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American Express® Cobalt™ Credit Card
Please wait one month before any missing rebate inquiries.

Card Type Credit
Annual Fee $10 per month of Cardmembership ($120 annually)
Additional Card Fee $0
Cash Advance Rate 21.99%*
Balance Transfer? No
Late Fee N/A


FEATURES
• In your first year as a new Cobalt Cardmember, you can earn 2,500 Membership Rewards® points for each monthly billing period in which you spend $500 in net purchases on your Card. This could add up to 30,000 points in a year

• 30,000 points is enough for:
□ An eligible short-haul flight using the Fixed Points Travel Program, or
□ $300 in statement credits redeemed towards travel purchases charged to your Card or
□ $300 worth of tickets on Ticketmaster.ca

• Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery.

• Earn 2 points for every $1 spent on eligible transit & gas purchases in Canada and eligible travel purchases. That's 2X the points on purchases that get you from point A to B

• Earn 1 point for every $1 in Card purchases everywhere else. We won't tell you where to spend, we'll just reward you on your Card purchases

Cobalt Cardmembers receive regular Perks such as bonus reward offers and access to great events

• Get advance access to tickets to some of the hottest concerts, shows and events through Front Of The Line® by American Express Invites® and advance screenings to blockbuster movies

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details, current product information and Terms and Conditions, click the Apply now link. Conditions Apply

• Conditions Apply

Cobalt Cardmembers receive regular perks, bonus rewards and access to great events. Past Cobalt Perks include:
• Earning extra Membership Rewards® points for spending on Cobalt
• Getting statement credits for using your Card with your favorite brands
• Early access to blockbuster movies, and tickets to VIP concert experiences

PLEASE READ TO MAKE SURE YOU GET A CASH BACK REBATE
• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Gold Rewards Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.


Cobalt is American Express’ new credit card that was uniquely designed with the passion points of millennials in mind - a generation whose spending habits reveal active social lives and a passion for food, travel and entertainment.

Cobalt rewards Cardmembers for simply doing the things they do in their everyday lives by featuring Canada’s highest points accelerator (5x) for eats and drinks including groceries, as well as a 2x points accelerator that expands travel to include flights, accommodation, taxi, public transit and gas. In addition, Cardmembers will enjoy many of the perks American Express is known for including access to some of the hottest shows through Front of the Line and exclusive offers.

The 5x accelerator on food and drink includes everything from coffee shops, grocery stores, fast food chains, to take-out, cafes, bars and pubs, and casual and upscale restaurants. Similarly, the 2x accelerator covers all things travel and transit including a subway ride, train journey, hailing a cab, staying at a hotel or a short-term rental, and booking a flight or an all-inclusive vacation, all of which fits seamlessly with Canadian spending habits.

Further breaking the mold of traditional rewards credit cards, Cobalt has a monthly fee of just $10 and offers other notable benefits American Express is known for including but not limited to American Express Invites, Front of the Line, insurance coverage and other special offers.

• Canada’s highest points accelerator for eats and drinks, including groceries.

• Cobalt is a credit card designed specifically for millennials / young professionals that rewards them for the purchases they’re already making. For the first time, millennials have access to a rewards card that fits their life, not the other way around.

• Cobalt rewards Cardmembers for simply living their everyday lives. It offers 5x points on Food & drink means everything from coffee shops, to fast food restaurants, delivery services and a dinner out, along with grocery shopping. 2x points on travel includes public transit, taxis, and Airbnb as well as flights, hotels and gas stations.

• Cobalt is the card that brings together all the things millennial consumers love: food/drink, travel and entertainment. Its accelerators mean they can accumulate points quickly without restrictions and use them to for the things they love. And Cardmembers will enjoy the service and perks that American Express is known for, including advanced access to tickets for the hottest concerts and shows through Front Of The Line.

• Redeeming points for travel is easy and painless with the ability to redeem points for any flight, anywhere and anytime with no restrictions. Or points can be used to pay for virtually any purchase right on the mobile app, whether it’s a trip, their monthly streaming subscription, or a new outfit.
Initial Rewards: 2,500 Membership Rewards® points for each monthly billing period in which you spend $500
On Going Rewards 1st: Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery
On Going Rewards 2nd: Earn 2 points for every $1 spent on eligible transit & gas purchases in Canada and eligible travel purchases
GCR Rebate: 20
GCR Rebate
$20
Initial Rewards
2,500 Membership Rewards® points
Annual Fee
$120
Credit Needed
Fair
• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Cobalt Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
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Scotiabank®* Gold American Express® Card
• Earn 20,000 bonus Scotia Rewards points with your first $1,000 in everyday purchases in first 3 months†

• Earn 5 Scotia Rewards points forevery $1 you spend at eligible grocery stores, dining and entertainment

• Earn 3 Scotia Rewards points for every $1 you spend at eligible gas stations, daily transit, and select streaming services

• Earn 1 Scotia Rewards point for every $1 you spend on all other eligible everyday purchases in any currency

• Complimentary Concierge Services 24/7

• Amex exclusive benefits (Front Of The Line®)

• Rates, fees, offers and other information are effective as of July 2, 2020. Subject to change.

• $120 Annual Fee

Offer Description and Conditions: The 20,000 Bonus Scotia Rewards Points Offer (the “Offer”) applies only to new Scotiabank Gold American Express credit card accounts (“Account”) opened by August 31, 2020 subject to the conditions below. To be eligible for the Offer, at least $1,000 in eligible purchases must be posted to the Account within 3 months of the Account open date. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges. The bonus points will appear as an adjustment on the Account statement within 2 statement cycles after the third billing cycle has passed provided the Account is open and in good standing at time of payout. The Account is considered in good standing if it is not delinquent (past due) or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account.

Offer may be changed, cancelled or extended and cannot be combined with any other offers.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.

Rates and Fees: The current annual fee is $120 for the primary card and $29 for each additional supplementary card. The current preferred annual interest rates for the Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions). All rates, fees, features and benefits are subject to change.


*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.
Initial Rewards: Earn 20,000 bonus Scotia Rewards points with your first $1,000 in everyday purchases in first 3 months†
On Going Rewards 1st: Earn 5 Scotia Rewards points forevery $1 you spend at eligible grocery stores, dining and entertainment
On Going Rewards 2nd: Earn 3 Scotia Rewards points for every $1 you spend at eligible gas stations, daily transit, and select streaming services
GCR Rebate: 60
GCR Rebate
$60
Initial Rewards
20,000 bonus Scotia Rewards points
Annual Fee
$120
Credit Needed
Good
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GreatCanadianRebates.ca and will be paid upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
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American Express Gold Rewards Card
NOTE : American Express® reports approvals on the second week of each month. Please wait one month before any missing rebate inquiries.

Card Type Charge
Annual Fee $150
Additional Card Fee $50 (1 Free Additional Gold Rewards Card)
Cash Advance Rate N/A
Late Fee N/A


FEATURES
• New American Express® Gold Rewards* Cardmembers can earn a Welcome Bonus of 25,000 Membership Rewards® points just by making $1,500 in purchases in the first three months of Cardmembership.

• That’s enough to redeem for a round-trip Fixed Mileage Flight Reward TM* to almost anywhere in North America.

• Transfer your points to frequent flyer programs, or 1:1 to Aeroplan®* and Avios

• Earn 2 points for every $1 on eligible travel and everyday purchases

• Charge any travel to your Card then pay for it with points

• Free Additional Gold Rewards Card (a $50 value*) to help you earn points faster

• You can use Apple Pay on your eligible device to pay for goods and services at participating American Express contactless merchants

• As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges.

• $150 Annual Fee

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.



Conditions apply

PLEASE READ TO MAKE SURE YOU GET A CASH BACK REBATE

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Gold Rewards Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.



More Benefits
Welcome to the American Express Gold Rewards Card for personal use. The American Express Card gives you access to stores and online merchants as one of the most widely accepted cards in the world. Rewards of card membership and usage described here are those available for Canadians.

Early Rewards

Right out of the box, there are sign-up benefits for you. See above for details on the latest offer.

Earn Points

As you use the American Express Gold Rewards Card, you will earn points with every purchase. The normal rate that you earn is one point for every $1 purchase. There are some purchases, however, that will earn double points for you. These include purchases made with your credit card for gas, eligible travel, at the drugstore and the grocery store.

No limit, no deadline

There are no restrictions on the number of valuable points that you can accumulate and they will never expire. You can let them build up as you plan your special trip or vacation.

Use your points

There are several ways the points can benefit you. First, when you are ready to redeem your points, use your card to make a travel purchase from a service provider. Vendors include airlines, tour operators, travel agents and car rental agencies. Once you have booked the purchase, contact American Express and let them know that you want to use your points to cover the purchase. The points will then be applied as a credit to your monthly statement. You have to contact American Express within twelve months of the travel purchase appearing on your statement. Second, you can transfer your points to several frequent flyer and other reward programs, including Aeroplan, Delta Airlines, Hilton Honors and others. Third, your points can be turned into merchandise or gift cards.

Other card benefits

Just by making your travel purchases with the American Express Gold Card, you are entitled to additional benefits in the form of travel insurance. There is emergency medical during out of province or territory travel, trip interruption, rental car theft or damage and coverage for lost or stolen baggage.

Initial Rewards: Welcome Bonus of 25,000 Membership Rewards® points just by making $1,500 in purchases
On Going Rewards 1st: Earn 2 points for every $1 on eligible travel and everyday purchases
On Going Rewards 2nd: Charge any travel to your Card then pay for it with points
GCR Rebate: 0
GCR Rebate
NA
Initial Rewards
25,000 Membership Rewards® points
Annual Fee
$150
Credit Needed
Good
• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Gold Rewards Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
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MBNA Rewards World Elite® Mastercard® credit card
Note : This offer is not available for residents of Quebec. For residents of Quebec, please click here.

Receive up to 30,000 bonus points:

• 20,000 bonus points†† ($200 in travel value) after you make $2,000 or more in eligible purchases within the first 90 days of your account opening.

• 10,000 bonus points†† ($100 in travel value) once enrolled for paperless e-statements within the first 90 days of account opening

• Earn 2 points‡ for every $1 in eligible purchases

• Redeem points‡ for travel, cash back, brand-name merchandise, gift cards from participating retailers, and charitable donations

• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪ and access cheques, and 24.99% on cash advances

• $120 annual fee

To qualify, your personal annual income must be greater than $80,000, or your household annual income must be $150,000 or greater††††

‡ These are highlights of the credit card rewards program (the “Program”) associated with this credit card account. Points will be awarded on eligible transactions charged to your account as set out in the Program terms and conditions. Complete terms and conditions describing Program eligibility, accrual and redemption of points, and other important conditions, limitations and restrictions will be sent after your account is opened. Please read the terms and conditions carefully upon receipt.

†† To qualify for this offer, an applicant must be approved for the specific credit card account described in the offer. Welcome bonus of 20,000 points will be awarded if $2,000 in eligible Purchases are made on your Account within the first 90 days of account opening that are not subsequently rescinded, the subject of a charge back request(s) or otherwise disputed. In order to obtain a "Paperless Bonus" of 10,000 bonus points, you must enroll in online banking at www.mbna.ca and consent to Paperless Statements for the account within the first 90 days of account opening, and not subsequently rescind such enrollment throughout this period. Please allow 8-10 weeks for the applicable bonus points to be posted to your points account. Limit one-time bonus point offer (no cash value) per new account for each bonus point offer. This offer is not available to residents of Quebec. This promotion is offered by MBNA and may be amended or cancelled at any time without notice.

†††† To be eligible for a World Elite Account, your personal annual income must be greater than $80,000, or your household annual income must be $150,000 or greater. Additional account qualification criteria apply as set out in this application.

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00 % OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply" link.

Initial Rewards: Receive up to 30,000 bonus points
On Going Rewards 1st: Earn 2 points‡ for every $1 in eligible purchases
On Going Rewards 2nd: Redeem points‡ for travel, cash back, brand-name merchandise, gift cards
GCR Rebate: 50
GCR Rebate
$50
Initial Rewards
up to 30,000 bonus points
Annual Fee
$120
Credit Needed
Good
• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.
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Scotiabank SCENE® VISA* card
• Earn 2,500 bonus SCENE points with your first $500 in everyday purchases in first 3 months◊

• Earn 1 SCENE point for every $1 you spend on credit card purchases

• Earn 5 SCENE points for every $1 you spend on SCENE Visa purchases at participating Cineplex Entertainment theatres or online at cineplex.com

• Rates, fees and other information are effective as of July 2, 2020. Subject to change.

Offer Description and Conditions: The 2,500 Bonus SCENE Points Offer (the “Offer”), applies only to new SCENE Visa credit card accounts (excluding SCENE Student Visa cards) (“Account”) opened by October 31, 2020 subject to the conditions below. To be eligible for the Offer, at least $500 in eligible purchases must be posted to the Account within the first 3 months of the Account open date. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges. The bonus points will be awarded within 2-3 business days of the completion of the $500 net purchases provided the Account is open and in good standing at time of payout. The Account is considered in good standing if it is not delinquent (past due) or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account. Only one welcome bonus is awarded per Account. In case where both the primary and supplementary cardholders are SCENE members, the bonus points will be credited to the SCENE membership account that has been connected to the account.

Offer may be changed, cancelled or extended at any time without notice and cannot be combined with any other offers.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the offer. Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.

Rates and Fees: There is currently no annual fee for the primary card and no fee for each additional supplementary card. The current preferred annual interest rates for the Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions). All rates, fees, features and benefits are subject to change.


*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.
Initial Rewards: Earn 2,500 bonus SCENE points with your first $500 in everyday purchases in first 3 months◊
On Going Rewards 1st: Earn 1 SCENE point for every $1 you spend on credit card purchases
On Going Rewards 2nd: Earn 5 SCENE points for every $1 you spend on SCENE Visa purchases at participating Cineplex
GCR Rebate: 45
GCR Rebate
$45
Initial Rewards
2,500 bonus SCENE points
Annual Fee
$0
Credit Needed
Good
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GreatCanadianRebates.ca and will be paid upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
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American Express Business Gold Rewards Card
NOTE : American Express® reports approvals on the second week of each month. Please wait one month before any missing rebate inquiries.

Card Type Charge
Annual Fee $250
Additional Card Fee $50
Cash Advance Rate N/A
Late Fee N/A


FEATURES
• Earn a Welcome Bonus of 30,000 points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership

• You can maximize your cash flow with up to 55 interest free days. Use the Card throughout the month for all of your everyday business expenses, and earn reward points while you're at it

• Earn 1 point for every dollar in purchases charged to the Card. Plus, there is an easy, convenient way to get more out of your Membership Rewards® points - simply charge an eligible purchase to your card. Then you can redeem points for a statement credit

• Take advantage of purchasing power that grows with your business. With this Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history

• Make the most of a suite of business management tools that give you more control over your business - anytime and anywhere

• As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply

Conditions apply


PLEASE READ TO MAKE SURE YOU GET A CASH BACK REBATE

• Click Apply Now link above. Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate not available to existing American Express® Business Gold Rewards Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.


More About the American Express® Business Gold Rewards Card

The American Express Business Gold rewards card allows a business to earn bonuses of up to 40,000 points a year. There is even a chance to earn double points from making everyday purchases. This will allow the card owner to take a round trip flight to anywhere in North America free of charge. There is no annual fee for this card for one year. Another great feature is there will be fifty days where a person does not have to pay interest on their purchases or their balance.

This card is open to all Canadian business owners that have established some credit. The applicant has to be a current resident of Canada and own a small business in this country to qualify for the Express credit card. A business owner will know if they are approved for the card in as little as one minute with an online application. There are many great features that the gold card has that other credit cards do not. There is no limit to how many points a person can earn on their eligible purchases. The points will never expire. A person can choose to use them within a year or build them up over a couple of years and still be able to use the airline points. There are no blackout periods that a person cannot choose to travel. These points that are earned can be transferred to other frequent flyer programs including Aeroplan and Avios.

In addition to airline rewards there are other great features of the American Express gold card. There is not pre-set spending limit on the card. A person can use points to access some of the hottest shows and events in the country. For the first year the annual fee is waived for all new members. The card is sent to the new member free of charge. That alone is a value totaling more than $50. The purchasing power of this card will help a business grow and become more successful. There are additional rewards for members who are able to build up points within the first three months of using this card. This American Express card was developed to help a business increase their sales while earning travel rewards with each purchase.

Initial Rewards: Welcome Bonus of 30,000 points when you charge $5,000 in purchases
On Going Rewards 1st: Earn 1 point for every dollar in purchases charged to the Card
On Going Rewards 2nd: You can maximize your cash flow with up to 55 interest free days
GCR Rebate: 75
GCR Rebate
$75
Initial Rewards
30,000 Welcome Bonus points
Annual Fee
$250
Credit Needed
Good
• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Business Gold Rewards Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
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MBNA Harley-Davidson® Mastercard® Credit Card
Note : This offer is not available for residents of Quebec. For residents of Quebec, please click here.

Get a chance to win˄ a Harley-Davidson® motorcycle with every eligible purchase‡

• You could get a 1.99% promotional annual interest rate (“AIR”)† for 10 months on balance transfers✪ completed within 90 days of account opening, with a fee of 1% of the amount advanced (minimum fee of $7.50)

• Earn 1 Genuine Rewards Point or every $2 in eligible purchases‡

• Redeem your points for Harley Chrome® Cash‡ to be used at participating Harley-Davidson Canadian retailers

• Use your card for eligible purchases and you may be entered in a quarterly Harley-Davidson motorcycle draw‡

• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪and access cheques, and 22.99% on cash advances

• No annual fee

* Visit the MBNA application page for further details

† Promotional Rates: Balance Transfers: 1.99%
This Promotional Rate applies to any balance transfers made within 90 days of your account opening (each, an “eligible transaction”) and will remain in effect for 10 Statement Periods from the transaction date of each eligible transaction. The Promotional Rate will increase and the remaining balance of the eligible transaction will become subject to the Standard Rate for balance transfers either: (1) on the first day of the first Statement Period that occurs after the expiry of the Promotional Rate; or (2) on the first day of the second Statement Period following any late Minimum Payment. Other conditions apply. Offer may be changed, extended or withdrawn at any time, without notice.

Standard Rates: Purchases: 19.99%
Balance transfers and access cheques: 22.99%
Cash advances: 22.99%


Default Rates:
If your Minimum Payment is late twice within any 12 consecutive Statement Periods (the "change event"), the Standard Rate(s) that apply to your account at that time will increase 5% to a maximum of 29.99%. The new Standard Rate(s) will apply on the first day of the second Statement Period following the change event. If you then pay each Minimum Payment on time for 12 consecutive Statement Periods ("cure period"), the Standard Rate(s) that apply to your account at that time will decrease back to the previous Standard Rate(s) prior to the rate increase on the first day of the first Statement Period that occurs after the cure period.

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00% OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

˄No purchase necessary. Contest closes at 11:59 PM ET on December 31, 2019. Automatically receive one (1) entry for each eligible Harley-Davidson® Mastercard® credit card purchase made during each of the Promotional Periods (Promotional Period 1 = Jan 1 to Mar 31, 2019, 11:59 PM ET, Promotional Period 2 = Apr 1 to Jun 30, 2019, 11:59 PM ET, Promotional Period 3 = Jul 1 to Sep 30, 2019, 11:59 PM ET, Promotional Period 4 = Oct 1 to Dec 31, 2019, 11:59 PM ET). Four (4) prizes available to be won (ARV ranges between $11,499 and $15,333). Odds of winning depend on the number of eligible entries received/stamped (as outlined in the Official Rules) during each Promotional Period. Open to Canadian residents who are Harley-Davidson® Mastercard® credit card holders and have reached the age of majority at the time of entry. Skill-testing question required. For full rules, including no purchase entry details, visit https://www.mbna.ca/document/PDF/MBNA-Harley-Davidson-2019ContestRulesAndRegulations.pdf. Opt-out: If you do not wish to be entered into the Contest, you must indicate your preference to opt-out by contacting Sponsor (and/or its applicable division(s)) by (I) telephone at 1-888-876-6262 (toll-free – 24-hour service) or (II) mail at MBNA Harley-Davidson Mastercard 2019 Contest Opt-out, 23 Prince Andrew Place, Toronto, Ontario, M3C 2H2

‡These are highlights of the credit card rewards program (the “Program”) associated with this credit card account. Points will be awarded on eligible transactions charged to your account as set out in the Program terms and conditions. Complete terms and conditions describing Program eligibility, periodic draws for new Harley-Davidson® Motorcycles, accrual and redemption of points, and other important conditions, limitations and restrictions will be sent after your account is opened. Please read the terms and conditions upon receipt. Accumulated points can only be redeemed in accordance with the Harley-DavidsonTM Rewards Program (the “H-D Program”). The Toronto-Dominion Bank has no liability or responsibility for any aspect of the H-D Program. Please visit www.harley-davidson.com for complete Harley-DavidsonTM Rewards Program terms and conditions.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ©2019 H-D or its affiliates. HARLEY-DAVIDSON, HARLEY, H-D, and the Bar and Shield Logo are among the trademarks of H-D U.S.A., LLC. Third-party trademarks are the property of their respective owners.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply" link.
Initial Rewards: 1.99% promotional annual interest rate (“AIR”)† for 10 months on balance transfers✪
On Going Rewards 1st: Earn 1 Genuine Rewards Point or every $2 in eligible purchases‡
On Going Rewards 2nd: you may be entered in a quarterly Harley-Davidson motorcycle draw‡
GCR Rebate: 50
GCR Rebate
$50
Initial Rewards
1.99% l annual interest rate
Annual Fee
$0
Credit Needed
Good
• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back available by Paypal, Amazon Gift Code or by cheque*.
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.
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Scotiabank Passport™ Visa Infinite* Card
• Earn up to 35,000 bonus Scotia Rewards points in your first year (that’s up to $350 towards travel )‡

• Earn 2x Scotia Rewards® points on every $1 you spend on eligible grocery stores, dining, entertainment purchases and daily transit purchases (including buses, subways, taxis and more)

• Enjoy no FX Mark-up

• Enjoy Complimentary Airport Lounge Access, plus 6 free lounge visits per year

• Rates, fees and other information are effective as of July 2, 2020. Subject to change.

‡ For a limited time, become a new Scotiabank Passport Visa Infinite credit cardholder and earn a one-time 25,000 Scotia Rewards point bonus with your first $1,000 in everyday eligible purchases if made within the first 3 months (the “Bonus Offer”). Bonus Offer ends August 31, 2020. Conditions apply - see below1 for further details. Bonus Offer may be changed, cancelled or extended and cannot be combined with any other offers.

Plus, as a Scotiabank Passport Visa Infinite credit cardholder you are always eligible to earn an annual 10,000 Scotia Rewards point bonus when you spend at least $40,000 in everyday eligible purchases annually on your Scotiabank Passport Visa Infinite account. Conditions apply - see below2 for further details.

The current annual fee for the Scotiabank Passport Visa Infinite credit card (“Account”) is $139 for the primary card, $0 for one additional supplementary card and $50 for each additional supplementary card thereafter. The current preferred annual interest rates for this Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions). All rates, fees, features and benefits are subject to change.

1 Bonus Offer Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the 25,000 Scotia Rewards point bonus offer (the “Bonus Offer”). Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Bonus Offer.

Bonus Offer Description and Conditions: To be eligible for the Bonus Offer, you must have at least $1,000 in eligible purchases posted to your new Scotiabank Passport Visa Infinite credit card account (“Account”) in the first 3 months from the Account open date. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges. Any bonus points received under the Bonus Offer will be credited to the primary cardholder’s Scotia Rewards account within 5 to 10 business days after the first 3 months has passed, provided the Account is open and in good standing at time of payout. The Account is considered in good standing if it is not delinquent (past due) or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account. Bonus Offer applies to new Accounts only opened by August 31, 2020. Offer may be changed, cancelled or extended and cannot be combined with any other offers.

2 As a Scotiabank Passport Visa Infinite credit cardholder earn an annual Scotia Rewards point bonus starting at 10,000 bonus Scotia Rewards points when you make at least $40,000 in eligible purchases annually on your Scotiabank Passport Visa Infinite account (“Account”) each year (12-months). Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges. Annual period starts from the Account open date and resets every 12 months thereafter. You will earn 2,000 bonus Scotia Rewards points for every additional $10,000 in Purchases thereafter in that same year, after the $40,000 annual spend has been reached.

Annual bonus Scotia Rewards points will be applied within two statement cycles after you have met the $40,000 annual spend threshold on the Account or within two statement cycles after you have met each additional $10,000 annual spend threshold on the Account, provided your Account is open and in good standing. The Account is considered in good standing if it is not delinquent (past due) or over limit and the Cardholders(s) is not in breach of the Revolving Credit Agreement that applies to the Account.

*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.
Initial Rewards: Earn up to 35,000 bonus Scotia Rewards points in your first year (that’s up to $350 towards travel )‡
On Going Rewards 1st: Earn 2x Scotia Rewards® points on every $1 you spend on eligible grocery stores, dining, entertainment purchases and daily transit purchases
On Going Rewards 2nd: Enjoy no FX Mark-up
GCR Rebate: 55
GCR Rebate
$55
Initial Rewards
35,000 bonus Scotia Rewards points
Annual Fee
$139
Credit Needed
Excellent
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GreatCanadianRebates.ca and will be paid upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
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Scotiabank® GM® VISA* Card
• Get closer to your new car with up to 5% in GM Earnings

• Earn 5% in GM Earnings on the first $5,000 spent annually, and 2% thereafter

• $1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac

• No earning or redemption caps

• Rates, fees and other information are effective as of July 2, 2020. Subject to change.

* Visit the application page for further details


*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.
Initial Rewards: Earn 5% in GM Earnings on the first $5,000 spent annually
On Going Rewards 1st: Earm 2% thereafter
On Going Rewards 2nd: $1 in GM Earning = $1 off the purchase price or lease
GCR Rebate: 45
GCR Rebate
$45
Initial Rewards
Earn 5% in GM Earnings
Annual Fee
$0
Credit Needed
Good
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GreatCanadianRebates.ca and will be paid upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
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Scotiabank®* Platinum American Express® card
• Earn 30,000 bonus Scotia Rewards points upon first purchase◊

• Earn 4x Scotia Rewards points for every $1 you spend at gas stations, grocery stores, on dining and entertainment

• Earn one point on all other eligible everyday purchases

• Complimentary membership to Priority Pass Airport Lounges Worldwide

• Rates, fees and other information are effective as of July 2, 2020. Subject to change.

Annual Fee : $399

Offer Description and Conditions: The 30,000 Bonus Scotia Rewards points offer (the “Offer”), applies only to new, Scotiabank Platinum American Express credit card accounts (“Account”) opened by October 31, 2020 subject to the conditions below. To be eligible for the Offer, an eligible purchase must be posted to the Account within 2 months of the Account open date. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges. The bonus points will appear as an adjustment on the Account statement within 2 statement cycles of the first card purchase provided the Account is open and in good standing at time of payout. The Account is considered in good standing if it is not delinquent (past due) or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account.

Offer may be changed, cancelled or extended and cannot be combined with any other offers.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the offer. Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.

Rates and Fees: The current annual fee is $399 for the primary card and $99 for each additional supplementary card. The current preferred annual interest rates for the Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions). All rates, fees, features and benefits are subject to change.


*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.
Initial Rewards: Earn 30,000 bonus Scotia Rewards points upon first purchase◊
On Going Rewards 1st: Earn 4x Scotia Rewards points for every $1 you spend at gas stations, grocery stores, on dining and entertainment
On Going Rewards 2nd: Earn one point on all other eligible everyday purchases
GCR Rebate: 60
GCR Rebate
$60
Initial Rewards
30,000 bonus Scotia Rewards points
Annual Fee
$399
Credit Needed
Excellent
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GreatCanadianRebates.ca and will be paid upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
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MBNA Rewards Platinum Plus® Mastercard®
Note : This offer is not available for residents of Quebec. For residents of Quebec, please click here.

• 4 points†† for every $1 spent on eligible gas, groceries and restaurant purchases during the first 90 days, and 2 points‡ for every $1 spent on eligible gas, groceries and restaurant purchases thereafter ($5,000 annual cap on each category). 1 point‡ for every $1 spent on all other eligible purchases

• 5,000 bonus points†† after you make $500 or more in eligible purchases within the first 90 days of your account opening

• 5,000 bonus points†† once enrolled for paperless e-statements within the first 90 days of account opening

• Redeem points‡ for travel, cash back, brand-name merchandise, gift cards from participating retailers, and charitable donations

• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪ and access cheques, and 24.99% on cash advances

• No annual fee

Apply for the MBNA Rewards Platinum Plus® Mastercard®.

* Visit the MBNA application page for further details

‡ These are highlights of the credit card rewards program (the " Program ") associated with this credit card account. Points will be awarded on eligible transactions charged to your account as set out in the Program terms and conditions. You will earn two (2) points per dollar spent on eligible gas, grocery and restaurant purchases to a maximum annual amount of $5,000 in each category. Eligible purchases that are not eligible gas, grocery and restaurant purchases will earn a Base Earn Rate of one (1) point per dollar. The redemption rate for Points earned may differ depending on the redemption option chosen. Complete terms and conditions describing Program eligibility, accrual, earn limits, and redemption of Points, and other important conditions will be sent after your account is opened. Please read the terms and conditions carefully upon receipt.

†† To qualify for this offer, an applicant must be approved for the specific credit card account described in the offer. Welcome bonus of 5,000 points will be awarded if $500 in eligible Purchases are made on your Account within the first 90 days of account opening that are not subsequently rescinded, the subject of a charge back request(s) or otherwise disputed. In order to obtain a "Paperless Bonus" of 5,000 bonus points, you must enroll in online banking at www.mbna.ca and consent to Paperless Statements for the account within the first 90 days of account opening, and not subsequently rescind such enrollment throughout this period. For the double the points on gas, grocery and restaurant Purchases offer, for the first 90 days after account opening you will earn an additional 2 points/$1 spent on eligible gas, grocery and restaurant purchases (on top of the regular earn rate of 2 points/$1 spent on such purchases as indicated in the Program terms and conditions), subject to a maximum annual cap of $5,000 in each category. Please allow 8-10 weeks for the applicable bonus points to be posted to your points account. Limit one-time bonus point offer (no cash value) per new account for each bonus point offer. This offer is not available to residents of Quebec. This promotion is offered by MBNA and may be amended or cancelled at any time without notice.

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00 % OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply" link.
Initial Rewards: 4 points†† for every $1 spent on eligible gas, groceries and restaurant purchases during the first 90 days
On Going Rewards 1st: 2 points‡ for every $1 spent on eligible gas, groceries and restaurant purchases thereafte
On Going Rewards 2nd: 1 point‡ for every $1 spent on all other eligible purchases
GCR Rebate: 50
GCR Rebate
$50
Initial Rewards
4 points†† for every $1 spent
Annual Fee
$0
Credit Needed
Good
• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.
-
ScotiaGold Passport® VISA* card
• Earn 5,000 Scotia Rewards bonus points upon your first purchase*

• Earn 1 Scotia Rewards point for every $1 you spend on eligible everyday purchases

• 5% cash back on travel purchased through Scotia Rewards Flexible Point Redemption

• Rates, fees and other information are effective as of July 2, 2020. Subject to change.

* Visit the application page for further details

Offer Description and Conditions: The 5,000 Scotia Rewards Bonus Points Offer (the “Offer”) applies only to a new ScotiaGold Passport Visa credit card accounts (“Account”) opened by October 31, 2020 subject to the conditions below. To be eligible for the Offer, an eligible purchase must be posted to the Account within 2 months of the Account open date. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges. The bonus points will appear as an adjustment on the Account statement within 2 statement cycles of the first card purchase provided the Account is open and in good standing at time of payout. The Account is considered in good standing if it is not delinquent (past due) or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account.

Offer may be changed, cancelled or extended at any time without notice and cannot be combined with any other offers.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the 5,000 Scotia Rewards bonus points offer (the “Offer”). Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.

Rates and Fees: The current annual fee is $110 for the primary card and $30 for each additional supplementary card. The current preferred annual interest rates for the Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions).

All rates, fees, features and benefits are subject to change. Offer may be changed, cancelled or extended and cannot be combined with any other offers.


*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.
Initial Rewards: Earn 5,000 Scotia Rewards bonus points upon your first purchase*
On Going Rewards 1st: Earn 1 Scotia Rewards point for every $1 you spend on eligible everyday
On Going Rewards 2nd: 5% cash back on travel purchased through Scotia Rewards
GCR Rebate: 60
GCR Rebate
$60
Initial Rewards
5,000 Scotia Rewards points
Annual Fee
$110
Credit Needed
Good
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GreatCanadianRebates.ca and will be paid upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
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CIBC Aventura® Gold Visa* Card
Welcome Offer: Earn up to 20,000 Aventura Points† Plus, get a first year annual fee rebate†!

Here’s How:
◊ Get 15,000 Aventura Points when you make your first purchase†

◊ Get 5,000 bonus Aventura Points when you spend $3,000 or more during the first 4 monthly statement periods †

• 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre†

• 1.5 points for every $1 spent at eligible gas stations, grocery stores and drug stores†

• 1 point for every $1 spent on all other purchases†

Plus, enjoy extra valuable travel benefits†
◊ Enjoy a Priority Pass Membership and 4 complimentary visits per year at 1,300+ airport lounges†: over $200 value†!

◊ NEXUS◊ Application Fee rebate†: A $50 value†!

†Conditions apply

Insurance coverage(s) included with CIBC credit cards are underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1 866 363-3338 in Canada and the U.S or collect from elsewhere at 905 403-3338 or visit cibccentre.rsagroup.ca. Some insurance coverage(s) require purchase(s), common carrier fares, accommodations and other trip costs to be charged to the card to activate coverage. Other conditions may apply. For important information regarding coverage, eligibility requirements, benefits, pre-existing health/medical conditions, limitations and exclusions, see cibc.com/ca/credit-card/agreements-insurance.html and the insurance certificate(s) in your card package.
Initial Rewards: Welcome Offer: Earn up to 20,000 Aventura Points †
On Going Rewards 1st: 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre†
On Going Rewards 2nd: 1.5 points for every $1 spent at eligible gas stations, grocery stores and drug stores†
GCR Rebate: 0
GCR Rebate
NA
Initial Rewards
Up to 20,000 Aventura Points
Annual Fee
$120
Credit Needed
Good
Cash Back Not Available from GCR. Any offers are strictly from CIBC.
Not available in Quebec.
-
CIBC Aventura® Visa Infinite* Card
Welcome Offer: Earn up to 20,000 Aventura Points† Plus, get a first year annual fee rebate†!

Here’s How:
◊ Get 15,000 Aventura Points when you make your first purchase†

◊ Get 5,000 bonus Aventura Points when you spend $3,000 or more during the first 4 monthly statement periods†

• 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre†

• 1.5 points for every $1 spent at eligible gas stations, grocery stores and drug stores†

• 1 point for every $1 spent on all other purchases†

Plus, enjoy extra valuable travel benefits
◊ Enjoy a Priority Pass Membership and 4 complimentary visits per year at 1,3000+ airport lounges†: over $200 value†!
◊ NEXUS◊ Application Fee rebate†: A $50 value†!

†Conditions apply

Insurance coverage(s) included with CIBC credit cards are underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1 866 363-3338 in Canada and the U.S or collect from elsewhere at 905 403-3338 or visit cibccentre.rsagroup.ca. Some insurance coverage(s) require purchase(s), common carrier fares, accommodations and other trip costs to be charged to the card to activate coverage. Other conditions may apply. For important information regarding coverage, eligibility requirements, benefits, pre-existing health/medical conditions, limitations and exclusions, see cibc.com/ca/credit-card/agreements-insurance.html and the insurance certificate(s) in your card package.
Initial Rewards: Welcome Offer: Earn up to 20,000 Aventura Points†
On Going Rewards 1st: 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre†
On Going Rewards 2nd: 1.5 points for every $1 spent at eligible gas stations, grocery stores and drug stores†
GCR Rebate: 0
GCR Rebate
NA
Initial Rewards
Up to 20,000 Aventura Points
Annual Fee
$120
Credit Needed
Good
Cash Back Not Available from GCR. Any offers are strictly from CIBC.
Not available in Quebec.
-
HSBC +Rewards™ Mastercard®
Earn 10,000 Points($50 travel value) PLUS a full annual fee rebate for the Primary Cardholder for the first year ($25 value). Must apply by August 17, 2020. Conditions Apply.

Our lowest interest rate for purchases, cash advances and balance transfers. Price Protection Service - find a lower price within 60 days of your purchase, the difference will be refunded, up to $500 per eligible item.

Earn 2 Points for every $1 spent on eligible dining or entertainment purchases.

• 11.9% our lowest interest rate for purchases, cash advances and balance transfers
• 2x the Points on all eligible dining and entertainment purchases
• $25 Primary cardholder annual fee
• $10 Authorized user annual fee
• Annual Fee Rebate for the Primary Cardholder for the first year. Terms Apply

Start earning rewards for doing what you love to do.
Initial Rewards: 10,000 Points PLUS a full annual fee rebate
On Going Rewards 1st: 2x the Points on all eligible dining and entertainment purchases
On Going Rewards 2nd: 11.9% our lowest interest rate for purchases, cash advances and balance transfers
GCR Rebate: 0
GCR Rebate
NA
Initial Rewards
10,000 Points
Annual Fee
$25
Credit Needed
Fair
Cash Back Not Available from GCR.
Any offers are strictly from HSBC.
Not available in Quebec.
    GCR Rebate   Initial Rewards   Annual Fee   Credit Needed  
 
American Express® Cobalt™ Credit Card
  $20   2,500 Membership Rewards® points   $120   Fair  
2,500 Membership Rewards® points for each monthly billing period in which you spend $500
Please wait one month before any missing rebate inquiries.

Card Type Credit
Annual Fee $10 per month of Cardmembership ($120 annually)
Additional Card Fee $0
Cash Advance Rate 21.99%*
Balance Transfer? No
Late Fee N/A


FEATURES
• In your first year as a new Cobalt Cardmember, you can earn 2,500 Membership Rewards® points for each monthly billing period in which you spend $500 in net purchases on your Card. This could add up to 30,000 points in a year

• 30,000 points is enough for:
□ An eligible short-haul flight using the Fixed Points Travel Program, or
□ $300 in statement credits redeemed towards travel purchases charged to your Card or
□ $300 worth of tickets on Ticketmaster.ca

• Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery.

• Earn 2 points for every $1 spent on eligible transit & gas purchases in Canada and eligible travel purchases. That's 2X the points on purchases that get you from point A to B

• Earn 1 point for every $1 in Card purchases everywhere else. We won't tell you where to spend, we'll just reward you on your Card purchases

Cobalt Cardmembers receive regular Perks such as bonus reward offers and access to great events

• Get advance access to tickets to some of the hottest concerts, shows and events through Front Of The Line® by American Express Invites® and advance screenings to blockbuster movies

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details, current product information and Terms and Conditions, click the Apply now link. Conditions Apply

• Conditions Apply

Cobalt Cardmembers receive regular perks, bonus rewards and access to great events. Past Cobalt Perks include:
• Earning extra Membership Rewards® points for spending on Cobalt
• Getting statement credits for using your Card with your favorite brands
• Early access to blockbuster movies, and tickets to VIP concert experiences

PLEASE READ TO MAKE SURE YOU GET A CASH BACK REBATE
• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Gold Rewards Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.


Cobalt is American Express’ new credit card that was uniquely designed with the passion points of millennials in mind - a generation whose spending habits reveal active social lives and a passion for food, travel and entertainment.

Cobalt rewards Cardmembers for simply doing the things they do in their everyday lives by featuring Canada’s highest points accelerator (5x) for eats and drinks including groceries, as well as a 2x points accelerator that expands travel to include flights, accommodation, taxi, public transit and gas. In addition, Cardmembers will enjoy many of the perks American Express is known for including access to some of the hottest shows through Front of the Line and exclusive offers.

The 5x accelerator on food and drink includes everything from coffee shops, grocery stores, fast food chains, to take-out, cafes, bars and pubs, and casual and upscale restaurants. Similarly, the 2x accelerator covers all things travel and transit including a subway ride, train journey, hailing a cab, staying at a hotel or a short-term rental, and booking a flight or an all-inclusive vacation, all of which fits seamlessly with Canadian spending habits.

Further breaking the mold of traditional rewards credit cards, Cobalt has a monthly fee of just $10 and offers other notable benefits American Express is known for including but not limited to American Express Invites, Front of the Line, insurance coverage and other special offers.

• Canada’s highest points accelerator for eats and drinks, including groceries.

• Cobalt is a credit card designed specifically for millennials / young professionals that rewards them for the purchases they’re already making. For the first time, millennials have access to a rewards card that fits their life, not the other way around.

• Cobalt rewards Cardmembers for simply living their everyday lives. It offers 5x points on Food & drink means everything from coffee shops, to fast food restaurants, delivery services and a dinner out, along with grocery shopping. 2x points on travel includes public transit, taxis, and Airbnb as well as flights, hotels and gas stations.

• Cobalt is the card that brings together all the things millennial consumers love: food/drink, travel and entertainment. Its accelerators mean they can accumulate points quickly without restrictions and use them to for the things they love. And Cardmembers will enjoy the service and perks that American Express is known for, including advanced access to tickets for the hottest concerts and shows through Front Of The Line.

• Redeeming points for travel is easy and painless with the ability to redeem points for any flight, anywhere and anytime with no restrictions. Or points can be used to pay for virtually any purchase right on the mobile app, whether it’s a trip, their monthly streaming subscription, or a new outfit.

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Cobalt Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
 
Scotiabank®* Gold American Express® Card
  $60   20,000 bonus Scotia Rewards points   $120   Good  
Earn 20,000 bonus Scotia Rewards points with your first $1,000 in everyday purchases in first 3 months†
• Earn 20,000 bonus Scotia Rewards points with your first $1,000 in everyday purchases in first 3 months†

• Earn 5 Scotia Rewards points forevery $1 you spend at eligible grocery stores, dining and entertainment

• Earn 3 Scotia Rewards points for every $1 you spend at eligible gas stations, daily transit, and select streaming services

• Earn 1 Scotia Rewards point for every $1 you spend on all other eligible everyday purchases in any currency

• Complimentary Concierge Services 24/7

• Amex exclusive benefits (Front Of The Line®)

• Rates, fees, offers and other information are effective as of July 2, 2020. Subject to change.

• $120 Annual Fee

Offer Description and Conditions: The 20,000 Bonus Scotia Rewards Points Offer (the “Offer”) applies only to new Scotiabank Gold American Express credit card accounts (“Account”) opened by August 31, 2020 subject to the conditions below. To be eligible for the Offer, at least $1,000 in eligible purchases must be posted to the Account within 3 months of the Account open date. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges. The bonus points will appear as an adjustment on the Account statement within 2 statement cycles after the third billing cycle has passed provided the Account is open and in good standing at time of payout. The Account is considered in good standing if it is not delinquent (past due) or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account.

Offer may be changed, cancelled or extended and cannot be combined with any other offers.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.

Rates and Fees: The current annual fee is $120 for the primary card and $29 for each additional supplementary card. The current preferred annual interest rates for the Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions). All rates, fees, features and benefits are subject to change.


*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GreatCanadianRebates.ca and will be paid upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
 
American Express Gold Rewards Card
  $0   25,000 Membership Rewards® points   $150   Good  
Welcome Bonus of 25,000 Membership Rewards® points just by making $1,500 in purchases
NOTE : American Express® reports approvals on the second week of each month. Please wait one month before any missing rebate inquiries.

Card Type Charge
Annual Fee $150
Additional Card Fee $50 (1 Free Additional Gold Rewards Card)
Cash Advance Rate N/A
Late Fee N/A


FEATURES
• New American Express® Gold Rewards* Cardmembers can earn a Welcome Bonus of 25,000 Membership Rewards® points just by making $1,500 in purchases in the first three months of Cardmembership.

• That’s enough to redeem for a round-trip Fixed Mileage Flight Reward TM* to almost anywhere in North America.

• Transfer your points to frequent flyer programs, or 1:1 to Aeroplan®* and Avios

• Earn 2 points for every $1 on eligible travel and everyday purchases

• Charge any travel to your Card then pay for it with points

• Free Additional Gold Rewards Card (a $50 value*) to help you earn points faster

• You can use Apple Pay on your eligible device to pay for goods and services at participating American Express contactless merchants

• As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges.

• $150 Annual Fee

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.



Conditions apply

PLEASE READ TO MAKE SURE YOU GET A CASH BACK REBATE

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Gold Rewards Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.



More Benefits
Welcome to the American Express Gold Rewards Card for personal use. The American Express Card gives you access to stores and online merchants as one of the most widely accepted cards in the world. Rewards of card membership and usage described here are those available for Canadians.

Early Rewards

Right out of the box, there are sign-up benefits for you. See above for details on the latest offer.

Earn Points

As you use the American Express Gold Rewards Card, you will earn points with every purchase. The normal rate that you earn is one point for every $1 purchase. There are some purchases, however, that will earn double points for you. These include purchases made with your credit card for gas, eligible travel, at the drugstore and the grocery store.

No limit, no deadline

There are no restrictions on the number of valuable points that you can accumulate and they will never expire. You can let them build up as you plan your special trip or vacation.

Use your points

There are several ways the points can benefit you. First, when you are ready to redeem your points, use your card to make a travel purchase from a service provider. Vendors include airlines, tour operators, travel agents and car rental agencies. Once you have booked the purchase, contact American Express and let them know that you want to use your points to cover the purchase. The points will then be applied as a credit to your monthly statement. You have to contact American Express within twelve months of the travel purchase appearing on your statement. Second, you can transfer your points to several frequent flyer and other reward programs, including Aeroplan, Delta Airlines, Hilton Honors and others. Third, your points can be turned into merchandise or gift cards.

Other card benefits

Just by making your travel purchases with the American Express Gold Card, you are entitled to additional benefits in the form of travel insurance. There is emergency medical during out of province or territory travel, trip interruption, rental car theft or damage and coverage for lost or stolen baggage.


• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Gold Rewards Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
 
MBNA Rewards World Elite® Mastercard® credit card
  $50   up to 30,000 bonus points   $120   Good  
Receive up to 30,000 bonus points
Note : This offer is not available for residents of Quebec. For residents of Quebec, please click here.

Receive up to 30,000 bonus points:

• 20,000 bonus points†† ($200 in travel value) after you make $2,000 or more in eligible purchases within the first 90 days of your account opening.

• 10,000 bonus points†† ($100 in travel value) once enrolled for paperless e-statements within the first 90 days of account opening

• Earn 2 points‡ for every $1 in eligible purchases

• Redeem points‡ for travel, cash back, brand-name merchandise, gift cards from participating retailers, and charitable donations

• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪ and access cheques, and 24.99% on cash advances

• $120 annual fee

To qualify, your personal annual income must be greater than $80,000, or your household annual income must be $150,000 or greater††††

‡ These are highlights of the credit card rewards program (the “Program”) associated with this credit card account. Points will be awarded on eligible transactions charged to your account as set out in the Program terms and conditions. Complete terms and conditions describing Program eligibility, accrual and redemption of points, and other important conditions, limitations and restrictions will be sent after your account is opened. Please read the terms and conditions carefully upon receipt.

†† To qualify for this offer, an applicant must be approved for the specific credit card account described in the offer. Welcome bonus of 20,000 points will be awarded if $2,000 in eligible Purchases are made on your Account within the first 90 days of account opening that are not subsequently rescinded, the subject of a charge back request(s) or otherwise disputed. In order to obtain a "Paperless Bonus" of 10,000 bonus points, you must enroll in online banking at www.mbna.ca and consent to Paperless Statements for the account within the first 90 days of account opening, and not subsequently rescind such enrollment throughout this period. Please allow 8-10 weeks for the applicable bonus points to be posted to your points account. Limit one-time bonus point offer (no cash value) per new account for each bonus point offer. This offer is not available to residents of Quebec. This promotion is offered by MBNA and may be amended or cancelled at any time without notice.

†††† To be eligible for a World Elite Account, your personal annual income must be greater than $80,000, or your household annual income must be $150,000 or greater. Additional account qualification criteria apply as set out in this application.

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00 % OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply" link.


• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.
 
Scotiabank SCENE® VISA* card
  $45   2,500 bonus SCENE points   $0   Good  
Earn 2,500 bonus SCENE points with your first $500 in everyday purchases in first 3 months◊
• Earn 2,500 bonus SCENE points with your first $500 in everyday purchases in first 3 months◊

• Earn 1 SCENE point for every $1 you spend on credit card purchases

• Earn 5 SCENE points for every $1 you spend on SCENE Visa purchases at participating Cineplex Entertainment theatres or online at cineplex.com

• Rates, fees and other information are effective as of July 2, 2020. Subject to change.

Offer Description and Conditions: The 2,500 Bonus SCENE Points Offer (the “Offer”), applies only to new SCENE Visa credit card accounts (excluding SCENE Student Visa cards) (“Account”) opened by October 31, 2020 subject to the conditions below. To be eligible for the Offer, at least $500 in eligible purchases must be posted to the Account within the first 3 months of the Account open date. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges. The bonus points will be awarded within 2-3 business days of the completion of the $500 net purchases provided the Account is open and in good standing at time of payout. The Account is considered in good standing if it is not delinquent (past due) or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account. Only one welcome bonus is awarded per Account. In case where both the primary and supplementary cardholders are SCENE members, the bonus points will be credited to the SCENE membership account that has been connected to the account.

Offer may be changed, cancelled or extended at any time without notice and cannot be combined with any other offers.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the offer. Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.

Rates and Fees: There is currently no annual fee for the primary card and no fee for each additional supplementary card. The current preferred annual interest rates for the Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions). All rates, fees, features and benefits are subject to change.


*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GreatCanadianRebates.ca and will be paid upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
 
American Express Business Gold Rewards Card
  $75   30,000 Welcome Bonus points   $250   Good  
Welcome Bonus of 30,000 points when you charge $5,000 in purchases
NOTE : American Express® reports approvals on the second week of each month. Please wait one month before any missing rebate inquiries.

Card Type Charge
Annual Fee $250
Additional Card Fee $50
Cash Advance Rate N/A
Late Fee N/A


FEATURES
• Earn a Welcome Bonus of 30,000 points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership

• You can maximize your cash flow with up to 55 interest free days. Use the Card throughout the month for all of your everyday business expenses, and earn reward points while you're at it

• Earn 1 point for every dollar in purchases charged to the Card. Plus, there is an easy, convenient way to get more out of your Membership Rewards® points - simply charge an eligible purchase to your card. Then you can redeem points for a statement credit

• Take advantage of purchasing power that grows with your business. With this Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history

• Make the most of a suite of business management tools that give you more control over your business - anytime and anywhere

• As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply

Conditions apply


PLEASE READ TO MAKE SURE YOU GET A CASH BACK REBATE

• Click Apply Now link above. Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate not available to existing American Express® Business Gold Rewards Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.


More About the American Express® Business Gold Rewards Card

The American Express Business Gold rewards card allows a business to earn bonuses of up to 40,000 points a year. There is even a chance to earn double points from making everyday purchases. This will allow the card owner to take a round trip flight to anywhere in North America free of charge. There is no annual fee for this card for one year. Another great feature is there will be fifty days where a person does not have to pay interest on their purchases or their balance.

This card is open to all Canadian business owners that have established some credit. The applicant has to be a current resident of Canada and own a small business in this country to qualify for the Express credit card. A business owner will know if they are approved for the card in as little as one minute with an online application. There are many great features that the gold card has that other credit cards do not. There is no limit to how many points a person can earn on their eligible purchases. The points will never expire. A person can choose to use them within a year or build them up over a couple of years and still be able to use the airline points. There are no blackout periods that a person cannot choose to travel. These points that are earned can be transferred to other frequent flyer programs including Aeroplan and Avios.

In addition to airline rewards there are other great features of the American Express gold card. There is not pre-set spending limit on the card. A person can use points to access some of the hottest shows and events in the country. For the first year the annual fee is waived for all new members. The card is sent to the new member free of charge. That alone is a value totaling more than $50. The purchasing power of this card will help a business grow and become more successful. There are additional rewards for members who are able to build up points within the first three months of using this card. This American Express card was developed to help a business increase their sales while earning travel rewards with each purchase.


• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Business Gold Rewards Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
 
MBNA Harley-Davidson® Mastercard® Credit Card
  $50   1.99% l annual interest rate   $0   Good  
1.99% promotional annual interest rate (“AIR”)† for 10 months on balance transfers✪
Note : This offer is not available for residents of Quebec. For residents of Quebec, please click here.

Get a chance to win˄ a Harley-Davidson® motorcycle with every eligible purchase‡

• You could get a 1.99% promotional annual interest rate (“AIR”)† for 10 months on balance transfers✪ completed within 90 days of account opening, with a fee of 1% of the amount advanced (minimum fee of $7.50)

• Earn 1 Genuine Rewards Point or every $2 in eligible purchases‡

• Redeem your points for Harley Chrome® Cash‡ to be used at participating Harley-Davidson Canadian retailers

• Use your card for eligible purchases and you may be entered in a quarterly Harley-Davidson motorcycle draw‡

• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪and access cheques, and 22.99% on cash advances

• No annual fee

* Visit the MBNA application page for further details

† Promotional Rates: Balance Transfers: 1.99%
This Promotional Rate applies to any balance transfers made within 90 days of your account opening (each, an “eligible transaction”) and will remain in effect for 10 Statement Periods from the transaction date of each eligible transaction. The Promotional Rate will increase and the remaining balance of the eligible transaction will become subject to the Standard Rate for balance transfers either: (1) on the first day of the first Statement Period that occurs after the expiry of the Promotional Rate; or (2) on the first day of the second Statement Period following any late Minimum Payment. Other conditions apply. Offer may be changed, extended or withdrawn at any time, without notice.

Standard Rates: Purchases: 19.99%
Balance transfers and access cheques: 22.99%
Cash advances: 22.99%


Default Rates:
If your Minimum Payment is late twice within any 12 consecutive Statement Periods (the "change event"), the Standard Rate(s) that apply to your account at that time will increase 5% to a maximum of 29.99%. The new Standard Rate(s) will apply on the first day of the second Statement Period following the change event. If you then pay each Minimum Payment on time for 12 consecutive Statement Periods ("cure period"), the Standard Rate(s) that apply to your account at that time will decrease back to the previous Standard Rate(s) prior to the rate increase on the first day of the first Statement Period that occurs after the cure period.

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00% OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

˄No purchase necessary. Contest closes at 11:59 PM ET on December 31, 2019. Automatically receive one (1) entry for each eligible Harley-Davidson® Mastercard® credit card purchase made during each of the Promotional Periods (Promotional Period 1 = Jan 1 to Mar 31, 2019, 11:59 PM ET, Promotional Period 2 = Apr 1 to Jun 30, 2019, 11:59 PM ET, Promotional Period 3 = Jul 1 to Sep 30, 2019, 11:59 PM ET, Promotional Period 4 = Oct 1 to Dec 31, 2019, 11:59 PM ET). Four (4) prizes available to be won (ARV ranges between $11,499 and $15,333). Odds of winning depend on the number of eligible entries received/stamped (as outlined in the Official Rules) during each Promotional Period. Open to Canadian residents who are Harley-Davidson® Mastercard® credit card holders and have reached the age of majority at the time of entry. Skill-testing question required. For full rules, including no purchase entry details, visit https://www.mbna.ca/document/PDF/MBNA-Harley-Davidson-2019ContestRulesAndRegulations.pdf. Opt-out: If you do not wish to be entered into the Contest, you must indicate your preference to opt-out by contacting Sponsor (and/or its applicable division(s)) by (I) telephone at 1-888-876-6262 (toll-free – 24-hour service) or (II) mail at MBNA Harley-Davidson Mastercard 2019 Contest Opt-out, 23 Prince Andrew Place, Toronto, Ontario, M3C 2H2

‡These are highlights of the credit card rewards program (the “Program”) associated with this credit card account. Points will be awarded on eligible transactions charged to your account as set out in the Program terms and conditions. Complete terms and conditions describing Program eligibility, periodic draws for new Harley-Davidson® Motorcycles, accrual and redemption of points, and other important conditions, limitations and restrictions will be sent after your account is opened. Please read the terms and conditions upon receipt. Accumulated points can only be redeemed in accordance with the Harley-DavidsonTM Rewards Program (the “H-D Program”). The Toronto-Dominion Bank has no liability or responsibility for any aspect of the H-D Program. Please visit www.harley-davidson.com for complete Harley-DavidsonTM Rewards Program terms and conditions.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ©2019 H-D or its affiliates. HARLEY-DAVIDSON, HARLEY, H-D, and the Bar and Shield Logo are among the trademarks of H-D U.S.A., LLC. Third-party trademarks are the property of their respective owners.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply" link.

• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back available by Paypal, Amazon Gift Code or by cheque*.
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.
 
Scotiabank Passport™ Visa Infinite* Card
  $55   35,000 bonus Scotia Rewards points   $139   Excellent  
Earn up to 35,000 bonus Scotia Rewards points in your first year (that’s up to $350 towards travel )‡
• Earn up to 35,000 bonus Scotia Rewards points in your first year (that’s up to $350 towards travel )‡

• Earn 2x Scotia Rewards® points on every $1 you spend on eligible grocery stores, dining, entertainment purchases and daily transit purchases (including buses, subways, taxis and more)

• Enjoy no FX Mark-up

• Enjoy Complimentary Airport Lounge Access, plus 6 free lounge visits per year

• Rates, fees and other information are effective as of July 2, 2020. Subject to change.

‡ For a limited time, become a new Scotiabank Passport Visa Infinite credit cardholder and earn a one-time 25,000 Scotia Rewards point bonus with your first $1,000 in everyday eligible purchases if made within the first 3 months (the “Bonus Offer”). Bonus Offer ends August 31, 2020. Conditions apply - see below1 for further details. Bonus Offer may be changed, cancelled or extended and cannot be combined with any other offers.

Plus, as a Scotiabank Passport Visa Infinite credit cardholder you are always eligible to earn an annual 10,000 Scotia Rewards point bonus when you spend at least $40,000 in everyday eligible purchases annually on your Scotiabank Passport Visa Infinite account. Conditions apply - see below2 for further details.

The current annual fee for the Scotiabank Passport Visa Infinite credit card (“Account”) is $139 for the primary card, $0 for one additional supplementary card and $50 for each additional supplementary card thereafter. The current preferred annual interest rates for this Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions). All rates, fees, features and benefits are subject to change.

1 Bonus Offer Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the 25,000 Scotia Rewards point bonus offer (the “Bonus Offer”). Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Bonus Offer.

Bonus Offer Description and Conditions: To be eligible for the Bonus Offer, you must have at least $1,000 in eligible purchases posted to your new Scotiabank Passport Visa Infinite credit card account (“Account”) in the first 3 months from the Account open date. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges. Any bonus points received under the Bonus Offer will be credited to the primary cardholder’s Scotia Rewards account within 5 to 10 business days after the first 3 months has passed, provided the Account is open and in good standing at time of payout. The Account is considered in good standing if it is not delinquent (past due) or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account. Bonus Offer applies to new Accounts only opened by August 31, 2020. Offer may be changed, cancelled or extended and cannot be combined with any other offers.

2 As a Scotiabank Passport Visa Infinite credit cardholder earn an annual Scotia Rewards point bonus starting at 10,000 bonus Scotia Rewards points when you make at least $40,000 in eligible purchases annually on your Scotiabank Passport Visa Infinite account (“Account”) each year (12-months). Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges. Annual period starts from the Account open date and resets every 12 months thereafter. You will earn 2,000 bonus Scotia Rewards points for every additional $10,000 in Purchases thereafter in that same year, after the $40,000 annual spend has been reached.

Annual bonus Scotia Rewards points will be applied within two statement cycles after you have met the $40,000 annual spend threshold on the Account or within two statement cycles after you have met each additional $10,000 annual spend threshold on the Account, provided your Account is open and in good standing. The Account is considered in good standing if it is not delinquent (past due) or over limit and the Cardholders(s) is not in breach of the Revolving Credit Agreement that applies to the Account.

*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GreatCanadianRebates.ca and will be paid upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
 
Scotiabank® GM® VISA* Card
  $45   Earn 5% in GM Earnings   $0   Good  
Earn 5% in GM Earnings on the first $5,000 spent annually
• Get closer to your new car with up to 5% in GM Earnings

• Earn 5% in GM Earnings on the first $5,000 spent annually, and 2% thereafter

• $1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac

• No earning or redemption caps

• Rates, fees and other information are effective as of July 2, 2020. Subject to change.

* Visit the application page for further details


*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GreatCanadianRebates.ca and will be paid upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
 
Scotiabank®* Platinum American Express® card
  $60   30,000 bonus Scotia Rewards points   $399   Excellent  
Earn 30,000 bonus Scotia Rewards points upon first purchase◊
• Earn 30,000 bonus Scotia Rewards points upon first purchase◊

• Earn 4x Scotia Rewards points for every $1 you spend at gas stations, grocery stores, on dining and entertainment

• Earn one point on all other eligible everyday purchases

• Complimentary membership to Priority Pass Airport Lounges Worldwide

• Rates, fees and other information are effective as of July 2, 2020. Subject to change.

Annual Fee : $399

Offer Description and Conditions: The 30,000 Bonus Scotia Rewards points offer (the “Offer”), applies only to new, Scotiabank Platinum American Express credit card accounts (“Account”) opened by October 31, 2020 subject to the conditions below. To be eligible for the Offer, an eligible purchase must be posted to the Account within 2 months of the Account open date. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges. The bonus points will appear as an adjustment on the Account statement within 2 statement cycles of the first card purchase provided the Account is open and in good standing at time of payout. The Account is considered in good standing if it is not delinquent (past due) or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account.

Offer may be changed, cancelled or extended and cannot be combined with any other offers.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the offer. Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.

Rates and Fees: The current annual fee is $399 for the primary card and $99 for each additional supplementary card. The current preferred annual interest rates for the Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions). All rates, fees, features and benefits are subject to change.


*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GreatCanadianRebates.ca and will be paid upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
 
MBNA Rewards Platinum Plus® Mastercard®
  $50   4 points†† for every $1 spent   $0   Good  
4 points†† for every $1 spent on eligible gas, groceries and restaurant purchases during the first 90 days
Note : This offer is not available for residents of Quebec. For residents of Quebec, please click here.

• 4 points†† for every $1 spent on eligible gas, groceries and restaurant purchases during the first 90 days, and 2 points‡ for every $1 spent on eligible gas, groceries and restaurant purchases thereafter ($5,000 annual cap on each category). 1 point‡ for every $1 spent on all other eligible purchases

• 5,000 bonus points†† after you make $500 or more in eligible purchases within the first 90 days of your account opening

• 5,000 bonus points†† once enrolled for paperless e-statements within the first 90 days of account opening

• Redeem points‡ for travel, cash back, brand-name merchandise, gift cards from participating retailers, and charitable donations

• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪ and access cheques, and 24.99% on cash advances

• No annual fee

Apply for the MBNA Rewards Platinum Plus® Mastercard®.

* Visit the MBNA application page for further details

‡ These are highlights of the credit card rewards program (the " Program ") associated with this credit card account. Points will be awarded on eligible transactions charged to your account as set out in the Program terms and conditions. You will earn two (2) points per dollar spent on eligible gas, grocery and restaurant purchases to a maximum annual amount of $5,000 in each category. Eligible purchases that are not eligible gas, grocery and restaurant purchases will earn a Base Earn Rate of one (1) point per dollar. The redemption rate for Points earned may differ depending on the redemption option chosen. Complete terms and conditions describing Program eligibility, accrual, earn limits, and redemption of Points, and other important conditions will be sent after your account is opened. Please read the terms and conditions carefully upon receipt.

†† To qualify for this offer, an applicant must be approved for the specific credit card account described in the offer. Welcome bonus of 5,000 points will be awarded if $500 in eligible Purchases are made on your Account within the first 90 days of account opening that are not subsequently rescinded, the subject of a charge back request(s) or otherwise disputed. In order to obtain a "Paperless Bonus" of 5,000 bonus points, you must enroll in online banking at www.mbna.ca and consent to Paperless Statements for the account within the first 90 days of account opening, and not subsequently rescind such enrollment throughout this period. For the double the points on gas, grocery and restaurant Purchases offer, for the first 90 days after account opening you will earn an additional 2 points/$1 spent on eligible gas, grocery and restaurant purchases (on top of the regular earn rate of 2 points/$1 spent on such purchases as indicated in the Program terms and conditions), subject to a maximum annual cap of $5,000 in each category. Please allow 8-10 weeks for the applicable bonus points to be posted to your points account. Limit one-time bonus point offer (no cash value) per new account for each bonus point offer. This offer is not available to residents of Quebec. This promotion is offered by MBNA and may be amended or cancelled at any time without notice.

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00 % OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply" link.

• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.
 
ScotiaGold Passport® VISA* card
  $60   5,000 Scotia Rewards points   $110   Good  
Earn 5,000 Scotia Rewards bonus points upon your first purchase*
• Earn 5,000 Scotia Rewards bonus points upon your first purchase*

• Earn 1 Scotia Rewards point for every $1 you spend on eligible everyday purchases

• 5% cash back on travel purchased through Scotia Rewards Flexible Point Redemption

• Rates, fees and other information are effective as of July 2, 2020. Subject to change.

* Visit the application page for further details

Offer Description and Conditions: The 5,000 Scotia Rewards Bonus Points Offer (the “Offer”) applies only to a new ScotiaGold Passport Visa credit card accounts (“Account”) opened by October 31, 2020 subject to the conditions below. To be eligible for the Offer, an eligible purchase must be posted to the Account within 2 months of the Account open date. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges. The bonus points will appear as an adjustment on the Account statement within 2 statement cycles of the first card purchase provided the Account is open and in good standing at time of payout. The Account is considered in good standing if it is not delinquent (past due) or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account.

Offer may be changed, cancelled or extended at any time without notice and cannot be combined with any other offers.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the 5,000 Scotia Rewards bonus points offer (the “Offer”). Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.

Rates and Fees: The current annual fee is $110 for the primary card and $30 for each additional supplementary card. The current preferred annual interest rates for the Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions).

All rates, fees, features and benefits are subject to change. Offer may be changed, cancelled or extended and cannot be combined with any other offers.


*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GreatCanadianRebates.ca and will be paid upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
 
CIBC Aventura® Gold Visa* Card
  $0   Up to 20,000 Aventura Points   $120   Good  
Welcome Offer: Earn up to 20,000 Aventura Points †
Welcome Offer: Earn up to 20,000 Aventura Points† Plus, get a first year annual fee rebate†!

Here’s How:
◊ Get 15,000 Aventura Points when you make your first purchase†

◊ Get 5,000 bonus Aventura Points when you spend $3,000 or more during the first 4 monthly statement periods †

• 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre†

• 1.5 points for every $1 spent at eligible gas stations, grocery stores and drug stores†

• 1 point for every $1 spent on all other purchases†

Plus, enjoy extra valuable travel benefits†
◊ Enjoy a Priority Pass Membership and 4 complimentary visits per year at 1,300+ airport lounges†: over $200 value†!

◊ NEXUS◊ Application Fee rebate†: A $50 value†!

†Conditions apply

Insurance coverage(s) included with CIBC credit cards are underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1 866 363-3338 in Canada and the U.S or collect from elsewhere at 905 403-3338 or visit cibccentre.rsagroup.ca. Some insurance coverage(s) require purchase(s), common carrier fares, accommodations and other trip costs to be charged to the card to activate coverage. Other conditions may apply. For important information regarding coverage, eligibility requirements, benefits, pre-existing health/medical conditions, limitations and exclusions, see cibc.com/ca/credit-card/agreements-insurance.html and the insurance certificate(s) in your card package.

Cash Back Not Available from GCR. Any offers are strictly from CIBC.
Not available in Quebec.
 
CIBC Aventura® Visa Infinite* Card
  $0   Up to 20,000 Aventura Points   $120   Good  
Welcome Offer: Earn up to 20,000 Aventura Points†
Welcome Offer: Earn up to 20,000 Aventura Points† Plus, get a first year annual fee rebate†!

Here’s How:
◊ Get 15,000 Aventura Points when you make your first purchase†

◊ Get 5,000 bonus Aventura Points when you spend $3,000 or more during the first 4 monthly statement periods†

• 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre†

• 1.5 points for every $1 spent at eligible gas stations, grocery stores and drug stores†

• 1 point for every $1 spent on all other purchases†

Plus, enjoy extra valuable travel benefits
◊ Enjoy a Priority Pass Membership and 4 complimentary visits per year at 1,3000+ airport lounges†: over $200 value†!
◊ NEXUS◊ Application Fee rebate†: A $50 value†!

†Conditions apply

Insurance coverage(s) included with CIBC credit cards are underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1 866 363-3338 in Canada and the U.S or collect from elsewhere at 905 403-3338 or visit cibccentre.rsagroup.ca. Some insurance coverage(s) require purchase(s), common carrier fares, accommodations and other trip costs to be charged to the card to activate coverage. Other conditions may apply. For important information regarding coverage, eligibility requirements, benefits, pre-existing health/medical conditions, limitations and exclusions, see cibc.com/ca/credit-card/agreements-insurance.html and the insurance certificate(s) in your card package.

Cash Back Not Available from GCR. Any offers are strictly from CIBC.
Not available in Quebec.
 
HSBC +Rewards™ Mastercard®
  $0   10,000 Points   $25   Fair  
10,000 Points PLUS a full annual fee rebate
Earn 10,000 Points($50 travel value) PLUS a full annual fee rebate for the Primary Cardholder for the first year ($25 value). Must apply by August 17, 2020. Conditions Apply.

Our lowest interest rate for purchases, cash advances and balance transfers. Price Protection Service - find a lower price within 60 days of your purchase, the difference will be refunded, up to $500 per eligible item.

Earn 2 Points for every $1 spent on eligible dining or entertainment purchases.

• 11.9% our lowest interest rate for purchases, cash advances and balance transfers
• 2x the Points on all eligible dining and entertainment purchases
• $25 Primary cardholder annual fee
• $10 Authorized user annual fee
• Annual Fee Rebate for the Primary Cardholder for the first year. Terms Apply

Start earning rewards for doing what you love to do.

Cash Back Not Available from GCR.
Any offers are strictly from HSBC.
Not available in Quebec.

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