no interest-free grace period on cash advances and balance transfers. Interest rates and fees and are subject to change without notice. See the Vancity Credit Card Agreement and Disclosure Statement for more details.
enviro™, Vancity enviroFund™ and Carbon Counter™ are trademarks of Vancouver City Savings Credit Union.
‡ Vancity membership required for certain cash back rewards. Must have a Vancity deposit account to redeem for cash. Additional terms and conditions apply.
§ Common Carrier Travel Accident and Travel Emergency Medical Insurance are insurance coverages underwritten by American Bankers Life Assurance Company of Florida (ABLAC) under Group Policy number VCVIL092019. All other insurance coverages are underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy number VCVI092019. Price Protection Service and Emergency Travel Assistance Services are services only and not insurance and are provided by ABIC.
ABIC and ABLAC, their subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ® Assurant is a registered trademark of Assurant, Inc. Details of the coverage, including definitions, benefits, limitations, and exclusions are in the Certificate of Insurance and the Statement of Services provided with the card. Read the Certificate of Insurance and Statement of Services, then keep these documents in a safe place, and take them with you when you travel.
Initial Rewards: Get up to $50 rewards value when you spend $1,500 in your first 3 months.
On Going Rewards 1st: 1 point for every $2 spent on all purchases and no annual fee
On Going Rewards 2nd: 5% of profits go to environmental initiatives with every purchase on your enviro Visa card
GCR Rebate: 0
GCR Rebate
$0
Initial Rewards
Get up to $50 rewards value!
Credit Needed
NA
To be eligible for this offer:
• Applicants must be a new Vancity credit card Account Holder.
• Are at least 19 years old.
• Live in British Columbia and have a BC address.
• Application must be complete and submitted to receive Cash Back Rebate.
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Please wait 3 weeks before inquiring about a missing Vancity Cash Back.
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
-
Rogers Mastercard®
Get 10% cash back for the first 3 months up to $100!
PLUS get 1.5 times more cash back every time you redeem for Rogers purchases!
FEATURES
Best Cash Back Card in Canada for Rogers Customers
Rogers, Fido and Shaw postpaid customers can earn 2% cash back on all eligible purchases and get a 1.5x redemption bonus on Rogers, Fido and Shaw purchases – that’s a 3% cash back value.
Otherwise, earn 2% unlimited cash back on eligible U.S. dollar purchases and 1% on other eligible purchases.
Other Features
2% cash back - no limits. Exclusively for eligible Rogers, Fido or Shaw customers
5 Roam Like Home days at no cost with an eligible Rogers mobile plan (up to $75)
1.5 times more cash back every time you redeem for Rogers purchases
Redeem without restrictions
Earn unlimited cash back rewards anywhere Mastercard is accepted and redeem them for everyday purchases like gas and groceries, big ticket items, or apply them directly to your Rogers, Fido, or chatr bill.
Security Features
Transaction Monitoring & Alerts
Zero Liability
Secure and Contactless Payment
Mastercard Identity Check
10% cash back Welcome Bonus Offer available to new cardholders only.
Subject to credit approval.
Please refer to www.rogersbank.com to read full card details.
Initial Rewards: Get 30% more cash back every time you redeem for Rogers, Fido or Shaw purchases
On Going Rewards 1st: 2% cash back - no limits
On Going Rewards 2nd: 5 Roam Like Home days at no cost with an eligible Rogers mobile plan
GCR Rebate: 50
GCR Rebate
$50
Initial Rewards
10% cash back for the first 3 months up to $100!
Credit Needed
NA
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.
• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.
-
Simplii Financial™ Cash Back Visa* Card
Get 20% cashback in your first 3 months on eligible gas, groceries, drugstore purchases and pre-authorized payments (up to $500 spend).†
FEATURES
Earn 4% cash back on eligible restaurant, bar and coffee shop purchases, up to $5,000 per year.†
Earn 1.5% cash back on eligible gas, groceries, drugstore purchases and pre-authorized payments, up to $15,000 per year.†
Earn 0.5% cash back on all other credit card purchases with no limit on how much you can earn.†
Coverage
Purchase Security and Extended Protection Insurance.†
Protect your purchases with double the manufacturer’s warranty, up to one additional year.
Send Money Abroad
Get cash back when you send a Global Money Transfer and pay with your Visa* Card.†
Extra card fee: $0 (Up to 3 additional cards)
Credit Score: 600+
Purchase Interest Rate: 20.99%‡
Balance Transfer Interest Rate: 22.99%‡
Cash Advance Interest Rate: 22.99%‡
† Terms and conditions apply. For complete Offer details, please review the product page.
This offer is not available for residents of Quebec.
‡ "Purchase" means any Transaction other than a Cash Advance, Balance Transfer or Convenience Cheque. "Cash" means a Cash Advance, Balance Transfer and Convenience Cheque. Interest rates may change from time to time.
Initial Rewards: Get 20% cashback in your first 3 months on eligible gas, groceries, drugstore purchases and pre-authorized payments (up to $500 spend)†
On Going Rewards 1st: 4% cash back on eligible restaurant, bar and coffee shop purchases
On Going Rewards 2nd: 1.5% cash back on eligible gas, groceries, drugstore purchases and pre-authorized payments
GCR Rebate: 60
GCR Rebate
$60
Initial Rewards
Get 20% cashback
Credit Needed
NA
Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
NOTE: You must contact GCR within 4 months from application date to report a missing rebate, otherwise the rebate is void.
-
CIBC Dividend Platinum® Visa* Card
Get a first-year annual fee rebate and earn 10% cash back welcome bonus of up to $250!†
FEATURES
Get a first-year annual fee rebate and earn 10% cash back welcome bonus of up to $250 (first 4 statements)!†
After that, get 3% cash back on eligible gas, EV charging, and grocery purchases.†
2% cash back on eligible transportation, dining purchases and recurring payments†
1% cash back on all other purchases†
Get cash back on demand - redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking®†
Save on gas with CIBC and Journie Rewards
Link and use your CIBC Dividend Platinum® Visa* Card with Journie Rewards to save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†
This is a digital-exclusive offer.†
To be eligible for this offer:
1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you.† This offer is reserved for you. Please do not forward it to anyone else.
CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Dividend card within the last 12 months.†
†Terms and Conditions Apply
Initial Rewards: Get a first-year annual fee rebate and earn 10% cash back welcome bonus of up to $250!
On Going Rewards 1st: After that, get 3% cash back on eligible gas, EV charging, and grocery purchases
On Going Rewards 2nd: 2% cash back on eligible transportation, dining purchases and recurring payments
GCR Rebate: 0
GCR Rebate
$0
Initial Rewards
10% cash back welcome bonus of up to $250
Credit Needed
Good
Cash Back Not Available from GCR. Any offers are strictly from CIBC.
This offer is not available for residents of Quebec.
-
CIBC Dividend® Visa Infinite* Card
Get a first-year annual fee rebate and earn 10% cash back
welcome bonus of up to $250!†
FEATURES
Get a first-year annual fee rebate and earn 10% cash back welcome bonus of up to $250 (first 4 statements)!†
After that, get 4% cash back on eligible gas, EV charging, and grocery purchases.†
2% cash back on eligible transportation, dining purchases and recurring payments†
1% cash back on all other purchases†
Get cash back on demand - redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking®†
Save on gas with CIBC and Journie Rewards
Link and use your CIBC Dividend® Visa Infinite* Card with Journie Rewards to save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†
This is a digital-exclusive offer.†
To be eligible for this offer:
1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you.† This offer is reserved for you. Please do not forward it to anyone else.
CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Dividend card within the last 12 months.†
†Terms and Conditions Apply
Initial Rewards: Get a first-year annual fee rebate and earn 10% cash back welcome bonus of up to $250!
On Going Rewards 1st: After that, get 4% cash back on eligible gas, EV charging, and grocery purchases
On Going Rewards 2nd: 2% cash back on eligible transportation, dining purchases and recurring payments
GCR Rebate: 0
GCR Rebate
$0
Initial Rewards
10% cash back welcome bonus of up to $250
Credit Needed
Good
Cash Back Not Available from GCR. Any offers are strictly from CIBC.
This offer is not available for residents of Quebec.
-
CIBC Dividend® Visa* Card
Get 5% cash back for the first 4 statements on net purchases of up to $2,000
(up to $100 cash back).†
FEATURES
After that, get 2% cash back on eligible grocery purchases!†
1% cash back on eligible gas, EV charging, transportation, dining purchases and recurring payments†
0.5% cash back on all other purchases†
Get cash back on demand - redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking®†
Save on gas with CIBC and Journie Rewards
Link and use your CIBC Dividend® Visa* Card with Journie Rewards to save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†
This is a digital-exclusive offer.†
To be eligible for this offer:
1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you.† This offer is reserved for you. Please do not forward it to anyone else.
CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Dividend card within the last 12 months.†
†Terms and Conditions Apply
Initial Rewards: After that, get 2% cash back on eligible grocery purchases and 1% on eligible gas, EV charging, transportation, dining and recurring payments.
On Going Rewards 1st: 0.5% cash back on all other purchases
On Going Rewards 2nd: Get up to 10 cents off per litre at participating gas stations with Journie Rewards
GCR Rebate: 0
GCR Rebate
$0
Initial Rewards
Get 5% cash back for the first 4 statements
Credit Needed
Good
Cash Back Not Available from GCR. Any offers are strictly from CIBC.
This offer is not available for residents of Quebec.
GCR Rebate
Initial Rewards
Credit Needed
Tangerine World Mastercard®
$125
Earn an extra 10% back
Fair
Earn an extra 10% back (up to $100) when you spend up to $1,000 in everyday purchases within your first 12 months.
Take on the world, get an extra 10% back* on everyday purchases.
Apply for a Tangerine World Mastercard® by April 30, 2024 and earn an extra 10% back* (up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months.
FEATURES
Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice
0.5% Money-Back Rewards on all other purchases.
Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
Money-Back Rewards are earned automatically and paid monthly, and can either be applied towards your Credit Card balance or redeemed into your Savings Account.
No limit on the amount of Money-Back Rewards you can earn.
Change your 2% Money-Back Categories to suit your spending.
Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account.
No annual fee
Plus the following:
Rental Car Collision/Loss Damage Insurance** Damage and theft protection for your car rental when you rent for up to 31 consecutive days and charge the full cost of your rental to your Card.
Mobile Device Insurance** Protection on new cell phones, smartphones or tablets when you charge the full cost to your Card, or when you purchase it through a plan and charge all of your wireless bill payments to your Card. Covers up to $1,000 if your mobile device is lost, stolen, accidentally damaged or experiences mechanical failure.
Mastercard® Travel Pass Provided By DragonPass***
Make the most of your travel with Mastercard® Travel Pass Provided by DragonPass. Your complimentary membership gives you exclusive dining, retail and spa offers in over 650 airports worldwide, along with access to over 1,300 airport lounges at $32 USD per visit. Learn more at mastercardtravelpass.dragonpass.com
Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account.
Tangerine is a registered trademark of The Bank of Nova Scotia, used under licence. Forward Banking is a registered trademark of Tangerine Bank.
®/TM Mastercard and the Mastercard Brand Mark are registered trademarks and tap & go is a trademark of Mastercard International Incorporated.
Applicants will have to consent to a credit check as part of the application process. Accounts must be in Good Standing in order to receive Money-Back Rewards.
Balance Transfers are treated as Cash Advances and interest applies from the transaction date that appears on your monthly statement to the date you repay the balance in full. There is no interest-free grace period on Cash Advances or Balance Transfers.
*Rewards Promotional Offer:
The Tangerine 10% Limited Time Promotional Offer (the “Offer”) is only available to new Tangerine Credit Card Account holders
who (i) apply for a Tangerine World Mastercard (the “Account”) by April 30, 2024, (ii) activate their Account within 45 days of
approval, and (iii) have up to a maximum of $1,000 in total Net Purchases posted to their Account within the 60-day period
beginning on the date the Tangerine World Mastercard is activated. “Net Purchases” include purchases charged to the Account
(less any refunds, returns or other similar credits) but do not include payments, Cash Advances (including Balance Transfers and
Cash-Like Transactions), interest, fees, insurance premiums, adjustments or other charges. The Offer Bonus of 10% (up to $100)
will be credited to the Primary Cardholder’s Account within 1-2 statement cycles after the 60-day promotional period provided
the Account is open and in Good Standing at time of payout. Limit of one Offer per eligible Client. This Offer is non-transferable.
Offer may be changed, cancelled or extended at any time. All other Account terms, including the Tangerine Money-Back Rewards
program terms, remain unchanged and continue to apply. See the Tangerine Credit Card Cardholder Agreement for more details,
including definitions of any capitalized terms.
• To be eligible for this offer, applicants must be a new Tangerine credit card Account Holder.
• Cash Back Rebate will be paid upon card approval.
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Please wait 3 weeks before inquiring about a missing Tangerine Cash Back.
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
Tangerine Money-Back Credit Card
$125
Earn an extra 10% back
Fair
Earn an extra 10% back (up to $100) when you spend up to $1,000 in everyday purchases within your first 12 months.
Life’s back in session. Enjoy it with an extra 10% back.*
Apply for a Tangerine Money-Back Credit Card by April 30, 2024 and earn an extra 10% back (up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months.*
FEATURES
Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice
0.5% Money-Back Rewards on all other purchases
Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category
Money-Back Rewards are earned automatically and paid monthly, and can either be applied towards your Credit Card balance or redeemed into your Savings Account
No limit on the amount of Money-Back Rewards you can earn
Change your 2% Money-Back Categories to suit your spending
Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account
No annual fee
Additional Card Benefits:
2.5% Foreign Conversion Fee
Free Cards for Authorized Users on your Account
Purchase Assurance and Extended Warranty1 – For most new purchases made anywhere in the world using your Tangerine Money-Back Credit Card, you may receive a lifetime maximum of up to $60,000 for the following insurance coverage:
⋄ Purchase Assurance, which may automatically cover loss, theft or damage, in excess of other insurance, for 90 days from the date of purchase; and
⋄ Extended Warranty, which may double the period of repair services, to a maximum of one additional year, when the original manufacturer’s warranty expires.
Add your Tangerine Money-Back Credit Card to the Wallet app on your Apple® device and use Apple Pay pretty much everywhere you love to shop. Look for the Apple Pay or contactless logo. It’s simple and secure. Learn more.
MasterCard® Benefits:
Accepted worldwide at more than 24 million locations in over 210 countries
MasterCard Zero Liability
MasterCard Tap & GoTM
Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account.
Tangerine is a registered trademark of The Bank of Nova Scotia, used under license. Forward Banking is a registered trademark of Tangerine Bank.
®/TM Mastercard and the Mastercard Brand Mark are registered trademarks and tap & go is a trademark of Mastercard International Incorporated.
Applicants will have to consent to a credit check as part of the application process. Accounts must be in Good Standing in order to receive Money-Back Rewards.
Balance Transfers are treated as Cash Advances and interest applies from the transaction date that appears on your monthly statement to the date you repay the balance in full. There is no interest-free grace period on Cash Advances or Balance Transfers.
*Rewards Promotional Offer:
The Tangerine 10% Limited Time Promotional Offer (the “Offer”) is only available to new Tangerine Credit Card Account holders who (i) apply for a Tangerine World Mastercard (the “Account”) by April 30, 2024, (ii) activate their Account within 45 days of approval, and (iii) have up to a maximum of $1,000 in total Net Purchases posted to their Account within the 60-day period beginning on the date the Tangerine World Mastercard is activated. “Net Purchases” include purchases charged to the Account (less any refunds, returns or other similar credits) but do not include payments, Cash Advances (including Balance Transfers and Cash-Like Transactions), interest, fees, insurance premiums, adjustments or other charges. The Offer Bonus of 10% (up to $100) will be credited to the Primary Cardholder’s Account within 1-2 statement cycles after the 60-day promotional period provided the Account is open and in Good Standing at time of payout. Limit of one Offer per eligible Client. This Offer is non-transferable. Offer may be changed, cancelled or extended at any time. All other Account terms, including the Tangerine Money-Back Rewards program terms, remain unchanged and continue to apply. See the Tangerine Credit Card Cardholder Agreement for more details, including definitions of any capitalized terms.
• To be eligible for this offer, applicants must be a new Tangerine credit card Account Holder.
• Cash Back Rebate will be paid upon card approval.
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Please wait 3 weeks before inquiring about a missing Tangerine Cash Back.
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
Scotia Momentum® Visa Infinite* Card
$75
10% cash back
Excellent
10% cash back on all purchases for the first 3 months and no annual fee in the first year.
Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). No annual fee in the first year, including on supplementary cards.
Offer valid November 1, 2023 - October 31, 2024.
FEATURES
Earn 4% for every $1 you spend on grocery store purchases, recurring bill payments and subscription purchases.
Earn 2% for every $1 you spend on gas purchases and daily transit purchases.
Earn 1% cash back on all other purchases with no cash back limit.
Visa Infinite* Concierge Services
Visa Infinite* Hotel Collection
Visa Infinite* Dining and Wine Country program
Comprehensive Travel Insurance & New Mobile Device Insurance coverage
Rates, fees and other information are effective as of November 1, 2023. Subject to change.
Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.
* See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.
Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
NOTE: You must reply to GCR within 3 months from application date to report a missing rebate, otherwise the rebate is void.
TD Cash Back Visa Infinite* Card
$100
Earn up to $500 in value
10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases up to a total spend of $3,500
Earn up to $500 in value†, including 10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases up to a total spend of $3,500†.
Conditions Apply. Account must be approved by June 3, 2024.
OFFER DETAILS
Earn up to $500 in value†, including 10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases up to a total spend of $3,500†. Conditions Apply. Account must be approved by June 3, 2024.
Bonus Eligible Purchases are Gas Purchases, Grocery Purchases & Pre-authorized payments, until a total collective spend of $3,500 of such purchases have been made†
Get an Annual Fee Rebate for the first year†
To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders by June 4, 2024.
FEATURES
Earn Cash Back Dollars on every eligible purchase
Emergency Road Services with Deluxe TD Auto Club Membership†
Complimentary Visa Infinite* Concierge service† available 24/7
Mobile Device Insurance†
Earning Cash Back
Earn 3% in Cash Back Dollars on eligible grocery Purchases and gas Purchases†, and on regularly recurring bill payments† set up on your account
Earn 1% Cash Back Dollars on all other Purchases made with your Card†
Redeem your Cash Back Dollars to help pay down your Account balance whenever you please - the choice is yours!†
Your Cash Back Dollars never expire as long as your account is open and in good standing
Travel Benefits
Travel Medical Insurance†: Up to $2 million of coverage for the first 10 days. If you or your spouse is aged 65 or older, you are covered for the first 4 days of your trip. Additional top-up coverage is available.
Delayed and Lost Baggage Insurance †: Up to $1,000 overall coverage per insured person toward the purchase of essentials such as clothes and toiletries if your baggage is delayed more than 6 hours or lost.
Emergency Travel Assistance Services†: Help is just a call away. Toll-free access to help in the event of a personal emergency while travelling.
Other Benefits
Mobile Device Insurance†: Get mobile device protection of up to $1,000 in coverage in the event of the loss, theft, accidental damage or mechanical breakdown for eligible mobile devices when you use your Card to pay all of your monthly mobile bill payments and any upfront costs, or charge at least 75% of the purchase price when paying the full cost of your new mobile device up front.
Free Deluxe TD Auto Club Membership†: Deluxe TD Auto Club membership is included at no charge with the TD Cash Back Visa Infinite* Card. You'll be covered 24 hours a day with Emergency Road Services in case something goes wrong when you are out on the road.
Complimentary Visa Infinite* Concierge†: On-call 24 hours a day, seven days a week. The Visa Infinite Concierge can help with any Cardholder request — big or small, to help you get the most out of life whenever you travel, shop and use your Card.
Call toll-free from Canada and the U.S.: 1-888-853-4458
From outside Canada and the U.S.: 1-630-350-4545
Visa Infinite* Luxury Hotel Collection†: Receive seven exclusive benefits when you book your stay through the Visa Infinite Luxury Hotel Collection featuring over 900 of the world’s most intriguing properties.
Visa Infinite Dining Series†: As a Visa Infinite Cardholder, you have access to exclusive gourmet events that cater to your astute tastes. The Visa Infinite Dining Series serves up culinary explorations with prized chefs and acclaimed wines.
Visa Infinite Wine Country Program†: Show your Visa Infinite card onsite and you can experience exclusive benefits at over 95 participating wineries in British Columbia, Ontario and Sonoma Valley including discounts on wine purchases, complimentary tastings, private vineyard tours and much more.
Visa Infinite Entertainment Access†: Get exclusive access to tickets to curated events across Canada throughout the year. Visa Infinite Cardholders can also enjoy exclusive benefits, access and offers for the Toronto International Film Festival®.
Visa Infinite Troon Golf†: Receive elevated Troon Rewards® Silver Status at over 95 courses and 10% off on green fees, merchandise and lessons at participating Troon Rewards golf courses.
† Terms and conditions apply.
This offer is not available for residents of Quebec.
Sponsored content. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.
• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.
SimplyCash® Preferred Card from American Express
$50
Earn up to $400 in Statement Credits
Good
$40 statement credit for each monthly billing period in which you spend $750 for first 10 months.
Earn up to $400 in Statement Credits1
In your first 10 months as a new SimplyCash® Preferred Card from American Express Cardmember, you can earn a $40 statement credit for each monthly billing period in which you spend $750 in purchases on your Card. This could add up to $400 in statement credits in the first 10 months.
FEATURES
Earn accelerated earn rates on eligible gas and grocery purchases
Earn 4% cash back on eligible gas station purchases in Canada, 4% cash back on eligible grocery store purchases in Canada (up to $1,200 cash back annually) and 2% cash back on all other purchases
Access events and special offers curated for Cardmembers with American Express® Experiences
Extensive insurance coverage and 24/7 Customer Service
Monthly Fee: $9.99 (Equals a total fee of $119.88 annually)
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.
• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time SimplyCash Preferred Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
SimplyCash® Card from American Express
$30
Earn up to $100 in Statement Credits
Good
Get $10 statement credit for each monthly billing period in which you spend $300 in first 10 months.
Earn up to $100 in Statement Credits1
In your first 10 months as a new SimplyCash® Card from American Express Cardmember, you can earn a $10 statement credit for each monthly billing period in which you spend $300 in purchases on your Card. This could add up to $100 in statement credits in the first 10 months.
FEATURES
Earn accelerated earn rates on eligible gas and grocery purchases
Earn 2% cash back on eligible gas purchases in Canada, 2% cash back on eligible grocery purchases in Canada (up to $300 cash back annually), and 1.25% cash back on all other eligible purchases
Access events and special offers curated for Cardmembers with American Express® Experiences
Insurance coverage and 24/7 Customer Service
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.
• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time SimplyCash Card from American Express Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
MBNA Rewards Platinum Plus® Mastercard®
$75
Up to 10,000 bonus points
Good
4 points for every $1 spent on eligible gas, groceries and restaurant purchases during the first 90 days
Earn 4 points per $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until $10,000 is spent annually.
You could also receive up to 10,000 bonus points††
5,000 bonus points†† ($25 in cash back value) after you make $500 or more in eligible purchases within the first 90 days of your account opening
5,000 bonus points†† ($25 in cash back value) once enrolled for paperless e-statements within the first 90 days of account opening
FEATURES
Each year, you will receive Birthday Bonus Points‡ equal to 10% of the total number of Points earned in the 12 months before the month of your birthday, to a maximum Birthday Bonus each year of 10,000 Points
Redeem points‡ for cash back, brand-name merchandise, gift cards from participating retailers, charitable donations, and travel.
Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪ and access cheques, and 24.99% on cash advances
Mobile Device Insurance***
With Mobile Device Insurance, you’ve got up to $1,000 in coverage for eligible mobile devices in the event of loss, theft, accidental damage or mechanical breakdown
No annual fee
* Visit the MBNA application page for further details
‡, ††, ✪, ***, Terms and Conditions apply.
This offer is not available for residents of Quebec.
Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.
The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ®MBNA and other-trademarks are the property of The Toronto-Dominion Bank.
IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.
• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.
• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.
• Available to new credit cardholders only
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.
* See FAQ page and Terms for more details.
Neo Credit
$60
Unlimited transactions, no annual fees
Good
Sign up in 3 minutes - and if approved, you can use your Neo credit card instantly via Apple Play or Google Pay.
Neo Credit -- a no annual fee card with instant, unlimited cashback and your choice of upgradable perks.
FEATURES
Earn an average 5%+¹ cashback at thousands of partners.
No annual fees, no overlimit fees and unlimited transactions.
Upgradeable perks across dining, gas and grocery, travel, and more
Sign up in 3 minutes - and if approved, you can use your Neo credit card instantly via Apple Play or Google Pay.
View the rewards offered near you by downloading the Neo app, and cash out your rewards 24/7 - no minimum thresholds.
Get cashback with Shell
Earn 2% cashback at the pump or convenience store locations
Earn 4% cashback on transactions made through the Shell App
Boost these offers by 50% if you’ve subscribed to Neo’s Everyday Essentials perk (boosted to up to 6% cashback!)
Offer only available in British Colombia, Alberta, Saskatchewan, Manitoba and Ontario.
Upgrade to Premium
Upgrade to Premium for only $4.99/month and get the first 3 months free.
Plus get more cashback + exclusive perks and features.
Higher everyday cashback
3% on gas and grocery⁴
0.5% cashback on everything else⁶
Boosted exclusive cashback offers at Neo partners⁶
6% average cashback at restaurants, bars and cafes
4% on popular streaming services
4% on ride sharing services
4% on food delivery services
3%+ at retail partners (online and in-store)
All Base features and benefits, plus:
Credit score monitoring directly in the Neo app
$2,500 group life insurance⁷
24/7 legal assistance⁷
Purchase protection with extended warranty⁸
Dedicated priority support
Terms and Conditions
Cards issued by ATB Financial pursuant to license by Mastercard International Inc. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc..
¹Average based on current offers. Cashback varies per offer and partner.
²Top-up is limited to $5,000 of spending per month at non-partners.
³Value increase is an average and depends on card use.
Apple Pay is a trademark of Apple Inc.
Google Pay is a trademark of Google LLC.
* Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.
• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.
TD Cash Back Visa* Card
$40
Earn Cash Back Dollars
For every eligible purchase you make, you earn Cash Back Dollars credit for a percentage of that purchase.
Earn Cash Back Dollars. Redeem them to help pay down your Account balance†
FEATURES
• For every eligible purchase you make, you earn Cash Back Dollars credit for a percentage of that purchase.
• Earn 1% in Cash Back Dollars on eligible grocery Purchases and gas Purchases† and on regularly recurring bill payments† set up on your Account.
• Earn 0.5% in Cash Back Dollars on all other Purchases made with your Card†.
• Once your Cash Back Dollars balance hits $25, you can redeem those Cash Back Dollars as credit towards your account balance†.
• Your Cash Back Dollars never expire as long as your account is open and in good standing.
• Earn 50% more Stars at participating Starbucks® stores. Conditions apply. Learn more.
†Terms and conditions apply.
This offer is not available for residents of Quebec.
Sponsored content. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.
• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.
MBNA Smart Cash Platinum Plus® Mastercard®
$50
5% Cash Back
Good
Get 5% Cash Back on eligible gas and grocery purchases for the first 6 months
Note : This offer is not available for residents of Quebec. For residents of Quebec, please click here.
Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)
Get 2% Cash Back‡ on eligible gas and grocery purchases thereafter (until the total gas and grocery purchases in the applicable month reaches $500)
Get 0.5% Cash Back‡ for all other eligible purchases
FEATURES
• No annual fee
• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪ and access cheques, and 24.99% on cash advances
Take advantage of a card that provides Cash Back on eligible purchases and has no annual fee. Apply now for the Smart Cash® credit card.
‡, ††, ✪, Terms and Conditions apply.
This offer is not available for residents of Quebec.
Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.
The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ®MBNA and other-trademarks are the property of The Toronto-Dominion Bank.
IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.
• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.
• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.
• Available to new credit cardholders only
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.
* See FAQ page and Terms for more details.
Scotia Momentum® No-Fee Visa* Card
$50
5% cash back
Good
Earn 5% cash back for 3 months plus get a 0% introductory interest rate on balance transfers for the first 6 months.
Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).
Plus, get a 0% introductory interest rate on Balance Transfers for the first 6 months.
(22.99% after that, annual fee $0)
Offer valid November 1, 2023 - October 31, 2024.
FEATURES
Earn 1% cash back on all eligible gas stations, grocery stores, drug stores purchases and recurring payments.
Earn 0.5% cash back on all other eligible purchases.
Rates, fees, offers and other information are effective as of November 1, 2023. Subject to change.
Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.
* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.
Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
NOTE: You must reply to GCR within 3 months of application date to report a missing rebate, otherwise the rebate is void.
MBNA Smart Cash® World Mastercard®
$50
5% Cash Back
Good
Get 5% Cash Back on eligible gas and grocery purchases for the first 6 months.
Note : This offer is not available for residents of Quebec. For residents of Quebec, please click here.
Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)
Get 2% Cash Back‡ on eligible gas and grocery purchases thereafter (until the total gas and grocery purchases in the applicable month reaches $500)
Get 1% Cash Back‡ for all other eligible purchases
FEATURES
• $39 annual fee
• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪ and access cheques, and 24.99% on cash advances
• Your personal annual income must be greater than $60,000, or your household annual income must be $100,000 or greater††††
Take advantage of a card that provides Cash Back on eligible purchases. Apply now for the Smart Cash® World credit card.
‡, ††, ††††, ✪, Terms and Conditions apply.
This offer is not available for residents of Quebec.
Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.
The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ®MBNA and other-trademarks are the property of The Toronto-Dominion Bank.
IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.
• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.
• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.
• Available to new credit cardholders only
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.
* See FAQ page and Terms for more details.
Scotia Momentum® Visa* Card
$60
2.99% introductory interest rate
Good
Get a 2.99% introductory interest rate on on purchases and balance transfers for the first 6 months.
Get a 2.99% introductory interest rate on on purchases and balance transfers for the first 6 months.
(19.99% on purchases/22.99% on cash advances including balance transfers after that; annual fee $39)
Offer valid November 1, 2023 - October 31, 2024.
FEATURES
Earn 2% cashback for every $1 you spend at eligible gas stations, grocery store, drug store purchases and recurring bill payments*.
Earn 1% cashback on all other eligible cashback purchases*.
Rates, fees, offers and other information are effective as of November 1, 2023. Subject to change.
Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.
* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.
Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
NOTE: You must reply to GCR within 3 months from application date to report a missing rebate, otherwise the rebate is void.
RBC Cash Back Preferred World Elite Mastercard
$0
Unlimited cash back on your spending
Earn up to 1.5% cash back on your spending – big or small.
Unlimited cash back on your spending*
FEATURES
Earn up to 1.5% cash back on your spending† – big or small
Premium benefits and insurances
Stay connected with a complimentary Boingo‡ Wi-Fi accountΔ
Link your RBC card with a Petro-Points membership and instantly save on fuel at Petro-Canada stations and earn 20% more Petro-Points
Get $0 delivery fees for 12 months from DoorDash17 - Add your eligible RBC credit card to your DoorDash account to:
Get a 12-month complimentary DashPass subscription18 – a value of almost $120
Enjoy unlimited deliveries with $0 delivery fees on orders of $12 or more when you pay with your eligible RBC credit card
Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max.
If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months.
If you pass away, this coverage can make a single payment of the total amount owing on your credit card account to a maximum benefit amount of $25,000.
Enrolment is easy for eligible cardholders. You may cancel at any time.
Premiums are $1.20 per $100 of your account balance on your statement date (plus applicable taxes).
Terms, conditions and eligibility restrictions apply. Full details are available on rbcroyalbank.com. This insurance coverage is underwritten by American Bankers Insurance Company of Florida and American Bankers Life Assurance Company of Florida, who carry on business in Canada under the trade name of Assurant.®
Refer to RBC page for up to date offer terms and conditions
Legal references and product terms are available on the RBC website where the client will be directed during the onboarding process to review and agree to them.
This post contains affiliate links.
The Website may engage in affiliate marketing, which is done by embedding tracking links into The Website. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.
• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.
KOHO Financial
$35
Reloadable Prepaid Mastercard®
Cashback, Interest Earning, No Fees, Three subscription plans
Reloadable Prepaid Mastercard®, Cashback, Interest Earning, No Fees
FEATURES All the KOHO account has the following features:
● No Fees: All of the perks are accessible for free and there are no hidden fees or surprise charges (unlimited e-transfer)
● Minimum of 0.5% cashback on every purchase, and up to 6% when shopping with KOHO brand partners
● 1.2% saving interests on the entire account balance (no minimum requirement, no regular deposit requirement.
Users can also opt-in and subscribe to the following features:
Premium Account has all the above features and more ($9/month or $84/year):
● 2% cashback on groceries, eating & drinking, and transportation
● No FX fees and 1 free international ATM withdrawal per month
● Financial coaching - Premium account users can access our financial coach. Our financial coaches are members of Accredited Financial Counsellor.
● Price matching - Premium account users can claim price matches for their purchases. They just need to send the receipt and our team will find deals and match a lower price for our user.
Credit building ($10 a month over 6 months for a total of $60.)
On average, we see the credit building users improve their score by 20 pts over 6 months. Users can also see their credit score being updated in-app on a monthly basis.
Merchant Cash Back: Earn additional cash back with merchant partners.
Other Benefits and Details
● Refer friends to KOHO and earn extra PowerUps. You and the friend you refer each earn 1% extra PowerUps on every purchase for 90 days. You can refer up to 10 friends to KOHO, which means you can earn up to 10% in PowerUps for referring friends
● Receive both a physical and virtual card. For new users, you can start adding funds and shopping online while you wait for your physical card to arrive in the mail. No need to budge from your couch to make online purchases! Just use your virtual card instead of getting up to find your wallet. Plus, it uses a different card number to help protect your physical card number when you’re shopping or booking services online
● Add your KOHO card to Apple, Samsung or Google Pay
● Access your payroll up to 3 days early with the Early Payroll feature
● Automate your savings with Goals and RoundUps. Rounding up every purchase lets you stash away some savings, while Goals make it easier to save for whatever it is that makes you happy
● Lock in savings with Vault that keeps the funds you don’t want to spend separate from your spendable balance
● Create custom budgets and track your spending habits. Know where you're at in real time with instant notifications every time you spend.
Fees & Interest
Purchase Interest Rate: $0 - you can only spend your own funds with KOHO
Cash Advance: You are able to withdraw up to $600 of your own funds in cash per day. KOHO does not charge any fees but you may incur a fee from the ATM provider
Balance Transfer: Load your KOHO account via e-transfer, direct deposit, or Mastercard direct load
Must activate your card and load funds onto your KOHO account.
Must enter a valid mailing address to earn reward.
Reward will appear as Pending for 32 days.
Neo Secured Credit
$35
Unlimited transactions, no annual fee
15% welcome bonus on first purchase at most partners
Build Your Credit History - and get unlimited transactions, no annual fees and no overlimit fees.
FEATURES
A physical and digital secured card that doesn't require a hard credit check
Guaranteed approval for all Canadians1
Earns cashback on everyday spending
Average 5% at partners
15% welcome bonus on first purchase at most partners
0.5% minimum cashback guarantee across all purchases
No monthly or annual fees for free Standard rewards plans
Track spending with real time notifications and view balance in seconds
Cash out your rewards at any time.
Credit limit is equal to security funds. Customers can pick a limit they are comfortable with and never
worry about going over that limit.
Security funds will be fully returned if card is closed and balance is paid off
Security funds minimum of only $50
Get cashback with Shell
Earn 2% cashback at the pump or convenience store locations
Earn 4% cashback on transactions made through the Shell App
Boost these offers by 50% if you’ve subscribed to Neo’s Everyday Essentials perk (boosted to up to 6% cashback!)
Offer is only available in British Colombia, Alberta, Saskatchewan, Manitoba and Ontario.
Upgrade to Premium
Upgrade to Premium for only $4.99/month and get a $25 Sign Up Bonus and the first 3 months free.
Plus get more cashback + exclusive perks and features.
Higher everyday cashback
3% on gas and grocery⁴
0.5% cashback on everything else⁶
Boosted exclusive cashback offers at Neo partners⁶
6% average cashback at restaurants, bars and cafes
4% on popular streaming services
4% on ride sharing services
4% on food delivery services
3%+ at retail partners (online and in-store)
All Base features and benefits, plus:
Credit score monitoring directly in the Neo app
$2,500 group life insurance⁷
24/7 legal assistance⁷
Purchase protection with extended warranty⁸
Dedicated priority support
Terms and Conditions
Cards issued by ATB Financial pursuant to license by Mastercard International Inc. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc..
¹ Conditions apply. Must 1. be the age of majority in your province or territory of residence; 2. be a Canadian resident; 3. provide security funds.
Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.
• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.
Vancity enviro™ Visa Infinite* card
$0
Get up to $390 rewards value including first year annual fee waived!
Get up to $390 rewards value including 5,000 points on your first purchase.
Earn more reward points and get premium benefits.
Card is available to British Columbia residents only.
5% of profits go to environmental initiatives with every purchase on your enviro Visa card.
Environmental impact:
Our Carbon Counter™ helps you estimate the carbon footprint of your Visa card spending.
5% of profits from this card support the Vancity enviroFund™ program every year which helps fund climate innovation in your community.
Vancity Rewards
100 Vancity Rewards points = $1 in Rewards Value.
How to earn points.
10 points for every $1 spent at select local businesses.
5 points for every $1 spent on public transit and ferries.◊
2.5 points for every $1 spent on groceries.◊
1.25 points for every $1 spent on all other purchases.◊
2x the points when booking travel through Vancity Rewards.
Ways you can redeem your points:
Cash back‡: Add funds to your Vancity account, pay down your enviro™ Visa* card account balance, or make a loan payment (like towards your Vancity mortgage).
Travel: Book flights, hotels, car rentals, cruises and more through Vancity Rewards and enjoy no blackout periods.
Charity: Support what matters to you. Redeem your points to make a donation to a select charity and we’ll send you a tax receipt. Starting at 2,000 points ($20 rewards value).
Gift cards: Treat yourself or someone special when you redeem your Vancity Rewards points for a gift card. Choose from over 60 options.
Premium Visa Infinite Benefits
Get access to more than 1,200 participating airport lounges worldwide with your complimentary membership to Visa Airport Companion.⌀
Hotel perks, dining and wine events, concierge service, sports and entertainment offers and more.
Insurances
Common carrier travel accident insurance up to $500,000. §
Purchase security insurance. §
Extended warranty insurance. §
Auto rental collision/loss damage insurance. §
Flight delay insurance. §
Emergency travel assistance services. §
Delayed and lost baggage insurance. §
Eligibility: $60,000 annual personal income, $100,000 annual household income, or $250,000 or more in investible funds.
Note: Purchase APR, Balance Transfer APR and Cash Advance APR
You will benefit from an interest-free grace period of 21 days on new purchases and fees appearing on your statement. If you pay off the balance showing on your statement in full by the payment due date, no interest will be payable on all new purchases that appear on your statement for the first time. There is no interest-free grace period on cash advances and balance transfers. Interest rates and fees and are subject to change without notice. See the Vancity Credit Card Agreement and Disclosure Statement for more details.
enviro™, Vancity enviroFund™ and Carbon Counter™ are trademarks of Vancouver City Savings Credit Union.
‡ Vancity membership required for certain cash back rewards. Must have a Vancity deposit account to redeem for cash. Additional terms and conditions apply.
§ Common Carrier Travel Accident and Travel Emergency Medical Insurance are insurance coverages underwritten by American Bankers Life Assurance Company of Florida (ABLAC) under Group Policy number VCVIL092019. All other insurance coverages are underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy number VCVI092019. Price Protection Service and Emergency Travel Assistance Services are services only and not insurance and are provided by ABIC.
⌀ Enviro Visa Infinite cardholders have access to participating lounges through the Visa Airport Companion Program (“Program”), hosted and managed by DragonPass International Ltd. Cardholders must enroll for this benefit using a valid enviro Visa Infinite card. The value of a Visa Airport Companion membership (managed by DragonPass International Ltd.) is based on the value of purchasing a DragonPass membership ($68 USD) converted into CAD at an exchanged rate of 1.32. This estimated value is merely an estimate for illustrative purposes only. Actual value of a Visa Airport Companion membership may vary. Upon enrollment, all visits for enviro Visa Infinite cardholders are subject to a fee per person per visit. Cardholders who participate in the Program are subject to the DragonPass Terms of Use, Terms of Service and Privacy Policy and Visa’s Privacy Notice. To view the full Terms and Conditions for the Program and more details on how to enroll, please visit visaairportcompanion.ca. The Program services and benefits are provided by DragonPass and applicable third party offer providers and neither Visa nor Vancity is responsible for any claims or damages arising from participation in the Program.
ABIC and ABLAC, their subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ® Assurant is a registered trademark of Assurant, Inc. Details of the coverage, including definitions, benefits, limitations, and exclusions are in the Certificate of Insurance and the Statement of Services provided with the card. Read the Certificate of Insurance and Statement of Services, then keep these documents in a safe place, and take them with you when you travel.
To be eligible for this offer:
• Applicants must be a new Vancity credit card Account Holder.
• Are at least 19 years old.
• Live in British Columbia and have a BC address.
• Application must be complete and submitted to receive Cash Back Rebate.
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Please wait 3 weeks before inquiring about a missing Vancity Cash Back.
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
Vancity enviro™ Visa* Classic card
$0
Get up to $50 rewards value!
Get up to $50 rewards value when you spend $1,500 in your first 3 months.
Sign up for a Vancity enviro™ Visa* Classic card!
Available to British Columbia residents only.
5% of profits go to environmental initiatives with every purchase on your enviro Visa card.
Environmental impact:
Our Carbon Counter™ helps you estimate the carbon footprint of your Visa card spending.
5% of profits from this card support the Vancity enviroFund™ program every year which helps fund climate innovation in your community.
Vancity Rewards
100 Vancity Rewards points = $1 in Rewards Value.
How to earn points.
1 point for every $2 spent on all purchases.
2x the points when booking travel through Vancity Rewards.
Ways you can redeem your points:
Cash back‡: Add funds to your Vancity account, pay down your enviro™ Visa* card account balance, or make a loan payment (like towards your Vancity mortgage).
Travel: Book flights, hotels, car rentals, cruises and more through Vancity Rewards and enjoy no blackout periods.
Charity: Support what matters to you. Redeem your points to make a donation to a select charity and we’ll send you a tax receipt. Starting at 2,000 points ($20 rewards value).
Gift cards: Treat yourself or someone special when you redeem your Vancity Rewards points for a gift card. Choose from over 60 options.
Insurances
Common carrier travel accident insurance up to $200,000. §
Purchase security insurance. §
Extended warranty insurance. §
Note: Purchase APR, Balance Transfer APR and Cash Advance APR
You will benefit from an interest-free grace period of 21 days on new purchases and fees appearing on your statement. If you pay off the balance showing on your statement in full by the payment due date, no interest will be payable on all new purchases that appear on your statement for the first time. There is no interest-free grace period on cash advances and balance transfers. Interest rates and fees and are subject to change without notice. See the Vancity Credit Card Agreement and Disclosure Statement for more details.
enviro™, Vancity enviroFund™ and Carbon Counter™ are trademarks of Vancouver City Savings Credit Union.
‡ Vancity membership required for certain cash back rewards. Must have a Vancity deposit account to redeem for cash. Additional terms and conditions apply.
§ Common Carrier Travel Accident and Travel Emergency Medical Insurance are insurance coverages underwritten by American Bankers Life Assurance Company of Florida (ABLAC) under Group Policy number VCVIL092019. All other insurance coverages are underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy number VCVI092019. Price Protection Service and Emergency Travel Assistance Services are services only and not insurance and are provided by ABIC.
ABIC and ABLAC, their subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ® Assurant is a registered trademark of Assurant, Inc. Details of the coverage, including definitions, benefits, limitations, and exclusions are in the Certificate of Insurance and the Statement of Services provided with the card. Read the Certificate of Insurance and Statement of Services, then keep these documents in a safe place, and take them with you when you travel.
To be eligible for this offer:
• Applicants must be a new Vancity credit card Account Holder.
• Are at least 19 years old.
• Live in British Columbia and have a BC address.
• Application must be complete and submitted to receive Cash Back Rebate.
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Please wait 3 weeks before inquiring about a missing Vancity Cash Back.
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
Rogers Mastercard®
$50
10% cash back for the first 3 months up to $100!
Get 30% more cash back every time you redeem for Rogers, Fido or Shaw purchases
Get 10% cash back for the first 3 months up to $100!
PLUS get 1.5 times more cash back every time you redeem for Rogers purchases!
FEATURES
Best Cash Back Card in Canada for Rogers Customers
Rogers, Fido and Shaw postpaid customers can earn 2% cash back on all eligible purchases and get a 1.5x redemption bonus on Rogers, Fido and Shaw purchases – that’s a 3% cash back value.
Otherwise, earn 2% unlimited cash back on eligible U.S. dollar purchases and 1% on other eligible purchases.
Other Features
2% cash back - no limits. Exclusively for eligible Rogers, Fido or Shaw customers
5 Roam Like Home days at no cost with an eligible Rogers mobile plan (up to $75)
1.5 times more cash back every time you redeem for Rogers purchases
Redeem without restrictions
Earn unlimited cash back rewards anywhere Mastercard is accepted and redeem them for everyday purchases like gas and groceries, big ticket items, or apply them directly to your Rogers, Fido, or chatr bill.
Security Features
Transaction Monitoring & Alerts
Zero Liability
Secure and Contactless Payment
Mastercard Identity Check
10% cash back Welcome Bonus Offer available to new cardholders only.
Subject to credit approval.
Please refer to www.rogersbank.com to read full card details.
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.
• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.
Simplii Financial™ Cash Back Visa* Card
$60
Get 20% cashback
Get 20% cashback in your first 3 months on eligible gas, groceries, drugstore purchases and pre-authorized payments (up to $500 spend)†
Get 20% cashback in your first 3 months on eligible gas, groceries, drugstore purchases and pre-authorized payments (up to $500 spend).†
FEATURES
Earn 4% cash back on eligible restaurant, bar and coffee shop purchases, up to $5,000 per year.†
Earn 1.5% cash back on eligible gas, groceries, drugstore purchases and pre-authorized payments, up to $15,000 per year.†
Earn 0.5% cash back on all other credit card purchases with no limit on how much you can earn.†
Coverage
Purchase Security and Extended Protection Insurance.†
Protect your purchases with double the manufacturer’s warranty, up to one additional year.
Send Money Abroad
Get cash back when you send a Global Money Transfer and pay with your Visa* Card.†
Extra card fee: $0 (Up to 3 additional cards)
Credit Score: 600+
Purchase Interest Rate: 20.99%‡
Balance Transfer Interest Rate: 22.99%‡
Cash Advance Interest Rate: 22.99%‡
† Terms and conditions apply. For complete Offer details, please review the product page.
This offer is not available for residents of Quebec.
‡ "Purchase" means any Transaction other than a Cash Advance, Balance Transfer or Convenience Cheque. "Cash" means a Cash Advance, Balance Transfer and Convenience Cheque. Interest rates may change from time to time.
Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
NOTE: You must contact GCR within 4 months from application date to report a missing rebate, otherwise the rebate is void.
CIBC Dividend Platinum® Visa* Card
$0
10% cash back welcome bonus of up to $250
Good
Get a first-year annual fee rebate and earn 10% cash back welcome bonus of up to $250!
Get a first-year annual fee rebate and earn 10% cash back welcome bonus of up to $250!†
FEATURES
Get a first-year annual fee rebate and earn 10% cash back welcome bonus of up to $250 (first 4 statements)!†
After that, get 3% cash back on eligible gas, EV charging, and grocery purchases.†
2% cash back on eligible transportation, dining purchases and recurring payments†
1% cash back on all other purchases†
Get cash back on demand - redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking®†
Save on gas with CIBC and Journie Rewards
Link and use your CIBC Dividend Platinum® Visa* Card with Journie Rewards to save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†
This is a digital-exclusive offer.†
To be eligible for this offer:
1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you.† This offer is reserved for you. Please do not forward it to anyone else.
CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Dividend card within the last 12 months.†
†Terms and Conditions Apply
Cash Back Not Available from GCR. Any offers are strictly from CIBC.
This offer is not available for residents of Quebec.
CIBC Dividend® Visa Infinite* Card
$0
10% cash back welcome bonus of up to $250
Good
Get a first-year annual fee rebate and earn 10% cash back welcome bonus of up to $250!
Get a first-year annual fee rebate and earn 10% cash back
welcome bonus of up to $250!†
FEATURES
Get a first-year annual fee rebate and earn 10% cash back welcome bonus of up to $250 (first 4 statements)!†
After that, get 4% cash back on eligible gas, EV charging, and grocery purchases.†
2% cash back on eligible transportation, dining purchases and recurring payments†
1% cash back on all other purchases†
Get cash back on demand - redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking®†
Save on gas with CIBC and Journie Rewards
Link and use your CIBC Dividend® Visa Infinite* Card with Journie Rewards to save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†
This is a digital-exclusive offer.†
To be eligible for this offer:
1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you.† This offer is reserved for you. Please do not forward it to anyone else.
CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Dividend card within the last 12 months.†
†Terms and Conditions Apply
Cash Back Not Available from GCR. Any offers are strictly from CIBC.
This offer is not available for residents of Quebec.
CIBC Dividend® Visa* Card
$0
Get 5% cash back for the first 4 statements
Good
After that, get 2% cash back on eligible grocery purchases and 1% on eligible gas, EV charging, transportation, dining and recurring payments.
Get 5% cash back for the first 4 statements on net purchases of up to $2,000
(up to $100 cash back).†
FEATURES
After that, get 2% cash back on eligible grocery purchases!†
1% cash back on eligible gas, EV charging, transportation, dining purchases and recurring payments†
0.5% cash back on all other purchases†
Get cash back on demand - redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking®†
Save on gas with CIBC and Journie Rewards
Link and use your CIBC Dividend® Visa* Card with Journie Rewards to save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†
This is a digital-exclusive offer.†
To be eligible for this offer:
1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you.† This offer is reserved for you. Please do not forward it to anyone else.
CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Dividend card within the last 12 months.†
†Terms and Conditions Apply
Cash Back Not Available from GCR. Any offers are strictly from CIBC.
This offer is not available for residents of Quebec.
Get 25% Referral Bonus Get paid in cash 25% of all cash back rebates all your referrals collect
Great Canadian Rebates works in partnership with over 900 well known merchants. These outlets already offer great deals and savings, you save even more when you shop online as a member here. Once you register, you can save through Cash Back Rebates and even more using our coupons, deals, discounts and sales links.
CATEGORIES
