Credit Card Coach

Filter : Rewards Credit Cards


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The Platinum Card® by American Express
Card Type Card with No Pre-set Spending Limit
Annual Fee $699
Additional Card Fee $175
Cash Advance Rate N/A
Late Fee N/A


FEATURES
• Unlock special experiences with the Platinum® Card

• Earn up to 80,000 Membership Rewards® points - that’s up to $800 in statement credits that can be used towards extra leg room on your next flight, or a weekend away at the spa charged to your Card

• New Platinum® Cardmembers, earn 60,000 Welcome Bonus points after you charge $6,000 in net purchases to your Card in your first 3 months of Cardmembership

• Earn 3 points for every $1 in Card purchases on eligible dining and food delivery in Canada and 1 point for every $1 in all other Card purchases

• Plus, earn 20,000 points when you make a purchase between 14 and 17 months of Cardmembership

• Earn 3 points for every $1 in Card purchases on eligible dining and food delivery in Canada, 2 points for every $1 in Card purchases on eligible travel, and 1 point for every $1 in all other Card purchases • You will have access to a $200 CAD Annual Travel Credit to use towards any single travel booking of $200 or more charged to your Platinum Card and made on www.americanexpress.ca/travel or through Platinum Card® Travel Service

• Take full advantage of The American Express Global Lounge Collection™ which unlocks access to over 1200 airport lounges worldwide. This includes The Centurion® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience

• Enjoy flexible ways to use your points such as statement credits for any eligible purchase charged to your Card, new travel purchases booked on American Express Travel Online through the Flexible Points Travel Program, and eligible flights through the Fixed Points Travel Program

• Transfer points 1:1 to several frequent flyer and other loyalty programs

• Enjoy complimentary benefits that offer an average value of $550 USD at over 1,000 extraordinary properties worldwide when you book Fine Hotels + Resorts

• Platinum Cardmembers can enjoy access to special events and unique opportunities

• Enjoy premium benefits at the Toronto Pearson Airport such as discount on parking

• You will also have access to many leading hotel and car rental companies’ loyalty programs. Our partners include Marriott International, Hilton Hotels and Resorts, Radisson Hotel Group Americas, Hertz and Avis

• Interest applies in accordance with your Cardmember Agreement, Information Box, and Disclosure statement if the total New Balance is not paid by the Payment Due Date each month. All payments must be received by the Payment Due Date shown on the monthly statement

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
Initial Rewards: Earn up to 80,000 Membership Rewards® points
On Going Rewards 1st: New Platinum® Cardmembers, earn 60,000 Welcome Bonus points after you charge $6,000 in net purchases to your Card in your first 3 months of Cardmembership
On Going Rewards 2nd: Earn 3 points for every $1 in Card purchases on eligible dining and food delivery in Canada and 1 point for every $1 in all other Card purchases
GCR Rebate: 150
GCR Rebate
$150
Initial Rewards
Unlock special experiences with the Platinum® Card
Credit Needed
Excellent
• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time The Platinum Card by American Express Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
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American Express® Cobalt™ Credit Card
Please wait one month before any missing rebate inquiries.

Card Type Credit
Annual Fee $12.99 per month of Cardmembership ($155.88 annually)
Additional Card Fee $0
Cash Advance Rate 21.99%*
Balance Transfer? No
Late Fee N/A


FEATURES
• In your first year as a new Cobalt Cardmember, you can earn 2,500 Membership Rewards® points for each monthly billing period in which you spend $500 in net purchases on your Card. This could add up to 30,000 points in a year

• 30,000 points is enough for:
□ $300 in statement credits redeemed towards purchases charged to your Card or
□ $225 in American Express® Prepaid Cards

• Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery.

• Earn 3x the points on eligible streaming subscriptions in Canada

• Earn 2 points for every $1 spent on eligible transit & gas purchases in Canada and eligible travel purchases. That's 2X the points on purchases that get you from point A to B

• Earn 1 point for every $1 in Card purchases everywhere else. We won't tell you where to spend, we'll just reward you on your Card purchases

• Transfer points 1:1 to several frequent flyer and other loyalty programs

• Cobalt Cardmembers receive regular Perks such as bonus reward offers and access to great events.

• Access Front Of The Line® Presale & Reserved Tickets to some of your favourite concerts and theatre performances and special offers and events curated for Cardmembers with American Express® Experiences

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details, current product information and Terms and Conditions, click the Apply now link. Conditions Apply

• Conditions Apply

Initial Rewards: You can earn 2,500 Membership Rewards® points for each monthly billing period in which you spend $500 in net purchases. This could add up to 30,000 points in a year
On Going Rewards 1st: Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery
On Going Rewards 2nd: Earn 2 points for every $1 spent on eligible transit & gas purchases in Canada and eligible travel purchases
GCR Rebate: 100
GCR Rebate
$100
Initial Rewards
Earn 2,500 Membership Rewards® points
Credit Needed
Fair
• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Cobalt Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
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Scotiabank®* Gold American Express® Card
Earn up to 40,000 bonus Scene+ points in your first year (that’s up to $400 towards travel).1 Plus, no annual fee in the first year, including on supplementary cards1 and get a 0.00% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $120) (1% balance transfer fee).1

• Earn up to 40,000 bonus Scene+ points in your first year (that’s up to $400 towards travel).¹

• Plus, no annual fee in the first year, including on supplementary cards¹ and get a 0.00% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $120) (1% balance transfer fee).¹

• The only major bank that saves you 2.5% on foreign transaction fees.⁹

• You will not pay 2.5% foreign transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies.⁸

• Earn 5 Scene+TM points points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions.

• Earn 3X Scene+ points for every $1 CAD spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and more.

• Earn 3X Scene+ points for every $1 CAD spent on eligible select streaming services.

• Earn 1 point for every $1 you spend on all other eligible everyday purchases

• Save 2.5% while cross-border shopping online.⁸ Travel, Rewards, Sign-Up Bonus (when applicable)

1 Offer Description and Conditions: The 30,000 Bonus Scene+ points Offer (the “Offer”) applies only to new Scotiabank Platinum American Express credit card accounts (“Account”) opened by June 29, 2022 subject to the conditions below. To be eligible for the Offer, an eligible purchase must be posted to the Account within 2 months of the Account open date. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges. The bonus points will be credited within approximately 2-3 business days after the first eligible purchase is posted to your Account, provided the Account is open and in good standing. The Account is considered in good standing if it is not past due or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account. Offer may be changed, cancelled or extended at any time without notice and cannot be combined with any other offers.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.

Rates and Fees: The current annual fee is $399 for the primary card and $99 for each additional supplementary card. The current preferred annual interest rates for the Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions). All rates, fees, features and benefits are subject to change.

1 The 40,000 Bonus Scene+ points First Year Annual Fee Waiver and Introductory 0.00% Balance Transfer Rate Offer (the “Offer”) applies only to new Scotiabank Gold American Express credit card accounts (“Accounts”) opened by June 29, 2022 and is subject to the below terms and conditions. Offer may be changed, cancelled or extended without notice at any time and cannot be combined with any other offers.

40,000 Bonus Scene+ Point Offer Description and Conditions: To be eligible for 20,000 bonus Scene+ points (the “20,000 Point Bonus”), you must open a new Account by January 1, 2022 and have at least $1,000 in eligible purchases posted to your new Account in the first 3 months. To be eligible for an additional 20,000 bonus Scene+ points (the “Extra 20,000 Point Bonus”), you must have at least $7,500 in eligible purchases posted to your new Account in your first year (12 months) from the Account open date. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges.

The 20,000 Point Bonus will be credited to the primary cardholder’s Scene+ account within approximately 2-3 business days after the qualifying $1,000 in eligible purchases being posted to your Account within the first 3 months from the Account open date, provided the Account is open and in good standing. The Extra 20,000 Point Bonus will be credited to the primary cardholder’s Scene+ account within approximately 2-3 business days after you have met the $7,500 annual spend threshold on the Account, provided your Account is open and in good standing. The Account is considered in good standing if it is not past due or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account.

First Year Annual Fee Waiver Offer Description and Conditions: We will waive the initial annual fee for the primary card and each additional supplementary card on the Account for the first year only.

Introductory 0.00% Balance Transfer Rate Offer Conditions: The introductory 0.00% interest rate on balance transfers (the “Rate Offer”) applies only to cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions) (collectively “Cash Advances”) subject to the conditions below. This introductory rate applies when the new Account is opened by January 1, 2022 and will continue for 6 months from date of Account opening (the “Promotional Period”). This Rate Offer is subject to any available limit for Cash Advances (the “Cash Advance Available Limit”) on your Account. This Rate Offer cannot be used to transfer a balance from another Scotiabank Account, or to make a payment or deposit to another Scotiabank Account. After the Promotional Period, the 0.00% interest rate on any promotional Cash Advances (including any that remain unpaid after the Promotional Period ends) will increase to the preferred interest rate on Cash Advances (currently 22.99%). A Balance Transfer fee of 1% of the amount of each Balance Transfer transferred during the Promotional Period applies. If you don’t pay the minimum payment on your Account by the payment due date on your statement, two times in any consecutive 12-month period, you will lose the benefit of this promotional rate Offer and the interest rates that apply on any unpaid balance will increase to the standard annual interest rates that apply to your Account (currently 24.99% on purchases and 27.99% on Cash Advances).

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.

Payment Allocation: In general, if you make a payment that exceeds the minimum payment on your statement, we will apply your payment on a proportionate basis among each group of billed charges on your Account. We group charges based on the interest rate that applies to the group of charges. Your payment cannot be applied to the balance(s) of your choice. See your credit card agreement for more information about how we apply payments to your Account.

Rates and Fees: The current annual fee is $120 for the primary card and $29 for each additional supplementary card.

The current preferred annual interest rates for the Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions). All rates, fees, features and benefits are subject to change.

To qualify for these offers make sure to open a new Scotiabank Gold American Express credit card account by June 29, 2022.

To qualify for the 40,000 bonus Scene+ points offer:

2. Earn 20,000 bonus Scene+ points by making at least $1,000 in everyday eligible purchases in your first 3 months from account opening.

3. Plus, for a limited time, you are eligible to earn a 20,000 Scene+ point bonus when you spend at least $7,500 in everyday eligible purchases in your first year.

Once you qualify, we’ll credit your account in 2 instalments: 1. 20,000 bonus Scene+ points will be credited to your account within approximately 2-3 business days following the qualifying $1,000 in net purchases being posted to your Account in your first 3 months.

2. An additional 20,000 bonus Scene+ points will be credited within approximately 2-3 business days after you have met the $7,500 annual spend threshold in your first year. Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for this offer.

See terms and conditions below for full details.

All rates, fees, features and benefits are subject to change.


*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.
Initial Rewards: Earn up to 40,000 bonus Scene+ points in your first year (that’s up to $400 towards travel)
On Going Rewards 1st: Earn 5X Scene+ points forevery $1 you spend at eligible grocery stores, dining and entertainment
On Going Rewards 2nd: Earn 3X Scene+ points for every $1 you spend at eligible gas stations, daily transit, and select streaming services
GCR Rebate: 125
GCR Rebate
$125
Initial Rewards
Up to 40,000 bonus Scene+ points
Credit Needed
Good
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.
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American Express® Gold Rewards Card
NOTE : American Express® reports approvals on the second week of each month. Please wait one month before any missing rebate inquiries.

Card Type Credit
Annual Fee $250
Additional Card Fee $50 (1 Free Additional Gold Rewards Card)
Cash Advance Rate 21.99%
Late Fee N/A


FEATURES
• Earn up to 50,000 Membership Rewards® points - that’s $500 in statement credits towards your next flight or dinner out with friends that has been charged to the Card

• New American Express® Gold Rewards Cardmembers can earn a Welcome Bonus of 40,000 points when you charge $3,000 in purchases to your Card in your first 3 months of Cardmembership

• Plus, earn an additional 10,000 points when you make a purchase between 14 and 17 months of Cardmembership

• Earn 2 points for every $1 in Card purchases for eligible travel purchases, including flights, hotels, car rentals, cruises, and more

• Earn 2 points for every $1 in Card purchases at eligible gas stations, grocery stores and drugstores in Canada, and 1 point for every $1 in Card purchases everywhere else

• The Card is now available in your choice of Gold or Rose Gold metal options

• Receive a $50 CAD statement credit when a NEXUS application or renewal fee is charged to your American Express Gold Rewards Card

• You have access to an annual $100 CAD Travel Credit, compliments of your American Express Gold Rewards Card. Use the credit once annually towards any single travel booking of $100 or more charged to your Gold Rewards Card through American Express Travel Online

• As a Gold Rewards Cardmember, you can receive complimentary membership in Priority Pass™ – one of the world’s largest independent airport lounge programs. Escape the chaos of airports and relax in an oasis of calm and simply enjoy the fact that the travel experience has begun before your plane has even left the ground. Enrollment is required and entry fees apply

• Enjoy four (4) complimentary visits per Calendar year to Plaza Premium Lounges across Canada. Entry fees apply once complimentary visits have been used

• Charge any eligible purchase to your credit Card then log in to redeem your earned points for a statement credit

• Transfer points 1:1 to several frequent flyer and other loyalty programs

• 1 Free Additional Gold Rewards Card (a $50 value) to help you earn points faster

• Subject to approval. The preferred rate for purchases is 20.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 23.99% and/or 26.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details

• American Express is not responsible for maintaining of monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.
Initial Rewards: Welcome Bonus of up to 40,000 Membership Rewards® points
On Going Rewards 1st: Earn 2 points for every $1 in Card purchases for eligible travel purchases, including flights, hotels, car rentals, cruises, and more
On Going Rewards 2nd: Earn 2 points for every $1 in Card purchases at eligible gas stations, grocery stores and drugstores in Canada
GCR Rebate: 120
GCR Rebate
$120
Initial Rewards
50,000 Membership Rewards® points
Credit Needed
Good
• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Gold Rewards Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
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MBNA Rewards World Elite® Mastercard® credit card
***IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.

Note : This offer is not available for residents of Quebec. For residents of Quebec, please click here.

• 20,000 bonus points†† (approximately $165 in cash back value) after you make $2,000 or more in eligible purchases within the first 90 days of your account opening.

• 10,000 bonus points††(approximately $80 in cash back value) once enrolled for paperless e-statements within the first 90 days of account opening

• Earn 5 points‡ for every $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until $50,000 is spent annually in the applicable category. 1 point‡ for every $1 on all other eligible purchases

• Each year, you will receive Birthday Bonus Points‡ equal to 10% of the total number of Points the Account earned in the 12 months before the month of your birthday, to a maximum Birthday Bonus each year of 15,000 Points.

• Redeem points‡ for cash back, brand-name merchandise, gift cards from participating retailers, charitable donations, and travel.

• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪ and access cheques, and 24.99% on cash advances

• Mobile Device Insurance***
With Mobile Device Insurance, you’ve got up to $1,000 in coverage for eligible mobile devices in the event of loss, theft, accidental damage or mechanical breakdown

• $120 annual fee. $50 Additional Card Annual Fee for one authorized user (if you have one).

To qualify, your personal annual income must be greater than $80,000, or your household annual income must be $150,000 or greater††††

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply" link.

‡ These are highlights of the credit card rewards program (the "Program") associated with this credit card account. Points will be awarded on eligible transactions charged to your account as set out in the Program terms and conditions. You will earn five (5) points per dollar spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until you spend $50,000 annually (per calendar year) in the applicable category. Other eligible purchases will earn a Base Earn Rate of one (1) point per dollar. Each year, the account will receive Birthday Bonus Points equal to 10% of the total number of Points the account earned in the 12 months before the month of the primary cardholder's birthday, to a maximum Birthday Bonus each year of 15,000 Points. The Birthday Bonus Points will be added to the account before the end of the primary cardholder's birthday month. The redemption rate for Points earned may differ depending on the redemption option chosen. Complete terms and conditions describing Program eligibility, accrual, earn limits, and redemption of Points, and other important conditions will be sent after your account is opened. Please read the terms and conditions carefully upon receipt.

†† To qualify for this offer, an applicant must be approved for the specific credit card account described in the offer. Welcome bonus of 20,000 points will be awarded if $2,000 in eligible Purchases are made on your Account within the first 90 days of account opening that are not subsequently rescinded, the subject of a charge back request(s) or otherwise disputed. In order to obtain a "Paperless Bonus" of 10,000 bonus points, you must enroll in online banking at www.mbna.ca and consent to Paperless Statements for the account within the first 90 days of account opening, and not subsequently rescind such enrollment throughout this period. Please allow 8-10 weeks for the applicable bonus points to be posted to your points account. Limit one-time bonus point offer (no cash value) per new account for each bonus point offer. This offer is not available to residents of Quebec. This promotion is offered by MBNA and may be amended or cancelled at any time without notice.

†††† To be eligible for a World Elite Account, your personal annual income must be greater than $80,000, or your household annual income must be $150,000 or greater. Additional account qualification criteria apply as set out in this application.

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00 % OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

***Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy MBNA-0620. To be eligible for Mobile Device Insurance you must use your Account to pay all of your monthly mobile bill payments and any upfront costs or pay at least 75% of the purchase price with your Account when paying the full cost of your mobile device up front. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificates of Insurance included with your Guide to Coverage. ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.

Initial Rewards: 20,000 bonus points†† (approximately $165 in cash back value) after you make $2,000 or more in eligible purchases within the first 90 days of your account opening.
On Going Rewards 1st: Earn 5 points‡ for every $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until $50,000 is spent annually in the applicable category
On Going Rewards 2nd: 1 point‡ for every $1 on all other eligible purchases
GCR Rebate: 50
GCR Rebate
$50
Initial Rewards
20,000 bonus points††
Credit Needed
Good
IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.

• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.
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National Bank Allure Mastercard®


• Your cause. Your card. The Allure card allows you to contribute to the Quebec Breast Cancer Foundation.

• Earn 1 point for every $2 spent

• Receive $10 cashback for each 1,000 points earned

• Extended warranty*

• Purchase protection in case of theft or damage*

National Bank ranks #1 among credit card issuers for Customer Experience according to the Forrester CX Index1.
Initial Rewards: Earn 1 point for every $2 spent
On Going Rewards 1st: Receive $10 cashback for each 1,000 points earned
On Going Rewards 2nd:
GCR Rebate: 35
GCR Rebate
$35
Initial Rewards
Your cause. Your card.
Credit Needed
Fair
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
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National Bank ECHO® Cashback Mastercard®


• Earn 1.5% cashback on most online purchases, in grocery stores and on gas*

• Get unlimited 1% cashback on all other purchases

• Apply your cashback as soon as you accumulate $10. You can even access your cashback on the go from any tablet or mobile device!

• Purchase protection in case of theft or damage*

• Extended warranty*

National Bank ranks #1 among credit card issuers for Customer Experience according to the Forrester CX Index1.
Initial Rewards: Earn 1.5% cashback on most online purchases, in grocery stores and on gas*
On Going Rewards 1st: Get unlimited 1% cashback on all other purchases
On Going Rewards 2nd:
GCR Rebate: 35
GCR Rebate
$35
Initial Rewards
Earn 1.5% cashback
Credit Needed
Fair
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
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National Bank mycredit Mastercard®


• 1% on restaurant transactions and recurring pre-authorized payments*

• 0.5% on all other eligible purchases

• Protection for your mobile phone: Your new mobile devices, purchased with your card, or phone subscriptions paid for with your card or by automatic transfers from your mycredit account are protected against theft or damages for a period of up to 2 years

National Bank ranks #1 among credit card issuers for Customer Experience according to the Forrester CX Index1.

Initial Rewards: 1% on restaurant transactions and recurring pre-authorized payments
On Going Rewards 1st: 0.5% on all other eligible purchases
On Going Rewards 2nd: Protection for your NEW mobile phone
GCR Rebate: 35
GCR Rebate
$35
Initial Rewards
1% on restaurant transactions
Credit Needed
Fair
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
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National Bank Platinum Mastercard®
CONDITIONS – PROMOTION ON CARDS WITH REWARDS POINTS

20,000 reward points and savings on annual fees for the first year*

Promotion valid from February 14, 2022 to August 31st, 2022 for the National Bank Platinum, World and World EliteTM Mastercard TM credit cards. To take advantage of this offer, you must sign up for an eligible National Bank credit card by August 31st, 2022.

Savings on annual fees for the first year:

The annual fees for the card will be refunded for the first year for the main cardholder and for the first authorized user added to the account. To receive the annual fee refund for the first authorized user, they must be added on the account opening application. Annual fees will appear as a charge and credit on the 4th statement, at the latest, after your account is opened.

The primary cardholder is responsible for all charges to the account, including those incurred by authorized users.

Bonus rewards points:

The 20,000 rewards points given under this promotion will be credited to the credit card account in a single payment no later than the 5th statement following the account opening:

Platinum, World and or World EliteTM MastercardTM credit cards: get 20,000 rewards points if $3,000 in net purchases are charged to the credit card account within the first three months following account opening.

The account must be in good standing at the time the annual fees are refunded and bonus rewards points are applied.

The net purchases charged to the card are calculated over a period of three months, starting at account opening. For example, if the account is opened March 15, 2022, the account holder will have until June 15, 2022 to charge the required amount of purchases to the account and obtain the bonus rewards points. 

Net purchases refer to the amount in purchases charged to the account less returns and refunds. Annual fees, balance transfers, cash advances (including transactions that can be converted directly to cash, such as money orders, traveller's cheques and gambling transactions), interest charges and any other fees and adjustments are not considered purchases and are therefore not included in the calculation.  

Eligibility and terms and conditions 

This promotion is intended for individuals who do not have a National Bank Mastercard credit card and have not held a National Bank credit card within the last 24 months. There is a limit of 20,000 rewards points per eligible credit card account during the promotional period, regardless of the number of credit cards associated with the account.  It cannot be combined with any other National Bank credit card promotion. Employees of National Bank and its subsidiaries and entities are not eligible for this promotion. The promotion may be modified, extended or cancelled, without prior notice, at any time.


• 1 point on ALL card purchases* without restrictions*!

• Travel rewards you can benefit from during your next trip abroad or for your vacation closer to home, for example for a car rental.

• Your points can be exchanged towards a wide range of articles and gift-cards, a payment on your credit card balance or a donation to a good cause.

• Purchase protection such as purchase insurance, extended warranty on your purchases and fraud protection.

National Bank ranks #1 among credit card issuers for Customer Experience according to the Forrester CX Index1.

Initial Rewards: Get 20,000 rewards points if $3,000 in net purchases are charged to the credit card account within the first three months following account opening
On Going Rewards 1st: 1 point on ALL card purchases* without restrictions*!
On Going Rewards 2nd: Travel rewards you can benefit from during your next trip abroad or for your vacation closer to home, for example for a car rental.
GCR Rebate: 80
GCR Rebate
$80
Initial Rewards
Get 20,000 rewards points
Credit Needed
Good
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
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National Bank World Elite® Mastercard®
CONDITIONS – PROMOTION ON CARDS WITH REWARDS POINTS FEBRUARY 14 TO AUGUST 31, 2022

Promotion valid from February 14, 2022 to August 31, 2022 for National Bank® Platinum, World Elite® and Platinum Business Mastercard® credit cards. To take advantage of this offer, you must sign up for an eligible National Bank credit card by August 31, 2022. Credit card issued subject to credit approval by National Bank. Certain conditions apply.

Savings on annual fees for the first year:

The annual fees for the card will be refunded for the first year for the main cardholder and for the first authorized user added to the account. To receive the annual fee refund for the first authorized user, you must add them on the account opening application. Annual fees will appear as a charge and credit on the second or third statement after your account is opened.

The primary cardholder is responsible for all charges to the account, including those incurred by authorized users.

Bonus rewards points:

The 20,000 rewards points applied under this promotion will be credited to the credit card account in a single payment no later than the 5th statement following the account opening:

Platinum, or World Elite Mastercard: you'll get 20,000 rewards points if $3,000 or more in net purchases are charged to the credit card account within the first three months following enrolment.

Platinum Business Mastercard: you'll get 20,000 rewards points if $5,000 or more in net purchases are charged to the credit card account within the first three months following enrolment.

The account must be in good standing at the time the annual fees are refunded and bonus rewards points are applied.

The net purchases charged to your card are calculated over a period of three months, starting at account opening. For example, if the account is opened June 15, 2022, the account holder will have until September 15, 2022 to charge the required amount of purchases to the account and obtain the bonus rewards points.

Net purchases refer to the amount in purchases charged to the account less returns and refunds. Annual fees, balance transfers, cash advances (including transactions that can be converted directly to cash, such as money orders, traveller's cheques and gambling transactions), interest charges and any other fees and adjustments are not considered purchases and are therefore not included in the calculation.

  Eligibility and terms and conditions

This promotion is intended for individuals who do not have a National Bank Mastercard credit card and have not held a National Bank credit card within the last 24 months. There is a limit of 20,000 rewards points per eligible credit card account during the promotional period, regardless of the number of credit cards associated with the account. It cannot be combined with any other National Bank credit card promotion. Employees of National Bank and its subsidiaries and entities are not eligible for this promotion. The promotion may be modified, extended or cancelled, without prior notice, at any time. To enable screen reader support, press Ctrl+Alt+Z To learn about keyboard shortcuts, press Ctrl+slash


• Earn up to 2 points on ALL card purchases* without restrictions*!

• A refund of up to $250 per year on seat selection, airport parking and baggage fee

• Unlimited access to the National Bank VIP Lounge at Montréal-Trudeau for you and a guest

• Travel rewards you can benefit from during your next trip abroad or for your vacation closer to home, for example for a car rental.

• Your points can be exchanged towards a wide range of articles and gift-cards, a payment on your credit card balance or a donation to a good cause.

• Purchase protection such as purchase insurance, extended warranty on your purchases and fraud protection.

National Bank ranks #1 among credit card issuers for Customer Experience according to the Forrester CX Index1.

Initial Rewards: Get 20,000 rewards points if $3,000 in net purchases are charged to the credit card account within the first three months following account opening
On Going Rewards 1st: Earn up to 2 points on ALL card purchases* without restrictions*!
On Going Rewards 2nd: A refund of up to $250 per year on seat selection, airport parking and baggage fee
GCR Rebate: 80
GCR Rebate
$80
Initial Rewards
Get 20,000 rewards points
Credit Needed
Excellent
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
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National Bank World Mastercard®
CONDITIONS – PROMOTION ON CARDS WITH REWARDS POINTS

20,000 reward points and savings on annual fees for the first year*

Promotion valid from February 14, 2022 to August 31st, 2022 for the National Bank Platinum, World and World EliteTM Mastercard TM credit cards. To take advantage of this offer, you must sign up for an eligible National Bank credit card by August 31st, 2022.

Savings on annual fees for the first year:

The annual fees for the card will be refunded for the first year for the main cardholder and for the first authorized user added to the account. To receive the annual fee refund for the first authorized user, they must be added on the account opening application. Annual fees will appear as a charge and credit on the 4th statement, at the latest, after your account is opened.

The primary cardholder is responsible for all charges to the account, including those incurred by authorized users.

Bonus rewards points:

The 20,000 rewards points given under this promotion will be credited to the credit card account in a single payment no later than the 5th statement following the account opening:

Platinum, World and or World EliteTM MastercardTM credit cards: get 20,000 rewards points if $3,000 in net purchases are charged to the credit card account within the first three months following account opening.

The account must be in good standing at the time the annual fees are refunded and bonus rewards points are applied.

The net purchases charged to the card are calculated over a period of three months, starting at account opening. For example, if the account is opened March 15, 2022, the account holder will have until June 15, 2022 to charge the required amount of purchases to the account and obtain the bonus rewards points. 

  Net purchases refer to the amount in purchases charged to the account less returns and refunds. Annual fees, balance transfers, cash advances (including transactions that can be converted directly to cash, such as money orders, traveller's cheques and gambling transactions), interest charges and any other fees and adjustments are not considered purchases and are therefore not included in the calculation.  

Eligibility and terms and conditions 

This promotion is intended for individuals who do not have a National Bank Mastercard credit card and have not held a National Bank credit card within the last 24 months. There is a limit of 20,000 rewards points per eligible credit card account during the promotional period, regardless of the number of credit cards associated with the account.  It cannot be combined with any other National Bank credit card promotion. Employees of National Bank and its subsidiaries and entities are not eligible for this promotion. The promotion may be modified, extended or cancelled, without prior notice, at any time.


• Earn up to 2 points on ALL card purchases* without restrictions*!

• Travel rewards you can benefit from during your next trip abroad or for your vacation closer to home, for example for a car rental.

• Your points can be exchanged towards a wide range of articles and gift-cards, a payment on your credit card balance or a donation to a good cause.

• Purchase protection such as purchase insurance, extended warranty on your purchases and fraud protection.

National Bank ranks #1 among credit card issuers for Customer Experience according to the Forrester CX Index1.

Initial Rewards: Get 20,000 rewards points if $3,000 in net purchases are charged to the credit card account within the first three months following account opening
On Going Rewards 1st: Earn up to 2 points on ALL card purchases* without restrictions*!
On Going Rewards 2nd: Travel rewards you can benefit from during your next trip abroad or for your vacation closer to home, for example for a car rental.
GCR Rebate: 50
GCR Rebate
$50
Initial Rewards
Get 20,000 rewards points
Credit Needed
Good
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
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Scotiabank SCENE® VISA* card
• Earn Scene+TM* points on everyday purchases.¹

• Earn 5,000 bonus Scene+™ points with your first $750 in everyday purchases in the first 3 months.²

• Earn 5 Scene+ points for every $1 you spend on credit card purchases at Cineplex™ theatres or at cineplex.com.⁴

• Earn 1 Scene+ point for every $1 you spend on your everyday credit card purchases.⁴

• Redeem for a FREE movie with just 1,250 points.

• Get $5 off at participating restaurants when you redeem just 500 points.⁶

• A new, flexible way to pay off your eligible Scotiabank Visa* credit card purchases of $100 or more, with no interest rate on your plan and a low fee.¹,³

1 SCENE Visa cardholders will earn points for purchases made with their SCENE Visa card (“Card”). A Card must be connected to a Scene+ membership account to earn points on purchases made on the Card. Points are not awarded for cash advances, balance transfers, Scotia Credit Card Cheques, returns, refunds or other similar credits, payments fees, interest, service or transaction charges on the Card. Some conditions and limitations apply. Visit www.scotiabank.com/scenevisa for complete details.

2 Offer Description and Conditions: The 5,000 Bonus Scene+ points Offer (the “Offer”) applies only to new SCENE Visa credit card accounts (excluding SCENE Student Visa cards) (“Account”) opened by July 01, 2022 subject to the conditions below. To be eligible for the Offer, at least $750 in eligible purchases must be posted to the Account within the first 3 months of the Account open date. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges. The bonus points will be credited within 2-3 business days of the completion of the $750 net purchases provided the Account is open and in good standing. The Account is considered in good standing if it is not past due or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account. Only one welcome bonus is awarded per Account. In cases where both the primary and supplementary cardholders are Scene+ members, the bonus points will be credited to the Scene+ membership account that has been connected to the Account. Offer may be changed, cancelled or extended at any time without notice and cannot be combined with any other offers.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.

Rates and Fees: There is currently no annual fee for the primary card and no fee for each additional supplementary card. The current preferred annual interest rates for the Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions). All rates, fees, features and benefits are subject to change.



*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.
Initial Rewards: Earn 5,000 bonus Scene+ points with your first $750 in everyday purchases in first 3 months◊
On Going Rewards 1st: Earn 1 Scene+ point for every $1 you spend on your everyday credit card purchases
On Going Rewards 2nd: Earn 5 Scene+ points for every $1 you spend on credit card purchases at Cineplex™ theatres or at cineplex.com
GCR Rebate: 60
GCR Rebate
$60
Initial Rewards
5,000 bonus Scene+ points
Credit Needed
Good
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.
-
American Express® Business Gold Rewards Card
NOTE : American Express® reports approvals on the second week of each month. Please wait one month before any missing rebate inquiries.

Card Type Card with No Pre-set Spending Limit
Annual Fee $199
Additional Card Fee $50
Cash Advance Rate N/A
Late Fee N/A


FEATURES
Earn up to 110,000 points:
Earn a welcome bonus of 70,000 Membership Rewards® points after spending $5,000 in purchases within the first three months of Cardmembership. Plus earn 10,000 bonus points, when you charge $20,000 in net purchases to your Card account each calendar quarter. That’s a total of up to 40,000 points every year. That’s up to $1,100 in statement credits that can be reinvested in your business.

• Earn 1 Membership Rewards point for every dollar in purchases charged to the Card.

• Take advantage of purchasing power that grows with your business with no pre-set spending limit on purchases. With this Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history

• You can maximize your cash flow with up to 55 interest free days. Use the Card throughout the month for all of your everyday business expenses, and earn reward points while you're at it

• Pay for business expenses over time with Flexible Payment Option

• Make the most of a suite of business management tools that give you more control over your business - anytime and anywhere.

• The Membership Rewards program boasts an exceptional line-up of rewards redemption options for you and your business, including travel, dining, entertainment, gift cards, merchandise, and more

• This charge card has both Due in Full and Flexible Payment Option balances. All Due in Full balances must be paid each month. Interest rate of 30% applies to each delinquent Due in Full charge. This rate is effective from the day account is opened. Interest rate of 19.99% applies to your Flexible Payment Option balance. This rate is effective from the day the Flexible Payment Option is first available on your account.

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.

Initial Rewards: Welcome Bonus of 70,000 points when you charge $5,000 in purchases
On Going Rewards 1st: Earn 1 point for every dollar in purchases charged to the Card
On Going Rewards 2nd: You can maximize your cash flow with up to 55 interest free days
GCR Rebate: 125
GCR Rebate
$125
Initial Rewards
70,000 Welcome Bonus points
Credit Needed
Good
• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Business Gold Rewards Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
-
Walmart Rewards™ Mastercard®
Easy to apply, easy to earn Walmart Reward Dollars™ when you use your card.

Earn big rewards in store, online, at gas stations, and pretty much everywhere else you shop – all with no annual fees. Then use your rewards like cash* on anything Walmart sells.

• Up to $25 sign up bonus from Walmart. See application page for details.

• There’s no limit to how much you can earn
• 1.25% in rewards for purchases at Walmart.ca
• 1.25% in rewards for purchases at any Walmart store in Canada
• 1% in rewards everywhere else
• Every Walmart Reward Dollar™ you earn is another dollar for you to redeem at Walmart

Initial Rewards: Up to $25 sign up bonus from Walmart. See application page for details.
On Going Rewards 1st: There’s no limit to how much you can earn
On Going Rewards 2nd: 1.25% in rewards for purchases at Walmart.ca
GCR Rebate: 10
GCR Rebate
$10
Initial Rewards
Up to $25 sign up bonus from Walmart
Credit Needed
Fair
• Cash Back Rebate will be paid by GCR upon credit card account approval by Walmart Rewards.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• Must apply online immediately after clicking from GCR.
• Do not leave the application page before it is completed.
• If application session expires then go back to GCR to start over and click to the application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
-
Walmart Rewards™ World Mastercard®
Easy to apply, easy to earn Walmart Reward Dollars™ when you use your card.

Earn big rewards in store, online, at gas stations, and pretty much everywhere else you shop – all with no annual fees. Then use your rewards like cash* on anything Walmart sells.

• Up to $25 sign up bonus from Walmart. See application page for details.

• There’s no limit to how much you can earn
• 3% in rewards for purchases at Walmart.ca
• 1.25% in rewards for purchases at any Walmart store in Canada
• 1.25% in rewards for purchases at gas stations
• 1% in rewards everywhere else
• Every Walmart Reward Dollar™ you earn is another dollar for you to redeem at Walmart

Initial Rewards: Up to $25 sign up bonus from Walmart. See application page for details.
On Going Rewards 1st: There’s no limit to how much you can earn
On Going Rewards 2nd: 3% in rewards for purchases at Walmart.ca
GCR Rebate: 10
GCR Rebate
$10
Initial Rewards
Up to $25 sign up bonus from Walmart
Credit Needed
Good
• Cash Back Rebate will be paid by GCR upon credit card account approval by Walmart Rewards.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• Must apply online immediately after clicking from GCR.
• Do not leave the application page before it is completed.
• If application session expires then go back to GCR to start over and click to the application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
-
PC® Mastercard®
Earn at least 10 PC Optimum™ points everywhere you shop.

Get to free fast with a no annual fee PC® Mastercard®.
• Earn 10 points for every $1 spent everywhere you shop and up to 25 points for every $1 spent at Shoppers Drug Mart®.

• Earn at least 30 points per litre at Esso™ and Mobil™ stations.

• Earn 20 points per $1 spent on PC® travel services purchases.

• All with no annual fee.

Mastercard Global Service™: Replaces your card or offers a cash advance in case of emergency.

Purchase Assurance: In the event of theft, loss or damage in the first 90 days when you pay in full with your PC® Mastercard® credit card.

Extended Warranty: Doubles the manufacturer's regular warranty for up to an additional year on items purchased with your PC® Mastercard® credit card.

Conditions apply to all benefits. President's Choice Bank is not responsible for maintaining the content on this site. Please click on the ‘Go to PC® Mastercard®’ link for the most up to date information and full details. Subject to credit approval and eligibility criteria. PC® Mastercard® is provided by President’s Choice Bank. The PC Optimum™ program is provided by President's Choice Services Inc.
Initial Rewards: Get 20,000 points with a new PC® Mastercard®.
On Going Rewards 1st: Earn at least 10 PC Optimum™ points everywhere you shop
On Going Rewards 2nd: Earn 10 points for every $1 spent everywhere you shop and up to 25 points for every $1 spent at Shoppers Drug Mart®
GCR Rebate: 0
GCR Rebate
NA
Initial Rewards
Get 20,000 points.
Credit Needed
Fair
Cash Back Not Available from GCR.

The credit card features and benefits are provided by President’s Choice Bank, provider of the PC® Mastercard®.

Offer not available in Quebec.
-
PC® World Elite Mastercard®
Earn PC Optimum™ points everywhere you shop.

Get to free fast with a no annual fee PC® World Elite Mastercard®.
• Earn 30 points for every $1 spent at grocery stores that participate in the PC Optimum™ program and up to 45 points for every $1 spent at Shoppers Drug Mart®.

• Earn at least 30 points per litre at Esso™ and Mobil™ stations.

• Earn 30 points per $1 spent on PC® travel services purchases.

• All with no annual fee.

Mastercard Global Service™: Replaces your card or offers a cash advance in case of emergency.

Purchase Assurance: In the event of theft, loss or damage in the first 90 days when you pay in full with your PC® Mastercard® credit card.

Extended Warranty: Doubles the manufacturer's regular warranty for up to an additional year on items purchased with your PC® Mastercard® credit card.

Conditions apply to all benefits. See Application for Terms and Conditions. President's Choice Bank is not responsible for maintaining the content on this site. Please click on the ‘Go to PC® World Elite Mastercard®’ link for the most up to date information and full details. Subject to credit approval and eligibility criteria. PC® Mastercard® is provided by President’s Choice Bank. The PC Optimum™ program is provided by President's Choice Services Inc.

Concierge Services: 24/7 concierge service to make dinner reservations, reserve event tickets, deliver gifts and more.

Travel Emergency Medical Insurance: For trips up to 10 days from date of departure, for those under age 65. Conditions apply

Car Rental Collision/Loss Damage Waiver Insurance: Collision damage and theft protection for your car rental needs.

Identity Theft Assistance: To help you avoid identity theft or restore your identity
Initial Rewards: Get 20,000 points with a new PC® Mastercard®.
On Going Rewards 1st: Earn PC Optimum™ points everywhere you shop
On Going Rewards 2nd: Earn 30 points for every $1 spent at grocery stores that participate in the PC Optimum™ program and up to 45 points for every $1 spent at Shoppers Drug Mart®
GCR Rebate: 0
GCR Rebate
NA
Initial Rewards
Get 20,000 points.
Credit Needed
Fair
Cash Back Not Available from GCR.

The credit card features and benefits are provided by President’s Choice Bank, provider of the PC® Mastercard®.

Offer not available in Quebec.
-
PC® World Mastercard®
Earn PC Optimum™ points everywhere you shop.

Get to free fast with a no annual fee PC® World Mastercard®.
• Earn 20 points for every $1 spent at grocery stores that participate in the PC Optimum™ program and up to 35 points for every $1 spent at Shoppers Drug Mart®.

• Earn at least 30 points per litre at Esso™ and Mobil™ stations.

• Earn 20 points per $1 spent on PC® travel services purchases.

• All with no annual fee.

Mastercard Global Service™: Replaces your card or offers a cash advance in case of emergency.

Purchase Assurance: In the event of theft, loss or damage in the first 90 days when you pay in full with your PC® Mastercard® credit card.

Extended Warranty: Doubles the manufacturer's regular warranty for up to an additional year on items purchased with your PC® Mastercard® credit card.

Conditions apply to all benefits. See Application for Terms and Conditions. President's Choice Bank is not responsible for maintaining the content on this site. Please click on the ‘Go to PC® World Mastercard®’ link for the most up to date information and full details. Subject to credit approval and eligibility criteria. PC® Mastercard® is provided by President’s Choice Bank. The PC Optimum™ program is provided by President's Choice Services Inc.

Concierge Services: 24/7 concierge service to make dinner reservations, reserve event tickets, deliver gifts and more.
Initial Rewards: Get 20,000 points with a new PC® Mastercard®.
On Going Rewards 1st: Earn PC Optimum™ points everywhere you shop
On Going Rewards 2nd: Earn 20 points for every $1 spent at grocery stores that participate in the PC Optimum™ program and up to 35 points for every $1 spent at Shoppers Drug Mart®
GCR Rebate: 0
GCR Rebate
NA
Initial Rewards
Get 20,000 points.
Credit Needed
Fair
Cash Back Not Available from GCR.

The credit card features and benefits are provided by President’s Choice Bank, provider of the PC® Mastercard®.

Offer not available in Quebec.
-
MBNA Harley-Davidson® Mastercard® Credit Card
***IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.

Note : This offer is not available for residents of Quebec.

Use your card for eligible purchases and you may be entered in a quarterly Harley-Davidson motorcycle draw^"

• Earn 1 Genuine Rewards Point for every $2 in eligible purchases‡

• Redeem your points for Harley Chrome® Cash‡ to be used at participating Harley-Davidson Canadian retailers

• Use your card for eligible purchases and you may be entered in a quarterly Harley-Davidson motorcycle draw^

• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪and access cheques, and 22.99% on cash advances

• No annual fee

* Visit the MBNA application page for further details

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply" link.

Standard Rates: Purchases: 19.99%
Balance transfers and access cheques: 22.99%
Cash advances: 22.99%


✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00% OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

^No purchase necessary. Contest closes at 11:59 PM ET on December 31, 2022. Automatically receive one (1) entry for each eligible Harley-Davidson® Mastercard® credit card purchase made during each of the Promotional Periods (Promotional Period 1 = Jan 1 to Mar 31, 2022, 11:59 PM ET, Promotional Period 2 = Apr 1 to Jun 30, 2022, 11:59 PM ET, Promotional Period 3 = Jul 1 to Sep 30, 2022, 11:59 PM ET, Promotional Period 4 = Oct 1 to Dec 31, 2022, 11:59 PM ET). Four (4) prizes available to be won (ARV ranges between $12,499 and $18,499). Odds of winning depend on the number of eligible entries received/stamped (as outlined in the Official Rules) during each Promotional Period. Open to Canadian residents who are Harley-Davidson® Mastercard® credit card holders and have reached the age of majority at the time of entry. Skill-testing question required. For full rules, including no purchase entry details, visit https://www.mbna.ca/document/PDF/MBNA-Harley-Davidson-ContestRulesAndRegulations.pdf. Opt-out: If you do not wish to be entered into the Contest, you must indicate your preference to opt-out by contacting Sponsor (and/or its applicable division(s)) by (I) telephone at 1-888-876-6262 (toll-free – Monday to Sunday, 7 a.m. to 12 a.m. ET) or (II) mail at MBNA Harley-Davidson Mastercard 2022 Contest Opt-out, 23 Prince Andrew Place, Toronto, Ontario, M3C 2H2.

‡These are highlights of the credit card rewards program (the “Program”) associated with this credit card account. Points will be awarded on eligible transactions charged to your account as set out in the Program terms and conditions. Complete terms and conditions describing Program eligibility, periodic draws for new Harley-Davidson® Motorcycles, accrual and redemption of points, and other important conditions, limitations and restrictions will be sent after your account is opened. Please read the terms and conditions upon receipt. Accumulated points can only be redeemed in accordance with the Harley-DavidsonTM Rewards Program (the “H-D Program”). The Toronto-Dominion Bank has no liability or responsibility for any aspect of the H-D Program. Please visit www.harley-davidson.com for complete Harley-DavidsonTM Rewards Program terms and conditions.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ©2021 H-D or its affiliates. HARLEY-DAVIDSON, HARLEY, H-D, and the Bar and Shield Logo are among the trademarks of H-D U.S.A., LLC. Third-party trademarks are the property of their respective owners.

Initial Rewards: Redeem your points for Harley Chrome® Cash‡
On Going Rewards 1st: Earn 1 Genuine Rewards Point for every $2 in eligible purchases‡
On Going Rewards 2nd: You may be entered in a quarterly Harley-Davidson motorcycle draw‡
GCR Rebate: 50
GCR Rebate
$50
Initial Rewards
Earn 1 Genuine Rewards Point for every $2 in eligible purchases‡
Credit Needed
Good
IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.

• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back available by Paypal, Amazon Gift Code or by cheque*.
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.
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Scotiabank Passport™ Visa Infinite* Card
Earn up to 35,000 bonus Scene+ points in your first year (that’s up to $350 towards travel).1

(19.99% on purchases/22.99% on cash advances including balance transfers after that; annual fee $139)

• Earn up to 35,000 bonus Scene+TM* points in your first year (that’s up to $350 towards travel )

To qualify for these offers, make sure to open a new Scotiabank Passport Visa Infinite credit card account by July 4, 2022.

To qualify for the 35,000 bonus Scene+ points:

• Earn 25,000 bonus Scene+ points by making at least $1,000 in everyday eligible purchases in your first 3 months.

• Plus, as a Scotiabank Passport Visa Infinite cardholder, you are eligible to earn an annual 10,000 Scene+ point bonus when you spend at least $40,000 in everyday net eligible purchases annually.

• Once you qualify, we’ll credit your account in 2 instalments:

• 25,000 bonus Scene+ points will be credited to your account within approximately 2-3 business days following the qualifying $1,000 in net purchases being posted to your Account in your first 3 months.

• Annual 10,000 bonus Scene+ points will be credited to your account within approximately 2-3 business days after you have met the $40,000 annual spend threshold.

• Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the 35,000 bonus points offer. All cardholders remain eligible to earn an annual 10,000 Scene+ point bonus with an annual spend of at least $40,000.

See terms and conditions below for full details.

1 The 25,000 Bonus Scene+ Points Offer (the “Offer”) applies only to new Scotiabank Passport Visa Infinite credit card accounts (“Accounts”) that are opened by July 4, 2022 and is subject to the below terms and conditions. All other terms and conditions of the Program Terms continue to apply. Offer may be changed, cancelled or extended at any time without notice and cannot be combined with any other offers.

Plus, as a Scotiabank Passport Visa Infinite credit cardholder you are always eligible to earn an annual 10,000 Scene+ point bonus when you spend at least $40,000 in everyday eligible purchases annually on your Scotiabank Passport Visa Infinite account. Conditions apply - see below for further details.

Offer Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.

25,000 Bonus Scene+ Point Offer Description and Conditions: To qualify for the 25,000 bonus Scene+ points (the “Bonus Offer”), you must have at least $1,000 in eligible purchases posted to your new Account within the first 3 months. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges. The 25,000 Bonus Offer points will be credited to the primary cardholder’s Scene+ account within approximately 2-3 business days following the qualifying $1,000 in eligible purchases being posted to your Account within 3 months from the Account open date, provided the Account is open and in good standing. The Account is considered in good standing if it is not past due or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account. Bonus Offer applies to new Accounts only opened by July 4, 2022.

10,000 Annual Bonus Scene+ Point Conditions: As a Scotiabank Passport Visa Infinite credit cardholder you can earn an annual Scene+ point bonus starting at 10,000 Scene+ points when you make at least $40,000 in eligible purchases annually on your Account each year (12-months). Annual period starts from the Account open date and resets every 12 months thereafter. You will earn 2,000 bonus Scene+ points for every additional $10,000 in eligible purchases thereafter in that same year, after the $40,000 annual spend has been reached. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges.

The Annual bonus Scene+ points will be credited within approximately 2-3 business days after you have met the $40,000 annual spend threshold on the Account and within approximately 2-3 business days after you have met each additional $10,000 annual spend threshold on the Account, provided your Account is open and in good standing (as defined above).

Rates and Fees: The current annual fee is $139 for the primary card, $0 for one additional supplementary card and $50 for each additional supplementary card thereafter. The current preferred annual interest rates for this Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions). All rates, fees, features and benefits are subject to change.

To qualify for these offers, make sure to open a new Scotiabank Passport Visa Infinite credit card account by July 4, 2022.

To qualify for the 35,000 bonus Scene+ points:

1. Earn 25,000 bonus Scene+ points by making at least $1,000 in everyday eligible purchases in your first 3 months.

2. Plus, as a Scotiabank Passport Visa Infinite cardholder, you are eligible to earn an annual 10,000 Scene+ point bonus when you spend at least $40,000 in everyday net eligible purchases annually.

Once you qualify, we’ll credit your account in 2 instalments:

1. 25,000 bonus Scene+ points will be credited to your account within approximately 2-3 business days following the qualifying $1,000 in net purchases being posted to your Account in your first 3 months.

2. Annual 10,000 bonus Scene+ points will be credited to your account within approximately 2-3 business days after you have met the $40,000 annual spend threshold.

Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the 35,000 bonus points offer. All cardholders remain eligible to earn an annual 10,000 Scene+ point bonus with an annual spend of at least $40,000. See terms and conditions below for full details.


*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.
Initial Rewards: Earn up to 30,000 bonus Scene+ points in your first year (that’s up to $300 towards travel )‡
On Going Rewards 1st: Earn 20,000 bonus Scene+ points when you spend $1,000 in everyday eligible purchases in the first 3 months.
On Going Rewards 2nd: Earn 10,000 bonus Scene+ points when you spend at least $40,000 in everyday eligible purchases annually.
GCR Rebate: 125
GCR Rebate
$125
Initial Rewards
Up to 30,000 bonus Scene+ points
Credit Needed
Excellent
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.
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Scotiabank®* Platinum American Express® card
• Earn up to $2,100* in value in your first 14 months, including up to 60,000* bonus Scene+ points.

• You will not pay 2.5% foreign transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies

• Earn 2X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions

• Earn 2X Scene+ points for every $1 CAD spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and more

• Earn 2X Scene+ point for every $1 spent on every other purchase

• No foreign transaction fees : You will not pay 2.5% foreign transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies7.

• Mobile device insurance : Protect new devices purchased using your card if they get lost, stolen, accidentally damaged, or have a mechanical failure12.

• Airport lounge access : Enjoy 10 complimentary airport lounge passes per year6.

• Annual Fee : $399

Effective July 1, 2022, Earn Rates for Scene+ Points will be changing under the Additional Terms and Conditions for Scotiabank American Express Cardmembers. Visit scotiabank.com/amexchanges for details.

Offer Description and Conditions:

To qualify for this Offer make sure to open a new Scotiabank Platinum American Express credit card account by October 31, 2022.

To qualify for the 60,000 bonus Scene+ points:

Earn 50,000 bonus Scene+ points by making at least $3,000 in everyday eligible purchases in your first 3 months.

Plus, for a limited time, you are eligible to earn a 10,000 Scene+ point bonus when you spend at least $10,000 in everyday eligible purchases in your first 14 months.

Once you qualify, we’ll credit your account in 2 instalments:

50,000 bonus Scene+ points will be credited to your account within approximately 2-3 business days following the qualifying $3,000 in net purchases being posted to your Account in your first 3 months.

An additional 10,000 bonus Scene+ points will be credited within approximately 2-3 business days after you have met the $10,000 spend threshold in your first 14 months.

Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for this offer.

Offer may be changed, cancelled or extended and cannot be combined with any other offers.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.

Rates and Fees: The current annual fee is $399 for the primary card and $99 for each additional supplementary card.
The current preferred annual interest rates for the Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions). All rates, fees, features and benefits are subject to change.


*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.
Initial Rewards: Earn up to $2,100* in value in your first 14 months, including up to 60,000* bonus Scene+ points.
On Going Rewards 1st: Earn 2X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments
On Going Rewards 2nd: Earn 2X Scene+ points for every $1 CAD spent on eligible gas and daily transit.
GCR Rebate: 150
GCR Rebate
$150
Initial Rewards
60,000 bonus Scene+ points
Credit Needed
Excellent
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.
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MBNA Rewards Platinum Plus® Mastercard®
***IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.

Note : This offer is not available for residents of Quebec. For residents of Quebec, please click here.

• Earn 4 points†† for every $1 spent on eligible restaurant, grocery, digital media, membership and household utility purchases during the first 90 days, and 2 points‡ for every $1 spent on eligible purchases in those categories thereafter – in both cases, these earn rates apply until $10,000 is spent annually in the applicable category. 1 point‡ for every $1 spent on all other eligible purchases

• 5,000 bonus points†† ($25 in cash back value) after you make $500 or more in eligible purchases within the first 90 days of your account opening

• 5,000 bonus points†† ($25 in cash back value) once enrolled for paperless e-statements within the first 90 days of account opening

• Each year, you will receive Birthday Bonus Points‡ equal to 10% of the total number of Points earned in the 12 months before the month of your birthday, to a maximum Birthday Bonus each year of 10,000 Points

• Redeem points‡ for cash back, brand-name merchandise, gift cards from participating retailers, charitable donations, and travel.

• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪ and access cheques, and 24.99% on cash advances

• Mobile Device Insurance***
With Mobile Device Insurance, you’ve got up to $1,000 in coverage for eligible mobile devices in the event of loss, theft, accidental damage or mechanical breakdown

• No annual fee

Apply for the MBNA Rewards Platinum Plus® Mastercard®.

* Visit the MBNA application page for further details

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply" link.

‡ These are highlights of the credit card rewards program (the "Program") associated with this credit card account. Points will be awarded on eligible transactions charged to your account as set out in the Program terms and conditions. The account will earn two (2) points per dollar spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until you spend $10,000 annually (per calendar year) in the applicable category. Other eligible purchases will earn a Base Earn Rate of one (1) point per dollar. Each year, the account will receive Birthday Bonus Points equal to 10% of the total number of Points the account earned in the 12 months before the month of the primary cardholder's birthday, to a maximum Birthday Bonus each year of 10,000 Points. The Birthday Bonus Points will be added to the account before the end of the primary cardholder's birthday month. The redemption rate for Points earned may differ depending on the redemption option chosen. Complete terms and conditions describing Program eligibility, accrual, earn limits, and redemption of Points, and other important conditions will be sent after your account is opened. Please read the terms and conditions carefully upon receipt.

†† To qualify for this offer, an applicant must be approved for the specific credit card account described in the offer. Welcome bonus of 5,000 points will be awarded if $500 in eligible Purchases are made on your Account within the first 90 days of account opening that are not subsequently rescinded, the subject of a charge back request(s) or otherwise disputed. In order to obtain a "Paperless Bonus" of 5,000 bonus points, you must enroll in online banking at www.mbna.ca and consent to Paperless Statements for the account within the first 90 days of account opening, and not subsequently rescind such enrollment throughout this period. For the double the points on restaurant, grocery, digital media, membership, and household utility Purchases offer, for the first 90 days after account opening you will earn an additional 2 points/$1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases (on top of the regular earn rate of 2 points/$1 spent on such purchases as indicated in the Program terms and conditions), subject to a maximum annual cap of $10,000 in each category. Please allow 8-10 weeks for the applicable bonus points to be posted to your points account. Limit one-time bonus point offer (no cash value) per new account for each bonus point offer. This offer is not available to residents of Quebec. This promotion is offered by MBNA and may be amended or cancelled at any time without notice.

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00 % OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

***Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy MBNA-0620. To be eligible for Mobile Device Insurance you must use your Account to pay all of your monthly mobile bill payments and any upfront costs or pay at least 75% of the purchase price with your Account when paying the full cost of your mobile device up front. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificates of Insurance included with your Guide to Coverage. ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.

Initial Rewards: 4 points†† for every $1 spent on eligible gas, groceries and restaurant purchases during the first 90 days
On Going Rewards 1st: 2 points‡ for every $1 spent on eligible gas, groceries and restaurant purchases thereafte
On Going Rewards 2nd: 1 point‡ for every $1 spent on all other eligible purchases
GCR Rebate: 50
GCR Rebate
$50
Initial Rewards
4 points†† for every $1 spent
Credit Needed
Good
IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.

• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.
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American Express® Green Card
NOTE : American Express® reports approvals on the second week of each month. Please wait one month before any missing rebate inquiries.

Card Type Credit
Annual Fee $0
Additional Card Fee $0
Cash Advance Rate 21.99%*
Late Fee N/A


FEATURES
• Get the Card that lets you live in the moment while getting ready for the future. The American Express® Green Card lets you go for it with every swipe or tap of your Card

• As a new American Express® Green Cardmember, you can earn a Welcome Bonus of 10,000 Membership Rewards® points when you charge $1,000 in purchases to your Card in the first 3 months of Cardmembership

• Earn 1x the points on Card purchases

• Charge an eligible purchase to your Card and redeem your Membership Rewards points for a statement credit (All eligible purchases: 1,000 points = $10 statement credit)

• With American Express Experiences and Front Of The Line®, American Express Cardmembers get access to amazing events in Canada

• Transfer points 1:1 to several frequent flyer and other loyalty programs

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link .

Conditions apply.
Initial Rewards: Welcome Bonus of 10,000 Membership Rewards® points when you charge $1,000 to your Card in the first 3 months of Cardmembership
On Going Rewards 1st: Earn 1x the points on Card purchases
On Going Rewards 2nd: American Express Experiences and Front Of The Line®, American Express Cardmembers get access to amazing events in Canada
GCR Rebate: 20
GCR Rebate
$20
Initial Rewards
Welcome Bonus of 10,000 Membership Rewards® points
Credit Needed
Good
• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express® Green Card Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
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CIBC Aventura® Gold Visa* Card
Welcome Offer: Join and get over $1,250 in value including a first year annual fee rebate!†

Here's how You can get over $1,250 in value:
◊ Get a total of up to 40,000 Aventura Points (up to $850 in travel value†):
• 20,000 Aventura Points when you make your first purchase†
• 15,000 Aventura Points when you spend $1,000 or more each monthly statement during the first year.†
• 5,000 Aventura Points as an additional anniversary bonus.†

◊ Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each): over $189 value†.

◊ Effective July 1, 2022: Elevate your airport experience with 4 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program: over $190 in value.†

◊ Plus, get a NEXUS◊ Application Fee rebate†: A $50 value†

◊ Plus, enjoy extra valuable travel benefits.

◊ Travel when it’s right for you – your Aventura points don’t expire†

◊ Redeem your Aventura points for more than travel with our Shop With Points/Pay with Points features†

◊ Travel local - Aventura points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway

◊ Save on gas with CIBC and Journie Rewards
Link and use your CIBC Aventura Gold Visa Card with Journie Rewards to automatically save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†

◊ This is a digital-exclusive offer.† To be eligible for this offer, you must apply for a new eligible card using the “Apply Now” link available on this webpage.†

• 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre†

• 1.5 points for every $1 spent at eligible gas stations, grocery stores and drug stores†

• 1 point for every $1 spent on all other purchases†

†Conditions apply
Initial Rewards: Join and get over $1,250 in value including a first year annual fee rebate†!
On Going Rewards 1st: 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre†
On Going Rewards 2nd: 1.5 points for every $1 spent at eligible gas stations, grocery stores and drug stores†
GCR Rebate: 0
GCR Rebate
NA
Initial Rewards
Join and get over $1,250 in value including a first year annual fee rebate†!
Credit Needed
Good
Cash Back Not Available from GCR. Any offers are strictly from CIBC.
Not available in Quebec.
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CIBC Aventura® Visa Infinite* Card
Welcome Offer: Join and get over $1,250 in value including a first year annual fee rebate!†

Here's how You can get over $1,250 in value
◊ Get a total of up to 40,000 Aventura Points (up to $850 in travel value†):
• 20,000 Aventura Points when you make your first purchase†
• 15,000 Aventura Points when you spend $1,000 or more each monthly statement during the first year.†
• 5,000 Aventura Points as an additional anniversary bonus.†

◊ Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each): over $189 value.†

• Effective July 1, 2022: Elevate your airport experience with 4 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program: over $190 in value.†

◊ Plus, get a NEXUS◊ Application Fee rebate†: A $50 value†

◊ Plus, enjoy extra valuable travel benefits.

◊ Travel when it’s right for you – your Aventura points don’t expire†
◊ Redeem your Aventura Points for more than travel with our Shop With Points/Pay with Points features†
◊ Travel local - Aventura points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway

◊ Save on gas with CIBC and Journie Rewards
Link and use your CIBC Aventura Visa Infinite Card with Journie Rewards to automatically save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†

◊ This is a digital-exclusive offer.† To be eligible for this offer, you must apply for a new eligible card using the “Apply Now” link available on this webpage.†

• 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre†

• 1.5 points for every $1 spent at eligible gas stations, grocery stores and drug stores†

• 1 point for every $1 spent on all other purchases†

†Conditions apply
Initial Rewards: Join and get over $1,250 in value including a first year annual fee rebate†!
On Going Rewards 1st: 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre†
On Going Rewards 2nd: 1.5 points for every $1 spent at eligible gas stations, grocery stores and drug stores†
GCR Rebate: 0
GCR Rebate
NA
Initial Rewards
Join and get over $1,250 in value including a first year annual fee rebate†!
Credit Needed
Good
Cash Back Not Available from GCR. Any offers are strictly from CIBC.
Not available in Quebec.
-
HSBC +Rewards™ Mastercard®
Earn up to 35,000 points* ($175 travel value) PLUS a full annual fee rebate for the primary cardholder for the first year ($25 value). Must apply by October 31, 2022. Conditions apply.

Get up to $200 in total value* for the first year! Must apply by Oct 31, 2022. Conditions apply.

Earn 2 Points for every $1 spent on eligible dining or entertainment purchases

HSBC's lowest interest rate for purchases, cash advances and balance transfers

Price Protection Service - find a lower price within 60 days of your purchase, the difference will be refunded, up to $500 per eligible item

Primary Cardholder Annual Fee: $25 

Annual Interest on Purchases: 11.9% 

Annual Interest on Cash Advances and Balance Transfers: 11.9% 

Authorized User Annual Fee: $10 Per Card 

*Terms and Conditions apply

®/TM Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Used pursuant to license

This offer is only available to residents of Canada other than the province of Quebec (Quebec residents eligible for separate offer).
Initial Rewards: 2x Rewards on eligible dining and entertainment.
On Going Rewards 1st:
On Going Rewards 2nd: 11.9% our lowest interest rate for purchases, cash advances and balance transfers
GCR Rebate: 100
GCR Rebate
$100
Initial Rewards
Earn 30,000 Points ($150 travel value) when you spend $2,000 in the first 180 days of account opening
Credit Needed
Fair
• Cash Back Rebate will be paid by GreatCanadianRebates following the later of: (a) 90 days after online application approval, and (b) activation of the Card by the Cardholder.
• Cash Back Rebate is provided only for applications that started, and are approved, online
• Cash Back Rebate is for new/first time HSBC Mastercard Card Members only.
• HSBC Bank Canada is not responsible or liable for any aspect of the cash back rebate offer.
• Cash Back Offer may end at any time at the discretion of GreatCanadianRebates.
• Cash Back Offer available to GreatCanadianRebates members only.
• Applicants must apply online through the link provided by GreatCanadianRebates.
• Do not browse or leave application page before it is completed.
• If the application session expires, you must restart your application, beginning by clicking through the link available through GreatCanadianRebates.

• NOTE: you must contact GreatCanadianRebates within 4 months of online application approval to report a missing rebate, otherwise the rebate is void.
    GCR Rebate   Initial Rewards   Credit Needed  
 
The Platinum Card® by American Express
  $150   Unlock special experiences with the Platinum® Card   Excellent  
Earn up to 80,000 Membership Rewards® points
Card Type Card with No Pre-set Spending Limit
Annual Fee $699
Additional Card Fee $175
Cash Advance Rate N/A
Late Fee N/A


FEATURES
• Unlock special experiences with the Platinum® Card

• Earn up to 80,000 Membership Rewards® points - that’s up to $800 in statement credits that can be used towards extra leg room on your next flight, or a weekend away at the spa charged to your Card

• New Platinum® Cardmembers, earn 60,000 Welcome Bonus points after you charge $6,000 in net purchases to your Card in your first 3 months of Cardmembership

• Earn 3 points for every $1 in Card purchases on eligible dining and food delivery in Canada and 1 point for every $1 in all other Card purchases

• Plus, earn 20,000 points when you make a purchase between 14 and 17 months of Cardmembership

• Earn 3 points for every $1 in Card purchases on eligible dining and food delivery in Canada, 2 points for every $1 in Card purchases on eligible travel, and 1 point for every $1 in all other Card purchases • You will have access to a $200 CAD Annual Travel Credit to use towards any single travel booking of $200 or more charged to your Platinum Card and made on www.americanexpress.ca/travel or through Platinum Card® Travel Service

• Take full advantage of The American Express Global Lounge Collection™ which unlocks access to over 1200 airport lounges worldwide. This includes The Centurion® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience

• Enjoy flexible ways to use your points such as statement credits for any eligible purchase charged to your Card, new travel purchases booked on American Express Travel Online through the Flexible Points Travel Program, and eligible flights through the Fixed Points Travel Program

• Transfer points 1:1 to several frequent flyer and other loyalty programs

• Enjoy complimentary benefits that offer an average value of $550 USD at over 1,000 extraordinary properties worldwide when you book Fine Hotels + Resorts

• Platinum Cardmembers can enjoy access to special events and unique opportunities

• Enjoy premium benefits at the Toronto Pearson Airport such as discount on parking

• You will also have access to many leading hotel and car rental companies’ loyalty programs. Our partners include Marriott International, Hilton Hotels and Resorts, Radisson Hotel Group Americas, Hertz and Avis

• Interest applies in accordance with your Cardmember Agreement, Information Box, and Disclosure statement if the total New Balance is not paid by the Payment Due Date each month. All payments must be received by the Payment Due Date shown on the monthly statement

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time The Platinum Card by American Express Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
 
American Express® Cobalt™ Credit Card
  $100   Earn 2,500 Membership Rewards® points   Fair  
You can earn 2,500 Membership Rewards® points for each monthly billing period in which you spend $500 in net purchases. This could add up to 30,000 points in a year
Please wait one month before any missing rebate inquiries.

Card Type Credit
Annual Fee $12.99 per month of Cardmembership ($155.88 annually)
Additional Card Fee $0
Cash Advance Rate 21.99%*
Balance Transfer? No
Late Fee N/A


FEATURES
• In your first year as a new Cobalt Cardmember, you can earn 2,500 Membership Rewards® points for each monthly billing period in which you spend $500 in net purchases on your Card. This could add up to 30,000 points in a year

• 30,000 points is enough for:
□ $300 in statement credits redeemed towards purchases charged to your Card or
□ $225 in American Express® Prepaid Cards

• Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery.

• Earn 3x the points on eligible streaming subscriptions in Canada

• Earn 2 points for every $1 spent on eligible transit & gas purchases in Canada and eligible travel purchases. That's 2X the points on purchases that get you from point A to B

• Earn 1 point for every $1 in Card purchases everywhere else. We won't tell you where to spend, we'll just reward you on your Card purchases

• Transfer points 1:1 to several frequent flyer and other loyalty programs

• Cobalt Cardmembers receive regular Perks such as bonus reward offers and access to great events.

• Access Front Of The Line® Presale & Reserved Tickets to some of your favourite concerts and theatre performances and special offers and events curated for Cardmembers with American Express® Experiences

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details, current product information and Terms and Conditions, click the Apply now link. Conditions Apply

• Conditions Apply


• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Cobalt Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
 
Scotiabank®* Gold American Express® Card
  $125   Up to 40,000 bonus Scene+ points   Good  
Earn up to 40,000 bonus Scene+ points in your first year (that’s up to $400 towards travel)
Earn up to 40,000 bonus Scene+ points in your first year (that’s up to $400 towards travel).1 Plus, no annual fee in the first year, including on supplementary cards1 and get a 0.00% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $120) (1% balance transfer fee).1

• Earn up to 40,000 bonus Scene+ points in your first year (that’s up to $400 towards travel).¹

• Plus, no annual fee in the first year, including on supplementary cards¹ and get a 0.00% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $120) (1% balance transfer fee).¹

• The only major bank that saves you 2.5% on foreign transaction fees.⁹

• You will not pay 2.5% foreign transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies.⁸

• Earn 5 Scene+TM points points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions.

• Earn 3X Scene+ points for every $1 CAD spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and more.

• Earn 3X Scene+ points for every $1 CAD spent on eligible select streaming services.

• Earn 1 point for every $1 you spend on all other eligible everyday purchases

• Save 2.5% while cross-border shopping online.⁸ Travel, Rewards, Sign-Up Bonus (when applicable)

1 Offer Description and Conditions: The 30,000 Bonus Scene+ points Offer (the “Offer”) applies only to new Scotiabank Platinum American Express credit card accounts (“Account”) opened by June 29, 2022 subject to the conditions below. To be eligible for the Offer, an eligible purchase must be posted to the Account within 2 months of the Account open date. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges. The bonus points will be credited within approximately 2-3 business days after the first eligible purchase is posted to your Account, provided the Account is open and in good standing. The Account is considered in good standing if it is not past due or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account. Offer may be changed, cancelled or extended at any time without notice and cannot be combined with any other offers.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.

Rates and Fees: The current annual fee is $399 for the primary card and $99 for each additional supplementary card. The current preferred annual interest rates for the Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions). All rates, fees, features and benefits are subject to change.

1 The 40,000 Bonus Scene+ points First Year Annual Fee Waiver and Introductory 0.00% Balance Transfer Rate Offer (the “Offer”) applies only to new Scotiabank Gold American Express credit card accounts (“Accounts”) opened by June 29, 2022 and is subject to the below terms and conditions. Offer may be changed, cancelled or extended without notice at any time and cannot be combined with any other offers.

40,000 Bonus Scene+ Point Offer Description and Conditions: To be eligible for 20,000 bonus Scene+ points (the “20,000 Point Bonus”), you must open a new Account by January 1, 2022 and have at least $1,000 in eligible purchases posted to your new Account in the first 3 months. To be eligible for an additional 20,000 bonus Scene+ points (the “Extra 20,000 Point Bonus”), you must have at least $7,500 in eligible purchases posted to your new Account in your first year (12 months) from the Account open date. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges.

The 20,000 Point Bonus will be credited to the primary cardholder’s Scene+ account within approximately 2-3 business days after the qualifying $1,000 in eligible purchases being posted to your Account within the first 3 months from the Account open date, provided the Account is open and in good standing. The Extra 20,000 Point Bonus will be credited to the primary cardholder’s Scene+ account within approximately 2-3 business days after you have met the $7,500 annual spend threshold on the Account, provided your Account is open and in good standing. The Account is considered in good standing if it is not past due or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account.

First Year Annual Fee Waiver Offer Description and Conditions: We will waive the initial annual fee for the primary card and each additional supplementary card on the Account for the first year only.

Introductory 0.00% Balance Transfer Rate Offer Conditions: The introductory 0.00% interest rate on balance transfers (the “Rate Offer”) applies only to cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions) (collectively “Cash Advances”) subject to the conditions below. This introductory rate applies when the new Account is opened by January 1, 2022 and will continue for 6 months from date of Account opening (the “Promotional Period”). This Rate Offer is subject to any available limit for Cash Advances (the “Cash Advance Available Limit”) on your Account. This Rate Offer cannot be used to transfer a balance from another Scotiabank Account, or to make a payment or deposit to another Scotiabank Account. After the Promotional Period, the 0.00% interest rate on any promotional Cash Advances (including any that remain unpaid after the Promotional Period ends) will increase to the preferred interest rate on Cash Advances (currently 22.99%). A Balance Transfer fee of 1% of the amount of each Balance Transfer transferred during the Promotional Period applies. If you don’t pay the minimum payment on your Account by the payment due date on your statement, two times in any consecutive 12-month period, you will lose the benefit of this promotional rate Offer and the interest rates that apply on any unpaid balance will increase to the standard annual interest rates that apply to your Account (currently 24.99% on purchases and 27.99% on Cash Advances).

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.

Payment Allocation: In general, if you make a payment that exceeds the minimum payment on your statement, we will apply your payment on a proportionate basis among each group of billed charges on your Account. We group charges based on the interest rate that applies to the group of charges. Your payment cannot be applied to the balance(s) of your choice. See your credit card agreement for more information about how we apply payments to your Account.

Rates and Fees: The current annual fee is $120 for the primary card and $29 for each additional supplementary card.

The current preferred annual interest rates for the Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions). All rates, fees, features and benefits are subject to change.

To qualify for these offers make sure to open a new Scotiabank Gold American Express credit card account by June 29, 2022.

To qualify for the 40,000 bonus Scene+ points offer:

2. Earn 20,000 bonus Scene+ points by making at least $1,000 in everyday eligible purchases in your first 3 months from account opening.

3. Plus, for a limited time, you are eligible to earn a 20,000 Scene+ point bonus when you spend at least $7,500 in everyday eligible purchases in your first year.

Once you qualify, we’ll credit your account in 2 instalments: 1. 20,000 bonus Scene+ points will be credited to your account within approximately 2-3 business days following the qualifying $1,000 in net purchases being posted to your Account in your first 3 months.

2. An additional 20,000 bonus Scene+ points will be credited within approximately 2-3 business days after you have met the $7,500 annual spend threshold in your first year. Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for this offer.

See terms and conditions below for full details.

All rates, fees, features and benefits are subject to change.


*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.
 
American Express® Gold Rewards Card
  $120   50,000 Membership Rewards® points   Good  
Welcome Bonus of up to 40,000 Membership Rewards® points
NOTE : American Express® reports approvals on the second week of each month. Please wait one month before any missing rebate inquiries.

Card Type Credit
Annual Fee $250
Additional Card Fee $50 (1 Free Additional Gold Rewards Card)
Cash Advance Rate 21.99%
Late Fee N/A


FEATURES
• Earn up to 50,000 Membership Rewards® points - that’s $500 in statement credits towards your next flight or dinner out with friends that has been charged to the Card

• New American Express® Gold Rewards Cardmembers can earn a Welcome Bonus of 40,000 points when you charge $3,000 in purchases to your Card in your first 3 months of Cardmembership

• Plus, earn an additional 10,000 points when you make a purchase between 14 and 17 months of Cardmembership

• Earn 2 points for every $1 in Card purchases for eligible travel purchases, including flights, hotels, car rentals, cruises, and more

• Earn 2 points for every $1 in Card purchases at eligible gas stations, grocery stores and drugstores in Canada, and 1 point for every $1 in Card purchases everywhere else

• The Card is now available in your choice of Gold or Rose Gold metal options

• Receive a $50 CAD statement credit when a NEXUS application or renewal fee is charged to your American Express Gold Rewards Card

• You have access to an annual $100 CAD Travel Credit, compliments of your American Express Gold Rewards Card. Use the credit once annually towards any single travel booking of $100 or more charged to your Gold Rewards Card through American Express Travel Online

• As a Gold Rewards Cardmember, you can receive complimentary membership in Priority Pass™ – one of the world’s largest independent airport lounge programs. Escape the chaos of airports and relax in an oasis of calm and simply enjoy the fact that the travel experience has begun before your plane has even left the ground. Enrollment is required and entry fees apply

• Enjoy four (4) complimentary visits per Calendar year to Plaza Premium Lounges across Canada. Entry fees apply once complimentary visits have been used

• Charge any eligible purchase to your credit Card then log in to redeem your earned points for a statement credit

• Transfer points 1:1 to several frequent flyer and other loyalty programs

• 1 Free Additional Gold Rewards Card (a $50 value) to help you earn points faster

• Subject to approval. The preferred rate for purchases is 20.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 23.99% and/or 26.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details

• American Express is not responsible for maintaining of monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Gold Rewards Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
 
MBNA Rewards World Elite® Mastercard® credit card
  $50   20,000 bonus points††   Good  
20,000 bonus points†† (approximately $165 in cash back value) after you make $2,000 or more in eligible purchases within the first 90 days of your account opening.
***IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.

Note : This offer is not available for residents of Quebec. For residents of Quebec, please click here.

• 20,000 bonus points†† (approximately $165 in cash back value) after you make $2,000 or more in eligible purchases within the first 90 days of your account opening.

• 10,000 bonus points††(approximately $80 in cash back value) once enrolled for paperless e-statements within the first 90 days of account opening

• Earn 5 points‡ for every $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until $50,000 is spent annually in the applicable category. 1 point‡ for every $1 on all other eligible purchases

• Each year, you will receive Birthday Bonus Points‡ equal to 10% of the total number of Points the Account earned in the 12 months before the month of your birthday, to a maximum Birthday Bonus each year of 15,000 Points.

• Redeem points‡ for cash back, brand-name merchandise, gift cards from participating retailers, charitable donations, and travel.

• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪ and access cheques, and 24.99% on cash advances

• Mobile Device Insurance***
With Mobile Device Insurance, you’ve got up to $1,000 in coverage for eligible mobile devices in the event of loss, theft, accidental damage or mechanical breakdown

• $120 annual fee. $50 Additional Card Annual Fee for one authorized user (if you have one).

To qualify, your personal annual income must be greater than $80,000, or your household annual income must be $150,000 or greater††††

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply" link.

‡ These are highlights of the credit card rewards program (the "Program") associated with this credit card account. Points will be awarded on eligible transactions charged to your account as set out in the Program terms and conditions. You will earn five (5) points per dollar spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until you spend $50,000 annually (per calendar year) in the applicable category. Other eligible purchases will earn a Base Earn Rate of one (1) point per dollar. Each year, the account will receive Birthday Bonus Points equal to 10% of the total number of Points the account earned in the 12 months before the month of the primary cardholder's birthday, to a maximum Birthday Bonus each year of 15,000 Points. The Birthday Bonus Points will be added to the account before the end of the primary cardholder's birthday month. The redemption rate for Points earned may differ depending on the redemption option chosen. Complete terms and conditions describing Program eligibility, accrual, earn limits, and redemption of Points, and other important conditions will be sent after your account is opened. Please read the terms and conditions carefully upon receipt.

†† To qualify for this offer, an applicant must be approved for the specific credit card account described in the offer. Welcome bonus of 20,000 points will be awarded if $2,000 in eligible Purchases are made on your Account within the first 90 days of account opening that are not subsequently rescinded, the subject of a charge back request(s) or otherwise disputed. In order to obtain a "Paperless Bonus" of 10,000 bonus points, you must enroll in online banking at www.mbna.ca and consent to Paperless Statements for the account within the first 90 days of account opening, and not subsequently rescind such enrollment throughout this period. Please allow 8-10 weeks for the applicable bonus points to be posted to your points account. Limit one-time bonus point offer (no cash value) per new account for each bonus point offer. This offer is not available to residents of Quebec. This promotion is offered by MBNA and may be amended or cancelled at any time without notice.

†††† To be eligible for a World Elite Account, your personal annual income must be greater than $80,000, or your household annual income must be $150,000 or greater. Additional account qualification criteria apply as set out in this application.

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00 % OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

***Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy MBNA-0620. To be eligible for Mobile Device Insurance you must use your Account to pay all of your monthly mobile bill payments and any upfront costs or pay at least 75% of the purchase price with your Account when paying the full cost of your mobile device up front. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificates of Insurance included with your Guide to Coverage. ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.


IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.

• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.
 
National Bank Allure Mastercard®
  $35   Your cause. Your card.   Fair  
Earn 1 point for every $2 spent


• Your cause. Your card. The Allure card allows you to contribute to the Quebec Breast Cancer Foundation.

• Earn 1 point for every $2 spent

• Receive $10 cashback for each 1,000 points earned

• Extended warranty*

• Purchase protection in case of theft or damage*

National Bank ranks #1 among credit card issuers for Customer Experience according to the Forrester CX Index1.

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
 
National Bank ECHO® Cashback Mastercard®
  $35   Earn 1.5% cashback   Fair  
Earn 1.5% cashback on most online purchases, in grocery stores and on gas*


• Earn 1.5% cashback on most online purchases, in grocery stores and on gas*

• Get unlimited 1% cashback on all other purchases

• Apply your cashback as soon as you accumulate $10. You can even access your cashback on the go from any tablet or mobile device!

• Purchase protection in case of theft or damage*

• Extended warranty*

National Bank ranks #1 among credit card issuers for Customer Experience according to the Forrester CX Index1.

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
 
National Bank mycredit Mastercard®
  $35   1% on restaurant transactions   Fair  
1% on restaurant transactions and recurring pre-authorized payments


• 1% on restaurant transactions and recurring pre-authorized payments*

• 0.5% on all other eligible purchases

• Protection for your mobile phone: Your new mobile devices, purchased with your card, or phone subscriptions paid for with your card or by automatic transfers from your mycredit account are protected against theft or damages for a period of up to 2 years

National Bank ranks #1 among credit card issuers for Customer Experience according to the Forrester CX Index1.


• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
 
National Bank Platinum Mastercard®
  $80   Get 20,000 rewards points   Good  
Get 20,000 rewards points if $3,000 in net purchases are charged to the credit card account within the first three months following account opening
CONDITIONS – PROMOTION ON CARDS WITH REWARDS POINTS

20,000 reward points and savings on annual fees for the first year*

Promotion valid from February 14, 2022 to August 31st, 2022 for the National Bank Platinum, World and World EliteTM Mastercard TM credit cards. To take advantage of this offer, you must sign up for an eligible National Bank credit card by August 31st, 2022.

Savings on annual fees for the first year:

The annual fees for the card will be refunded for the first year for the main cardholder and for the first authorized user added to the account. To receive the annual fee refund for the first authorized user, they must be added on the account opening application. Annual fees will appear as a charge and credit on the 4th statement, at the latest, after your account is opened.

The primary cardholder is responsible for all charges to the account, including those incurred by authorized users.

Bonus rewards points:

The 20,000 rewards points given under this promotion will be credited to the credit card account in a single payment no later than the 5th statement following the account opening:

Platinum, World and or World EliteTM MastercardTM credit cards: get 20,000 rewards points if $3,000 in net purchases are charged to the credit card account within the first three months following account opening.

The account must be in good standing at the time the annual fees are refunded and bonus rewards points are applied.

The net purchases charged to the card are calculated over a period of three months, starting at account opening. For example, if the account is opened March 15, 2022, the account holder will have until June 15, 2022 to charge the required amount of purchases to the account and obtain the bonus rewards points. 

Net purchases refer to the amount in purchases charged to the account less returns and refunds. Annual fees, balance transfers, cash advances (including transactions that can be converted directly to cash, such as money orders, traveller's cheques and gambling transactions), interest charges and any other fees and adjustments are not considered purchases and are therefore not included in the calculation.  

Eligibility and terms and conditions 

This promotion is intended for individuals who do not have a National Bank Mastercard credit card and have not held a National Bank credit card within the last 24 months. There is a limit of 20,000 rewards points per eligible credit card account during the promotional period, regardless of the number of credit cards associated with the account.  It cannot be combined with any other National Bank credit card promotion. Employees of National Bank and its subsidiaries and entities are not eligible for this promotion. The promotion may be modified, extended or cancelled, without prior notice, at any time.


• 1 point on ALL card purchases* without restrictions*!

• Travel rewards you can benefit from during your next trip abroad or for your vacation closer to home, for example for a car rental.

• Your points can be exchanged towards a wide range of articles and gift-cards, a payment on your credit card balance or a donation to a good cause.

• Purchase protection such as purchase insurance, extended warranty on your purchases and fraud protection.

National Bank ranks #1 among credit card issuers for Customer Experience according to the Forrester CX Index1.


• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
 
National Bank World Elite® Mastercard®
  $80   Get 20,000 rewards points   Excellent  
Get 20,000 rewards points if $3,000 in net purchases are charged to the credit card account within the first three months following account opening
CONDITIONS – PROMOTION ON CARDS WITH REWARDS POINTS FEBRUARY 14 TO AUGUST 31, 2022

Promotion valid from February 14, 2022 to August 31, 2022 for National Bank® Platinum, World Elite® and Platinum Business Mastercard® credit cards. To take advantage of this offer, you must sign up for an eligible National Bank credit card by August 31, 2022. Credit card issued subject to credit approval by National Bank. Certain conditions apply.

Savings on annual fees for the first year:

The annual fees for the card will be refunded for the first year for the main cardholder and for the first authorized user added to the account. To receive the annual fee refund for the first authorized user, you must add them on the account opening application. Annual fees will appear as a charge and credit on the second or third statement after your account is opened.

The primary cardholder is responsible for all charges to the account, including those incurred by authorized users.

Bonus rewards points:

The 20,000 rewards points applied under this promotion will be credited to the credit card account in a single payment no later than the 5th statement following the account opening:

Platinum, or World Elite Mastercard: you'll get 20,000 rewards points if $3,000 or more in net purchases are charged to the credit card account within the first three months following enrolment.

Platinum Business Mastercard: you'll get 20,000 rewards points if $5,000 or more in net purchases are charged to the credit card account within the first three months following enrolment.

The account must be in good standing at the time the annual fees are refunded and bonus rewards points are applied.

The net purchases charged to your card are calculated over a period of three months, starting at account opening. For example, if the account is opened June 15, 2022, the account holder will have until September 15, 2022 to charge the required amount of purchases to the account and obtain the bonus rewards points.

Net purchases refer to the amount in purchases charged to the account less returns and refunds. Annual fees, balance transfers, cash advances (including transactions that can be converted directly to cash, such as money orders, traveller's cheques and gambling transactions), interest charges and any other fees and adjustments are not considered purchases and are therefore not included in the calculation.

  Eligibility and terms and conditions

This promotion is intended for individuals who do not have a National Bank Mastercard credit card and have not held a National Bank credit card within the last 24 months. There is a limit of 20,000 rewards points per eligible credit card account during the promotional period, regardless of the number of credit cards associated with the account. It cannot be combined with any other National Bank credit card promotion. Employees of National Bank and its subsidiaries and entities are not eligible for this promotion. The promotion may be modified, extended or cancelled, without prior notice, at any time. To enable screen reader support, press Ctrl+Alt+Z To learn about keyboard shortcuts, press Ctrl+slash


• Earn up to 2 points on ALL card purchases* without restrictions*!

• A refund of up to $250 per year on seat selection, airport parking and baggage fee

• Unlimited access to the National Bank VIP Lounge at Montréal-Trudeau for you and a guest

• Travel rewards you can benefit from during your next trip abroad or for your vacation closer to home, for example for a car rental.

• Your points can be exchanged towards a wide range of articles and gift-cards, a payment on your credit card balance or a donation to a good cause.

• Purchase protection such as purchase insurance, extended warranty on your purchases and fraud protection.

National Bank ranks #1 among credit card issuers for Customer Experience according to the Forrester CX Index1.


• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
 
National Bank World Mastercard®
  $50   Get 20,000 rewards points   Good  
Get 20,000 rewards points if $3,000 in net purchases are charged to the credit card account within the first three months following account opening
CONDITIONS – PROMOTION ON CARDS WITH REWARDS POINTS

20,000 reward points and savings on annual fees for the first year*

Promotion valid from February 14, 2022 to August 31st, 2022 for the National Bank Platinum, World and World EliteTM Mastercard TM credit cards. To take advantage of this offer, you must sign up for an eligible National Bank credit card by August 31st, 2022.

Savings on annual fees for the first year:

The annual fees for the card will be refunded for the first year for the main cardholder and for the first authorized user added to the account. To receive the annual fee refund for the first authorized user, they must be added on the account opening application. Annual fees will appear as a charge and credit on the 4th statement, at the latest, after your account is opened.

The primary cardholder is responsible for all charges to the account, including those incurred by authorized users.

Bonus rewards points:

The 20,000 rewards points given under this promotion will be credited to the credit card account in a single payment no later than the 5th statement following the account opening:

Platinum, World and or World EliteTM MastercardTM credit cards: get 20,000 rewards points if $3,000 in net purchases are charged to the credit card account within the first three months following account opening.

The account must be in good standing at the time the annual fees are refunded and bonus rewards points are applied.

The net purchases charged to the card are calculated over a period of three months, starting at account opening. For example, if the account is opened March 15, 2022, the account holder will have until June 15, 2022 to charge the required amount of purchases to the account and obtain the bonus rewards points. 

  Net purchases refer to the amount in purchases charged to the account less returns and refunds. Annual fees, balance transfers, cash advances (including transactions that can be converted directly to cash, such as money orders, traveller's cheques and gambling transactions), interest charges and any other fees and adjustments are not considered purchases and are therefore not included in the calculation.  

Eligibility and terms and conditions 

This promotion is intended for individuals who do not have a National Bank Mastercard credit card and have not held a National Bank credit card within the last 24 months. There is a limit of 20,000 rewards points per eligible credit card account during the promotional period, regardless of the number of credit cards associated with the account.  It cannot be combined with any other National Bank credit card promotion. Employees of National Bank and its subsidiaries and entities are not eligible for this promotion. The promotion may be modified, extended or cancelled, without prior notice, at any time.


• Earn up to 2 points on ALL card purchases* without restrictions*!

• Travel rewards you can benefit from during your next trip abroad or for your vacation closer to home, for example for a car rental.

• Your points can be exchanged towards a wide range of articles and gift-cards, a payment on your credit card balance or a donation to a good cause.

• Purchase protection such as purchase insurance, extended warranty on your purchases and fraud protection.

National Bank ranks #1 among credit card issuers for Customer Experience according to the Forrester CX Index1.


• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
 
Scotiabank SCENE® VISA* card
  $60   5,000 bonus Scene+ points   Good  
Earn 5,000 bonus Scene+ points with your first $750 in everyday purchases in first 3 months◊
• Earn Scene+TM* points on everyday purchases.¹

• Earn 5,000 bonus Scene+™ points with your first $750 in everyday purchases in the first 3 months.²

• Earn 5 Scene+ points for every $1 you spend on credit card purchases at Cineplex™ theatres or at cineplex.com.⁴

• Earn 1 Scene+ point for every $1 you spend on your everyday credit card purchases.⁴

• Redeem for a FREE movie with just 1,250 points.

• Get $5 off at participating restaurants when you redeem just 500 points.⁶

• A new, flexible way to pay off your eligible Scotiabank Visa* credit card purchases of $100 or more, with no interest rate on your plan and a low fee.¹,³

1 SCENE Visa cardholders will earn points for purchases made with their SCENE Visa card (“Card”). A Card must be connected to a Scene+ membership account to earn points on purchases made on the Card. Points are not awarded for cash advances, balance transfers, Scotia Credit Card Cheques, returns, refunds or other similar credits, payments fees, interest, service or transaction charges on the Card. Some conditions and limitations apply. Visit www.scotiabank.com/scenevisa for complete details.

2 Offer Description and Conditions: The 5,000 Bonus Scene+ points Offer (the “Offer”) applies only to new SCENE Visa credit card accounts (excluding SCENE Student Visa cards) (“Account”) opened by July 01, 2022 subject to the conditions below. To be eligible for the Offer, at least $750 in eligible purchases must be posted to the Account within the first 3 months of the Account open date. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges. The bonus points will be credited within 2-3 business days of the completion of the $750 net purchases provided the Account is open and in good standing. The Account is considered in good standing if it is not past due or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account. Only one welcome bonus is awarded per Account. In cases where both the primary and supplementary cardholders are Scene+ members, the bonus points will be credited to the Scene+ membership account that has been connected to the Account. Offer may be changed, cancelled or extended at any time without notice and cannot be combined with any other offers.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.

Rates and Fees: There is currently no annual fee for the primary card and no fee for each additional supplementary card. The current preferred annual interest rates for the Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions). All rates, fees, features and benefits are subject to change.



*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.
 
American Express® Business Gold Rewards Card
  $125   70,000 Welcome Bonus points   Good  
Welcome Bonus of 70,000 points when you charge $5,000 in purchases
NOTE : American Express® reports approvals on the second week of each month. Please wait one month before any missing rebate inquiries.

Card Type Card with No Pre-set Spending Limit
Annual Fee $199
Additional Card Fee $50
Cash Advance Rate N/A
Late Fee N/A


FEATURES
Earn up to 110,000 points:
Earn a welcome bonus of 70,000 Membership Rewards® points after spending $5,000 in purchases within the first three months of Cardmembership. Plus earn 10,000 bonus points, when you charge $20,000 in net purchases to your Card account each calendar quarter. That’s a total of up to 40,000 points every year. That’s up to $1,100 in statement credits that can be reinvested in your business.

• Earn 1 Membership Rewards point for every dollar in purchases charged to the Card.

• Take advantage of purchasing power that grows with your business with no pre-set spending limit on purchases. With this Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history

• You can maximize your cash flow with up to 55 interest free days. Use the Card throughout the month for all of your everyday business expenses, and earn reward points while you're at it

• Pay for business expenses over time with Flexible Payment Option

• Make the most of a suite of business management tools that give you more control over your business - anytime and anywhere.

• The Membership Rewards program boasts an exceptional line-up of rewards redemption options for you and your business, including travel, dining, entertainment, gift cards, merchandise, and more

• This charge card has both Due in Full and Flexible Payment Option balances. All Due in Full balances must be paid each month. Interest rate of 30% applies to each delinquent Due in Full charge. This rate is effective from the day account is opened. Interest rate of 19.99% applies to your Flexible Payment Option balance. This rate is effective from the day the Flexible Payment Option is first available on your account.

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.


• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Business Gold Rewards Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
 
Walmart Rewards™ Mastercard®
  $10   Up to $25 sign up bonus from Walmart   Fair  
Up to $25 sign up bonus from Walmart. See application page for details.
Easy to apply, easy to earn Walmart Reward Dollars™ when you use your card.

Earn big rewards in store, online, at gas stations, and pretty much everywhere else you shop – all with no annual fees. Then use your rewards like cash* on anything Walmart sells.

• Up to $25 sign up bonus from Walmart. See application page for details.

• There’s no limit to how much you can earn
• 1.25% in rewards for purchases at Walmart.ca
• 1.25% in rewards for purchases at any Walmart store in Canada
• 1% in rewards everywhere else
• Every Walmart Reward Dollar™ you earn is another dollar for you to redeem at Walmart


• Cash Back Rebate will be paid by GCR upon credit card account approval by Walmart Rewards.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• Must apply online immediately after clicking from GCR.
• Do not leave the application page before it is completed.
• If application session expires then go back to GCR to start over and click to the application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
 
Walmart Rewards™ World Mastercard®
  $10   Up to $25 sign up bonus from Walmart   Good  
Up to $25 sign up bonus from Walmart. See application page for details.
Easy to apply, easy to earn Walmart Reward Dollars™ when you use your card.

Earn big rewards in store, online, at gas stations, and pretty much everywhere else you shop – all with no annual fees. Then use your rewards like cash* on anything Walmart sells.

• Up to $25 sign up bonus from Walmart. See application page for details.

• There’s no limit to how much you can earn
• 3% in rewards for purchases at Walmart.ca
• 1.25% in rewards for purchases at any Walmart store in Canada
• 1.25% in rewards for purchases at gas stations
• 1% in rewards everywhere else
• Every Walmart Reward Dollar™ you earn is another dollar for you to redeem at Walmart


• Cash Back Rebate will be paid by GCR upon credit card account approval by Walmart Rewards.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• Must apply online immediately after clicking from GCR.
• Do not leave the application page before it is completed.
• If application session expires then go back to GCR to start over and click to the application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
 
PC® Mastercard®
  $0   Get 20,000 points.   Fair  
Get 20,000 points with a new PC® Mastercard®.
Earn at least 10 PC Optimum™ points everywhere you shop.

Get to free fast with a no annual fee PC® Mastercard®.
• Earn 10 points for every $1 spent everywhere you shop and up to 25 points for every $1 spent at Shoppers Drug Mart®.

• Earn at least 30 points per litre at Esso™ and Mobil™ stations.

• Earn 20 points per $1 spent on PC® travel services purchases.

• All with no annual fee.

Mastercard Global Service™: Replaces your card or offers a cash advance in case of emergency.

Purchase Assurance: In the event of theft, loss or damage in the first 90 days when you pay in full with your PC® Mastercard® credit card.

Extended Warranty: Doubles the manufacturer's regular warranty for up to an additional year on items purchased with your PC® Mastercard® credit card.

Conditions apply to all benefits. President's Choice Bank is not responsible for maintaining the content on this site. Please click on the ‘Go to PC® Mastercard®’ link for the most up to date information and full details. Subject to credit approval and eligibility criteria. PC® Mastercard® is provided by President’s Choice Bank. The PC Optimum™ program is provided by President's Choice Services Inc.

Cash Back Not Available from GCR.

The credit card features and benefits are provided by President’s Choice Bank, provider of the PC® Mastercard®.

Offer not available in Quebec.
 
PC® World Elite Mastercard®
  $0   Get 20,000 points.   Fair  
Get 20,000 points with a new PC® Mastercard®.
Earn PC Optimum™ points everywhere you shop.

Get to free fast with a no annual fee PC® World Elite Mastercard®.
• Earn 30 points for every $1 spent at grocery stores that participate in the PC Optimum™ program and up to 45 points for every $1 spent at Shoppers Drug Mart®.

• Earn at least 30 points per litre at Esso™ and Mobil™ stations.

• Earn 30 points per $1 spent on PC® travel services purchases.

• All with no annual fee.

Mastercard Global Service™: Replaces your card or offers a cash advance in case of emergency.

Purchase Assurance: In the event of theft, loss or damage in the first 90 days when you pay in full with your PC® Mastercard® credit card.

Extended Warranty: Doubles the manufacturer's regular warranty for up to an additional year on items purchased with your PC® Mastercard® credit card.

Conditions apply to all benefits. See Application for Terms and Conditions. President's Choice Bank is not responsible for maintaining the content on this site. Please click on the ‘Go to PC® World Elite Mastercard®’ link for the most up to date information and full details. Subject to credit approval and eligibility criteria. PC® Mastercard® is provided by President’s Choice Bank. The PC Optimum™ program is provided by President's Choice Services Inc.

Concierge Services: 24/7 concierge service to make dinner reservations, reserve event tickets, deliver gifts and more.

Travel Emergency Medical Insurance: For trips up to 10 days from date of departure, for those under age 65. Conditions apply

Car Rental Collision/Loss Damage Waiver Insurance: Collision damage and theft protection for your car rental needs.

Identity Theft Assistance: To help you avoid identity theft or restore your identity

Cash Back Not Available from GCR.

The credit card features and benefits are provided by President’s Choice Bank, provider of the PC® Mastercard®.

Offer not available in Quebec.
 
PC® World Mastercard®
  $0   Get 20,000 points.   Fair  
Get 20,000 points with a new PC® Mastercard®.
Earn PC Optimum™ points everywhere you shop.

Get to free fast with a no annual fee PC® World Mastercard®.
• Earn 20 points for every $1 spent at grocery stores that participate in the PC Optimum™ program and up to 35 points for every $1 spent at Shoppers Drug Mart®.

• Earn at least 30 points per litre at Esso™ and Mobil™ stations.

• Earn 20 points per $1 spent on PC® travel services purchases.

• All with no annual fee.

Mastercard Global Service™: Replaces your card or offers a cash advance in case of emergency.

Purchase Assurance: In the event of theft, loss or damage in the first 90 days when you pay in full with your PC® Mastercard® credit card.

Extended Warranty: Doubles the manufacturer's regular warranty for up to an additional year on items purchased with your PC® Mastercard® credit card.

Conditions apply to all benefits. See Application for Terms and Conditions. President's Choice Bank is not responsible for maintaining the content on this site. Please click on the ‘Go to PC® World Mastercard®’ link for the most up to date information and full details. Subject to credit approval and eligibility criteria. PC® Mastercard® is provided by President’s Choice Bank. The PC Optimum™ program is provided by President's Choice Services Inc.

Concierge Services: 24/7 concierge service to make dinner reservations, reserve event tickets, deliver gifts and more.

Cash Back Not Available from GCR.

The credit card features and benefits are provided by President’s Choice Bank, provider of the PC® Mastercard®.

Offer not available in Quebec.
 
MBNA Harley-Davidson® Mastercard® Credit Card
  $50   Earn 1 Genuine Rewards Point for every $2 in eligible purchases‡   Good  
Redeem your points for Harley Chrome® Cash‡
***IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.

Note : This offer is not available for residents of Quebec.

Use your card for eligible purchases and you may be entered in a quarterly Harley-Davidson motorcycle draw^"

• Earn 1 Genuine Rewards Point for every $2 in eligible purchases‡

• Redeem your points for Harley Chrome® Cash‡ to be used at participating Harley-Davidson Canadian retailers

• Use your card for eligible purchases and you may be entered in a quarterly Harley-Davidson motorcycle draw^

• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪and access cheques, and 22.99% on cash advances

• No annual fee

* Visit the MBNA application page for further details

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply" link.

Standard Rates: Purchases: 19.99%
Balance transfers and access cheques: 22.99%
Cash advances: 22.99%


✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00% OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

^No purchase necessary. Contest closes at 11:59 PM ET on December 31, 2022. Automatically receive one (1) entry for each eligible Harley-Davidson® Mastercard® credit card purchase made during each of the Promotional Periods (Promotional Period 1 = Jan 1 to Mar 31, 2022, 11:59 PM ET, Promotional Period 2 = Apr 1 to Jun 30, 2022, 11:59 PM ET, Promotional Period 3 = Jul 1 to Sep 30, 2022, 11:59 PM ET, Promotional Period 4 = Oct 1 to Dec 31, 2022, 11:59 PM ET). Four (4) prizes available to be won (ARV ranges between $12,499 and $18,499). Odds of winning depend on the number of eligible entries received/stamped (as outlined in the Official Rules) during each Promotional Period. Open to Canadian residents who are Harley-Davidson® Mastercard® credit card holders and have reached the age of majority at the time of entry. Skill-testing question required. For full rules, including no purchase entry details, visit https://www.mbna.ca/document/PDF/MBNA-Harley-Davidson-ContestRulesAndRegulations.pdf. Opt-out: If you do not wish to be entered into the Contest, you must indicate your preference to opt-out by contacting Sponsor (and/or its applicable division(s)) by (I) telephone at 1-888-876-6262 (toll-free – Monday to Sunday, 7 a.m. to 12 a.m. ET) or (II) mail at MBNA Harley-Davidson Mastercard 2022 Contest Opt-out, 23 Prince Andrew Place, Toronto, Ontario, M3C 2H2.

‡These are highlights of the credit card rewards program (the “Program”) associated with this credit card account. Points will be awarded on eligible transactions charged to your account as set out in the Program terms and conditions. Complete terms and conditions describing Program eligibility, periodic draws for new Harley-Davidson® Motorcycles, accrual and redemption of points, and other important conditions, limitations and restrictions will be sent after your account is opened. Please read the terms and conditions upon receipt. Accumulated points can only be redeemed in accordance with the Harley-DavidsonTM Rewards Program (the “H-D Program”). The Toronto-Dominion Bank has no liability or responsibility for any aspect of the H-D Program. Please visit www.harley-davidson.com for complete Harley-DavidsonTM Rewards Program terms and conditions.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ©2021 H-D or its affiliates. HARLEY-DAVIDSON, HARLEY, H-D, and the Bar and Shield Logo are among the trademarks of H-D U.S.A., LLC. Third-party trademarks are the property of their respective owners.


IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.

• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back available by Paypal, Amazon Gift Code or by cheque*.
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.
 
Scotiabank Passport™ Visa Infinite* Card
  $125   Up to 30,000 bonus Scene+ points   Excellent  
Earn up to 30,000 bonus Scene+ points in your first year (that’s up to $300 towards travel )‡
Earn up to 35,000 bonus Scene+ points in your first year (that’s up to $350 towards travel).1

(19.99% on purchases/22.99% on cash advances including balance transfers after that; annual fee $139)

• Earn up to 35,000 bonus Scene+TM* points in your first year (that’s up to $350 towards travel )

To qualify for these offers, make sure to open a new Scotiabank Passport Visa Infinite credit card account by July 4, 2022.

To qualify for the 35,000 bonus Scene+ points:

• Earn 25,000 bonus Scene+ points by making at least $1,000 in everyday eligible purchases in your first 3 months.

• Plus, as a Scotiabank Passport Visa Infinite cardholder, you are eligible to earn an annual 10,000 Scene+ point bonus when you spend at least $40,000 in everyday net eligible purchases annually.

• Once you qualify, we’ll credit your account in 2 instalments:

• 25,000 bonus Scene+ points will be credited to your account within approximately 2-3 business days following the qualifying $1,000 in net purchases being posted to your Account in your first 3 months.

• Annual 10,000 bonus Scene+ points will be credited to your account within approximately 2-3 business days after you have met the $40,000 annual spend threshold.

• Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the 35,000 bonus points offer. All cardholders remain eligible to earn an annual 10,000 Scene+ point bonus with an annual spend of at least $40,000.

See terms and conditions below for full details.

1 The 25,000 Bonus Scene+ Points Offer (the “Offer”) applies only to new Scotiabank Passport Visa Infinite credit card accounts (“Accounts”) that are opened by July 4, 2022 and is subject to the below terms and conditions. All other terms and conditions of the Program Terms continue to apply. Offer may be changed, cancelled or extended at any time without notice and cannot be combined with any other offers.

Plus, as a Scotiabank Passport Visa Infinite credit cardholder you are always eligible to earn an annual 10,000 Scene+ point bonus when you spend at least $40,000 in everyday eligible purchases annually on your Scotiabank Passport Visa Infinite account. Conditions apply - see below for further details.

Offer Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.

25,000 Bonus Scene+ Point Offer Description and Conditions: To qualify for the 25,000 bonus Scene+ points (the “Bonus Offer”), you must have at least $1,000 in eligible purchases posted to your new Account within the first 3 months. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges. The 25,000 Bonus Offer points will be credited to the primary cardholder’s Scene+ account within approximately 2-3 business days following the qualifying $1,000 in eligible purchases being posted to your Account within 3 months from the Account open date, provided the Account is open and in good standing. The Account is considered in good standing if it is not past due or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account. Bonus Offer applies to new Accounts only opened by July 4, 2022.

10,000 Annual Bonus Scene+ Point Conditions: As a Scotiabank Passport Visa Infinite credit cardholder you can earn an annual Scene+ point bonus starting at 10,000 Scene+ points when you make at least $40,000 in eligible purchases annually on your Account each year (12-months). Annual period starts from the Account open date and resets every 12 months thereafter. You will earn 2,000 bonus Scene+ points for every additional $10,000 in eligible purchases thereafter in that same year, after the $40,000 annual spend has been reached. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges.

The Annual bonus Scene+ points will be credited within approximately 2-3 business days after you have met the $40,000 annual spend threshold on the Account and within approximately 2-3 business days after you have met each additional $10,000 annual spend threshold on the Account, provided your Account is open and in good standing (as defined above).

Rates and Fees: The current annual fee is $139 for the primary card, $0 for one additional supplementary card and $50 for each additional supplementary card thereafter. The current preferred annual interest rates for this Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions). All rates, fees, features and benefits are subject to change.

To qualify for these offers, make sure to open a new Scotiabank Passport Visa Infinite credit card account by July 4, 2022.

To qualify for the 35,000 bonus Scene+ points:

1. Earn 25,000 bonus Scene+ points by making at least $1,000 in everyday eligible purchases in your first 3 months.

2. Plus, as a Scotiabank Passport Visa Infinite cardholder, you are eligible to earn an annual 10,000 Scene+ point bonus when you spend at least $40,000 in everyday net eligible purchases annually.

Once you qualify, we’ll credit your account in 2 instalments:

1. 25,000 bonus Scene+ points will be credited to your account within approximately 2-3 business days following the qualifying $1,000 in net purchases being posted to your Account in your first 3 months.

2. Annual 10,000 bonus Scene+ points will be credited to your account within approximately 2-3 business days after you have met the $40,000 annual spend threshold.

Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the 35,000 bonus points offer. All cardholders remain eligible to earn an annual 10,000 Scene+ point bonus with an annual spend of at least $40,000. See terms and conditions below for full details.


*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.
 
Scotiabank®* Platinum American Express® card
  $150   60,000 bonus Scene+ points   Excellent  
Earn up to $2,100* in value in your first 14 months, including up to 60,000* bonus Scene+ points.
• Earn up to $2,100* in value in your first 14 months, including up to 60,000* bonus Scene+ points.

• You will not pay 2.5% foreign transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies

• Earn 2X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions

• Earn 2X Scene+ points for every $1 CAD spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and more

• Earn 2X Scene+ point for every $1 spent on every other purchase

• No foreign transaction fees : You will not pay 2.5% foreign transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies7.

• Mobile device insurance : Protect new devices purchased using your card if they get lost, stolen, accidentally damaged, or have a mechanical failure12.

• Airport lounge access : Enjoy 10 complimentary airport lounge passes per year6.

• Annual Fee : $399

Effective July 1, 2022, Earn Rates for Scene+ Points will be changing under the Additional Terms and Conditions for Scotiabank American Express Cardmembers. Visit scotiabank.com/amexchanges for details.

Offer Description and Conditions:

To qualify for this Offer make sure to open a new Scotiabank Platinum American Express credit card account by October 31, 2022.

To qualify for the 60,000 bonus Scene+ points:

Earn 50,000 bonus Scene+ points by making at least $3,000 in everyday eligible purchases in your first 3 months.

Plus, for a limited time, you are eligible to earn a 10,000 Scene+ point bonus when you spend at least $10,000 in everyday eligible purchases in your first 14 months.

Once you qualify, we’ll credit your account in 2 instalments:

50,000 bonus Scene+ points will be credited to your account within approximately 2-3 business days following the qualifying $3,000 in net purchases being posted to your Account in your first 3 months.

An additional 10,000 bonus Scene+ points will be credited within approximately 2-3 business days after you have met the $10,000 spend threshold in your first 14 months.

Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for this offer.

Offer may be changed, cancelled or extended and cannot be combined with any other offers.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.

Rates and Fees: The current annual fee is $399 for the primary card and $99 for each additional supplementary card.
The current preferred annual interest rates for the Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions). All rates, fees, features and benefits are subject to change.


*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.
 
MBNA Rewards Platinum Plus® Mastercard®
  $50   4 points†† for every $1 spent   Good  
4 points†† for every $1 spent on eligible gas, groceries and restaurant purchases during the first 90 days
***IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.

Note : This offer is not available for residents of Quebec. For residents of Quebec, please click here.

• Earn 4 points†† for every $1 spent on eligible restaurant, grocery, digital media, membership and household utility purchases during the first 90 days, and 2 points‡ for every $1 spent on eligible purchases in those categories thereafter – in both cases, these earn rates apply until $10,000 is spent annually in the applicable category. 1 point‡ for every $1 spent on all other eligible purchases

• 5,000 bonus points†† ($25 in cash back value) after you make $500 or more in eligible purchases within the first 90 days of your account opening

• 5,000 bonus points†† ($25 in cash back value) once enrolled for paperless e-statements within the first 90 days of account opening

• Each year, you will receive Birthday Bonus Points‡ equal to 10% of the total number of Points earned in the 12 months before the month of your birthday, to a maximum Birthday Bonus each year of 10,000 Points

• Redeem points‡ for cash back, brand-name merchandise, gift cards from participating retailers, charitable donations, and travel.

• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪ and access cheques, and 24.99% on cash advances

• Mobile Device Insurance***
With Mobile Device Insurance, you’ve got up to $1,000 in coverage for eligible mobile devices in the event of loss, theft, accidental damage or mechanical breakdown

• No annual fee

Apply for the MBNA Rewards Platinum Plus® Mastercard®.

* Visit the MBNA application page for further details

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply" link.

‡ These are highlights of the credit card rewards program (the "Program") associated with this credit card account. Points will be awarded on eligible transactions charged to your account as set out in the Program terms and conditions. The account will earn two (2) points per dollar spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until you spend $10,000 annually (per calendar year) in the applicable category. Other eligible purchases will earn a Base Earn Rate of one (1) point per dollar. Each year, the account will receive Birthday Bonus Points equal to 10% of the total number of Points the account earned in the 12 months before the month of the primary cardholder's birthday, to a maximum Birthday Bonus each year of 10,000 Points. The Birthday Bonus Points will be added to the account before the end of the primary cardholder's birthday month. The redemption rate for Points earned may differ depending on the redemption option chosen. Complete terms and conditions describing Program eligibility, accrual, earn limits, and redemption of Points, and other important conditions will be sent after your account is opened. Please read the terms and conditions carefully upon receipt.

†† To qualify for this offer, an applicant must be approved for the specific credit card account described in the offer. Welcome bonus of 5,000 points will be awarded if $500 in eligible Purchases are made on your Account within the first 90 days of account opening that are not subsequently rescinded, the subject of a charge back request(s) or otherwise disputed. In order to obtain a "Paperless Bonus" of 5,000 bonus points, you must enroll in online banking at www.mbna.ca and consent to Paperless Statements for the account within the first 90 days of account opening, and not subsequently rescind such enrollment throughout this period. For the double the points on restaurant, grocery, digital media, membership, and household utility Purchases offer, for the first 90 days after account opening you will earn an additional 2 points/$1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases (on top of the regular earn rate of 2 points/$1 spent on such purchases as indicated in the Program terms and conditions), subject to a maximum annual cap of $10,000 in each category. Please allow 8-10 weeks for the applicable bonus points to be posted to your points account. Limit one-time bonus point offer (no cash value) per new account for each bonus point offer. This offer is not available to residents of Quebec. This promotion is offered by MBNA and may be amended or cancelled at any time without notice.

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00 % OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

***Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy MBNA-0620. To be eligible for Mobile Device Insurance you must use your Account to pay all of your monthly mobile bill payments and any upfront costs or pay at least 75% of the purchase price with your Account when paying the full cost of your mobile device up front. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificates of Insurance included with your Guide to Coverage. ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.


IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.

• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.
 
American Express® Green Card
  $20   Welcome Bonus of 10,000 Membership Rewards® points   Good  
Welcome Bonus of 10,000 Membership Rewards® points when you charge $1,000 to your Card in the first 3 months of Cardmembership
NOTE : American Express® reports approvals on the second week of each month. Please wait one month before any missing rebate inquiries.

Card Type Credit
Annual Fee $0
Additional Card Fee $0
Cash Advance Rate 21.99%*
Late Fee N/A


FEATURES
• Get the Card that lets you live in the moment while getting ready for the future. The American Express® Green Card lets you go for it with every swipe or tap of your Card

• As a new American Express® Green Cardmember, you can earn a Welcome Bonus of 10,000 Membership Rewards® points when you charge $1,000 in purchases to your Card in the first 3 months of Cardmembership

• Earn 1x the points on Card purchases

• Charge an eligible purchase to your Card and redeem your Membership Rewards points for a statement credit (All eligible purchases: 1,000 points = $10 statement credit)

• With American Express Experiences and Front Of The Line®, American Express Cardmembers get access to amazing events in Canada

• Transfer points 1:1 to several frequent flyer and other loyalty programs

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link .

Conditions apply.

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express® Green Card Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
 
CIBC Aventura® Gold Visa* Card
  $0   Join and get over $1,250 in value including a first year annual fee rebate†!   Good  
Join and get over $1,250 in value including a first year annual fee rebate†!
Welcome Offer: Join and get over $1,250 in value including a first year annual fee rebate!†

Here's how You can get over $1,250 in value:
◊ Get a total of up to 40,000 Aventura Points (up to $850 in travel value†):
• 20,000 Aventura Points when you make your first purchase†
• 15,000 Aventura Points when you spend $1,000 or more each monthly statement during the first year.†
• 5,000 Aventura Points as an additional anniversary bonus.†

◊ Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each): over $189 value†.

◊ Effective July 1, 2022: Elevate your airport experience with 4 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program: over $190 in value.†

◊ Plus, get a NEXUS◊ Application Fee rebate†: A $50 value†

◊ Plus, enjoy extra valuable travel benefits.

◊ Travel when it’s right for you – your Aventura points don’t expire†

◊ Redeem your Aventura points for more than travel with our Shop With Points/Pay with Points features†

◊ Travel local - Aventura points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway

◊ Save on gas with CIBC and Journie Rewards
Link and use your CIBC Aventura Gold Visa Card with Journie Rewards to automatically save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†

◊ This is a digital-exclusive offer.† To be eligible for this offer, you must apply for a new eligible card using the “Apply Now” link available on this webpage.†

• 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre†

• 1.5 points for every $1 spent at eligible gas stations, grocery stores and drug stores†

• 1 point for every $1 spent on all other purchases†

†Conditions apply

Cash Back Not Available from GCR. Any offers are strictly from CIBC.
Not available in Quebec.
 
CIBC Aventura® Visa Infinite* Card
  $0   Join and get over $1,250 in value including a first year annual fee rebate†!   Good  
Join and get over $1,250 in value including a first year annual fee rebate†!
Welcome Offer: Join and get over $1,250 in value including a first year annual fee rebate!†

Here's how You can get over $1,250 in value
◊ Get a total of up to 40,000 Aventura Points (up to $850 in travel value†):
• 20,000 Aventura Points when you make your first purchase†
• 15,000 Aventura Points when you spend $1,000 or more each monthly statement during the first year.†
• 5,000 Aventura Points as an additional anniversary bonus.†

◊ Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each): over $189 value.†

• Effective July 1, 2022: Elevate your airport experience with 4 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program: over $190 in value.†

◊ Plus, get a NEXUS◊ Application Fee rebate†: A $50 value†

◊ Plus, enjoy extra valuable travel benefits.

◊ Travel when it’s right for you – your Aventura points don’t expire†
◊ Redeem your Aventura Points for more than travel with our Shop With Points/Pay with Points features†
◊ Travel local - Aventura points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway

◊ Save on gas with CIBC and Journie Rewards
Link and use your CIBC Aventura Visa Infinite Card with Journie Rewards to automatically save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†

◊ This is a digital-exclusive offer.† To be eligible for this offer, you must apply for a new eligible card using the “Apply Now” link available on this webpage.†

• 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre†

• 1.5 points for every $1 spent at eligible gas stations, grocery stores and drug stores†

• 1 point for every $1 spent on all other purchases†

†Conditions apply

Cash Back Not Available from GCR. Any offers are strictly from CIBC.
Not available in Quebec.
 
HSBC +Rewards™ Mastercard®
  $100   Earn 30,000 Points ($150 travel value) when you spend $2,000 in the first 180 days of account opening   Fair  
2x Rewards on eligible dining and entertainment.
Earn up to 35,000 points* ($175 travel value) PLUS a full annual fee rebate for the primary cardholder for the first year ($25 value). Must apply by October 31, 2022. Conditions apply.

Get up to $200 in total value* for the first year! Must apply by Oct 31, 2022. Conditions apply.

Earn 2 Points for every $1 spent on eligible dining or entertainment purchases

HSBC's lowest interest rate for purchases, cash advances and balance transfers

Price Protection Service - find a lower price within 60 days of your purchase, the difference will be refunded, up to $500 per eligible item

Primary Cardholder Annual Fee: $25 

Annual Interest on Purchases: 11.9% 

Annual Interest on Cash Advances and Balance Transfers: 11.9% 

Authorized User Annual Fee: $10 Per Card 

*Terms and Conditions apply

®/TM Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Used pursuant to license

This offer is only available to residents of Canada other than the province of Quebec (Quebec residents eligible for separate offer).

• Cash Back Rebate will be paid by GreatCanadianRebates following the later of: (a) 90 days after online application approval, and (b) activation of the Card by the Cardholder.
• Cash Back Rebate is provided only for applications that started, and are approved, online
• Cash Back Rebate is for new/first time HSBC Mastercard Card Members only.
• HSBC Bank Canada is not responsible or liable for any aspect of the cash back rebate offer.
• Cash Back Offer may end at any time at the discretion of GreatCanadianRebates.
• Cash Back Offer available to GreatCanadianRebates members only.
• Applicants must apply online through the link provided by GreatCanadianRebates.
• Do not browse or leave application page before it is completed.
• If the application session expires, you must restart your application, beginning by clicking through the link available through GreatCanadianRebates.

• NOTE: you must contact GreatCanadianRebates within 4 months of online application approval to report a missing rebate, otherwise the rebate is void.


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