Credit Card Comparison Table

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Vancity enviro™ Visa Infinite* card

Welcome offer!

Get up to $390 rewards value^ with our enviro™ Visa Infinite* card including 5,000 points ($50 rewards value) on your first purchase.

Offer ends March 28, 2024. Terms & Conditions apply^.
Available to British Columbia residents only.



Welcome Offer Details

Get up to $390 in rewards value^.
  • First year annual fee waived ($120 value)^
  • 5,000 Vancity Rewards points after your first purchase ($50 rewards value)^
  • 13,000 Vancity Rewards points when you spend over $3,000 or more during the first three months ($130 rewards value)^
  • Airport lounge membership ($90 value)^
For new cardholders only.


5% of profits go to environmental initiatives with every purchase on your enviro Visa card.

Environmental impact:
  • Our Carbon Counter™ helps you estimate the carbon footprint of your Visa card spending.
  • 5% of profits from this card support the Vancity enviroFund™ program every year which helps fund climate innovation in your community.


Vancity Rewards

100 Vancity Rewards points = $1 in Rewards Value.


How to earn points.
  • 10 points for every $1 spent at select local businesses.
  • 5 points for every $1 spent on public transit and ferries.
  • 2.5 points for every $1 spent on groceries.
  • 1.25 points for every $1 spent on all other purchases.
  • 2x the points when booking travel through Vancity Rewards.

Ways you can redeem your points:
  • Cash back: Add funds to your Vancity account, pay down your enviro™ Visa* card account balance, or make a loan payment (like towards your Vancity mortgage).

  • Travel: Book flights, hotels, car rentals, cruises and more through Vancity Rewards and enjoy no blackout periods.

  • Charity: Support what matters to you. Redeem your points to make a donation to a select charity and we’ll send you a tax receipt. Starting at 2,000 points ($20 rewards value).

  • Gift cards: Treat yourself or someone special when you redeem your Vancity Rewards points for a gift card. Choose from over 60 options.


Premium Visa Infinite Benefits
  • Get access to more than 1,200 participating airport lounges worldwide with your complimentary membership to Visa Airport Companion.⌀
  • Hotel perks, dining and wine events, concierge service, sports and entertainment offers and more.

Insurances
  • Common carrier travel accident insurance up to $500,000. §
  • Purchase security insurance. §
  • Extended warranty insurance. §
  • Auto rental collision/loss damage insurance. §
  • Flight delay insurance. §
  • Emergency travel assistance services. §
  • Delayed and lost baggage insurance. §

Eligibility: $60,000 annual personal income, $100,000 annual household income, or $250,000 or more in investible funds.


Note: Purchase APR, Balance Transfer APR and Cash Advance APR
You will benefit from an interest-free grace period of 21 days on new purchases and fees appearing on your statement. If you pay off the balance showing on your statement in full by the payment due date, no interest will be payable on all new purchases that appear on your statement for the first time. There is no interest-free grace period on cash advances and balance transfers. Interest rates and fees and are subject to change without notice. See the Vancity Credit Card Agreement and Disclosure Statement for more details.


^ Terms & conditions apply. For full details and eligibility requirements visit vancity.com/bank/credit-cards/enviro-infinite/

* Trademark of Visa Int. Used under license.

enviro™, Vancity enviroFund™ and Carbon Counter™ are trademarks of Vancouver City Savings Credit Union.

Vancity membership required for certain cash back rewards. Must have a Vancity deposit account to redeem for cash. Additional terms and conditions apply.

§ Common Carrier Travel Accident and Travel Emergency Medical Insurance are insurance coverages underwritten by American Bankers Life Assurance Company of Florida (ABLAC) under Group Policy number VCVIL092019. All other insurance coverages are underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy number VCVI092019. Price Protection Service and Emergency Travel Assistance Services are services only and not insurance and are provided by ABIC.

⌀ Enviro Visa Infinite cardholders have access to participating lounges through the Visa Airport Companion Program (“Program”), hosted and managed by DragonPass International Ltd. Cardholders must enroll for this benefit using a valid enviro Visa Infinite card. The value of a Visa Airport Companion membership (managed by DragonPass International Ltd.) is based on the value of purchasing a DragonPass membership ($68 USD) converted into CAD at an exchanged rate of 1.32. This estimated value is merely an estimate for illustrative purposes only. Actual value of a Visa Airport Companion membership may vary. Upon enrollment, all visits for enviro Visa Infinite cardholders are subject to a fee per person per visit. Cardholders who participate in the Program are subject to the DragonPass Terms of Use, Terms of Service and Privacy Policy and Visa’s Privacy Notice. To view the full Terms and Conditions for the Program and more details on how to enroll, please visit visaairportcompanion.ca. The Program services and benefits are provided by DragonPass and applicable third party offer providers and neither Visa nor Vancity is responsible for any claims or damages arising from participation in the Program.

ABIC and ABLAC, their subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ® Assurant is a registered trademark of Assurant, Inc. Details of the coverage, including definitions, benefits, limitations, and exclusions are in the Certificate of Insurance and the Statement of Services provided with the card. Read the Certificate of Insurance and Statement of Services, then keep these documents in a safe place, and take them with you when you travel.
Initial Rewards: Get up to $390 rewards value including 5,000 points on your first purchase.
On Going Rewards 1st: 10 points for every $1 spent at select local businesses and 5 points for every $1 spent on public transit and ferries
On Going Rewards 2nd: 5% of profits go to environmental initiatives with every purchase on your enviro Visa card.
GCR Rebate: 0
GCR Rebate
$0
Initial Rewards
Get up to $390 rewards value including first year annual fee waived!
Credit Needed
NA
To be eligible for this offer:
• Applicants must be a new Vancity credit card Account Holder.
• Are at least 19 years old.
• Live in British Columbia and have a BC address.

• Application must be complete and submitted to receive Cash Back Rebate.
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Please wait 3 weeks before inquiring about a missing Vancity Cash Back.
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
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Vancity enviro™ Visa* Classic card

Sign up for a Vancity enviro™ Visa* Classic card!


Available to British Columbia residents only.



5% of profits go to environmental initiatives with every purchase on your enviro Visa card.

Environmental impact:
  • Our Carbon Counter™ helps you estimate the carbon footprint of your Visa card spending.
  • 5% of profits from this card support the Vancity enviroFund™ program every year which helps fund climate innovation in your community.


Vancity Rewards

100 Vancity Rewards points = $1 in Rewards Value.


How to earn points.
  • 1 point for every $2 spent on all purchases.
  • 2x the points when booking travel through Vancity Rewards.

Ways you can redeem your points:
  • Cash back: Add funds to your Vancity account, pay down your enviro™ Visa* card account balance, or make a loan payment (like towards your Vancity mortgage).

  • Travel: Book flights, hotels, car rentals, cruises and more through Vancity Rewards and enjoy no blackout periods.

  • Charity: Support what matters to you. Redeem your points to make a donation to a select charity and we’ll send you a tax receipt. Starting at 2,000 points ($20 rewards value).

  • Gift cards: Treat yourself or someone special when you redeem your Vancity Rewards points for a gift card. Choose from over 60 options.


Insurances
  • Common carrier travel accident insurance up to $200,000. §
  • Purchase security insurance. §
  • Extended warranty insurance. §


Note: Purchase APR, Balance Transfer APR and Cash Advance APR
You will benefit from an interest-free grace period of 21 days on new purchases and fees appearing on your statement. If you pay off the balance showing on your statement in full by the payment due date, no interest will be payable on all new purchases that appear on your statement for the first time. There is no interest-free grace period on cash advances and balance transfers. Interest rates and fees and are subject to change without notice. See the Vancity Credit Card Agreement and Disclosure Statement for more details.


^ Terms & conditions apply. For full details and eligibility requirements visit vancity.com/bank/credit-cards/enviro-classic

* Trademark of Visa Int. Used under license.

enviro™, Vancity enviroFund™ and Carbon Counter™ are trademarks of Vancouver City Savings Credit Union.

Vancity membership required for certain cash back rewards. Must have a Vancity deposit account to redeem for cash. Additional terms and conditions apply.

§ Common Carrier Travel Accident and Travel Emergency Medical Insurance are insurance coverages underwritten by American Bankers Life Assurance Company of Florida (ABLAC) under Group Policy number VCVIL092019. All other insurance coverages are underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy number VCVI092019. Price Protection Service and Emergency Travel Assistance Services are services only and not insurance and are provided by ABIC.

ABIC and ABLAC, their subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ® Assurant is a registered trademark of Assurant, Inc. Details of the coverage, including definitions, benefits, limitations, and exclusions are in the Certificate of Insurance and the Statement of Services provided with the card. Read the Certificate of Insurance and Statement of Services, then keep these documents in a safe place, and take them with you when you travel.
Initial Rewards: Get up to $50 rewards value when you spend $1,500 in your first 3 months.
On Going Rewards 1st: 1 point for every $2 spent on all purchases and no annual fee
On Going Rewards 2nd: 5% of profits go to environmental initiatives with every purchase on your enviro Visa card
GCR Rebate: 0
GCR Rebate
$0
Initial Rewards
Get up to $50 rewards value!
Credit Needed
NA
To be eligible for this offer:
• Applicants must be a new Vancity credit card Account Holder.
• Are at least 19 years old.
• Live in British Columbia and have a BC address.

• Application must be complete and submitted to receive Cash Back Rebate.
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Please wait 3 weeks before inquiring about a missing Vancity Cash Back.
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
-
Vancity enviro™ Visa* Classic card Low Interest rate

Vancity enviro™ Visa* Classic card with low Interest Rate plus Vancity Rewards
Welcome offer!

Get up to $175 rewards value^ when you sign up for the enviro™ Visa* Classic card Low interest rate plus Vancity Rewards!

Must apply by March 28, 2024^. Terms & Conditions apply.
Available to British Columbia residents only.

  • First year annual fee waived ($50 value)^
  • 2,500 Vancity Rewards points when you make your first purchase ($25 rewards value)^
  • 10,000 Vancity Rewards points when you spend $1,500 in your first 3 months ($100 rewards value)^




5% of profits go to environmental initiatives with every purchase on your enviro Visa card.

Environmental impact:
  • Our Carbon Counter™ helps you estimate the carbon footprint of your Visa card spending.
  • 5% of profits from this card support the Vancity enviroFund™ program every year which helps fund climate innovation in your community.


Vancity Rewards

100 Vancity Rewards points = $1 in Rewards Value.


How to earn points.
  • 1 point for every $2 spent on all purchases.
  • 2x the points when booking travel through Vancity Rewards.

Ways you can redeem your points:
  • Cash back: Add funds to your Vancity account, pay down your enviro™ Visa* card account balance, or make a loan payment (like towards your Vancity mortgage).

  • Travel: Book flights, hotels, car rentals, cruises and more through Vancity Rewards and enjoy no blackout periods.

  • Charity: Support what matters to you. Redeem your points to make a donation to a select charity and we’ll send you a tax receipt. Starting at 2,000 points ($20 rewards value).

  • Gift cards: Treat yourself or someone special when you redeem your Vancity Rewards points for a gift card. Choose from over 60 options.


Insurances
  • Common carrier travel accident insurance up to $200,000. §
  • Purchase security insurance. §
  • Extended warranty insurance. §


Note: Purchase APR, Balance Transfer APR and Cash Advance APR
You will benefit from an interest-free grace period of 21 days on new purchases and fees appearing on your statement. If you pay off the balance showing on your statement in full by the payment due date, no interest will be payable on all new purchases that appear on your statement for the first time. There is no interest-free grace period on cash advances and balance transfers. Interest rates and fees and are subject to change without notice. See the Vancity Credit Card Agreement and Disclosure Statement for more details.


^ Terms & conditions apply. For full details and eligibility requirements visit vancity.com/bank/credit-cards/enviro-classic-low-interest-vancity-rewards

* Trademark of Visa Int. Used under license.

enviro™, Vancity enviroFund™ and Carbon Counter™ are trademarks of Vancouver City Savings Credit Union.

Vancity membership required for certain cash back rewards. Must have a Vancity deposit account to redeem for cash. Additional terms and conditions apply.

§ Common Carrier Travel Accident and Travel Emergency Medical Insurance are insurance coverages underwritten by American Bankers Life Assurance Company of Florida (ABLAC) under Group Policy number VCVIL092019. All other insurance coverages are underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy number VCVI092019. Price Protection Service and Emergency Travel Assistance Services are services only and not insurance and are provided by ABIC.
ABIC and ABLAC, their subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ® Assurant is a registered trademark of Assurant, Inc. Details of the coverage, including definitions, benefits, limitations, and exclusions are in the Certificate of Insurance and the Statement of Services provided with the card. Read the Certificate of Insurance and Statement of Services, then keep these documents in a safe place, and take them with you when you travel.
Initial Rewards: 1 point for every $2 spent on all purchases and 2x the points when booking travel through Vancity Rewards.
On Going Rewards 1st: Redeem points for cash back, travel, charity and gift cards
On Going Rewards 2nd: 5% of profits go to environmental initiatives with every purchase on your enviro Visa card
GCR Rebate: 0
GCR Rebate
$0
Initial Rewards
Get up to $175 rewards value
Credit Needed
NA
To be eligible for this offer:
• Applicants must be a new Vancity credit card Account Holder.
• Are at least 19 years old.
• Live in British Columbia and have a BC address.

• Application must be complete and submitted to receive Cash Back Rebate.
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Please wait 3 weeks before inquiring about a missing Vancity Cash Back.
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
    GCR Rebate   Initial Rewards   Credit Needed  
 
Vancity enviro™ Visa Infinite* card
  $0   Get up to $390 rewards value including first year annual fee waived!    
Get up to $390 rewards value including 5,000 points on your first purchase.

Welcome offer!

Get up to $390 rewards value^ with our enviro™ Visa Infinite* card including 5,000 points ($50 rewards value) on your first purchase.

Offer ends March 28, 2024. Terms & Conditions apply^.
Available to British Columbia residents only.



Welcome Offer Details

Get up to $390 in rewards value^.
  • First year annual fee waived ($120 value)^
  • 5,000 Vancity Rewards points after your first purchase ($50 rewards value)^
  • 13,000 Vancity Rewards points when you spend over $3,000 or more during the first three months ($130 rewards value)^
  • Airport lounge membership ($90 value)^
For new cardholders only.


5% of profits go to environmental initiatives with every purchase on your enviro Visa card.

Environmental impact:
  • Our Carbon Counter™ helps you estimate the carbon footprint of your Visa card spending.
  • 5% of profits from this card support the Vancity enviroFund™ program every year which helps fund climate innovation in your community.


Vancity Rewards

100 Vancity Rewards points = $1 in Rewards Value.


How to earn points.
  • 10 points for every $1 spent at select local businesses.
  • 5 points for every $1 spent on public transit and ferries.
  • 2.5 points for every $1 spent on groceries.
  • 1.25 points for every $1 spent on all other purchases.
  • 2x the points when booking travel through Vancity Rewards.

Ways you can redeem your points:
  • Cash back: Add funds to your Vancity account, pay down your enviro™ Visa* card account balance, or make a loan payment (like towards your Vancity mortgage).

  • Travel: Book flights, hotels, car rentals, cruises and more through Vancity Rewards and enjoy no blackout periods.

  • Charity: Support what matters to you. Redeem your points to make a donation to a select charity and we’ll send you a tax receipt. Starting at 2,000 points ($20 rewards value).

  • Gift cards: Treat yourself or someone special when you redeem your Vancity Rewards points for a gift card. Choose from over 60 options.


Premium Visa Infinite Benefits
  • Get access to more than 1,200 participating airport lounges worldwide with your complimentary membership to Visa Airport Companion.⌀
  • Hotel perks, dining and wine events, concierge service, sports and entertainment offers and more.

Insurances
  • Common carrier travel accident insurance up to $500,000. §
  • Purchase security insurance. §
  • Extended warranty insurance. §
  • Auto rental collision/loss damage insurance. §
  • Flight delay insurance. §
  • Emergency travel assistance services. §
  • Delayed and lost baggage insurance. §

Eligibility: $60,000 annual personal income, $100,000 annual household income, or $250,000 or more in investible funds.


Note: Purchase APR, Balance Transfer APR and Cash Advance APR
You will benefit from an interest-free grace period of 21 days on new purchases and fees appearing on your statement. If you pay off the balance showing on your statement in full by the payment due date, no interest will be payable on all new purchases that appear on your statement for the first time. There is no interest-free grace period on cash advances and balance transfers. Interest rates and fees and are subject to change without notice. See the Vancity Credit Card Agreement and Disclosure Statement for more details.


^ Terms & conditions apply. For full details and eligibility requirements visit vancity.com/bank/credit-cards/enviro-infinite/

* Trademark of Visa Int. Used under license.

enviro™, Vancity enviroFund™ and Carbon Counter™ are trademarks of Vancouver City Savings Credit Union.

Vancity membership required for certain cash back rewards. Must have a Vancity deposit account to redeem for cash. Additional terms and conditions apply.

§ Common Carrier Travel Accident and Travel Emergency Medical Insurance are insurance coverages underwritten by American Bankers Life Assurance Company of Florida (ABLAC) under Group Policy number VCVIL092019. All other insurance coverages are underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy number VCVI092019. Price Protection Service and Emergency Travel Assistance Services are services only and not insurance and are provided by ABIC.

⌀ Enviro Visa Infinite cardholders have access to participating lounges through the Visa Airport Companion Program (“Program”), hosted and managed by DragonPass International Ltd. Cardholders must enroll for this benefit using a valid enviro Visa Infinite card. The value of a Visa Airport Companion membership (managed by DragonPass International Ltd.) is based on the value of purchasing a DragonPass membership ($68 USD) converted into CAD at an exchanged rate of 1.32. This estimated value is merely an estimate for illustrative purposes only. Actual value of a Visa Airport Companion membership may vary. Upon enrollment, all visits for enviro Visa Infinite cardholders are subject to a fee per person per visit. Cardholders who participate in the Program are subject to the DragonPass Terms of Use, Terms of Service and Privacy Policy and Visa’s Privacy Notice. To view the full Terms and Conditions for the Program and more details on how to enroll, please visit visaairportcompanion.ca. The Program services and benefits are provided by DragonPass and applicable third party offer providers and neither Visa nor Vancity is responsible for any claims or damages arising from participation in the Program.

ABIC and ABLAC, their subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ® Assurant is a registered trademark of Assurant, Inc. Details of the coverage, including definitions, benefits, limitations, and exclusions are in the Certificate of Insurance and the Statement of Services provided with the card. Read the Certificate of Insurance and Statement of Services, then keep these documents in a safe place, and take them with you when you travel.

To be eligible for this offer:
• Applicants must be a new Vancity credit card Account Holder.
• Are at least 19 years old.
• Live in British Columbia and have a BC address.

• Application must be complete and submitted to receive Cash Back Rebate.
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Please wait 3 weeks before inquiring about a missing Vancity Cash Back.
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
 
Vancity enviro™ Visa* Classic card
  $0   Get up to $50 rewards value!    
Get up to $50 rewards value when you spend $1,500 in your first 3 months.

Sign up for a Vancity enviro™ Visa* Classic card!


Available to British Columbia residents only.



5% of profits go to environmental initiatives with every purchase on your enviro Visa card.

Environmental impact:
  • Our Carbon Counter™ helps you estimate the carbon footprint of your Visa card spending.
  • 5% of profits from this card support the Vancity enviroFund™ program every year which helps fund climate innovation in your community.


Vancity Rewards

100 Vancity Rewards points = $1 in Rewards Value.


How to earn points.
  • 1 point for every $2 spent on all purchases.
  • 2x the points when booking travel through Vancity Rewards.

Ways you can redeem your points:
  • Cash back: Add funds to your Vancity account, pay down your enviro™ Visa* card account balance, or make a loan payment (like towards your Vancity mortgage).

  • Travel: Book flights, hotels, car rentals, cruises and more through Vancity Rewards and enjoy no blackout periods.

  • Charity: Support what matters to you. Redeem your points to make a donation to a select charity and we’ll send you a tax receipt. Starting at 2,000 points ($20 rewards value).

  • Gift cards: Treat yourself or someone special when you redeem your Vancity Rewards points for a gift card. Choose from over 60 options.


Insurances
  • Common carrier travel accident insurance up to $200,000. §
  • Purchase security insurance. §
  • Extended warranty insurance. §


Note: Purchase APR, Balance Transfer APR and Cash Advance APR
You will benefit from an interest-free grace period of 21 days on new purchases and fees appearing on your statement. If you pay off the balance showing on your statement in full by the payment due date, no interest will be payable on all new purchases that appear on your statement for the first time. There is no interest-free grace period on cash advances and balance transfers. Interest rates and fees and are subject to change without notice. See the Vancity Credit Card Agreement and Disclosure Statement for more details.


^ Terms & conditions apply. For full details and eligibility requirements visit vancity.com/bank/credit-cards/enviro-classic

* Trademark of Visa Int. Used under license.

enviro™, Vancity enviroFund™ and Carbon Counter™ are trademarks of Vancouver City Savings Credit Union.

Vancity membership required for certain cash back rewards. Must have a Vancity deposit account to redeem for cash. Additional terms and conditions apply.

§ Common Carrier Travel Accident and Travel Emergency Medical Insurance are insurance coverages underwritten by American Bankers Life Assurance Company of Florida (ABLAC) under Group Policy number VCVIL092019. All other insurance coverages are underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy number VCVI092019. Price Protection Service and Emergency Travel Assistance Services are services only and not insurance and are provided by ABIC.

ABIC and ABLAC, their subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ® Assurant is a registered trademark of Assurant, Inc. Details of the coverage, including definitions, benefits, limitations, and exclusions are in the Certificate of Insurance and the Statement of Services provided with the card. Read the Certificate of Insurance and Statement of Services, then keep these documents in a safe place, and take them with you when you travel.

To be eligible for this offer:
• Applicants must be a new Vancity credit card Account Holder.
• Are at least 19 years old.
• Live in British Columbia and have a BC address.

• Application must be complete and submitted to receive Cash Back Rebate.
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Please wait 3 weeks before inquiring about a missing Vancity Cash Back.
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
 
Vancity enviro™ Visa* Classic card Low Interest rate
  $0   Get up to $175 rewards value    
1 point for every $2 spent on all purchases and 2x the points when booking travel through Vancity Rewards.

Vancity enviro™ Visa* Classic card with low Interest Rate plus Vancity Rewards
Welcome offer!

Get up to $175 rewards value^ when you sign up for the enviro™ Visa* Classic card Low interest rate plus Vancity Rewards!

Must apply by March 28, 2024^. Terms & Conditions apply.
Available to British Columbia residents only.

  • First year annual fee waived ($50 value)^
  • 2,500 Vancity Rewards points when you make your first purchase ($25 rewards value)^
  • 10,000 Vancity Rewards points when you spend $1,500 in your first 3 months ($100 rewards value)^




5% of profits go to environmental initiatives with every purchase on your enviro Visa card.

Environmental impact:
  • Our Carbon Counter™ helps you estimate the carbon footprint of your Visa card spending.
  • 5% of profits from this card support the Vancity enviroFund™ program every year which helps fund climate innovation in your community.


Vancity Rewards

100 Vancity Rewards points = $1 in Rewards Value.


How to earn points.
  • 1 point for every $2 spent on all purchases.
  • 2x the points when booking travel through Vancity Rewards.

Ways you can redeem your points:
  • Cash back: Add funds to your Vancity account, pay down your enviro™ Visa* card account balance, or make a loan payment (like towards your Vancity mortgage).

  • Travel: Book flights, hotels, car rentals, cruises and more through Vancity Rewards and enjoy no blackout periods.

  • Charity: Support what matters to you. Redeem your points to make a donation to a select charity and we’ll send you a tax receipt. Starting at 2,000 points ($20 rewards value).

  • Gift cards: Treat yourself or someone special when you redeem your Vancity Rewards points for a gift card. Choose from over 60 options.


Insurances
  • Common carrier travel accident insurance up to $200,000. §
  • Purchase security insurance. §
  • Extended warranty insurance. §


Note: Purchase APR, Balance Transfer APR and Cash Advance APR
You will benefit from an interest-free grace period of 21 days on new purchases and fees appearing on your statement. If you pay off the balance showing on your statement in full by the payment due date, no interest will be payable on all new purchases that appear on your statement for the first time. There is no interest-free grace period on cash advances and balance transfers. Interest rates and fees and are subject to change without notice. See the Vancity Credit Card Agreement and Disclosure Statement for more details.


^ Terms & conditions apply. For full details and eligibility requirements visit vancity.com/bank/credit-cards/enviro-classic-low-interest-vancity-rewards

* Trademark of Visa Int. Used under license.

enviro™, Vancity enviroFund™ and Carbon Counter™ are trademarks of Vancouver City Savings Credit Union.

Vancity membership required for certain cash back rewards. Must have a Vancity deposit account to redeem for cash. Additional terms and conditions apply.

§ Common Carrier Travel Accident and Travel Emergency Medical Insurance are insurance coverages underwritten by American Bankers Life Assurance Company of Florida (ABLAC) under Group Policy number VCVIL092019. All other insurance coverages are underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy number VCVI092019. Price Protection Service and Emergency Travel Assistance Services are services only and not insurance and are provided by ABIC.
ABIC and ABLAC, their subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ® Assurant is a registered trademark of Assurant, Inc. Details of the coverage, including definitions, benefits, limitations, and exclusions are in the Certificate of Insurance and the Statement of Services provided with the card. Read the Certificate of Insurance and Statement of Services, then keep these documents in a safe place, and take them with you when you travel.

To be eligible for this offer:
• Applicants must be a new Vancity credit card Account Holder.
• Are at least 19 years old.
• Live in British Columbia and have a BC address.

• Application must be complete and submitted to receive Cash Back Rebate.
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Please wait 3 weeks before inquiring about a missing Vancity Cash Back.
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.


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